BCAL (SoCal Bank) Company Total Indebtedness

Graphic logo of Southern California Corp (BCAL)

Southern California (BCAL) operates amid fierce competition for deposits and the Southern California corporate sector, contending with fintech services. The bank specializes in B2B services for local entrepreneurs, leveraging deep knowledge of the regional economy. Management stability and generous bonuses enable the retention of key specialists. This chart illustrates the market value dynamics of the asset with a separate debt indicator at 0.05.

SoCal Bank - BCAL Company Debts (period 02/21/2024 - 10/27/2026)

Analytical breakdowns for SoCal Bank (BCAL)

- price and consensus price forecast:
Market Price Southern California Bancorp Inc.|BCAL - Analyst Consensus Forecast
- market capitalization data:
Market Capitalization Southern California Corp|BCAL - Enterprise Value
- book capitalization data:
Net Assets per Share Southern California Bancorp|BCAL - Company Book Value|Market-to-Book Ratio banksocal.com|BCAL - Aggregate Company Assets
- debt and liquidity data:
Debt to Equity Ratio Southern California|BCAL - Long-Term Debt to Capital|Short-Term Debt to Capital Southern California|BCAL - Company Debts|Debt to Book Capitalization Ratio Southern California Corp
Fundamental company analysis:BCAL (Southern California Bancorp)
Signature product of SoCal Bank

This metric measures the total volume of borrowed capital, determining the cost of debt service and the business's liquidity risk. For Southern California (BCAL), low funding costs via deposits reduce reliance on expensive borrowing. By analyzing the overall debt burden, an investor assesses the efficiency of the bank's liability management. A stable debt trajectory confirms the resilience of the net margin, which minimizes the risk of asset drawdowns within the portfolio.

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