Short-Term Debt to Capital: Mercantile Bank (MBWM)

Graphic logo of Mercantile Bank Corp (MBWM)

The historical price action for Mercantile Bank (MBWM) on the GURU.Markets platform is 0.39, reflecting the impact of expensive funding and Midwest real estate risks. Mercantile Bank relies on external fintech services for online operations while maintaining internal control over lending. However, its dependence on the Michigan economy and the struggle for deposits via high interest rates are compressing its current yield.

MBWM - Mercantile Financial Short-Term Debt to Capital Coefficient over the range 07/04/2022 - 10/30/2026
Signature product of mercbank.com

Investors are assessing the resilience of Mercantile Bank (MBWM) through the balance of borrowed funds and equity, which is critical when optimizing IT outsourcing costs. By analyzing the current short-term debt-to-equity ratio, one can determine the proportion of liabilities with a maturity of over one year relative to net assets, allowing for an objective assessment of shareholder dilution risk and the bank's overall creditworthiness.

Competing companies

Short-Term Debt to Capital PNC|TFC - Current Liabilities to Capital|Short-Term Debt to Capital MTB (M&T Bank Corporation)|Short-Term Indebtedness to Equity 53.com|Huntington Bank - Short-Term Debt to Capital|Short-Term Debt to Capital Coefficient First Citizens Bank FCNCA|Regions Financial Corp (RF) - Short-Term Debt to Equity|Current Liabilities to Capital Citizens Corp (CFG)|Short-Term Debt to Equity KeyCorp|Short-Term Debt to Capital Ratio EWBC (eastwestbank.com)|Short-Term Debt to Capital FHN|Short-Term Debt to Capital SouthState Bank (SSB)|Short-Term Debt to Equity Webster Financial Corp WBS|Western Alliance Bancorp - Short-Term Debt to Equity|UMBF: Short-Term Debt to Equity Ratio|Ratio of Short-Term Indebtedness to Capital WTFC (wintrust.com)|CMA: Short-Term Debt to Capital|ONB (Old National Bancorp Inc.) - Short-Term Debt to Equity|ZION (Zions Bancorporation N.A.) - Short-Term Debt to Capital|Short-Term Debt to Capital Popular Inc|Short-Term Debt to Equity Cullen/Frost Bankers (CFR)|commercebank.com - Short-Term Debt to Capital Ratio|Short-Term Debt to Equity Columbia Bank COLB|Short-Term Debt to Capital Pinnacle Financial Partners, Inc. PNFP|SNV - Short-Term Debt to Equity|Short-Term Debt to Capital Coefficient BOK Financial Securities BOKF|Cadence Bank (CADE) - Short-Term Debt to Equity|Short-Term Debt to Equity Ratio prosperitybankusa.com|OZK (Bank of the Ozarks) - Short-Term Debt to Capital|Current Liabilities to Capital F.N.B. Corporation Inc. FNB|Short-Term Debt to Equity Home Bancshares Inc (HOMB)|GBCI (Glacier Corp) - Ratio of Short-Term Indebtedness to Capital|Short-Term Debt to Capital HWC (Hancock Whitney)|UBSI - Short-Term Debt to Equity Ratio|Ameris Bank - Short-Term Debt to Capital|FLG - Short-Term Debt to Capital|Atlantic Union Corp (AUB) - Short-Term Debt to Equity|Short-Term Debt to Capital Ratio FFIN|Short-Term Debt to Equity Ratio SFBS|IBOC (ibc.com) - Short-Term Loans to Capital Ratio|Short-Term Debt to Capital ASB|Short-Term Debt to Capital Coefficient Texas Capital Bancshares, Inc.|Short-Term Debt to Equity United Community Banks UCB|Eastern Bank Corp - Short-Term Debt to Equity|Renasant Corporation - Short-Term Debt to Capital|Current Liabilities to Capital rocklandtrust.com|FBP (FirstBank) - Short-Term Debt to Equity Ratio|Fulton Financial Corporation - Ratio of Short-Term Indebtedness to Capital|FIBK (First Interstate) - Short-Term Debt to Capital|Short-Term Debt to Equity CATY|Short-Term Debt to Capital FHB|Short-Term Debt to Capital wsfsbank.com (WSFS)|Short-Term Debt to Equity WesBanco WSBC|MCHB: Short-Term Debt to Capital Ratio|BKU - Short-Term Debt to Equity|SFNC - Short-Term Debt to Capital|FB Financial Corporation (FBK) - Short-Term Debt to Equity|Short-Term Debt to Equity Ratio cbbank.com|SBCF (Seacoast Bank) - Short-Term Debt to Capital|Short-Term Debt to Equity PRK|Short-Term Debt to Equity Ratio BOH (BankOH)|Short-Term Debt to Equity Ratio bancofcal.com BANC|Short-Term Debt to Equity Provident Financial Services PFS|WAFD - Short-Term Debt to Equity Ratio|FFBC - Short-Term Debt to Equity|Ratio of Short-Term Indebtedness to Capital TRMK (Trustmark Corp)|FRME: Short-Term Debt to Capital|Current Liabilities to Capital Banner Financial (BANR)|BUSE (First Busey Corporation) - Short-Term Debt to Capital|BBT - Short-Term Indebtedness to Equity|Short-Term Debt to Capital NIC|Short-Term Debt to Capital Coefficient OFG Bancorp Inc.