GURU.Markets stock price, segment price, and overall market index valuation
The company's share price Old Second Bancorp
Old Second Bancorp is a community bank operating in the Chicago suburbs. Its stock price reflects the region's economic health, interest rate dynamics, and a successful growth strategy through acquisitions of other local banks in a fragmented market.
Share prices of companies in the market segment - Regional banks
Old Second Bancorp is a regional bank operating in the Chicago area. We classify it as part of the Regional Banks sector, and the chart below reflects the dynamics of this segment, which is sensitive to the local economy and interest rates.
Broad Market Index - GURU.Markets
Old Second Bancorp is a regional bank providing financial services in Illinois. As part of the GURU.Markets index, it reflects the economic health of the region. The chart below represents the entire market. See how this regional player compares to the overall trend.
Change in the price of a company, segment, and market as a whole per day
OSBC - Daily change in the company's share price Old Second Bancorp
The daily price change of Old Second Bancorp, a regional bank, is a measure of its sensitivity to the Chicago suburban economy. Change_co reflects the volatility inherent in the local banking sector. This metric is important for analyzing small banks on System.GURU.Markets.
Daily change in the price of a set of shares in a market segment - Regional banks
Old Second Bancorp, Inc. is a large regional bank. This chart shows the average daily volatility of the banking sector. Comparing it with OSBC's performance, which focuses on Illinois, helps understand how local economic conditions influence its stability.
Daily change in the price of a broad market stock, index - GURU.Markets
Old Second Bancorp is a regional bank operating in the United States. The banking sector is sensitive to interest rate changes and economic conditions. The chart below shows the average volatility for this sector, allowing you to compare Old Second's performance with the overall market.
Dynamics of market capitalization of the company, segment and the market as a whole over 12 months
Annual dynamics of the company's market capitalization Old Second Bancorp
Old Second is a large regional bank in the United States. Its year-over-year performance has reflected the overall banking sector, including interest rate dynamics and the state of the credit market. The chart below shows its performance in a changing economic environment.
Annual dynamics of market capitalization of the market segment - Regional banks
Old Second Bancorp, Inc. is a regional bank focused on serving the Chicago region. Its growth is fueled by both organic development and acquisitions. This chart shows how its growth reflects the region's economic health and its integration efforts following recent acquisitions.
Annual dynamics of market capitalization of broad market stocks, index - GURU.Markets
Old Second Bancorp is a classic regional bank whose stock performance reflects the economic health of the regions where it operates. The bank's trajectory is closely tied to interest rate cycles and the lending activity of local businesses and households, making it a barometer of the local, rather than the global, economy.
Dynamics of market capitalization of the company, segment and the market as a whole for the month
Monthly dynamics of the company's market capitalization Old Second Bancorp
The performance of Old Second, a regional bank, reflects the Illinois economy. Monthly fluctuations on the chart depend on lending growth in the region, particularly in the commercial sector, and on overall interest rate trends, which impact the banking sector.
Monthly dynamics of market capitalization of the market segment - Regional banks
Regional banks are financial mirrors of their local economies. The annual dynamics of their aggregate capitalization, shown in the chart, is an indicator of business activity and confidence in the banking sector. This is the backdrop against which Old Second Bancorp serves its region.
Monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets
Old Second Bancorp is a local bank serving the Chicago suburbs. Its stock reflects the region's economic health. The bank's performance follows overall financial sector trends, but is adjusted for local economic conditions.
Dynamics of market capitalization of the company, segment and the market as a whole for the week
Weekly dynamics of the company's market capitalization Old Second Bancorp
The weekly performance of Old Second Bancorp, a regional bank in the Chicago suburbs, depends on the health of the local economy. The state of the manufacturing sector, the real estate market, and employment levels in Illinois are key factors shaping short-term investor expectations.
Weekly dynamics of market capitalization of the market segment - Regional banks
Old Second Bancorp and the entire regional banking sector are influenced by the overall dynamics of interest rates and the state of the economy. Federal Reserve policy sets the tone for the entire industry. The chart below shows how this bank compares to its direct competitors in the region.
Weekly dynamics of market capitalization of stocks of the broad market, index - GURU.Markets
Old Second Bancorp shares, like those of other regional banks, are sensitive to general economic cycles and interest rates, which aligns their performance with the overall market. The chart shows how closely the bank's shares track the ups and downs of the S&P 500.
