Operating profit before amortization: summitstatebank.com (SSBI)

Graphic logo of Summit State Bank Inc (SSBI)

Summit State Bank operations are fully digitized, which minimizes overhead costs. The bank's revenue is based on small business lending and deposits from California residents. Management ensures portfolio reliability through partnerships with wineries. The EBITDA trend clearly demonstrates daily cash flow, while 0.00 reflects the latest value of the metric.

SSBI summitstatebank.com: Profit before payment of interest, taxes and amortization in the range 11/23/2025 - 11/10/2026

Summit State Bank, Inc. - analytical breakdowns and key metrics (SSBI)

- market price and analyst price targets:
- company stock exchange capitalization indicators:
Analysis of all company metrics:SSBI - Summit State Bank
Signature product of Summit State Bank, Inc.

The stability of absolute operating profit determines the long-term solvency of the issuer, capturing the real cash flow from core operations at every point of sale. An analysis of this operating profit summary allows for an assessment of the efficiency of small business lending in California, where the lack of pricing power for Summit State Bank (SSBI) makes this indicator a key measure of the bank's competitiveness.

Competitors of Summit State Bank (SSBI)

Operating profit EBITDA BancFirst Corp. BANF|TFSL - Profit before payment of interest, taxes and amortization|CBU (cbna.com) - Operating profit before amortization|TowneBank Inc. (TOWN) - Profit before payment of interest, taxes and amortization|NBT Bancorp (NBTB) - Operating profit EBITDA|Profit before payment of interest, taxes and amortization First Bancorp Corp|Stock Yards Corp (SYBT) - Operating income before deduction of amortization|Profit before payment of interest, taxes and amortization Dime Community Bancshares (DCOM)|Operating income before deduction of amortization bankfirst.com|Community Trust Bank - Operating profit before deduction of amortization|Operating profit EBITDA Burke & Herbert Bank & Trust Company BHRB|SBSI - Profit before payment of interest, taxes and amortization|Equity Financial (EQBK) - Operating profit before deduction of amortization|CNB Financial Corporation (CCNE) - Profit before payment of interest, taxes and amortization|Operating profit before deduction of amortization ccbg.com|TRST (TrustCo Bank) - Operating profit EBITDA|HomeTrust Bancshares (HTB) - Operating income before deduction of amortization|Operating profit before deduction of amortization MPB (Mid Penn Bancorp Inc)|Company profit before taxes, interest and amortization FSBC|Orrstown Financial Services - Operating profit before deduction of amortization|Income before deduction of interest, taxes and amortization NBBK|FCBC - Profit before payment of interest, taxes and amortization|Operating income before deduction of amortization Independent Bank Corporation IBCP|SPFI (South Plains Financial Inc) - Operating profit before deduction of amortization|NPB: Company profit before taxes, interest and amortization|SMBC (Southern Missouri Bancorp) - Operating profit EBITDA|Operating profit EBITDA heritagecommercecorp.com|Operating profit before deduction of amortization HIFS (hinghamsavings.com)|Company profit before taxes, interest and amortization HONE|Operating profit EBITDA SHBI (Shore Bancshares Inc)|Third Coast Corp (TCBX) - Profit before interest, taxes and amortization|FMNB: Operating profit before deduction of amortization|Income before deduction of interest, taxes and amortization BHB (Bar Harbor Bankshares)|UNTY: Operating profit EBITDA|PFIS (Peoples Financial Services Corp.) - Profit before payment of interest, taxes and amortization|PGC (Peapack-Gladstone Financial Corp) - Operating profit EBITDA|Operating profit EBITDA Northfield Corp|Profit before payment of interest, taxes and amortization ACNB Corporation (ACNB)|flushingbank.com - Operating profit before amortization|Profit before payment of interest, taxes and amortization Bridgewater Bank BWB|Operating profit EBITDA Bank7 Corp BSVN|COFS - Profit before payment of interest, taxes and amortization|Operating income before deduction of amortization Carter Corp CARE|Home Bancorp, Inc. (HBCP) - Profit before payment of interest, taxes and amortization|KRNY - Operating income before deduction of amortization|FRBA (First Bank NJ) - Operating profit EBITDA|Profit before payment of interest, taxes and amortization CWBC|Operating profit EBITDA CIVB|Operating income before deduction of amortization Greene County Corp|Profit before payment of interest, taxes and amortization Bank of Marin Bancorp BMRC|Blue Ridge Bankshares, Inc. - Profit before payment of interest, taxes and amortization|PDLB - Profit before payment of interest, taxes and amortization|Profit before interest, taxes and amortization Farmers & Merchants Bank|OBT: Operating profit EBITDA|Operating profit before deduction of amortization West Bancorporation Corp|PBFS (Pioneer Bancorp, Inc.) - Operating profit EBITDA|Operating profit EBITDA unitedbusinessbank.com|Profit before payment of interest, taxes and amortization Avidia Bank (AVBC)|Profit before payment of interest, taxes and amortization FSBW (1st Security Bank)|Citizens & Northern Corp - Operating profit before deduction of amortization|Income before deduction of interest, taxes and amortization PCB|Colony Bankcorp Inc. - Operating profit EBITDA|PLBC: Profit before payment of interest, taxes and amortization|FNLC: Operating profit EBITDA|Northeast Community Bank (NECB) - Operating profit EBITDA|Profit before payment of interest, taxes and amortization John Marshall Bancorp, Inc.|Operating profit before amortization TSBK (Timberland Bancorp Inc.)