Southern California Bancorp Inc. (BCAL) Short-Term Debt to Capital

Symbol and logo of brand Southern California (BCAL)

Southern California (BCAL) generates revenue from small business services and corporate settlements, yet faces risks stemming from the high debt levels of Southern California commercial real estate. This chart of stock quotes reflects the trend of a metric that currently stands at 0.07. Stable management and a cautious approach to lending within the local business environment serve as key factors for the bank's future resilience.

BCAL: Southern California Bancorp Short-Term Debt to Capital Coefficient 02/21/2024 - 10/29/2026

Analytical breakdowns for Southern California

- price and consensus price forecast:
Stock Price Bank of Southern California|BCAL - Average Forecast Price
- market capitalization data:
Market Capitalization Southern California Bancorp Inc.|BCAL - Full Takeover Company Value
- book capitalization data:
Book Value per Share Southern California Bancorp|BCAL - Book Valuation of Business|Market Value to Book Value Ratio banksocal.com|BCAL - Company Assets
- debt and liquidity data:
Debt to Equity Southern California|BCAL - Long-Term Debt to Capital Ratio|Short-Term Debt to Capital SoCal Bank|BCAL - Company Aggregate Debts|Debt to Book Capitalization Ratio Southern California Bancorp Inc.|BCAL - Company Long-Term Debt|Company Current Liabilities Southern California Bancorp
General company analysis:BCAL banksocal.com
Original product of Southern California Corp

For Southern California (BCAL), the short-term debt-to-equity trend reflects the bank's liquidity resilience amid the US-China trade confrontation affecting regional client activity. This ratio measures the proportion of liabilities maturing within one year relative to equity, allowing investors to assess the balance between operational leverage and default risk during periods of volatility.

