SB Financial Group Inc. (SBFG) - Debt to Equity

Corporate emblem and logo of SB Financial Group, Inc. (SBFG)

SB Financial Group (SBFG) stability relies on small business lending and the economic climate of Indiana and Ohio. The company is currently undergoing a margin stabilization phase while maintaining strict risk control. This chart of the debt-to-equity ratio, which confirms the market valuation, recorded a figure of 0.42. This regional holding company is actively implementing cloud treasury services and automating the issuance of commercial loans.

SBFG - State Bank and Trust Company Total Debt to Equity Ratio over the range 07/04/2022 - 10/28/2026
Core merchandise of SB Financial Group Inc.

SB Financial Group relies on the trust of Midwestern farmers, utilizing borrowed funds to provide lending for regional businesses. This indicator compares the organization's total liabilities to its net assets. Such a methodology determines the degree of the financing structure's dependence on external creditors relative to equity. High values signal risky leverage, while low values indicate a conservative approach. The trend of the total debt-to-equity ratio reflects the balance between aggressive growth and solvency.

Main competitors

Debt to Equity BancFirst|Debt to Equity TFSL|Community Bank System - Debt to Equity|Debt to Capital TowneBank Inc (TOWN)|NBT Bancorp Inc. - Total Debt to Capital|Total Debt to Equity Ratio localfirstbank.com FBNC|Stock Yards Bank & Trust - Total Debt to Capital|DCOM: Total Debt to Capital|Bank First Corp (BFC) - Debt to Equity|Debt to Equity Community Trust|BHRB - Total Debt to Equity Ratio|All Debt to Shareholders' Equity Ratio southside.com|Total Debt to Capital Equity Bancshares (EQBK)|Debt to Equity CNB Bank (CCNE)|Total Debt to Capital CCBG (Capital City Bank Corp)|TrustCo Bank NY - Total Debt to Capital|HomeTrust Bancshares Inc (HTB) - Debt to Equity|MPB: Debt to Equity Ratio|FSBC: Debt to Equity|ORRF (Orrstown Bank) - Total Debt to Capital|NBBK: Debt to Equity|Total Debt to Capital Coefficient FCBC|IBCP (Independent Bank) - Debt to Equity|Total Debt to Capital Coefficient spfi.bank (SPFI)|Total Debt to Capital Northpointe Bank NPB|SMBC - Debt to Equity|Total Debt to Equity Ratio Heritage Commerce Corp. (HTBK)|HIFS - All Debt to Shareholders' Equity Ratio|Total Debt to Capital HarborOne Bancorp (HONE)|shoreunitedbank.com (SHBI) - Aggregate Debt to Equity|TCBX: Total Debt to Capital|Total Debt to Capital Coefficient FMNB|Debt to Equity Bar Harbor Bankshares BHB|Debt to Equity Ratio Unity Bank Corp (UNTY)|Total Debt to Capital PFIS (Peoples Financial Services)|pgbank.com - Total Debt to Capital|Northfield Bank (NFBK) - Debt to Equity|ACNB - Debt to Equity Ratio|FFIC (Flushing Financial Corp) - Total Debt to Capital|Bridgewater Corp (BWB) - Total Debt to Equity Ratio|BSVN: Total Debt to Capital|Total Debt to Capital Coefficient choiceone.bank|Total Debt to Capital CARE|Total Debt to Capital HBCP (Home Bank)|Debt to Equity Kearny Corp KRNY|FRBA - Debt to Equity|Total Debt to Equity Ratio Community West Bancshares Inc (CWBC)|CIVB - All Debt to Shareholders' Equity Ratio|Total Debt to Capital GCBC (Greene County Bancorp, Inc.)|BMRC (Bank of Marin Bancorp Inc.) - Debt to Capital Ratio|BRBS - Debt to Equity|All Debt to Shareholders' Equity Ratio PDLB|Farmers & Merchants Bancorp - Debt to Equity|Debt to Capital orangebanktrust.com OBT|Total Debt to Equity Ratio WTBA (West Bancorporation, Inc.)|Pioneer Bank - Total Debt to Capital|Debt to Equity BayCom Inc|AVBC: Aggregate Debt to Equity|FS Bancorp, Inc. - Debt to Equity|cnbankpa.com (CZNC) - Total Debt to Capital Coefficient|Total Debt to Capital PCB Bancorp Inc.|Debt to Equity Colony Bankcorp Inc.