Operating profit before amortization: Territorial Bancorp Inc. (TBNK)

Public company logo of territorialsavings.net (TBNK)

Territorial Bancorp (TBNK), a regional bank with a diversified mortgage portfolio in Hawaii, is merging with a major holding company to upgrade its IT services. Actual operating profit on the GURU.Markets chart reflects cash flow dynamics, where the current value is . However, the expansion of tech giants into the local sector creates risks of losing market share due to more favorable lending terms.

TBNK Territorial Bancorp: Profit before payment of interest, taxes and amortization in the range 07/04/2022 - 11/12/2026

Territorial Bancorp Inc. (TBNK) - metric breakdowns and financial figures

- market price and analyst price targets:
Stock Price Territorial Bancorp Inc|TBNK - Price Target Chart
- company stock exchange capitalization indicators:
Market Capitalization Territorial Bancorp|TBNK - Total Company Value
- balance sheet net asset value indicators:
Book Value per Share Territorial Bancorp|TBNK - Company Book Value|Market Capitalization to Book Value territorialsavings.net|TBNK - Cumulative Company Assets
- debt level and financial liquidity data:
Aggregate Debt to Capital Territorial Bancorp|TBNK - Long-Term Debt to Capital|Current Liabilities to Capital Territorial Bancorp, Inc.|TBNK - Company Debts|Debt to Net Assets Ratio Territorial Bancorp|TBNK - Company Long-Term Debt|Company Short-Term Loans and Borrowings Territorial Bancorp|Interim Coverage Ratio territorialsavings.net
- business earnings and investment ratios data:
TBNK - Net Income|Future Net Profit Territorial Bancorp|TBNK - Price to Earnings Ratio|Projected Price to Earnings Ratio territorialsavings.net|TBNK - Price/Earnings to Growth Ratio|Business Value to Operating Income Before Depreciation Territorial Bancorp|TBNK - Operating profit EBITDA|Net earnings per share for the last four quarters Territorial Bancorp|TBNK - Net earnings per share (EPS TTM)|Quarterly EPS earnings growth territorialsavings.net|TBNK - Earnings per share growth in current year|Net earnings per share growth forecast for next year Territorial Bancorp
Analysis of all company metrics:Territorial Bancorp Inc
Product sample of Territorial Bancorp

Investors are assessing the resilience of Territorial Bancorp (TBNK) through the volume of cash generated by the core business before depreciation and amortization. By analyzing actual operating profit, one can confirm the effectiveness of the bank's conservative risk management during the period of interest rate stabilization and margin normalization. Growth in this metric indicates a real expansion of cash flow, which is critical for the fundamental valuation of the company.

Competitors of Territorial Bancorp (TBNK)

