BCAL - Southern California Bancorp Inc. Long-Term Liabilities to Capital

Brandmark of Southern California Bancorp Inc. (BCAL)

Southern California (BCAL) is currently scaling its commercial banking operations in California by implementing flexible lending and IT services for mid-sized businesses. Profit stability is underpinned by high-quality deposit management and the development of the regional economy. This chart illustrates the current share price, reaching 0.02, highlighting the potential synergy following the merger with California BanCorp and the growing demand for treasury services in Southern California.

banksocal.com (BCAL): Long-Term Debt to Capital from 02/21/2024 to 10/28/2026
Brand item of Southern California

For Southern California (BCAL), resilience to local construction cycles and Fed decisions depends directly on the balance of long-term funding. Analyzing the ratio of long-term liabilities to equity allows for an assessment of the share of loans with maturities exceeding one year within the capital structure, which determines the bank's leverage level and liquidity risk during periods of economic recession.

Analysis of competing companies

Long-Term Debt to Capital Coefficient The PNC Financial Services Group|Truist Bank - Long-Term Debt to Capital|Long-Term Liabilities to Capital Manufacturers and Traders Trust Company (MTB)|FITB (Fifth Third Bancorp) - Long-Term Debt to Capital|Long-Term Indebtedness to Equity huntington.com HBAN|Long-Term Debt to Capital FCNCA (First Citizens BancShares)|RF: Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity CFG|KEY (KeyBank National Association) - Long-Term Liabilities to Capital|Long-Term Debt to Equity East West Bancorp, Inc. (EWBC)|Long-Term Debt to Capital Ratio firsthorizon.com|Long-Term Debt to Capital SSB|Long-Term Debt to Capital WBS (Webster Financial Corporation)|Long-Term Debt to Equity Western Alliance Corp WAL|UMBF - Long-Term Debt to Equity|Long-Term Debt to Equity Ratio Wintrust Financial (WTFC)|CMA - Long-Term Debt to Capital Coefficient|Old National Bank (ONB) - Long-Term Debt to Capital|Zions Bancorporation, N.A. (ZION) - Long-Term Debt to Equity|BPOP (Banco Popular de Puerto Rico) - Long-Term Debt to Capital|Long-Term Debt to Capital CFR|Long-Term Debt to Equity Commerce Bancshares CBSH|Long-Term Debt to Capital Ratio COLB (columbiabank.com)|Long-Term Debt to Equity PNFP (Pinnacle Bank)|Synovus Bank - Long-Term Debt to Capital|Long-Term Debt to Equity BOKF (BOK Financial Corp)|CADE: Ratio of Long-Term Indebtedness to Capital|Prosperity Bancshares - Long-Term Debt to Equity|OZK (ozk.com) - Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity FNB (F.N.B. Corp)|Long-Term Liabilities to Capital Centennial Bank (HOMB)|Long-Term Debt to Equity Ratio GBCI|Long-Term Debt to Capital Hancock Bank HWC|Long-Term Debt to Equity Ratio United Bankshares, Inc. (UBSI)|Long-Term Loans to Capital Ratio amerisbank.com ABCB|Long-Term Debt to Capital Flagstar Financial (FLG)|AUB - Long-Term Debt to Capital Coefficient|Long-Term Debt to Capital FFIN|SFBS (ServisFirst Corp) - Long-Term Liabilities to Capital|IBOC - Long-Term Debt to Equity|Long-Term Debt to Capital Coefficient ASB|Long-Term Debt to Equity Texas Capital Bank TCBI|Long-Term Debt to Capital Ratio United Community Banks, Inc. UCB|Long-Term Debt to Equity Ratio Eastern Bankshares Inc|Long-Term Debt to Capital Coefficient Renasant Financial RNST|INDB: Long-Term Debt to Capital|FBP - Long-Term Debt to Equity Ratio|FULT: Long-Term Debt to Capital|FIBK (First Interstate BancSystem, Inc.) - Long-Term Debt to Capital|Long-Term Debt to Equity Cathay General Bancorp Inc.|Long-Term Debt to Equity First Hawaiian Corp|WSFS (WSFS Financial) - Long-Term Debt to Capital|Ratio of Long-Term Indebtedness to Capital wesbanco.com (WSBC)|Mechanics Bank (MCHB) - Long-Term Debt to Capital|BankUnited Inc - Long-Term Liabilities to Equity|SFNC (Simmons First National Corp) - Long-Term Debt to Equity|FBK: Long-Term Liabilities to Capital|Long-Term Debt to Equity CVB Financial Corp. CVBF|SBCF (seacoastbanking.com) - Long-Term Debt to Capital Coefficient|Long-Term Debt to Equity Park National Bank (PRK)|Long-Term Debt to Capital Ratio Bank of Hawaii Corp|BANC (Banc of California, Inc) - Long-Term Debt to Capital|Ratio of Long-Term Indebtedness to Capital Provident Financial Services Inc (PFS)|Long-Term Debt to Capital WAFD (WaFd, Inc.)