Citizens Financial Services, Inc. (CZFS): Market Cap to Revenue Ratio

Symbol and logo of brand Citizens Financial Services Inc. (CZFS)

Amidst a fierce battle for liquidity and pressure from digital services, the price-to-sales chart reflects market sentiment toward Citizens Financial Services (CZFS), where the parameter stands at 2.30. The holding company relies on its Pennsylvania and New York client base, maintaining resilience through its trust services. The implementation of RPA systems for reporting automation and credit scoring is currently optimizing the business's internal costs.

CZFS First Citizens Community Bank: P/S Multiple in the range 06/21/2023 - 11/13/2026

Metric breakdowns and analytics for Citizens Financial Services Inc. (CZFS)

- stock value and consensus price forecast:
Stock Price firstcitizensbank.com|CZFS - Price Target Chart
- stock exchange capitalization data:
Market Capitalization Citizens Financial Services Inc.|CZFS - Enterprise Value
- business book valuation details:
Accounting Value per Share First Citizens Community Bank|CZFS - Book Capitalization|Market Capitalization to Book Value firstcitizensbank.com|CZFS - Company Total Assets
- debt obligations and liquidity statistics:
Total Debt to Capital Citizens Financial Services|CZFS - Long-Term Debt to Equity|Short-Term Debt to Equity First Citizens Bank|CZFS - Company Aggregate Debts|Debt to Book Value Citizens Financial Services Inc.|CZFS - Company Long-Term Debts|Short-Term Debt Volume First Citizens Community Bank|Intermediate Liquidity Ratio firstcitizensbank.com
- business earnings and investment ratios data:
CZFS - Net Profit|Company Profit Forecast Citizens Financial Services|CZFS - Price to Earnings Ratio|Price to Expected Earnings Ratio Citizens Financial Services, Inc.|CZFS - PEG Multiple|Company Value to EBITDA Citizens Financial Services Inc.|CZFS - Profit before payment of interest, taxes and amortization|Earnings per share for the last 12 months First Citizens Community Bank|CZFS - Earnings per share for the last twelve months|Year-over-year net earnings per share change for the last twelve months firstcitizensbank.com|CZFS - Net earnings per share growth this year|Expected earnings per share trend next year Citizens Financial Services
- issuer revenue and sales details:
CZFS - Revenue and Sales Volume|Company Expected Revenue firstcitizensbank.com|CZFS - P/S Multiple|Market Cap to Expected Sales Ratio Citizens Financial Services Inc.
General company analysis:CZFS (firstcitizensbank.com)
Signature product of First Citizens Bank

The P/S multiple compares the market value of Citizens Financial Services (CZFS) to its annual revenue, allowing for an assessment of the value of each unit of revenue through the current P/S valuation. This indicator determines the degree of overpayment for the asset, confirming the business resilience of Citizens Financial Services (CZFS) through a diversified loan portfolio and stable commission income from trust operations that remain independent of Fed policy.

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