Southern States Bank (SSBK) - Debt to Equity

SSBK (Southern States Bancshares Corp) - company brandmark

Southern States Bancshares Inc (SSBK) is developing a modern ecosystem by implementing cloud technologies and AI for risk analysis, ensuring sustainable growth. The market trend for the total debt-to-equity ratio, visualized in monetary format, is 0.38. Meanwhile, the Alabama and Florida-based lending institution is resisting the pressure from industry behemoths, competing for the mortgage segment and strengthening the cybersecurity of its systems.

SSBK: southernstatesbank.net Total Debt to Equity Ratio 02/21/2024 - 07/12/2025
Core merchandise of southernstatesbank.net

The total debt-to-equity ratio measures the degree of financial leverage by comparing total liabilities to equity to assess a business's debt load. An analysis of the debt-to-equity ratio for Southern States Bancshares Inc (SSBK) demonstrates how a diversified loan portfolio and stable deposits in Alabama and Georgia allow the bank to effectively balance borrowed capital, minimizing risks during Fed rate fluctuations.

Key competitors

Debt to Equity BancFirst|Debt to Equity TFSL|Debt to Equity Community Bank System (CBU)|TOWN - Debt to Capital|Total Debt to Capital NBTB (NBT Bancorp Inc.)|FBNC - Total Debt to Equity Ratio|Stock Yards Bank & Trust - Total Debt to Capital|DCOM - Total Debt to Capital|Bank First Corp (BFC) - Debt to Equity|CTBI (Community Trust) - Debt to Equity|Total Debt to Equity Ratio BHRB|SBSI: All Debt to Shareholders' Equity Ratio|Total Debt to Capital EQBK|Debt to Equity CCNE (CNB Bank)|Total Debt to Capital CCBG (Capital City Bank Corp)|Total Debt to Capital TrustCo Bank NY TRST|HTB - Debt to Equity|MPB (midpennbank.com) - Debt to Equity Ratio|Five Star Bank (FSBC) - Debt to Equity|Orrstown Bank (ORRF) - Total Debt to Capital|Debt to Equity NB Bancorp Inc|First Community Bankshares Inc (FCBC) - Total Debt to Capital Coefficient|Debt to Equity Independent Bank (IBCP)|Total Debt to Capital Coefficient spfi.bank|Debt to Equity Northpointe Bank NPB|Southern Bank (SMBC) - Debt to Capital|HTBK: Total Debt to Equity Ratio|HIFS - Total Debt to Capital|HONE (HarborOne Bancorp) - Total Debt to Equity Ratio|SHBI: Aggregate Debt to Capital|TCBX (Third Coast Bank) - Total Debt to Capital|FMNB: All Debt to Shareholders' Equity Ratio|Total Debt to Capital BHB|UNTY - Debt to Capital|Debt to Equity Peoples Financial Services PFIS|All Debt to Shareholders' Equity Ratio PGC|NFBK - Debt to Equity|ACNB (ACNB Corp) - Debt to Equity Ratio|FFIC (Flushing Financial Corp) - Total Debt to Equity Ratio|Bridgewater Corp - All Debt to Shareholders' Equity Ratio|Debt to Equity Bank7 Corp.|choiceone.bank (COFS) - Total Debt to Capital Coefficient|Total Debt to Equity Ratio CARE (Carter Bankshares)|Aggregate Debt to Capital HBCP|Total Debt to Capital KRNY (Kearny Corp)|Total Debt to Capital First Bank Inc. FRBA|CWBC: Total Debt to Equity Ratio|civb.com - Aggregate Debt to Capital|GCBC: Total Debt to Capital|Debt to Capital Bank of Marin Bancorp Inc. (BMRC)|Debt to Equity Blue Ridge Bank|Ponce Financial Corp (PDLB) - Total Debt to Capital Coefficient|Total Debt to Equity Ratio FMAO (Farmers & Merchants Bancorp)|OBT (orangebanktrust.com) - All Debt to Shareholders' Equity Ratio|Total Debt to Capital WTBA (West Bancorporation, Inc.)|Pioneer Bank - Debt to Equity|BayCom Inc - Total Debt to Capital|AVBC - Total Debt to Capital|FS Bancorp, Inc. (FSBW) - Debt to Equity|Debt to Equity Ratio CZNC|PCB (PCB Bancorp Inc.) - Total Debt to Capital|Total Debt to Equity Ratio Colony Bankcorp Inc. (CBAN)|Debt to Equity Plumas Bancorp (PLBC)|Total Debt to Capital Coefficient First National Bank of Damariscotta|Total Debt to Capital NECB (Northeast Community Bank)|All Debt to Shareholders' Equity Ratio JMSB|Timberland Bancorp Inc. - Total Debt to Capital|WSBF - Total Debt to Capital|LINKBANCORP Inc. (LNKB) - Debt to Equity|Parke Bank Corp - All Debt to Shareholders' Equity Ratio|FDBC (Fidelity D & D Bancorp) - Total Debt to Capital|Debt to Capital middlefieldbank.bank MBCN|Debt to Equity Chemung Canal Trust Company (CHMG)|Total Debt to Capital Coefficient Western New England Bancorp, Inc.