Competitors of Southern California

PNC Financial Services - Short-Term Debt to Capital|Current Liabilities to Capital BB&T (TFC)|MTB (M&T Bank Corporation) - Short-Term Debt to Capital|Short-Term Indebtedness to Equity 53.com FITB|Short-Term Debt to Capital HBAN (Huntington Bank)|FCNCA: Short-Term Debt to Capital Coefficient|Short-Term Debt to Equity RF|CFG (Citizens Corp) - Current Liabilities to Capital|Short-Term Debt to Equity KeyCorp (KEY)|Short-Term Debt to Capital Ratio eastwestbank.com|Short-Term Debt to Capital FHN|Short-Term Debt to Capital SSB (SouthState Bank)|Short-Term Debt to Equity Webster Financial Corp WBS|WAL - Short-Term Debt to Equity|Short-Term Debt to Equity Ratio UMB Financial (UMBF)|WTFC - Ratio of Short-Term Indebtedness to Capital|Comerica (CMA) - Short-Term Debt to Capital|Old National Bancorp Inc. (ONB) - Short-Term Debt to Equity|ZION (Zions Bancorporation N.A.) - Short-Term Debt to Capital|Short-Term Debt to Capital BPOP|Short-Term Debt to Equity Cullen/Frost Bankers CFR|Short-Term Debt to Capital Ratio CBSH (commercebank.com)|Short-Term Debt to Equity COLB (Columbia Bank)|Pinnacle Financial Partners, Inc. - Short-Term Debt to Capital|Short-Term Debt to Equity SNV (Synovus Financial Corp)|BOKF: Short-Term Debt to Capital Coefficient|Cadence Bank - Short-Term Debt to Equity|PB (prosperitybankusa.com) - Short-Term Debt to Capital Coefficient|Short-Term Debt to Equity OZK (Bank of the Ozarks)|Current Liabilities to Capital F.N.B. Corporation Inc. (FNB)|Short-Term Debt to Equity Ratio HOMB|Short-Term Debt to Capital Glacier Corp GBCI|Short-Term Debt to Equity Ratio Hancock Whitney (HWC)|Short-Term Loans to Capital Ratio ubsi-inc.com UBSI|Short-Term Debt to Capital Ameris Bank (ABCB)|FLG - Ratio of Short-Term Indebtedness to Capital|Short-Term Debt to Capital AUB|FFIN (First Financial Corp) - Current Liabilities to Capital|SFBS - Short-Term Debt to Equity|Ratio of Short-Term Indebtedness to Capital IBOC|Short-Term Debt to Equity Associated Bank ASB|Short-Term Debt to Capital Ratio Texas Capital Bancshares, Inc. TCBI|Short-Term Debt to Equity Ratio United Community Banks|Ratio of Short-Term Indebtedness to Capital Eastern Bank Corp EBC|RNST: Short-Term Debt to Capital|INDB - Short-Term Debt to Equity Ratio|FBP: Short-Term Debt to Capital|FULT (Fulton Financial Corporation) - Short-Term Debt to Capital|Short-Term Debt to Equity First Interstate|Short-Term Debt to Equity Cathay Corp|FHB (First Hawaiian, Inc.) - Short-Term Debt to Capital|Short-Term Debt to Capital Coefficient wsfsbank.com (WSFS)|WesBanco (WSBC) - Short-Term Debt to Capital|Mechanics Bank Corp - Current Liabilities to Equity|BKU (BankUnited N.A.) - Short-Term Debt to Equity|SFNC: Current Liabilities to Capital|Short-Term Debt to Equity FB Financial Corporation FBK|CVBF (cbbank.com) - Ratio of Short-Term Indebtedness to Capital|Short-Term Debt to Equity Seacoast Bank (SBCF)|Short-Term Debt to Capital Ratio Park National Corporation|BOH (BankOH) - Short-Term Debt to Capital|Short-Term Debt to Capital Coefficient bancofcal.com (BANC)|Short-Term Debt to Capital PFS (Provident Financial Services)|Short-Term Debt to Capital wafdbank.com WAFD|FFBC - Short-Term Debt to Capital|TRMK - Short-Term Debt to Equity|FRME (First Merchants Bank) - Short-Term Debt to Capital|Banner Financial (BANR) - Short-Term Debt to Equity Ratio|BUSE (First Busey Corporation) - Short-Term Debt to Capital|Short-Term Debt to Capital BBT|Short-Term Debt to Equity Nicolet Bankshares (NIC)|Short-Term Debt to Equity OFG (OFG Bancorp Inc.)|Short-Term Debt to Equity Veritex Bank|Ratio of Short-Term Indebtedness to Capital First Commonwealth Corp FCF|NWBI (Northwest Bancshares) - Short-Term Debt to Capital|CHCO - Current Liabilities to Capital|Short-Term Debt to Capital CCB (Coastal Financial Corporation)|Lake City Bank (LKFN) - Short-Term Indebtedness to Equity|CLBK: Short-Term Debt to Capital|Short-Term Debt to Capital Coefficient STEL|1st Source Corporation - Short-Term Debt to Equity|Current Liabilities to Capital GABC (germanamerican.com)|NBHC - Short-Term Debt to Equity|Short-Term Debt to Capital Ratio S&T Bancorp STBA|TriCo Corp - Short-Term Debt to Capital|HOPE: Short-Term Debt to Capital|QCR Holdings, Inc. (QCRH) - Short-Term Debt to Equity|Short-Term Debt to Equity republicbank.com|CNOB - Short-Term Debt to Equity Ratio|Ratio of Short-Term Indebtedness to Capital Origin Bancorp|Short-Term Debt to Capital Peoples Bancorp Corp (PEBO)|Short-Term Debt to Equity Sunflower Bank (FSUN)|Short-Term Debt to Capital OCFC (OceanFirst Financial)|tompkinsfinancial.com - Short-Term Debt to Capital|Old Second National Bank (OSBC) - Short-Term Debt to Equity|FMBH: Short-Term Debt to Capital Ratio|UVSP: Short-Term Debt to Equity|NBN (Northeast Financial) - Short-Term Debt to Capital|AMTB: Short-Term Debt to Equity|Short-Term Debt to Capital Coefficient AMAL|HBNC (Horizon Bank) - Short-Term Debt to Equity|Short-Term Debt to Capital Coefficient HFWA (Heritage Financial Corporation)|CPF: Short-Term Debt to Equity|MCB - Current Liabilities to Capital|HBT Financial, Inc. - Short-Term Debt to Equity Ratio|mercbank.com (MBWM) - Short-Term Debt to Capital|HAFC - Short-Term Debt to Equity Ratio|Metro City Bank (MCBS) - Short-Term Loans to Capital Ratio|BFST - Short-Term Debt to Capital|Ratio of Short-Term Indebtedness to Capital Great Southern Corp|First Financial - Short-Term Debt to Capital|Current Liabilities to Capital CAC (camdennational.com)|Short-Term Debt to Equity SmartBank|Eagle Bancorp - Ratio of Short-Term Indebtedness to Capital|MidWestOne Bank (MOFG) - Short-Term Debt to Equity|Washington Trust Corp (WASH) - Short-Term Debt to Capital Ratio|Short-Term Debt to Equity Ratio Guaranty Bancshares GNTY|capitalbankmd.com (CBNK) - Ratio of Short-Term Indebtedness to Capital|Short-Term Debt to Capital FISI|Short-Term Debt to Equity Ratio Northrim BanCorp|Short-Term Debt to Capital AROW|Short-Term Debt to Capital RRBI (Red River Corp)|Short-Term Debt to Equity Bank of the Sierra BSRR|Short-Term Debt to Equity Southern First Bancshares SFST|Short-Term Debt to Capital USCB (USCB Financial Holdings)|COSO - Short-Term Debt to Capital Coefficient|Short-Term Debt to Capital RBB Bancorp Inc (RBB)|MVBF (MVB Corp) - Current Liabilities to Equity|Short-Term Debt to Equity FRST (Primis Financial Corp.)|Current Liabilities to Capital FUNC|First Western Financial (MYFW) - Short-Term Debt to Equity|Ratio of Short-Term Indebtedness to Capital NKSH (National Bankshares Inc.)|MRBK - Short-Term Debt to Equity|Short-Term Debt to Capital Ratio Ohio Valley Banc OVBC|Short-Term Debt to Capital PNBK (Patriot National Bancorp)|LARK - Short-Term Debt to Capital Coefficient|BFIN: Short-Term Debt to Capital|Provident Financial Holdings (PROV) - Short-Term Debt to Capital|Short-Term Debt to Capital First Northwest Bancorp, Inc.|Short-Term Debt to Equity Berkshire Hills Bancorp, Inc|Short-Term Debt to Capital CFB (CrossFirst Bankshares)|Short-Term Debt to Equity Ratio ffnwb.com (FFNW)|Short-Term Debt to Capital HMST (HomeStreet)|htlf.com - Short-Term Debt to Capital|NYCB - Short-Term Debt to Equity|PFC: Short-Term Debt to Equity|Short-Term Debt to Equity Pacific Premier Bancorp PPBI|sterlingbank.com (SBT) - Ratio of Short-Term Indebtedness to Capital|Short-Term Debt to Capital UCBI (United Community Banks, Inc.)