Waterstone Financial, Inc. (WSBF): Forward Price-to-Revenue Multiple
The implementation of AI underwriting in application processing optimizes internal operations at Waterstone Financial (WSBF), increasing profit sensitivity to Fed rate policy. This correlation is evident through volatility in the forward P/S valuation, where the parameter has stabilized at 1.80. Overall financial stability is underpinned by revenue from mortgage lending and real estate brokerage commissions.
Analytical breakdowns for Waterstone Financial
- current price and projected stock value:
- stock exchange capitalization data:
- business book valuation details:
- debt obligations and liquidity statistics:
Debt to Equity Waterstone Financial|WSBF - Ratio of Long-Term Indebtedness to Capital|Short-Term Debt to Equity Ratio Waterstone Financial|WSBF - Company Cumulative Indebtedness|Debt to Book Capitalization Ratio WaterStone Financial|WSBF - Long-Term Debt|Company Short-Term Debt WaterStone Bank|Quick Ratio wsbonline.com
- financial results and valuation multiples details:
WSBF - Company Net Income|Future Profit Waterstone Financial|WSBF - Company Value to Net Income|Forward P/E Multiple Waterstone Financial Inc.|WSBF - Market Cap to Earnings and Growth Ratio|EV/EBITDA Multiple WaterStone Financial|WSBF - Operating income before deduction of amortization|Earnings per share for the last twelve months WaterStone Bank|WSBF - Earnings per share for the last 12 months|Quarterly EPS earnings growth wsbonline.com|WSBF - Earnings growth in current year|Net earnings per share growth forecast for next year Waterstone Financial
- revenue and sales details:
General company analysis:WSBF (WaterStone Bank)
Based on the organic growth of the deposit base and the margins of the lending units at Waterstone Financial (WSBF), an analysis of the forward price-to-sales ratio allows for a real-time assessment of market expectations for future sales. This indicator measures the cost of every dollar of projected revenue, helping investors distinguish fundamental undervaluation from the risks of business stagnation in the absence of an aggressive acquisition strategy.
Competitor analysis
Forward P/S Multiple BANF (BancFirst)|Forward P/S Multiple TFS Financial Corp TFSL|CBU: Forward Price-to-Revenue Multiple|TowneBank Inc - Price to Expected Revenue Ratio|NBTB: Forward P/S Multiple|Market Cap to Future Revenue Ratio localfirstbank.com (FBNC)|Price-to-Projected Revenue Ratio Stock Yards Bank & Trust|DCOM: Forward Price to Sales|Price-to-Projected Revenue Ratio Bank First Corp (BFC)|Market Cap to Expected Sales Ratio Community Trust|Burke Herbert Bank - Forward Price-to-Revenue Multiple|Price to Expected Revenue Ratio SBSI (southside.com)|EQBK - Price-to-Projected Revenue Ratio|Market Cap to Future Revenue Ratio CNB Bank|Capital City Bank Corp (CCBG) - Price-to-Projected Revenue Ratio|Market Cap to Projected Revenue TRST|HTB (HomeTrust Bancshares Inc) - Forward P/S Multiple|Market Cap to Future Revenue Ratio midpennbank.com MPB|Forward Price-to-Revenue Multiple FSBC (Five Star Bank)|ORRF (Orrstown Bank) - Forward Price to Sales|Forward P/S Multiple NBBK (NB Bancorp Inc)|FCBC (First Community Bankshares Inc) - Future Price to Revenue|Independent Bank - Forward P/S Multiple|Market Cap to Expected Sales Ratio spfi.bank SPFI|Northpointe Bank (NPB) - Price-to-Projected Revenue Ratio|Market Cap to Projected Revenue SMBC|HTBK (Heritage Commerce Corp.) - Forward P/S Multiple|Forward P/S Multiple Hingham Institution for Savings|Price-to-Projected Revenue Ratio HarborOne Bancorp (HONE)|shoreunitedbank.com - Market Cap to Projected Revenue|Forward P/S Multiple TCBX (Third Coast Bank)|FMNB - Forward Price-to-Revenue Multiple|Bar Harbor Bank - Forward P/S Multiple|Market Cap to Expected Sales Ratio Unity Bank Corp UNTY|PFIS: Forward P/S Multiple|pgbank.com (PGC) - Forward P/S Multiple|Price-to-Projected Revenue Ratio Northfield Bank|Price-to-Projected Revenue Ratio ACNB|Forward Price-to-Revenue Multiple FFIC (Flushing Financial Corp)|Forward Price-to-Revenue Multiple Bridgewater Corp BWB|Price-to-Projected Revenue Ratio Bank7 Corp. BSVN|Market Cap to Expected Sales Ratio choiceone.bank (COFS)|Carter Bankshares - Forward P/S Multiple|HBCP: Price-to-Projected Revenue Ratio|KRNY: Forward P/S Multiple|Future Price to Revenue FRBA (First Bank Inc.)