|PLBC - Total Debt to Capital|Aggregate Debt to Equity First National Bank of Damariscotta (FNLC)|NECB (Northeast Community Bank) - Total Debt to Capital|John Marshall Bancorp, Inc. - Debt to Capital Ratio|TSBK - Debt to Equity|WSBF: Debt to Equity|Debt to Equity LNKB|Parke Bank Corp (PKBK) - Debt to Capital|Total Debt to Capital FDBC|Total Debt to Equity Ratio middlefieldbank.bank|Total Debt to Capital CHMG|Total Debt to Capital WNEB (Western New England Bancorp, Inc.)|Debt to Equity Norwood Financial Corp NWFL|FVCB - Debt to Equity|Total Debt to Equity Ratio FB Bancorp, Inc. (FBLA)|OVLY - All Debt to Shareholders' Equity Ratio|bankprov.com (PVBC) - Total Debt to Capital|LCNB National Bank (LCNB) - Debt to Equity|FCCO (First Community Bank) - Total Debt to Capital|Total Debt to Capital BPRN|Debt to Equity Hawthorn Bancshares HWBK|Debt to Equity Ratio FRAF (franklinfin.com)|Debt to Equity VABK (Virginia National Bankshares Corporation)|OP Bancorp, Inc. - Total Debt to Capital|Debt to Equity FXNC (First Bank Virginia)|CBNA: Total Debt to Capital Coefficient|investors.bankofclarke.bank - Debt to Equity|Blue Foundry Bank (BLFY) - Total Debt to Capital Coefficient|Total Debt to Capital First Savings Financial Group|Debt to Equity Ames National Corp. (ATLO)|Peoples Bancorp of North Carolina, Inc. (PEBK) - Total Debt to Equity Ratio|All Debt to Shareholders' Equity Ratio CB Financial Services, Inc (CBFV)|BV Financial, Inc. (BVFL) - Total Debt to Capital|Aggregate Debt to Equity United Security Bancshares, Inc. UBFO|Total Debt to Capital MNSB (MainStreet Bancshares, Inc.)|HNVR: Total Debt to Capital Coefficient|Debt to Equity Citizens Community Federal|CF Bankshares Inc (CFBK) - Debt to Equity Ratio|RMBI (Richmond Mutual Bancorporation) - Total Debt to Capital|Total Debt to Capital FCAP|Debt to Equity BCB Bancorp BCBP|Debt to Equity Ratio everettbank.com (ECBK)|Eagle Bancorp Montana, Inc. - Total Debt to Capital|Total Debt to Equity Ratio Finward Bancorp Inc. FNWD|Total Debt to Capital RBKB (Rhinebeck Bancorp, Inc.)|AFBI - Total Debt to Capital Coefficient|FGBI: Total Debt to Capital|SRBK (SR Bancorp) - Total Debt to Capital|Debt to Equity Bogota Savings Bank|Debt to Equity Union Bank (UNB)|Sound Financial Bancorp (SFBC) - Total Debt to Equity Ratio|All Debt to Shareholders' Equity Ratio magbank.com (MGYR)|RVSB (Riverview Bank) - Total Debt to Capital|Lake Shore Bancorp, Inc. - Debt to Capital Ratio|Debt to Equity Pathfinder Bancorp Inc (PBHC)|CFSB: All Debt to Shareholders' Equity Ratio|Debt to Equity AUBN|Debt to Capital Iroquois Federal|UBCP (Unified Bank) - Total Debt to Equity Ratio|Total Debt to Capital SSBI|FDSB - Debt to Equity|Aggregate Debt to Equity FUSB (First US Bancshares, Inc)|Debt to Equity BOTJ|Total Debt to Capital Coefficient homefederalne.bank CPBI|BYFC - Total Debt to Capital|NSTS - Debt to Equity|Total Debt to Capital catalystbank.com (CLST)|First Seacoast Bank (FSEA) - Aggregate Debt to Equity|AmeriServ Financial - Total Debt to Capital|Debt to Capital Ratio PBBK|Debt to Equity OptimumBank (OPHC)|Debt to Equity TCBS (Texas Community Bancshares)|HFBL: Debt to Equity|Debt to Capital First Home Bank BAFN|MBBC: Total Debt to Capital|KFFB - Total Debt to Equity Ratio|GLBZ: Total Debt to Capital|CARV (Carver Bancorp) - Total Debt to Capital|Debt to Equity Brookline Bancorp Inc.|Debt to Equity Enterprise Bancorp Inc. (EBTC)|ESSA Bancorp, Inc. (ESSA) - Total Debt to Equity Ratio|All Debt to Shareholders' Equity Ratio evansbank.com (EVBN)|Total Debt to Capital The First Bank FBMS|Debt to Equity First National Bank of Long Island FLIC|HMN Financial Inc. - Total Debt to Capital|HTBI: Total Debt to Capital|Debt to Equity independent-bank.com|MCBC (macatawabank.com) - Debt to Equity Ratio|OPOF (Old Point Financial Corporation) - Debt to Equity|Total Debt to Capital PWOD|SASR (Sandy Spring Bank) - Debt to Equity|Total Debt to Capital Coefficient TBNK (Territorial Bancorp Inc)|Debt to Equity VBFC|Total Debt to Capital Coefficient William Penn Bancorporation Inc. WMPN|BCOW - Total Debt to Capital|Southern States Bancshares (SSBK) - Debt to Equity