|Norwood Financial Corp - Total Debt to Equity Ratio|All Debt to Shareholders' Equity Ratio FVCB|FB Bancorp, Inc. - Total Debt to Capital|Total Debt to Capital Coefficient ovcb.com OVLY|bankprov.com (PVBC) - Debt to Equity|Debt to Equity Ratio LCNB|FCCO (First Community Bank) - Total Debt to Capital|Total Debt to Equity Ratio Princeton Bancorp Inc (BPRN)|Debt to Equity Hawthorn Bancshares (HWBK)|Total Debt to Capital Coefficient franklinfin.com|Debt to Equity Virginia National Bankshares Corporation VABK|Total Debt to Capital Coefficient OP Bancorp, Inc. (OPBK)|First Bank Virginia - Total Debt to Capital|CBNA: Debt to Equity|investors.bankofclarke.bank (EFSI) - Debt to Equity|Blue Foundry Bank (BLFY) - Total Debt to Capital|Debt to Equity First Savings Financial Group|Debt to Equity ATLO|Debt to Equity Peoples Bancorp of North Carolina, Inc. (PEBK)|CBFV - Debt to Capital|Total Debt to Capital BVFL (BV Financial, Inc.)|UBFO - Total Debt to Equity Ratio|MainStreet Bancshares, Inc. - Total Debt to Capital|HNVR - Total Debt to Capital|Citizens Community Federal (CZWI) - Debt to Equity|CFBK (CF Bankshares Inc) - Debt to Equity|Total Debt to Equity Ratio RMBI|FCAP: All Debt to Shareholders' Equity Ratio|Total Debt to Capital BCBP|Debt to Equity ECBK (everettbank.com)|Total Debt to Capital EBMT (Eagle Bancorp Montana, Inc.)|Total Debt to Capital Finward Bancorp Inc. FNWD|RBKB - Debt to Equity|SBFG (SB Financial Group) - Debt to Equity Ratio|myaffinitybank.com (AFBI) - Debt to Equity|First Guaranty Bancshares, Inc. (FGBI) - Total Debt to Capital|Debt to Equity SR Bancorp Inc.|Bogota Financial Corp (BSBK) - Total Debt to Capital Coefficient|Debt to Equity Union Bankshares, Inc. (UNB)|Total Debt to Capital Coefficient soundcb.com|Debt to Equity Magyar Bank MGYR|Riverview Bancorp (RVSB) - Debt to Capital|LSBK: Total Debt to Equity Ratio|PBHC - Total Debt to Capital|CFSB (colonialfed.com) - Total Debt to Equity Ratio|AUBN: Aggregate Debt to Capital|IROQ (IF Bancorp) - Total Debt to Capital|UBCP: All Debt to Shareholders' Equity Ratio|Total Debt to Capital SSBI|FDSB - Debt to Capital|Debt to Equity First US Bancshares, Inc. FUSB|All Debt to Shareholders' Equity Ratio BOTJ|CPBI - Debt to Equity|BYFC (Broadway Financial Corp.) - Debt to Equity Ratio|NSTS (northshoretrust.com) - Total Debt to Equity Ratio|Catalyst Bancorp - All Debt to Shareholders' Equity Ratio|Debt to Equity First Seacoast Bancorp, Inc.|ameriserv.com (ASRV) - Total Debt to Capital Coefficient|Total Debt to Equity Ratio PBBK (Presence Bank)|Aggregate Debt to Capital OPHC|Total Debt to Capital TCBS (Texas Community Bancshares, Inc.)|Total Debt to Capital Home Federal Bancorp Corp HFBL|BAFN: Total Debt to Equity Ratio|marathonbancorp.com - Aggregate Debt to Capital|KFFB: Total Debt to Capital|Debt to Capital The Bank of Glen Burnie (GLBZ)|Debt to Equity Carver Federal Savings Bank|Brookline Bancorp, Inc (BRKL) - Total Debt to Capital Coefficient|Total Debt to Equity Ratio EBTC (Enterprise Bancorp)|ESSA (ir.essabank.com) - All Debt to Shareholders' Equity Ratio|Total Debt to Capital EVBN (Evans Bank)|The First Bancshares, Inc. - Debt to Equity|First of Long Island Corp - Total Debt to Capital|HMNF - Total Debt to Capital|htb.com (HTBI) - Debt to Equity|Debt to Equity Ratio IBTX|MCBC (Macatawa Bank Corporation) - Total Debt to Capital|Total Debt to Equity Ratio Old Point National Bank (OPOF)|Debt to Equity Jersey Shore State Bank (PWOD)|Total Debt to Capital Coefficient Sandy Spring Bancorp, Inc|Total Debt to Capital TBNK (Territorial Bancorp)|All Debt to Shareholders' Equity Ratio VBFC|William Penn Bancorporation - Total Debt to Capital|BCOW - Total Debt to Capital