|Short-Term Debt to Equity Veritex Bank VBTX|First Commonwealth Corp (FCF) - Current Liabilities to Capital|NWBI - Short-Term Debt to Equity|CHCO (bankatcity.com) - Short-Term Debt to Capital Ratio|CCB: Short-Term Debt to Capital|Lake City Bank (LKFN) - Short-Term Debt to Capital|Short-Term Debt to Equity Columbia Bank|Short-Term Debt to Equity STEL|Short-Term Debt to Equity Ratio SRCE (1st Source Corporation)|GABC (germanamerican.com) - Ratio of Short-Term Indebtedness to Capital|Short-Term Debt to Capital NBHC (National Bank Holdings Corporation)|S&T Bancorp - Short-Term Debt to Equity|TriCo Corp - Short-Term Debt to Capital|HOPE - Short-Term Debt to Capital|QCR Holdings, Inc. (QCRH) - Short-Term Debt to Equity|Short-Term Debt to Capital Ratio RBCAA|Short-Term Debt to Equity ConnectOne Bancorp|Short-Term Debt to Capital Origin Bancorp|Short-Term Debt to Equity Peoples Bancorp Corp (PEBO)|Short-Term Debt to Capital Coefficient Sunflower Bank|Short-Term Debt to Equity OceanFirst Financial OCFC|TMP - Short-Term Debt to Equity Ratio|Old Second National Bank - Short-Term Debt to Capital|Current Liabilities to Capital First Mid Bank & Trust|Univest Bank (UVSP) - Short-Term Debt to Equity|Northeast Financial - Ratio of Short-Term Indebtedness to Capital|AMTB (Amerant Bancorp) - Short-Term Debt to Capital|Short-Term Debt to Equity Ratio amalgamatedbank.com (AMAL)|Short-Term Debt to Capital HBNC|Short-Term Debt to Capital Heritage Financial Corporation (HFWA)|Short-Term Debt to Equity Central Pacific Financial Corp CPF|MCB: Short-Term Debt to Capital Ratio|HBT: Short-Term Debt to Equity Ratio|hanmi.com - Short-Term Loans to Capital Ratio|MCBS: Short-Term Debt to Capital|BFST - Short-Term Debt to Capital Coefficient|Short-Term Debt to Equity Great Southern Bancorp Inc|Short-Term Debt to Equity THFF|Short-Term Debt to Capital CAC|SMBK - Current Liabilities to Capital|EagleBank - Short-Term Debt to Equity Ratio|Ratio of Short-Term Indebtedness to Capital MOFG|Washington Trust Bank - Short-Term Debt to Capital|BCAL: Short-Term Debt to Equity|GNTY: Short-Term Debt to Capital|capitalbankmd.com (CBNK) - Short-Term Debt to Capital|Short-Term Debt to Equity Financial Institutions, Inc.|Short-Term Debt to Capital Ratio NRIM (Northrim BanCorp)|Short-Term Debt to Equity Arrow Bank (AROW)|Short-Term Debt to Capital Red River Corp (RRBI)|Short-Term Debt to Equity Bank of the Sierra BSRR|SFST - Short-Term Debt to Equity Ratio|USCB Financial Holdings - Short-Term Debt to Capital|COSO: Short-Term Debt to Equity|RBB (RBB Bancorp Inc) - Short-Term Debt to Equity Ratio|Short-Term Debt to Equity Ratio MVB Corp|Short-Term Debt to Equity Primis Financial Corp.|Short-Term Debt to Equity Ratio mybank.com (FUNC)|Short-Term Debt to Equity First Western Financial (MYFW)|NKSH (National Bankshares Inc.) - Ratio of Short-Term Indebtedness to Capital|Short-Term Debt to Capital MRBK (Meridian Corporation Inc.)|Ohio Valley Banc (OVBC) - Current Liabilities to Capital|Patriot National Bancorp - Short-Term Debt to Capital|Short-Term Indebtedness to Equity banklandmark.com (LARK)|BFIN: Short-Term Debt to Capital|PROV - Short-Term Debt to Capital Coefficient|Short-Term Debt to Equity First Northwest Bancorp, Inc.|Current Liabilities to Capital Berkshire Hills Bancorp, Inc BHLB|Short-Term Debt to Equity CrossFirst Bankshares (CFB)|ffnwb.com - Short-Term Debt to Capital Ratio|Short-Term Debt to Capital HMST (HomeStreet)|Short-Term Debt to Capital htlf.com HTLF|NYCB - Short-Term Debt to Equity|PFC: Short-Term Debt to Equity|PPBI (Pacific Premier Bancorp) - Short-Term Debt to Equity Ratio|sterlingbank.com - Ratio of Short-Term Indebtedness to Capital|UCBI (United Community Banks, Inc.) - Short-Term Debt to Capital