WaterStone Bank (WSBF) Short-Term Debt to Capital

Corporate company logo of wsbonline.com (WSBF)

Waterstone Financial (WSBF) is a reputable Wisconsin-based lender relying on local trust and a conservative approach to assets. The organization is currently undergoing a net interest margin alignment phase while maintaining high credit portfolio reliability. Share buybacks and a mortgage market recovery will serve as growth drivers, with the indicator standing at 0.64. The daily price chart for this holding is available on the GURU.Markets platform.

WSBF - Waterstone Financial Inc. Short-Term Debt to Capital over the range 07/04/2022 - 10/29/2026
Manufactured product of wsbonline.com

The specifics of mortgage lending at Waterstone Financial (WSBF) create a significant asset-liability mismatch. This ratio of current loans to equity visualizes the bank's reliance on short-term borrowing to maintain liquidity. The metric is calculated as the share of liabilities maturing within one year relative to equity, reflecting the actual financial burden. Minimizing this ratio confirms capital stability and low refinancing risks.

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