Old Point National Bank (OPOF): Price-to-Revenue Ratio
The business model of Old Point Financial (OPOF) is sensitive to Virginia's macroeconomics and Federal Reserve decisions. The current P/S valuation confirms this dependency, with the value holding at 2.50. Efficiency is achieved by outsourcing IT infrastructure and call centers to third-party contractors. The technology stack remains conservative, limited to the implementation of off-the-shelf cloud solutions for mobile banking.
Metric breakdowns and analytics for Old Point Financial Corp (OPOF)
- current quotes and average value forecast:
- stock exchange capitalization data:
- issuer book value statistics:
- debt obligations and liquidity statistics:
Aggregate Debt to Equity Old Point Financial|OPOF - Long-Term Debt to Equity|Current Liabilities to Capital Old Point Trust|OPOF - Company Aggregate Debts|Debts to Net Assets Old Point Financial Corp|OPOF - Company Long-Term Debt|Company Short-Term Indebtedness Old Point Financial|Intermediate Liquidity Ratio oldpoint.com
- net income and valuation multiples indicators:
OPOF - Net Income|Expected Net Income Old Point Financial|OPOF - P/E Multiple|Price to Expected Earnings Ratio Old Point National Bank|OPOF - PEG Multiple|Total Company Value to Operating Income Before Depreciation Ratio Old Point Financial Corp|OPOF - Profit before payment of interest, taxes and amortization|Earnings per share for the last 12 months Old Point Financial|OPOF - Net earnings per share (EPS TTM)|Quarterly EPS earnings growth oldpoint.com|OPOF - Earnings per share growth in current year|Projected earnings per share growth rate for next year Old Point Financial
- sales revenue and business income indicators:
General company analysis:OPOF, oldpoint.com
The P/S ratio compares the current market capitalization of Old Point Financial (OPOF) to its annual revenue, allowing for a business valuation relative to generated sales regardless of accounting profits. By analyzing changes in the P/S ratio, an investor can identify asset undervaluation, which, combined with the bank's conservative risk management and stable deposit base, confirms the resilience of the company's fundamental metrics.
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