Operating profit before amortization: Citizens Community Bancorp, Inc. (CZWI)

Brandmark of ccf.us (CZWI)

EBITDA demonstrates the financial resilience of Citizens Community Bancorp (CZWI), where the 0.00 mark records this metric. Balance sheet stability is based on mortgage assets in Wisconsin and Minnesota. The implementation of RPA systems and AI transaction monitoring drives efficiency growth. Furthermore, the bank is strengthening its regional influence through joint lending programs for local entrepreneurship and housing initiatives.

CZWI Citizens Community Bancorp: Profit before payment of interest, taxes and amortization in the range 11/23/2025 - 11/10/2026

Citizens Community Bancorp, Inc. (CZWI) - metric breakdowns and financial figures

- market price and analyst price targets:
Stock Price Citizens Community Bancorp, Inc|CZWI - Price Target Chart
- company stock exchange capitalization indicators:
Market Capitalization Citizens Community Bancorp|CZWI - Total Company Value
- balance sheet net asset value indicators:
Book Value per Share Citizens Community Bancorp|CZWI - Company Book Value|Market Capitalization to Book Value ccf.us|CZWI - Company Total Assets
- debt level and financial liquidity data:
Total Debt to Equity Ratio Citizens Community Bancorp|CZWI - Long-Term Debt to Capital|Short-Term Debt to Capital Coefficient Citizens Community Bancorp Inc.|CZWI - Company Total Debt|Debt to Book Capital Citizens Community Bancorp|CZWI - Company Long-Term Debts|Short-Term Debt Volume Citizens Community Bancorp|Critical Liquidity Ratio ccf.us
- business earnings and investment ratios data:
CZWI - Net Profit|Expected Net Profit Citizens Community Bancorp|CZWI - Price to Earnings Ratio|Price to Future Earnings Ratio ccf.us|CZWI - Price/Earnings to Growth Ratio|Total Company Value to Operating Income Before Depreciation Ratio Citizens Community Bancorp|CZWI - Operating profit before deduction of amortization|Earnings per share for the trailing year Citizens Community Bancorp|CZWI - Net earnings per share (EPS TTM)|Year-over-year net earnings per share growth for the last 12 months ccf.us|CZWI - Earnings per share growth in current year|Expected net earnings per share growth next year Citizens Community Bancorp
Fundamental company valuation:Citizens Community Bancorp, Inc CZWI
Mass-produced product of Citizens Community Federal

This metric measures net cash flow from operating activities before taxes and depreciation, allowing for an assessment of the business's actual ability to generate cash regardless of accounting write-offs. Analyzing absolute profit from core operations helps filter out random liquidity spikes, confirming the stability of Citizens Community Bancorp (CZWI) through the expansion of agricultural lending and the optimization of funding costs.