Operating profit EBITDA BancFirst Corp. BANF|TFSL - Profit before payment of interest, taxes and amortization|CBU (cbna.com) - Operating profit before amortization|TowneBank Inc. (TOWN) - Profit before payment of interest, taxes and amortization|NBT Bancorp (NBTB) - Operating profit EBITDA|Profit before payment of interest, taxes and amortization First Bancorp Corp|Stock Yards Corp (SYBT) - Operating income before deduction of amortization|Operating profit before deduction of amortization DCOM (Dime Community Bancshares)|Company profit before taxes, interest and amortization BFC|Operating profit EBITDA CTBI (Community Trust Bank)|Burke & Herbert Bank & Trust Company (BHRB) - Profit before interest, taxes and amortization|SBSI - Profit before payment of interest, taxes and amortization|Income before deduction of interest, taxes and amortization EQBK (Equity Financial)|CNB Financial Corporation (CCNE) - Profit before payment of interest, taxes and amortization|ccbg.com - Income before deduction of interest, taxes and amortization|TRST (TrustCo Bank) - Operating profit EBITDA|HomeTrust Bancshares (HTB) - Operating income before deduction of amortization|Operating profit before deduction of amortization MPB (Mid Penn Bancorp Inc)|Company profit before taxes, interest and amortization FSBC|Profit before payment of interest, taxes and amortization Orrstown Financial Services ORRF|needhambank.com (NBBK) - Profit before interest, taxes and amortization|FCBC - Profit before payment of interest, taxes and amortization|Income before deduction of interest, taxes and amortization IBCP (Independent Bank Corporation)|SPFI: Operating profit EBITDA|NPB - Operating income before deduction of amortization|SMBC (Southern Missouri Bancorp) - Operating profit EBITDA|Operating profit EBITDA heritagecommercecorp.com|Profit before payment of interest, taxes and amortization hinghamsavings.com (HIFS)|Profit before payment of interest, taxes and amortization HONE (HarborOne Bancorp, Inc.)|Shore Bancshares Inc - Operating profit before deduction of amortization|Income before deduction of interest, taxes and amortization TCBX|Farmers National Banc - Operating profit EBITDA|BHB: Profit before payment of interest, taxes and amortization|UNTY: Operating profit EBITDA|Peoples Financial Services Corp. (PFIS) - Operating profit EBITDA|Profit before payment of interest, taxes and amortization Peapack-Gladstone Financial Corp|Operating profit before amortization NFBK (Northfield Corp)|Operating profit EBITDA ACNB|Operating profit before deduction of amortization flushingbank.com FFIC|Profit before payment of interest, taxes and amortization Bridgewater Bank BWB|Bank7 Corp (BSVN) - Profit before interest, taxes and amortization|COFS - Profit before payment of interest, taxes and amortization|Income before deduction of interest, taxes and amortization CARE (Carter Corp)|Home Bancorp, Inc. (HBCP) - Profit before payment of interest, taxes and amortization|Profit before deduction of interest, taxes, depreciation and amortization KRNY (kearnybank.com)|Operating profit before deduction of amortization FRBA|CWBC (Community West Bancshares Inc) - Company profit before taxes, interest and amortization|Operating profit EBITDA CIVB|Profit before payment of interest, taxes and amortization GCBC (Greene County Corp)|Profit before payment of interest, taxes and amortization Bank of Marin Bancorp BMRC|BRBS: Operating profit before amortization|PDLB - Profit before payment of interest, taxes and amortization|FMAO - Operating profit EBITDA|Orange Bank & Trust (OBT) - Profit before payment of interest, taxes and amortization|WTBA (West Bancorporation Corp) - Profit before payment of interest, taxes and amortization|Profit before payment of interest, taxes and amortization Pioneer Bancorp, Inc.|Profit before interest, taxes and amortization unitedbusinessbank.com BCML|Operating profit EBITDA AVBC|Operating profit before deduction of amortization 1st Security Bank FSBW|Operating profit EBITDA CZNC (Citizens & Northern Corp)|Operating profit EBITDA PCB Bancorp Inc. PCB|CBAN - Profit before payment of interest, taxes and amortization|PLBC: Profit before payment of interest, taxes and amortization|FNLC (First National Bank) - Operating profit before deduction of amortization|Northeast Community Bank - Income before deduction of interest, taxes and amortization|JMSB (John Marshall Bancorp, Inc.) - Operating profit EBITDA|Profit before payment of interest, taxes and amortization TSBK|Operating profit EBITDA WSBF|Operating profit EBITDA linkbank.com (LNKB)|Profit before payment of interest, taxes and amortization Parke Bank PKBK|FDBC: Operating profit before amortization|MBCN - Profit before payment of interest, taxes and amortization|CHMG - Operating profit EBITDA|Western New England Bancorp (WNEB) - Profit before payment of interest, taxes and amortization|NWFL - Operating income before deduction of amortization|Operating profit before deduction of amortization FVCB|FBLA (FB Bancorp) - Company profit before taxes, interest and amortization|Operating profit EBITDA OVLY|PVBC - Profit before interest, taxes and amortization|Profit before payment of interest, taxes and amortization LCNB National Bank LCNB|Income before deduction of