Provident Bank (PFS) Short-Term Debt to Capital

Provident Financial Services - graphic logo of issuer PFS

Provident Financial Services (PFS) is focusing its IT infrastructure development on updating mobile applications and automating mortgage lending. The market price action shown below reflects the 0.62 indicator. The stability of this New Jersey-based institution is rooted in its long-standing reputation and a conservative approach to lending. However, the business remains vulnerable to global shocks that hinder regional entrepreneurs and increase the volume of bad debt.

PFS (Provident Financial Corp) Current Liabilities to Capital history from 07/04/2022 to 10/28/2026
Brand item of Provident Bank

As a regional banking holding company, Provident Financial Services (PFS) is actively scaling its mortgage portfolio and commercial lending in New York and New Jersey. The dynamics of short-term loans to equity reflect a liquidity dependence on liabilities with maturities of up to one year, allowing investors to identify refinancing risks and cash flow gaps during seasonal borrowing peaks, which is critical for assessing capital stability.

Analysis of competing companies

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CPF|Short-Term Debt to Equity Ratio Metropolitan Bank Holding Corp.|Ratio of Short-Term Indebtedness to Capital HBT Corp HBT|MBWM - Short-Term Debt to Capital|HAFC - Short-Term Debt to Equity|MCBS: Short-Term Debt to Capital|BFST (Business First Bancshares, Inc.) - Short-Term Debt to Capital|Short-Term Debt to Equity Great Southern Bancorp Inc (GSBC)|Short-Term Debt to Capital Ratio THFF|Short-Term Debt to Equity CAC|Short-Term Debt to Capital SMBK (smartfinancialinc.com)|Short-Term Debt to Equity EGBN|MidWestOne Financial Group, Inc. - Short-Term Debt to Capital Coefficient|Short-Term Debt to Equity Washington Trust Bank|BCAL: Current Liabilities to Equity|Short-Term Debt to Equity Guaranty Bancshares GNTY|CBNK (capitalbankmd.com) - Ratio of Short-Term Indebtedness to Capital|Short-Term Debt to Equity FISI (Financial Institutions, Inc.)|Current Liabilities to Capital Northrim BanCorp (NRIM)|Short-Term Debt to Equity Ratio Arrow Bank (AROW)|Short-Term Debt to Equity Red River Corp (RRBI)|Short-Term Debt to Capital BSRR|Short-Term Debt to Capital Coefficient Southern First Bancshares SFST|USCB Financial Holdings (USCB) - Short-Term Debt to Capital|COSO - Short-Term Debt to Capital Ratio|Short-Term Debt to Capital RBB|MVBF (MVB Corp) - Current Liabilities to Capital|Short-Term Debt to Equity Primis Financial Corp. 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