Lake Shore Savings Bank (LSBK) - Debt to Equity
Lake Shore Bancorp (LSBK) is resisting pressure from industry behemoths by focusing on cautious lending to New York residents. The quotes provided below confirm a debt load level of 0.00. The bank is creating a stable environment for regional families through savings instruments. However, a prolonged period of high interest rates threatens real estate quality and risks squeezing margins due to the struggle for liquidity.
%20Debt%20to%20Capital&width=1200&height=400&colorIndex=0&v=mvujvhid.si-7ayy9s0&start=20220704&end=20261030&filename=GURU_Markets_-_LSBK_-_Lake-Shore-Bancorp_-_Debt-to-Capital "Total Debt to Capital: Lake Shore Savings Bank (LSBK) for 07/04/2022 - 10/30/2026 | 👁️GURU.Markets👁️")
Comprehensive metric breakdowns and analytics for Lake Shore Bank (LSBK)
- price and consensus price forecast:
- market capitalization indicators:
- company book value details:
- issuer credit burden and liquidity indicators:
Debt to Equity Lake Shore Bancorp|LSBK - Long-Term Debt to Equity|Short-Term Debt to Equity Ratio Lake Shore Bancorp|LSBK - Aggregate Debt Obligations|Debts to Book Capitalization Lake Shore Savings Bank|LSBK - Company Long-Term Debt|Company Short-Term Debts Lake Shore Savings Bank|Quick Liquidity lakeshoresavings.com
- earnings and valuation multiples information:
Fundamental company valuation:Lake Shore Savings Bank, LSBK
This ratio determines financial stability by comparing total liabilities to equity to assess the business's dependence on external borrowings. For Lake Shore Bancorp (LSBK), this balance is critical, as it determines the efficiency of managing savings deposits and the mortgage portfolio in New York, which is clearly reflected in the historical debt-to-equity ratio.
Key competitors
Debt to Equity BancFirst|Debt to Equity TFSL|Debt to Equity Community Bank System (CBU)|TOWN - Debt to Capital|Total Debt to Capital NBTB (NBT Bancorp Inc.)|FBNC - Total Debt to Equity Ratio|Stock Yards Bank & Trust - Total Debt to Capital|DCOM - Total Debt to Capital|Bank First Corp (BFC) - Debt to Equity|CTBI (Community Trust) - Debt to Equity|Total Debt to Equity Ratio BHRB|SBSI: All Debt to Shareholders' Equity Ratio|Total Debt to Capital EQBK|Debt to Equity CCNE (CNB Bank)|Total Debt to Capital CCBG (Capital City Bank Corp)|Total Debt to Capital TrustCo Bank NY TRST|HTB - Debt to Equity|MPB (midpennbank.com) - Debt to Equity Ratio|Five Star Bank (FSBC) - Debt to Equity|Orrstown Bank (ORRF) - Total Debt to Capital|Debt to Equity NB Bancorp Inc|First Community Bankshares Inc (FCBC) - Total Debt to Capital Coefficient|Debt to Equity Independent Bank (IBCP)|Debt to Equity SPFI (spfi.bank)|Total Debt to Capital NPB (Northpointe Bank)|Total Debt to Capital Southern Bank SMBC|HTBK - Debt to Equity|HIFS - Total Debt to Capital|HONE: Total Debt to Capital|Debt to Capital shoreunitedbank.com (SHBI)|Total Debt to Equity Ratio TCBX|FMNB: All Debt to Shareholders' Equity Ratio|Debt to Equity Bar Harbor Bankshares (BHB)|Total Debt to Capital Coefficient Unity Bank Corp|Total Debt to Capital PFIS (Peoples Financial Services)|All Debt to Shareholders' Equity Ratio PGC|NFBK - Debt to Equity|Debt to Capital ACNB Corp|Flushing Financial Corp (FFIC) - Debt to Equity|Bridgewater Corp - All Debt to Shareholders' Equity Ratio|BSVN (Bank7 Corp.) - Total Debt to Capital|Debt to Capital choiceone.bank COFS|Total Debt to Equity Ratio CARE (Carter Bankshares)|HBCP (Home Bank) - All Debt to Shareholders' Equity Ratio|Total Debt to Capital KRNY (Kearny Corp)|First Bank Inc. - Debt to Equity|Community West Bancshares Inc - Total Debt to Capital|CIVB - Total Debt to Capital|Greene County Bancorp, Inc. (GCBC) - Debt to Equity|Debt to Equity Ratio BMRC|BRBS (Blue Ridge Bank) - Total Debt to Capital|Total Debt to Equity Ratio Ponce Financial Corp (PDLB)|Debt to Equity Farmers & Merchants Bancorp (FMAO)|OBT - Debt to Capital|Debt to Equity West Bancorporation, Inc. WTBA|All Debt to Shareholders' Equity Ratio PBFS|BCML - Debt to Equity|Aggregate Debt to Equity AVBC|FS Bancorp, Inc. (FSBW) - Debt to Equity|CZNC (cnbankpa.com) - Debt to Equity|Debt to Equity PCB Bancorp Inc.