NBT Bank (NBTB) - Debt to Equity

NBTB (NBT Corp) - company brandmark

NBT Bancorp Inc. (NBTB) is implementing environmental standards through digitalization and preferential lending for "green" projects. This chart illustrating the market price movement for the separate_debt_total_eq metric shows 0.29. This price action reflects the maturity of banking services in the Northeastern US, which ensure regional stability. Furthermore, the business is shielded from external conflicts, facing only the indirect impact of global inflation on local borrowers.

NBTB: nbtbancorp.com Total Debt to Equity Ratio 07/04/2022 - 10/31/2026
Core merchandise of nbtbancorp.com

NBT Bancorp Inc. expansion through the acquisition of regional networks in New York is directly reflected in the change of the total debt-to-equity ratio. This ratio compares total liabilities with equity, determining the degree of financial leverage and the stability of the balance sheet structure; for an investor, an increase in this metric signals aggressive debt financing of M&A transactions, while its decrease confirms a strengthening capital base.

Key competitors

Debt to Equity BancFirst|Debt to Equity TFSL|Debt to Equity Community Bank System (CBU)|TOWN - Debt to Capital|Total Debt to Capital FBNC (First Bancorp)|SYBT - Total Debt to Equity Ratio|Dime Community Bank - Total Debt to Capital|BFC - Total Debt to Capital|Community Trust Bancorp Inc (CTBI) - Debt to Equity|BHRB (Burke & Herbert Financial Services Corp.) - Debt to Equity|Total Debt to Equity Ratio SBSI|EQBK: All Debt to Shareholders' Equity Ratio|Total Debt to Capital CCNE|Debt to Equity CCBG (Capital City Bank Group, Inc.)|Total Debt to Capital TRST (TrustCo Bank Corp)|Total Debt to Capital HomeTrust Corp HTB|MPB - Debt to Equity|FSBC (fivestarbank.com) - Debt to Equity Ratio|Orrstown Financial Services, Inc. (ORRF) - Debt to Equity|Needham Bank (NBBK) - Total Debt to Capital|Debt to Equity First Community Corp|Independent Bank Michigan (IBCP) - Total Debt to Capital Coefficient|Debt to Equity South Plains Financial (SPFI)|northpointe.com - Debt to Equity Ratio|Total Debt to Capital SMBC (Southern Missouri Bancorp, Inc.)|Heritage Bank of Commerce - Debt to Equity|HIFS: Total Debt to Equity Ratio|HarborOne Corp - Aggregate Debt to Capital|SHBI (Shore Bancshares, Inc.) - Total Debt to Equity Ratio|tcbssb.com - All Debt to Shareholders' Equity Ratio|FMNB (Farmers National Bank) - Total Debt to Capital|Debt to Equity BHB|Total Debt to Capital UNTY|Total Debt to Capital Peoples Security Bank & Trust (PFIS)|Debt to Equity Peapack-Gladstone Financial PGC|NFBK: Debt to Equity Ratio|ACNB Bank - Total Debt to Capital|Flushing Financial Corporation (FFIC) - Total Debt to Equity Ratio|Bridgewater Bancshares Inc (BWB) - Debt to Equity|Debt to Capital Bank7 Financial (BSVN)|Debt to Equity ChoiceOne Financial Services|CARE: All Debt to Shareholders' Equity Ratio|Debt to Equity Home Bancorp (HBCP)|KRNY: Aggregate Debt to Equity|First Bank Corp - Total Debt to Equity Ratio|All Debt to Shareholders' Equity Ratio CWBC|Civista Bancshares - Total Debt to Capital|Total Debt to Capital Coefficient thebankofgreenecounty.com GCBC|Bank of Marin (BMRC) - Debt to Equity|Debt to Equity Ratio BRBS|PDLB (Ponce Financial Group Inc) - Total Debt to Capital|Total Debt to Equity Ratio Farmers & Merchants Corp (FMAO)|Total Debt to Equity Ratio OBT (Orange County Bancorp Inc)|Total Debt to Capital Coefficient westbankstrong.com|Debt to Equity Pioneer Bancorp PBFS|BCML: Debt to Equity Ratio|Avidia Bancorp Corp - Total Debt to Capital|FSBW: Debt to Equity|CZNC (Citizens & Northern) - Total Debt to Equity Ratio|PCB: Aggregate Debt to Capital|CBAN (Colony Bankcorp) - Total Debt to Capital|Debt to Equity PLBC|Debt to Equity The First Bancorp Inc. (FNLC)|Debt to Equity NECB (necommunitybank.com)|Debt to