Market capitalization of the company, segment and market as a whole
OSBC - Market capitalization of the company Old Second Bancorp
Old Second Bancorp's capitalization chart is a financial assessment of the long-established community bank serving the Chicago suburbs. It reflects its successful growth through acquisitions and focus on commercial lending. Its performance is a barometer of economic activity in Illinois and the ability of a traditional bank to thrive in a competitive environment.
OSBC - Share of the company's market capitalization Old Second Bancorp within the market segment - Regional banks
Old Second Bancorp is a regional bank serving the Chicago metropolitan area. Its market share reflects its strong position in this competitive market. The chart shows the weight of this traditional bank, deeply rooted in the economy of one of the largest metropolitan areas in the United States.
Market capitalization of the market segment - Regional banks
Old Second Bancorp is a long-established regional bank serving communities in the Chicago area. The chart below shows the total capitalization of all regional banks. Its dynamics reflect the economic health of the region. In this field, Old Second is one of the oldest and most respected players.
Market capitalization of all companies included in a broad market index - GURU.Markets
Regional banks, visible in the chart, are the backbone of the financial system. Old Second Bancorp serves communities in the Chicago area. Its capitalization reflects the health of the local economy and its ability to compete with large national banks for customers and deposits.
Book value capitalization of the company, segment and market as a whole
OSBC - Book value capitalization of the company Old Second Bancorp
Old Second Bancorp's book value is the financial foundation for Chicago-area communities. The chart shows the growth of its loan portfolio and deposit base. This tangible capital has been funding local businesses and helping residents achieve their financial goals for over 150 years.
OSBC - Share of the company's book capitalization Old Second Bancorp within the market segment - Regional banks
Old Second Bancorp has a strong physical presence in the Chicago suburbs. Its share of the sector's assets is its network of bank branches. This physical presence provides it with direct access to customers and a deep understanding of the local market, which is a competitive advantage for a regional bank.
Market segment balance sheet capitalization - Regional banks
Old Second Bancorp is a bank in Illinois. The financial sector, as the chart shows, is capital-intensive. Old Second is a classic player whose strength is based on its branch network, which provides it with deep ties to the local community.
Book value of all companies included in the broad market index - GURU.Markets
Old Second Bancorp is a long-established regional bank serving the Chicago suburbs. Its book value is derived from its branch network and loan portfolio, which are deeply rooted in the economy of this thriving region.
The ratio of market capitalization to book capitalization of a company, segment, and the market as a whole
Market capitalization to book capitalization ratio - Old Second Bancorp
Old Second Bancorp is a classic regional bank. Its valuation fluctuates around its book value, reflecting the maturity of its business and investor sentiment about the economy and credit markets in its region (the Chicago suburbs).
Market to book capitalization ratio in a market segment - Regional banks
Old Second Bancorp is a regional bank operating in Illinois. The market-to-book value ratio is a key indicator of the bank's health. The chart shows how investors view its loan portfolio, performance, and local market position relative to its net assets.
Market to book capitalization ratio for the market as a whole
Old Second Bancorp is a regional bank serving the Chicago suburbs and other Illinois markets. Compared to market averages, as shown in this chart, its valuation reflects the state of the local economy, the competitive environment, and its ability to effectively manage its loan portfolio.
Debts of the company, segment and market as a whole
OSBC - Company debts Old Second Bancorp
Old Second Bancorp is a regional bank offering a full range of banking services. Its debt obligations consist primarily of customer deposits, which form the basis for lending to local businesses and individuals. This chart illustrates how the bank manages its funding structure to support economic development in the region where it operates.
Market segment debts - Regional banks
Old Second Bancorp is a regional bank operating in Illinois. Its financial health is closely tied to the regional economic situation. Like any bank, its balance sheet consists of loans (assets) and deposits (liabilities). This chart provides an overview of its scale and financial structure.
Market debt in general
Debt to book value of the company, segment and market as a whole
The company's debt to book capitalization ratio Old Second Bancorp
Old Second Bancorp is a regional bank serving its local market. This chart reflects its financial leverage, showing the ratio of debt (customer deposits) to equity. A moderate debt load indicates a balanced approach to growth and risk management, which is the key to stability for any banking institution.