|Colony Bankcorp Inc. (CBAN) - Total Debt to Capital Coefficient|Total Debt to Capital PLBC|Debt to Equity FNLC (First National Bank of Damariscotta)|Debt to Equity Northeast Community Bank NECB|Total Debt to Capital John Marshall Bancorp, Inc. JMSB|TSBK - Debt to Equity|WSBF: Debt to Equity|LINKBANCORP Inc. (LNKB) - Debt to Equity|Debt to Capital Parke Bank Corp (PKBK)|FDBC (Fidelity D & D Bancorp) - Total Debt to Capital|Total Debt to Equity Ratio middlefieldbank.bank (MBCN)|Total Debt to Capital CHMG|Total Debt to Capital Western New England Bancorp, Inc. (WNEB)|Debt to Equity Norwood Financial Corp NWFL|First Virginia Community Bank - Debt to Equity|FBLA: Total Debt to Equity Ratio|All Debt to Shareholders' Equity Ratio OVLY (ovcb.com)|PVBC: Total Debt to Capital|LCNB (LCNB National Bank) - Debt to Equity|FCCO (First Community Bank) - Total Debt to Capital|Total Debt to Capital Princeton Bancorp Inc|Debt to Equity Hawthorn Bancshares (HWBK)|franklinfin.com - Debt to Equity Ratio|Debt to Equity Virginia National Bankshares Corporation VABK|Total Debt to Capital OP Bancorp, Inc. OPBK|FXNC - Debt to Equity|Total Debt to Capital Coefficient Chain Bridge Bancorp CBNA|investors.bankofclarke.bank (EFSI) - Debt to Equity|BLFY (Blue Foundry Bank) - Debt to Equity|FSFG (First Savings Financial Group) - Total Debt to Capital|Total Debt to Capital Ames National Corp.|Debt to Equity Peoples Bancorp of North Carolina, Inc. (PEBK)|Total Debt to Capital CB Financial Services, Inc (CBFV)|Total Debt to Capital BVFL (BV Financial, Inc.)|United Security Bancshares, Inc. (UBFO) - Debt to Capital|MNSB: Total Debt to Equity Ratio|All Debt to Shareholders' Equity Ratio HNVR (Hanover Bancorp Inc.)|Citizens Community Federal (CZWI) - Debt to Equity|CFBK - Total Debt to Capital Coefficient|RMBI (Richmond Mutual Bancorporation) - Total Debt to Capital|FCAP: All Debt to Shareholders' Equity Ratio|Debt to Equity BCB Bancorp (BCBP)|ECBK - Debt to Capital|Debt to Equity Eagle Bancorp Montana, Inc. EBMT|All Debt to Shareholders' Equity Ratio FNWD|Rhinebeck Bancorp, Inc. - Total Debt to Capital|Debt to Capital SB Financial Group|AFBI (myaffinitybank.com) - Total Debt to Equity Ratio|First Guaranty Bancshares, Inc. - All Debt to Shareholders' Equity Ratio|SRBK (SR Bancorp Inc.) - Total Debt to Capital|Debt to Equity BSBK|Total Debt to Capital UNB|Total Debt to Capital soundcb.com (SFBC)|Debt to Equity Magyar Bank MGYR|RVSB: Debt to Equity Ratio|Pathfinder Bancorp Inc - Total Debt to Capital|CFSB Bancorp, Inc. (CFSB) - Total Debt to Equity Ratio|auburnbank.com (AUBN) - Debt to Equity|Debt to Capital Iroquois Federal (IROQ)|Debt to Equity Unified Bank|SSBI: All Debt to Shareholders' Equity Ratio|Debt to Equity Fifth District Savings Bank, Inc. (FDSB)|FUSB: Aggregate Debt to Equity|Debt to Equity Bank of the James Financial Group BOTJ|homefederalne.bank - Debt to Equity|BYFC - Debt to Equity|Total Debt to Capital Coefficient NSTS Bancorp, Inc. NSTS|CLST: Total Debt to Capital|FSEA (First Seacoast Bank) - Debt to Equity|Debt to Equity AmeriServ Financial|Total Debt to Capital presencebank.com|Debt to Equity OptimumBank (OPHC)|Debt to Equity TCBS (Texas Community Bancshares)|Debt to Equity Home Federal Bancorp Inc HFBL|First Home Bank (BAFN) - Debt to Capital|Marathon Bancorp Inc - Total Debt to Capital|ffsbky.bank (KFFB) - Total Debt to Equity Ratio|GLBZ: Total Debt to Capital|Carver Bancorp (CARV) - Total Debt to Capital|Debt to Equity Brookline Bancorp Inc.|Debt to Equity EBTC|Total Debt to Equity Ratio ESSA (ESSA Bancorp, Inc.)|EVBN (evansbank.com) - All Debt to Shareholders' Equity Ratio|Total Debt to Capital FBMS (The First Bank)|First National Bank of Long Island - Debt to Equity|HMN Financial Inc. - Total Debt to Capital|HTBI - Total Debt to Capital|independent-bank.com (IBTX) - Debt to Equity|Debt to Equity Ratio MCBC|Debt to Equity Old Point Financial Corporation|Total Debt to Capital Penns Woods Bancorp Inc|Debt to Equity Sandy Spring Bank (SASR)|Total Debt to Capital Coefficient Territorial Bancorp Inc|Debt to Equity Village Bank and Trust VBFC|William Penn Bancorporation Inc. - Debt to Equity|1895 Bancorp of Wisconsin, Inc. - Total Debt to Capital|SSBK - Total Debt to Capital