Who Citizens Community Bancorp competes with

Operating profit EBITDA BancFirst Corp. BANF|TFSL - Profit before payment of interest, taxes and amortization|CBU (cbna.com) - Operating profit before amortization|TowneBank Inc. (TOWN) - Profit before payment of interest, taxes and amortization|NBT Bancorp (NBTB) - Operating profit EBITDA|Profit before payment of interest, taxes and amortization First Bancorp Corp|Stock Yards Corp (SYBT) - Operating income before deduction of amortization|Operating profit EBITDA DCOM|Operating profit before deduction of amortization bankfirst.com BFC|Operating profit EBITDA CTBI (Community Trust Bank)|Operating income before deduction of amortization Burke & Herbert Bank & Trust Company (BHRB)|SBSI: Operating profit before deduction of amortization|Equity Financial - Company profit before taxes, interest and amortization|CCNE: Operating profit EBITDA|CCBG - Operating income before deduction of amortization|Operating profit before deduction of amortization TRST|HomeTrust Bancshares - Profit before deduction of interest, taxes, depreciation and amortization|Operating profit EBITDA MPB|FSBC - Profit before interest, taxes and amortization|Profit before payment of interest, taxes and amortization Orrstown Financial Services ORRF|NBBK: Operating profit before amortization|FCBC - Profit before payment of interest, taxes and amortization|Operating income before deduction of amortization Independent Bank Corporation IBCP|SPFI (South Plains Financial Inc) - Operating profit before deduction of amortization|Northpointe Corp - Income before deduction of interest, taxes and amortization|SMBC (Southern Missouri Bancorp) - Operating profit EBITDA|Operating profit before deduction of amortization heritagecommercecorp.com (HTBK)|Profit before payment of interest, taxes and amortization hinghamsavings.com (HIFS)|HONE - Profit before interest, taxes and amortization|Profit before payment of interest, taxes and amortization Shore Bancshares Inc SHBI|TCBX - Operating profit before deduction of amortization|FMNB - Profit before payment of interest, taxes and amortization|Bar Harbor Bankshares (BHB) - Operating profit before deduction of amortization|UNTY (Unity Bank) - Operating profit before deduction of amortization|Peoples Financial Services Corp. (PFIS) - Operating profit EBITDA|Profit before payment of interest, taxes and amortization Peapack-Gladstone Financial Corp|Operating profit before amortization NFBK (Northfield Corp)|Operating profit EBITDA ACNB|Operating income before deduction of amortization flushingbank.com|Bridgewater Bank - Operating profit before deduction of amortization|Company profit before taxes, interest and amortization BSVN (Bank7 Corp)|COFS: Operating profit before deduction of amortization|Profit before interest, taxes and amortization Carter Corp|HBCP (Home Bancorp, Inc.) - Operating profit before deduction of amortization|kearnybank.com - Income before deduction of interest, taxes and amortization|FRBA (First Bank NJ) - Operating profit EBITDA|Profit before payment of interest, taxes and amortization CWBC|Operating profit EBITDA CIVB|Operating profit EBITDA Greene County Corp (GCBC)|Profit before payment of interest, taxes and amortization Bank of Marin Bancorp BMRC|BRBS: Operating profit before amortization|Ponce Financial Group, Inc. - Operating profit EBITDA|Farmers & Merchants Bank (FMAO) - Operating profit before deduction of amortization|Orange Bank & Trust (OBT) - Profit before payment of interest, taxes and amortization|Profit before interest, taxes and amortization West Bancorporation Corp (WTBA)|Profit before payment of interest, taxes and amortization Pioneer Bancorp, Inc.|BCML: Income before deduction of interest, taxes and amortization|Profit before payment of interest, taxes and amortization Avidia Bank (AVBC)|FSBW: Profit before deduction of interest, taxes, depreciation and amortization|Operating profit EBITDA CZNC (Citizens & Northern Corp)|PCB - Operating profit before deduction of amortization|CBAN: Operating profit before deduction of amortization|Profit before deduction of interest, taxes, depreciation and amortization PLBC|FNLC (First National Bank) - Operating profit before deduction of amortization|Operating profit before deduction of amortization Northeast Community Bank|JMSB (John Marshall Bancorp, Inc.) - Operating profit EBITDA|Timberland Bancorp Inc. (TSBK) - Operating income before deduction of amortization|Profit before payment of interest, taxes and amortization Waterstone Financial (WSBF)|Profit before payment of interest, taxes and amortization LNKB (linkbank.com)|Profit before payment of interest, taxes and amortization Parke Bank PKBK|Fidelity D & D Bancorp, Inc. (FDBC) - Profit before interest, taxes and amortization|Middlefield Banking Company - Operating profit EBITDA|Chemung Canal (CHMG) - Operating profit before deduction of amortization|WNEB: Operating profit EBITDA|waynebank.com (NWFL) - Operating profit EBITDA|Profit before payment of interest, taxes and amortization FVCbank|Profit before payment of interest, taxes and amortization FBLA|Operating profit before deduction of amortization OVLY (Oak Valley Bank)|PVBC (bankprov.com) - Income before deduction of interest, taxes and amortization|Operating profit EBITDA LCNB (LCNB National Bank)|First Community Bank - Profit before payment of interest, taxes and amortization|Princeton Bancorp Inc - Operating profit EBITDA|HWBK - Operating profit EBITDA|franklinfin.com (FRAF) - Profit before payment of interest, taxes and amortization|Operating profit before amortization VABK|Profit before payment of interest, taxes and amortization OP Bancorp, Inc.