|Long-Term Debt to Capital bankatfirst.com FFBC|TRMK - Long-Term Debt to Capital|FRME - Long-Term Debt to Equity|BANR (Banner Corp.) - Long-Term Debt to Capital|First Busey Financial (BUSE) - Long-Term Debt to Equity Ratio|BBT (Beacon Financial Corp) - Long-Term Debt to Capital|Long-Term Debt to Capital NIC|Long-Term Debt to Equity Oriental Bank (OFG)|Long-Term Debt to Equity VBTX (Veritex Holdings)|Long-Term Debt to Equity First Commonwealth Bank|Long-Term Debt to Capital Coefficient Northwest Corp NWBI|CHCO (City Holding Company) - Long-Term Debt to Capital|CCB - Long-Term Liabilities to Capital|Long-Term Debt to Capital LKFN (Lakeland Financial Corporation)|Columbia Financial Inc (CLBK) - Long-Term Indebtedness to Equity|STEL: Long-Term Debt to Capital|Ratio of Long-Term Indebtedness to Capital SRCE|German American Bancorp - Long-Term Debt to Equity|Long-Term Liabilities to Capital NBHC (nationalbankholdings.com)|STBA - Long-Term Debt to Equity|Long-Term Debt to Capital Ratio TriCo Bancshares Inc. TCBK|Hope Bancorp Inc - Long-Term Debt to Capital|QCRH: Long-Term Debt to Capital|Republic Bancorp, Inc. (RBCAA) - Long-Term Debt to Equity|Long-Term Debt to Equity ConnectOne Financial|OBK - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient Peoples Bancorp|Long-Term Debt to Capital FirstSun Corp (FSUN)|Long-Term Debt to Equity OceanFirst (OCFC)|Long-Term Debt to Capital TMP (Tompkins Financial)|oldsecond.com - Long-Term Debt to Capital|First Mid Bancshares, Inc. (FMBH) - Long-Term Debt to Equity|UVSP: Long-Term Debt to Capital Ratio|NBN: Long-Term Debt to Equity|AMTB (Amerant Financial) - Long-Term Debt to Capital|AMAL: Long-Term Debt to Equity|Ratio of Long-Term Indebtedness to Capital HBNC|HFWA (Heritage Bank) - Long-Term Debt to Equity|Ratio of Long-Term Indebtedness to Capital CPF (Central Pacific Financial Corp.)|MCB: Long-Term Debt to Equity|HBT - Long-Term Liabilities to Capital|Mercantile Bank - Long-Term Debt to Equity Ratio|hanmi.com (HAFC) - Long-Term Debt to Capital|MCBS - Long-Term Debt to Equity Ratio|Business First Bancshares, Inc. (BFST) - Long-Term Loans to Capital Ratio|GSBC - Long-Term Debt to Capital|Long-Term Debt to Capital Coefficient First Financial Corporation Inc.|Camden National - Long-Term Debt to Capital|Long-Term Liabilities to Capital SMBK (smartfinancialinc.com)|Long-Term Debt to Equity EagleBank|MidWestOne Financial Group, Inc. - Long-Term Debt to Capital Coefficient|Washington Trust Bank (WASH) - Long-Term Debt to Equity|Guaranty Corp (GNTY) - Long-Term Debt to Capital Ratio|Long-Term Debt to Equity Ratio Capital Bancorp, Inc. CBNK|fiiwarsaw.com (FISI) - Long-Term Debt to Capital Coefficient|Long-Term Debt to Capital NRIM|Long-Term Debt to Equity Ratio Arrow Financial Corp|Long-Term Debt to Capital RRBI|Long-Term Debt to Capital BSRR (sierrabancorp.com)|Long-Term Debt to Equity Southern First Financial SFST|Long-Term Debt to Equity uscentury.com USCB|Long-Term Debt to Capital COSO (CoastalSouth Bancshares)|RBB - Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Capital MVB Financial Corp (MVBF)|FRST (Primis Bank Corp) - Long-Term Liabilities to Equity|Long-Term Debt to Equity FUNC (First United)|Long-Term Liabilities to Capital MYFW|National Bankshares, Inc. (NKSH) - Long-Term Debt to Equity|Long-Term Debt to Capital Coefficient MRBK (Meridian Bank)|OVBC - Long-Term Debt to Equity|Long-Term Debt to Capital Ratio Patriot National Bank PNBK|Long-Term Debt to Capital LARK (Landmark Bancorp)|BFIN - Ratio of Long-Term Indebtedness to Capital|PROV: Long-Term Debt to Capital|First Federal Savings and Loan Association (FNWB) - Long-Term Debt to Capital|Long-Term Debt to Capital Berkshire Hills Bancorp Inc.|Long-Term Debt to Equity CrossFirst Bankshares, Inc|Long-Term Debt to Capital FFNW (First Financial Northwest)|Long-Term Debt to Equity Ratio homestreet.com (HMST)|Long-Term Debt to Capital HTLF (Heartland Financial USA)|New York Community Bancorp, Inc. - Long-Term Debt to Capital|PFC - Long-Term Debt to Equity|PPBI: Long-Term Debt to Equity|Long-Term Debt to Equity Sterling Bancorp, Inc. SBT|ucbi.com (UCBI) - Long-Term Debt to Capital Coefficient