Market segment debt to market segment book capitalization - Regional banks
Old Second Bancorp is a regional bank serving customers primarily in Illinois. Its financial health is closely tied to the regional economy. This chart shows the overall debt burden in the banking sector. It allows one to assess how conservatively or aggressively the bank manages its balance sheet and raises capital compared to other regional banks.
Debt to book value of all companies in the market
Old Second Bancorp, Inc. is a regional bank serving customers in Illinois. Its core business is leveraging within strict guidelines. This chart provides macroeconomic context, showing how the bank's conservative debt and capital management model compares to overall borrowing trends in riskier sectors of the economy.
P/E of the company, segment and market as a whole
P/E - Old Second Bancorp
This chart shows the valuation of Old Second Bancorp, a traditional regional bank. Its P/E ratio illustrates the health of local businesses and consumers. The ratio is sensitive to interest rate movements, which determine the bank's profitability, and to the quality of its loan portfolio, which reflects the health of the regional economy.
P/E of the market segment - Regional banks
Old Second Bancorp is a bank holding company operating primarily in the Chicago suburbs and other areas of Illinois. The bank offers a full range of banking services. This chart shows the average rating for the regional bank sector, allowing for a comparison of how the market views Old Second within the competitive Chicago metropolitan market.
P/E of the market as a whole
Old Second Bancorp is a regional bank operating in the Chicago suburbs. Its score is a barometer of economic activity in that specific region. While this chart reflects general national sentiment, OSBC is more concerned with the health of local small businesses, the real estate market, and employment in Illinois, making its story local.
Future P/E of the company, segment and market as a whole
Future (projected) P/E of the company Old Second Bancorp
Old Second Bancorp is a regional bank serving communities in Illinois. Its financial performance is closely tied to regional economic activity. This chart shows analysts' estimates of the bank's future profitability based on forecasts for loan growth, asset quality, and local business development.
Future (projected) P/E of the market segment - Regional banks
Old Second Bancorp is a regional bank providing a full range of banking services in the Chicago area and Illinois. This chart shows general profitability expectations for the banking sector. OSBC's position relative to the average reflects market opinion on its ability to grow and compete in one of the largest metropolitan areas in the United States while maintaining a focus on the local community.
Future (projected) P/E of the market as a whole
Old Second Bancorp is a regional bank serving clients in Illinois. Its financial metrics, such as loan portfolio growth and reserve levels, are directly dependent on the health of the local economy. This national sentiment chart provides a macroeconomic backdrop that inevitably impacts regional markets.
Profit of the company, segment and market as a whole
Company profit Old Second Bancorp
Old Second Bancorp, Inc. is a regional bank operating primarily in Illinois. Its financial performance, as shown in the chart, is driven by its net interest margin—the difference between income from loans issued and expenses on deposits taken. The health of the local economy is a key driver of its profitability.
Profit of companies in the market segment - Regional banks
Old Second Bancorp is a regional bank serving clients primarily in Illinois. Its financial performance is closely tied to the regional economic situation. This chart shows the overall profitability of regional banks. It provides an assessment of the bank's operating environment, including loan demand and asset quality in its geographic area.
Overall market profit
Old Second Bancorp, as a regional bank, is closely tied to the economic life of its community. When overall market profits grow, as this chart shows, it means local businesses are expanding, and residents are confidently taking out mortgages and consumer loans. This directly improves the bank's loan portfolio and profitability, making it a mirror of the local economy.
Future (predicted) profit of the company, segment and market as a whole
Future (projected) profit of the company Old Second Bancorp
Old Second Bancorp is a regional bank operating in Illinois. Its financial results reflect the region's economic health. This chart shows analysts' forecasts for future earnings, based on their expectations for loan growth, asset quality, and the bank's ability to compete in the local financial services market.
Future (predicted) profit of companies in the market segment - Regional banks
Old Second Bancorp is a regional bank serving communities in Illinois. Its financial health is closely tied to regional economic activity, including the real estate market and local business conditions. The graph below shows profitability forecasts for all regional banks, allowing you to compare Old Second's performance with overall industry trends.
Future (predicted) profit of the market as a whole
Old Second Bancorp is a regional bank operating in Illinois. Its financial health reflects the regional economy. This chart, showing national earnings expectations, provides a backdrop that impacts local businesses, loan demand, and borrowers' ability to meet their obligations to the bank.