Equity John Marshall Bank JMSB|Timberland Bancorp, Inc. (TSBK) - Debt to Capital|WaterStone Bank - Total Debt to Capital|LINKBANCORP (LNKB) - Total Debt to Equity Ratio|PKBK: Total Debt to Capital|Fidelity D&D Bank (FDBC) - Total Debt to Capital|Debt to Equity Middlefield Banc Corp|Debt to Equity CHMG|Total Debt to Equity Ratio WNEB (Westfield Bank)|NWFL (Norwood Financial) - All Debt to Shareholders' Equity Ratio|Total Debt to Capital FVCB (FVCBankcorp Inc)|Fidelity Bank - Debt to Equity|Oak Valley Bancorp - Total Debt to Capital|PVBC - Total Debt to Capital|lcnb.com (LCNB) - Debt to Equity|Debt to Equity Ratio FCCO|Debt to Equity The Bank of Princeton|Total Debt to Capital Hawthorn Bancshares Inc|Debt to Equity Franklin Financial Services (FRAF)|Total Debt to Capital Coefficient ir.vnb.com|Debt to Equity Open Bank OPBK|FXNC: Debt to Equity Ratio|Chain Bridge Bank, N.A. - Total Debt to Capital|EFSI: Debt to Equity|BLFY (bluefoundrybank.com) - Total Debt to Equity Ratio|FSFG: Aggregate Debt to Capital|Total Debt to Equity Ratio ATLO|PEBK: All Debt to Shareholders' Equity Ratio|Total Debt to Capital CBFV|Debt to Equity BVFL (BV Financial, Inc)|Total Debt to Capital UBFO (United Security Bank)|Total Debt to Capital mstreetbank.com MNSB|HNVR - Debt to Equity|CZWI (Citizens Community Bancorp Inc.) - Debt to Equity Ratio|CFBK: Total Debt to Capital|Total Debt to Equity Ratio Richmond Mutual Bancorporation, Inc|Debt to Equity First Capital, Inc.|Debt to Capital bcb.bank BCBP|Debt to Equity ECB Bancorp, Inc. (ECBK)|EBMT (opportunitybank.com) - All Debt to Shareholders' Equity Ratio|Debt to Equity Peoples Bank FNWD|RBKB (Rhinebeck Bank) - Aggregate Debt to Equity|SBFG: Total Debt to Equity Ratio|All Debt to Shareholders' Equity Ratio AFBI (Affinity Bancshares)|FGBI: Total Debt to Capital|SRBK - Total Debt to Capital Coefficient|Debt to Equity Bogota Savings Bank|Debt to Equity Ratio UNB (Union Bank)|Total Debt to Capital SFBC|Total Debt to Equity Ratio magbank.com MGYR|Riverview Bank - Total Debt to Equity Ratio|Total Debt to Capital Coefficient Lake Shore Bancorp, Inc. (LSBK)|PBHC - Debt to Equity|CFSB (CFSB Bancorp, Inc.) - Debt to Equity Ratio|AUBN: Total Debt to Capital|IROQ (Iroquois Federal) - Debt to Equity|Total Debt to Equity Ratio UBCP|SSBI (Summit Bank) - Aggregate Debt to Capital|Total Debt to Capital FDSB|Debt to Equity FUSB (First US Bancshares, Inc)|Debt to Equity Bank of the James Financial Group BOTJ|homefederalne.bank - Debt to Equity|BYFC - Debt to Equity|Debt to Capital NSTS Bancorp, Inc.|CLST: Total Debt to Capital|Total Debt to Equity Ratio First Seacoast Bank|ASRV (AmeriServ Financial) - Total Debt to Capital|Total Debt to Capital presencebank.com|Debt to Equity OptimumBank (OPHC)|Debt to Equity TCBS (Texas Community Bancshares)|Home Federal Bancorp Inc - Total Debt to Equity Ratio|All Debt to Shareholders' Equity Ratio BAFN|Marathon Bancorp Inc - Total Debt to Capital|KFFB: Debt to Equity|GLBZ: Total Debt to Capital|Carver Bancorp (CARV) - Total Debt to Capital|Debt to Equity Brookline Bancorp Inc.|Debt to Equity Ratio EBTC (Enterprise Bancorp Inc.)|Debt to Equity ESSA Bancorp, Inc. (ESSA)|Total Debt to Capital evansbank.com (EVBN)|Debt to Equity The First Bank FBMS|Total Debt to Capital Coefficient First National Bank of Long Island (FLIC)|HMNF - Debt to Equity|HTBI (HomeTrust Bancshares) - Debt to Equity Ratio|IBTX: Total Debt to Capital|MCBC (macatawabank.com) - Debt to Equity|Total Debt to Equity Ratio OPOF|PWOD (Penns Woods Bancorp Inc) - Aggregate Debt to Capital|Total Debt to Equity Ratio SASR (Sandy Spring Bank)|TBNK (Territorial Bancorp Inc) - All Debt to Shareholders' Equity Ratio|Total Debt to Capital VBFC (Village Bank and Trust)|William Penn Bancorporation Inc. - Debt to Equity|1895 Bancorp of Wisconsin, Inc. - Total Debt to Capital|SSBK - Total Debt to Capital