interest, taxes and amortization FCCO|BPRN - Profit before payment of interest, taxes and amortization|Income before deduction of interest, taxes and amortization HWBK (Hawthorn Bancshares)|FRAF: Operating profit EBITDA|VABK - Operating income before deduction of amortization|Operating profit before deduction of amortization OPBK|FXNC (First Bank Virginia) - Company profit before taxes, interest and amortization|Profit before payment of interest, taxes and amortization Chain Bridge Bancorp (CBNA)|EFSI - Profit before interest, taxes and amortization|Profit before payment of interest, taxes and amortization Blue Foundry Bank BLFY|Income before deduction of interest, taxes and amortization FSFG|Ames National Corp. - Operating profit EBITDA|Operating income before deduction of amortization peoplesbanknc.com PEBK|CBFV: Operating profit EBITDA|BV Financial Inc. (BVFL) - Operating profit EBITDA|Profit before payment of interest, taxes and amortization United Security Bancshares, Inc.|Profit before payment of interest, taxes and amortization MNSB|Operating profit before deduction of amortization HNVR (Hanover Bancorp, Inc.)|CZWI (ccf.us) - Income before deduction of interest, taxes and amortization|Operating profit EBITDA CFBK (CF Bankshares)|Richmond Mutual Bancorporation Inc. - Profit before payment of interest, taxes and amortization|First Harrison Bank - Operating profit EBITDA|BCBP - Operating profit EBITDA|everettbank.com (ECBK) - Profit before payment of interest, taxes and amortization|Operating profit before amortization EBMT|FNWD (Finward Bancorp Inc.) - Operating profit EBITDA|Operating profit before deduction of amortization Rhinebeck Bancorp, Inc. (RBKB)|Profit before payment of interest, taxes and amortization SB Financial Group (SBFG)|AFBI - Profit before interest, taxes and amortization|Profit before payment of interest, taxes and amortization First Guaranty Bancshares, Inc. FGBI|Income before deduction of interest, taxes and amortization SRBK|BSBK - Profit before payment of interest, taxes and amortization|Profit before deduction of interest, taxes, depreciation and amortization UNB|SFBC (Sound Community Bank) - Operating profit before deduction of amortization|MGYR: Company profit before taxes, interest and amortization|RVSB (Riverview Bancorp, Inc.) - Operating profit EBITDA|Profit before payment of interest, taxes and amortization LSBK|Profit before payment of interest, taxes and amortization Pathfinder Bancorp (PBHC)|colonialfed.com - Operating profit before amortization|Profit before payment of interest, taxes and amortization Auburn National Bancorporation, Inc. AUBN|Operating profit EBITDA IF Bancorp IROQ|UBCP - Profit before payment of interest, taxes and amortization|SSBI: Profit before payment of interest, taxes and amortization|Fifth District Savings (FDSB) - Profit before payment of interest, taxes and amortization|Profit before interest, taxes and amortization First US Bancshares Inc. (FUSB)|BOTJ (Bank of the James Financial Group, Inc.) - Operating profit EBITDA|Operating profit before deduction of amortization Central Plains Bancshares, Inc (CPBI)|Operating profit EBITDA BYFC|Operating profit EBITDA northshoretrust.com (NSTS)|Profit before payment of interest, taxes and amortization Catalyst Bancorp CLST|First Seacoast Bancorp, Inc. - Profit before payment of interest, taxes and amortization|ASRV: Operating profit before deduction of amortization|Income before deduction of interest, taxes and amortization PBBK (PB Bankshares Corp)|OPHC: Operating profit EBITDA|TCBS (investors.broadstreet.bank) - Profit before payment of interest, taxes and amortization|HFBL (Home Federal Bank) - Operating profit EBITDA|Operating profit EBITDA BayFirst Financial Corp|Profit before payment of interest, taxes and amortization Marathon Bancorp, Inc. (MBBC)|Kentucky First Federal Bancorp, Inc - Operating profit before amortization|Profit before payment of interest, taxes and amortization The Bank of Glen Burnie GLBZ|Operating profit EBITDA Carver Federal Savings Bank CARV|BRKL - Profit before payment of interest, taxes and amortization|Operating income before deduction of amortization Enterprise Bancorp EBTC|ESSA (ESSA Bancorp Inc.) - Operating profit before deduction of amortization|EVBN: Company profit before taxes, interest and amortization|FBMS (The First Bancshares, Inc.) - Operating profit EBITDA|Profit before interest, taxes and amortization First of Long Island Corp FLIC|Profit before payment of interest, taxes and amortization Home Federal Savings Bank (HMNF)|HTBI (htb.com) - Income before deduction of interest, taxes and amortization|Profit before payment of interest, taxes and amortization Independent Bank Group IBTX|Income before deduction of interest, taxes and amortization MCBC|Old Point Financial - Operating profit EBITDA|Operating income before deduction of amortization pwod.com PWOD|SASR (Sandy Spring Bancorp, Inc.) - Operating profit before deduction of amortization|VBFC: Company profit before taxes, interest and amortization|Profit before payment of interest, taxes and amortization William Penn Bank|Profit before interest, taxes and amortization 1895 Bancorp BCOW|Profit before payment of interest, taxes and amortization Southern States Bancshares Inc (SSBK)