P/S of the company, segment and market as a whole
P/S - Old Second Bancorp
Old Second Bancorp is a regional bank with a long history. This chart shows the market valuation of its traditional banking business. Investors analyze this metric relative to other banks of similar size to assess its loan portfolio performance and ability to grow deposits in its region.
P/S market segment - Regional banks
Old Second Bancorp is a regional bank offering a wide range of banking services in Illinois. Its revenue is generated through interest income from loans and fees. This regional bank chart helps investors assess how the market perceives Old Second's position in the local market, its growth strategy, and the quality of its loan portfolio.
P/S of the market as a whole
Old Second Bancorp is a regional bank providing banking services in Illinois. Its business is focused on serving local communities and businesses. The bank's revenue depends on the health of the regional economy and interest margins. This chart provides an overall market estimate of revenue, allowing you to compare the bank's valuation to overall market trends.
Future P/S of the company, segment and market as a whole
Future (projected) P/S of the company Old Second Bancorp
Old Second Bancorp is a regional bank serving communities in the Chicago area. It offers a full range of banking services to individuals and businesses. This chart shows how the market perceives the bank's future profitability. The trend reflects expectations for loan portfolio growth and net interest income in the economically active region of its presence.
Future (projected) P/S of the market segment - Regional banks
Old Second Bancorp is a regional bank serving communities in the Chicago area and Western Illinois. The bank's rating reflects investors' opinions on the economic health of these regions, the quality of its loan portfolio, and the success of its strategy to grow organically and through acquisitions of other local banks.
Future (projected) P/S of the market as a whole
Old Second Bancorp is a regional bank serving the Chicago suburbs. Its financial health is closely tied to the region's economy. This chart shows national revenue expectations, and the bank's performance reflects how macro trends are realized through local businesses and mortgages.
Sales of the company, segment and market as a whole
Company sales Old Second Bancorp
Old Second Bancorp is a regional bank providing a full range of banking services in the Chicago area. This chart reflects its revenue, which consists primarily of net interest income from its loan portfolio and fee income from asset management and other banking operations. The health of the local economy is a key factor.
Sales of companies in the market segment - Regional banks
Old Second Bancorp (OSBC) is a regional bank serving communities in the Chicago area and western Illinois. It offers a full range of banking services to individuals and small businesses, focusing on a personalized approach. This chart shows the revenue of regional banks, where Old Second plays a vital role in the financial life of their local markets.
Overall market sales
As a regional bank, Old Second Bancorp is closely tied to the economic health of the communities it serves. This chart, which shows overall economic trends, provides important context for the bank. Economic growth leads to increased demand for loans from local businesses and residents, which underpins the bank's growth and profitability.
Future sales volume of the company, segment and market as a whole
Future (projected) sales of the company Old Second Bancorp
Old Second Bancorp is a regional bank providing a full range of banking services in the Chicago metropolitan area. Its future revenue depends on loan portfolio growth, interest margins, and regional economic activity. This chart reflects analyst consensus revenue forecasts, which are an indicator of the health of the local economy and the bank's competitive position.
Future (projected) sales of companies in the market segment - Regional banks
Old Second Bancorp is a regional bank operating primarily in the Chicago area. This graph's forecast segments future revenue, likely by lending type (commercial, mortgage) and other banking services. This allows us to assess which local market niches analysts see as the bank's primary growth potential.
Future (projected) sales of the market as a whole
Old Second Bancorp is a regional bank serving communities in the Chicago area. Its health is closely tied to the local economy. This chart, showing national economic trends, provides a backdrop that influences the real estate market, employment, and the health of small businesses in the bank's footprint, determining its growth and risks.
Marginality of the company, segment and market as a whole
Company marginality Old Second Bancorp
Old Second Bancorp is a regional bank headquartered in Illinois, offering a full range of banking services. Its profitability is determined by the classic banking model—the spread between loan revenue and deposit expenses. The chart shows how effectively the bank manages this spread and its operating costs in its region.
Market segment marginality - Regional banks
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Market marginality as a whole
Old Second Bancorp is a regional bank serving communities in Illinois. Its performance is closely tied to the region's economic health. This chart, showing average profitability across the country, serves as a useful benchmark. By comparing its loan portfolio performance to the overall trend, the bank can assess its competitive position and regional risks.