|Operating profit EBITDA First Bank Virginia|Profit before payment of interest, taxes and amortization Chain Bridge Bancorp (CBNA)|Operating income before deduction of amortization investors.bankofclarke.bank|Operating profit EBITDA BLFY (Blue Foundry Bank)|FSFG - Operating profit before deduction of amortization|Ames National Corp. - Operating profit EBITDA|Operating income before deduction of amortization peoplesbanknc.com PEBK|CBFV (CB Financial Services, Inc.) - Operating profit before deduction of amortization|BVFL: Company profit before taxes, interest and amortization|UBFO (United Security Bancshares, Inc.) - Operating profit EBITDA|MainStreet Bancshares, Inc (MNSB) - Operating income before deduction of amortization|Operating profit before deduction of amortization HNVR (Hanover Bancorp, Inc.)|CFBK: Profit before deduction of interest, taxes, depreciation and amortization|Operating profit EBITDA RMBI (Richmond Mutual Bancorporation, Inc.)|First Capital Inc. (FCAP) - Profit before interest, taxes and amortization|BCBP - Profit before payment of interest, taxes and amortization|ECBK (ECB Bancorp, Inc.) - Operating profit before amortization|opportunitybank.com (EBMT) - Profit before payment of interest, taxes and amortization|FNWD - Operating income before deduction of amortization|Operating profit before deduction of amortization RBKB|SBFG: Income before deduction of interest, taxes and amortization|Operating profit EBITDA AFBI|Operating profit before deduction of amortization fgb.net FGBI|Profit before payment of interest, taxes and amortization SR Bancorp SRBK|Bogota Savings Bank (BSBK) - Profit before interest, taxes and amortization|UNB - Profit before payment of interest, taxes and amortization|Sound Financial Bancorp Inc (SFBC) - Operating profit before deduction of amortization|Magyar Bancorp Inc (MGYR) - Profit before payment of interest, taxes and amortization|Operating profit before deduction of amortization Riverview Community Bank|Operating profit before deduction of amortization LSBK|Operating profit EBITDA Pathfinder Bancorp Inc|Profit before payment of interest, taxes and amortization CFSB Bancorp, Inc. (CFSB)|auburnbank.com - Operating profit before amortization|Operating profit EBITDA IROQ (Iroquois Federal)|Operating income before deduction of amortization Unified Bank (UBCP)|SSBI: Operating profit before deduction of amortization|fifthdistrict.com - Company profit before taxes, interest and amortization|FUSB (First US Bancshares) - Operating profit before deduction of amortization|Profit before interest, taxes and amortization Bank of the James Financial Group (BOTJ)|Operating profit before deduction of amortization CPBI|BYFC: Income before deduction of interest, taxes and amortization|Operating profit EBITDA NSTS|Profit before payment of interest, taxes and amortization CLST (catalystbank.com)|Operating profit EBITDA FSEA (First Seacoast Bank)|Operating profit EBITDA AmeriServ Financial Inc ASRV|PBBK - Profit before payment of interest, taxes and amortization|OPHC (OptimumBank Corp) - Operating profit before amortization|TCBS: Operating profit EBITDA|Operating profit before deduction of amortization hfb.bank|Profit before payment of interest, taxes and amortization First Home Bank|Profit before interest, taxes and amortization Marathon Bancorp Inc. MBBC|Profit before payment of interest, taxes and amortization First Federal Savings Bank (KFFB)|GLBZ (thebankofglenburnie.com) - Income before deduction of interest, taxes and amortization|Profit before payment of interest, taxes and amortization Carver Bancorp CARV|BRKL (brooklinebancorp.com) - Profit before deduction of interest, taxes, depreciation and amortization|Enterprise Bancorp Inc. - Operating profit EBITDA|ESSA Bancorp (ESSA) - Operating profit before deduction of amortization|EVBN (evansbank.com) - Operating profit before deduction of amortization|Profit before deduction of interest, taxes, depreciation and amortization FBMS (The First Bank)|Operating profit before deduction of amortization FLIC|Operating profit before deduction of amortization justcallhome.com (HMNF)|Operating profit EBITDA HTBI|Operating income before deduction of amortization independent-bank.com|Profit before payment of interest, taxes and amortization Macatawa Bank Corp. MCBC|Old Point Trust - Profit before payment of interest, taxes and amortization|PWOD - Profit before payment of interest, taxes and amortization|Profit before interest, taxes and amortization sandyspringbank.com|TBNK: Operating profit EBITDA|Operating profit before deduction of amortization Village Bank and Trust Financial Corp|WMPN (William Penn Bank) - Operating profit EBITDA|Operating profit EBITDA 1895 Bancorp|Profit before payment of interest, taxes and amortization Southern States Bancshares Inc (SSBK)