Short-Term Debt to Capital: CoastalSouth Bancshares Inc (COSO)

Graphic logo of CoastalSouth Bancshares, Inc. (COSO)

CoastalSouth Bancshares Inc (COSO) stability relies on the real estate market in Georgia and South Carolina, while CRE loan risk is mitigated by strict liquidity controls. Profit growth is driven by an influx of SMB deposits and the expansion of commercial lending in coastal zones. The company's price evolution, where the indicator stands at 0.00, complements the digitalization of scoring and payment services for small businesses.

COSO - Coastal States Bank Short-Term Debt to Capital Coefficient over the range 06/29/2025 - 11/01/2026
Signature product of coastalstatesbank.com

This ratio compares the volume of liabilities with a maturity of up to one year against the amount of equity. The metric determines financial stability by identifying the risk of excessive debt load or the inefficient use of borrowed funds. For CoastalSouth Bancshares Inc (COSO), with its focus on mortgages and commercial loans, this balance is critical for maintaining liquidity. The trend in the share of short-term loans relative to equity allows for a real-time assessment of the bank's current margin of safety.

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