Employees in the company, segment and market as a whole
Number of employees in the company Old Second Bancorp
Old Second Bancorp is a regional bank serving communities in Illinois. Its headcount is a direct indicator of the size of its branch network. The stability on this chart indicates deep roots in the region and a focus on traditional banking services rather than aggressive expansion.
Share of the company's employees Old Second Bancorp within the market segment - Regional banks
Old Second Bancorp is a long-established community bank serving the Chicago region. In local banking, headcount reflects the bank's commitment to the community and the level of personal service. This chart illustrates the bank's scale as an employer and its role in the region's financial life, which it supports through its team and branch network.
Number of employees in the market segment - Regional banks
Old Second Bancorp is a regional bank operating in Illinois. The employment dynamics in the regional banking sector, visible in this chart, illustrate the competitive landscape. For Old Second, this data is important for understanding the labor market for banking professionals and assessing the economic health of the communities they serve through lending and other services.
Number of employees in the market as a whole
Old Second Bancorp is a community bank serving the Chicago metropolitan area. Its growth reflects the health of the local economy. While this chart reflects a national trend, OSBC's hiring and lending decisions are driven by the prosperity of specific businesses and families in its Illinois communities.
Market capitalization per employee (in thousands of dollars) of the company, segment, and market as a whole
Market capitalization per employee (in thousands of dollars) of the company Old Second Bancorp (OSBC)
Old Second Bancorp is a regional bank serving communities in the Chicago area. In the banking industry, this metric is a performance indicator. Its growth may indicate successful post-merger integration, the development of digital channels, or an increase in the share of higher-yield loans in the portfolio, which allows for higher value-per-employee generation.
Market capitalization per employee (in thousands of dollars) in the market segment - Regional banks
Old Second Bancorp is a regional bank. For such banks, this metric is a performance marker. Comparing with competitors on this chart helps understand how successfully the bank utilizes its resources—both human and capital—to create value, perhaps through a higher-quality loan portfolio or cost optimization.
Market capitalization per employee (in thousands of dollars) for the overall market
Old Second Bancorp is a regional bank operating in Illinois. This chart evaluates labor productivity in traditional banking. It shows how effectively each bank employee—from tellers to loan officers—creates shareholder value by managing assets and serving customers.
Profit per employee (in thousands of dollars) for the company, segment, and market as a whole
Profit per employee (in thousands of dollars) of the company Old Second Bancorp (OSBC)
Old Second Bancorp is a regional bank operating primarily in the Chicago area. Like other banks, this metric reflects the balance between personal service, which requires staff, and digitalization, which increases efficiency. It shows how effectively the bank uses its assets and employees to generate net interest income in a competitive environment.
Profit per employee (in thousands of dollars) in the market segment - Regional banks
Old Second Bancorp is a regional bank operating primarily in the Chicago area. Like other banks, profit per employee is a key operational performance indicator. It measures how productive branch employees and loan officers are in generating interest and commission income for the bank.
Profit per employee (in thousands of dollars) for the market as a whole
Old Second Bancorp is a regional bank serving the Chicago suburbs. It operates using a traditional banking model: collecting deposits through branches and issuing commercial and mortgage loans. Employee efficiency is a balance between network maintenance costs and loan portfolio quality. This indicator allows one to compare the profitability of traditional banking with the market average.
Sales to employees of the company, segment and market as a whole
Sales per company employee Old Second Bancorp (OSBC)
Old Second Bancorp is a regional bank serving communities in the Chicago area. In banking, revenue per employee is a key metric for operational performance. This chart reflects how effectively the bank's team manages its branch network and loan portfolio while competing in one of the largest banking markets in the United States.
Sales per employee in the market segment - Regional banks
Old Second Bancorp (OSBC) is a regional bank offering a full range of banking services in Illinois. This metric reflects average revenue per employee in the banking segment. It allows investors to assess how effectively OSBC generates lending and account servicing revenue per employee compared to its competitors.
Sales per employee for the market as a whole
Old Second Bancorp (OSBC) is a regional bank serving customers primarily in Illinois. As with any bank, this metric is a key performance indicator. It shows how much interest and commission income the bank generates per employee. This reflects both branch density and the bank's success in digitalizing services and automating internal processes.