|Profit before payment of interest, taxes and amortization Waterstone Financial (WSBF)|Operating profit EBITDA linkbank.com (LNKB)|Profit before payment of interest, taxes and amortization Parke Bank PKBK|Operating income before deduction of amortization Fidelity D & D Bancorp, Inc. (FDBC)|MBCN - Profit before payment of interest, taxes and amortization|Operating income before deduction of amortization Chemung Canal CHMG|WNEB (Western New England Bancorp) - Operating profit before deduction of amortization|waynebank.com (NWFL) - Operating profit EBITDA|Profit before payment of interest, taxes and amortization FVCbank|Operating profit before deduction of amortization FB Bancorp (FBLA)|Profit before payment of interest, taxes and amortization Oak Valley Bank (OVLY)|Operating profit before deduction of amortization bankprov.com PVBC|Operating profit EBITDA LCNB (LCNB National Bank)|Operating income before deduction of amortization First Community Bank (FCCO)|BPRN: Operating profit before deduction of amortization|Hawthorn Bancshares - Company profit before taxes, interest and amortization|FRAF (franklinfin.com) - Operating profit before deduction of amortization|Virginia National Bankshares Corporation - Income before deduction of interest, taxes and amortization|Profit before payment of interest, taxes and amortization OP Bancorp, Inc.|First Bank Virginia (FXNC) - Operating income before deduction of amortization|Operating profit before deduction of amortization CBNA (Chain Bridge Bancorp)|Company profit before taxes, interest and amortization EFSI|Operating profit EBITDA BLFY (Blue Foundry Bank)|Operating profit EBITDA First Savings Bank FSFG|ATLO: Operating profit before deduction of amortization|peoplesbanknc.com - Company profit before taxes, interest and amortization|CBFV: Operating profit EBITDA|Profit before interest, taxes and amortization BV Financial Inc. (BVFL)|Operating profit before deduction of amortization UBFO|MNSB: Income before deduction of interest, taxes and amortization|Operating profit EBITDA HNVR|Profit before payment of interest, taxes and amortization CZWI (ccf.us)|Operating profit EBITDA CFBK (CF Bankshares)|Operating profit EBITDA Richmond Mutual Bancorporation Inc. RMBI|FCAP - Profit before payment of interest, taxes and amortization|BCBP (BCB Bancorp, Inc) - Operating profit before amortization|everettbank.com (ECBK) - Profit before payment of interest, taxes and amortization|Eagle Bancorp Montana, Inc. (EBMT) - Operating profit EBITDA|Profit before payment of interest, taxes and amortization Finward Bancorp Inc.|Rhinebeck Bancorp, Inc. (RBKB) - Operating income before deduction of amortization|Profit before payment of interest, taxes and amortization SB Financial Group (SBFG)|Operating income before deduction of amortization myaffinitybank.com|Operating profit EBITDA FGBI (First Guaranty Bancshares, Inc.)|SR Bancorp Inc. - Profit before payment of interest, taxes and amortization|Bogota Financial Corp - Operating profit EBITDA|Operating income before deduction of amortization Union Bankshares, Inc. UNB|Sound Community Bank (SFBC) - Profit before payment of interest, taxes and amortization|MGYR (Magyar Bank Corp) - Profit before payment of interest, taxes and amortization|Profit before payment of interest, taxes and amortization Riverview Bancorp, Inc.|Profit before interest, taxes and amortization lakeshoresavings.com LSBK|Operating profit EBITDA PBHC|Operating profit before deduction of amortization colonialfed.com CFSB|Operating profit EBITDA AUBN (Auburn National Bancorporation, Inc.)|Operating profit EBITDA IF Bancorp IROQ|UBCP - Profit before payment of interest, taxes and amortization|FDSB: Profit before payment of interest, taxes and amortization|FUSB (First US Bancshares) - Operating profit before deduction of amortization|Bank of the James Financial Group - Income before deduction of interest, taxes and amortization|CPBI (Home Federal Savings Bank) - Operating profit EBITDA|Profit before payment of interest, taxes and amortization BYFC|Operating profit EBITDA NSTS|Operating profit EBITDA catalystbank.com (CLST)|Profit before payment of interest, taxes and amortization First Seacoast Bank FSEA|ASRV: Operating profit before amortization|PBBK - Profit before payment of interest, taxes and amortization|OPHC - Operating profit EBITDA|Texas Community Bancshares Inc (TCBS) - Profit before payment of interest, taxes and amortization|HFBL - Operating income before deduction of amortization|Profit before payment of interest, taxes and amortization First Home Bank|Marathon Bancorp Inc. (MBBC) - Operating income before deduction of amortization|Operating profit before deduction of amortization KFFB (First Federal Savings Bank)|Operating profit EBITDA thebankofglenburnie.com (GLBZ)|Profit before payment of interest, taxes and amortization Carver Bancorp CARV|BRKL - Operating profit before deduction of amortization|EBTC - Profit before payment of interest, taxes and amortization|ESSA Bancorp (ESSA) - Operating profit before deduction of amortization|EVBN: Operating profit EBITDA|FBMS - Operating income before deduction of amortization|Operating profit before deduction of amortization FLIC|HMNF (justcallhome.com) - Company profit before taxes, interest and amortization|Operating profit before deduction of amortization HTBI (HomeTrust Bancshares)|IBTX (independent-bank.com) - Income before deduction of interest, taxes and amortization|Profit before payment of interest, taxes and amortization Macatawa Bank Corp. MCBC|Operating income before deduction of amortization Old Point Trust (OPOF)|PWOD: Operating profit before deduction of amortization|sandyspringbank.com - Company profit before taxes, interest and amortization|TBNK: Operating profit EBITDA|Village Bank and Trust Financial Corp (VBFC) - Operating profit EBITDA|Operating profit before deduction of amortization WMPN|BCOW (1895 Bancorp) - Company profit before taxes, interest and amortization|Operating profit EBITDA SSBK