Short shares by company, segment and market as a whole
Shares shorted by company Old Second Bancorp (OSBC)
Old Second Bancorp (OSBC) is a regional bank serving primarily the Chicago metropolitan area. This chart measures bearish sentiment. The rise in bearish rates could be related to concerns about the local Illinois economy, the highly competitive Chicago banking market, or specific risks in the bank's loan portfolio, such as commercial real estate. (341)
Shares shorted by market segment - Regional banks
Old Second Bancorp is a regional bank serving the Chicago, Illinois, suburbs. This chart shows the overall sentiment toward the sector. It reflects investor concerns about the health of regional banks, which may face challenges in commercial real estate in their regions.
Shares shorted by the overall market
Old Second Bancorp is a regional bank serving Illinois. Its health is inextricably linked to the local economy. When this indicator of overall pessimism rises, it signals expectations of a recession. For OSBC, this means local businesses will stop borrowing for growth, and the risk of default on existing loans will increase sharply.
RSI 14 indicator for a company, segment, and market as a whole
The company's RSI 14 indicator Old Second Bancorp (OSBC)
Old Second Bancorp (OSBC) is a regional bank serving the Chicago metropolitan area and Illinois. They provide traditional banking services, focusing on commercial and retail lending. This chart measures sentiment. It shows "overbought" (above 70) amid a strong local economy or "oversold" (below 30) due to concerns about interest rate compression.
RSI 14 Market Segment - Regional banks
Old Second Bancorp (OSBC) is a regional bank serving the Chicago metropolitan area and Illinois. They offer traditional banking services. This chart shows the overall sentiment in the "Regional Banks" sector. It helps investors understand whether OSBC's performance reflects their region or whether the overall national banking sector is overheated or oversold.
RSI 14 for the overall market
Old Second Bancorp (OSBC), a regional bank. This chart reflects the "temperature" of small businesses and the real estate market in its region. During periods of euphoria, local businesses take out loans for expansion. During periods of panic and economic downturn, the risk of default on these loans increases for the bank, requiring increased reserves.
Analyst consensus forecast for the company's share price, the segment, and the market as a whole
Analyst consensus stock price forecast OSBC (Old Second Bancorp)
Old Second Bancorp is a regional bank serving customers primarily in the Chicago suburbs and western Illinois. This chart shows the average price target analysts set for OSBC, based on its local market growth, loan quality, and interest margins.
The difference between the consensus estimate and the actual stock price OSBC (Old Second Bancorp)
Old Second Bancorp is a regional bank serving the Chicago metropolitan area and Illinois. It's a classic community bank, focused on commercial and retail lending in its home market. This chart shows how analysts assess their growth and economic health in this particular Midwest region.
Analyst consensus forecast for stock prices by market segment - Regional banks
Old Second Bancorp (OSBC) is a regional bank serving the Chicago suburbs (Chicagoland). It's a classic bank dependent on the health of local businesses. This chart shows analysts' overall expectations for the entire regional banking sector. It reflects whether experts believe the economy in this region of Illinois is stable.
Analysts' consensus forecast for the overall market share price
Old Second Bancorp is a regional bank serving clients in Illinois, primarily in the Chicago suburbs. This chart shows overall market sentiment. For OSBC, as a classic regional bank, the analysts' overall optimism is a positive sign of the local economy's health, promising loan portfolio growth and stability.
AKIMA index of the company, segment and market as a whole
AKiMA Company Index Old Second Bancorp
Old Second Bancorp is a classic regional bank serving the Chicagoland area (the Chicago suburbs). They provide a full range of services, from commercial lending to asset management for small and medium-sized businesses in the region. This chart is a barometer of the health of the Chicago suburban economy, reflecting their ability to grow their loan portfolio and manage margins in this competitive environment.
AKIMA Market Segment Index - Regional banks
Old Second (OSBC) is a conservative regional bank (headquartered in Illinois) focused on serving communities in the Chicago suburbs. This composite metric evaluates banks. The chart shows the sector average. This benchmark: how does this traditional local model (OSBC) differentiate it from the average regional bank?
The AKIM Index for the overall market
Old Second Bancorp is a community bank serving the Chicago metropolitan area, focusing on retail and commercial banking. This chart, showing the market average, provides a macro backdrop. It helps assess how the OSBC, which reflects economic activity in the Chicago region, compares to the overall macroeconomic picture and rates.