|Price-to-Projected Revenue Ratio Central Valley Community Bancorp|Price-to-Projected Revenue Ratio CIVB|Price-to-Projected Revenue Ratio Greene County Bancorp, Inc. (GCBC)|BMRC - Market Cap to Future Revenue Ratio|Forward P/S Multiple BRBS (Blue Ridge Corp)|PDLB - Forward Price-to-Revenue Multiple|Farmers & Merchants Bancorp - Forward P/S Multiple|OBT - Forward P/S Multiple|West Bancorporation, Inc. (WTBA) - Price-to-Projected Revenue Ratio|PBFS (Pioneer Bank) - Price-to-Projected Revenue Ratio|Forward Price-to-Revenue Multiple BCML|AVBC: Forward Price to Sales|Forward P/S Multiple FSBW|Price-to-Projected Revenue Ratio CZNC (cnbankpa.com)|Forward P/S Multiple PCB (Pacific City Bank)|Forward P/S Multiple Colony Bankcorp CBAN|PLBC - Price-to-Projected Revenue Ratio|FNLC (First National Bank of Damariscotta) - Market Cap to Projected Revenue|necommunitybank.com (NECB) - Price-to-Projected Revenue Ratio|John Marshall Bank (JMSB) - Forward P/S Multiple|Price-to-Projected Revenue Ratio Timberland Bancorp, Inc.|LINKBANCORP (LNKB) - Market Cap to Expected Sales Ratio|Forward Price-to-Revenue Multiple PKBK (Parke Bancorp Inc)|Forward Price-to-Revenue Multiple Fidelity D&D Bank FDBC|Forward P/S Multiple MBCN (Middlefield Banc Corp)|Forward P/S Multiple chemungcanal.com CHMG|WNEB: Forward Price-to-Revenue Multiple|Norwood Financial - Price to Expected Revenue Ratio|FVCB: Forward P/S Multiple|Market Cap to Future Revenue Ratio Fidelity Bank (FBLA)|Price-to-Projected Revenue Ratio Oak Valley Bancorp|PVBC: Forward Price to Sales|Price-to-Projected Revenue Ratio LCNB Corp. (LCNB)|Market Cap to Expected Sales Ratio firstcommunitysc.com|Princeton Bancorp - Forward Price-to-Revenue Multiple|Price to Expected Revenue Ratio HWBK (Hawthorn Bank)|FRAF - Price-to-Projected Revenue Ratio|Market Cap to Future Revenue Ratio Virginia National Bankshares|myopenbank.com (OPBK) - Price-to-Projected Revenue Ratio|Market Cap to Projected Revenue FXNC|CBNA (Chain Bridge Bank) - Forward P/S Multiple|Market Cap to Future Revenue Ratio Bank of Clarke County EFSI|Forward Price-to-Revenue Multiple BLFY (Blue Foundry Bancorp)|FSFG (fsbbank.net) - Forward Price to Sales|Forward P/S Multiple ATLO (Ames National Corporation)|PEBK (Peoples Bancorp of North Carolina) - Future Price to Revenue|Community Bank - Forward P/S Multiple|Market Cap to Expected Sales Ratio BV Financial, Inc BVFL|unitedsecuritybank.com (UBFO) - Price-to-Projected Revenue Ratio|Market Cap to Projected Revenue MNSB|HNVR (Hanover Bancorp) - Forward P/S Multiple|Forward P/S Multiple Citizens Community Bancorp Inc.|Price-to-Projected Revenue Ratio CF Bank (CFBK)|Richmond Mutual Bancorporation, Inc - Market Cap to Projected Revenue|Forward P/S Multiple FCAP (First Capital, Inc.)|BCBP - Forward Price-to-Revenue Multiple|Everett Bank - Forward P/S Multiple|Market Cap to Expected Sales Ratio Eagle Bancorp Montana EBMT|FNWD: Forward P/S Multiple|Rhinebeck Bancorp (RBKB) - Forward P/S Multiple|Price-to-Projected Revenue Ratio State Bank and Trust Company|Price-to-Projected Revenue Ratio AFBI|Forward Price-to-Revenue Multiple FGBI (First Guaranty Bancshares)|Forward Price-to-Revenue Multiple somersetsavings.com SRBK|Price-to-Projected Revenue Ratio Bogota Financial Corp. BSBK|Market Cap to Expected Sales Ratio Union Bankshares Inc. (UNB)|Sound Financial Bancorp - Forward P/S Multiple|MGYR: Price-to-Projected Revenue Ratio|RVSB: Forward P/S Multiple|Future Price to Revenue LSBK (Lake Shore Bancorp, Inc.)|Price-to-Projected Revenue Ratio Pathfinder Bancorp, Inc.|Price-to-Projected Revenue Ratio CFSB|Price-to-Projected Revenue Ratio AuburnBank (AUBN)|IROQ - Market Cap to Future Revenue Ratio|Forward P/S Multiple UBCP (United Bancorp)|SSBI - Forward Price-to-Revenue Multiple|Fifth District Savings Bank, Inc. - Forward P/S Multiple|FUSB - Forward P/S Multiple|bankofthejames.bank (BOTJ) - Price-to-Projected Revenue Ratio|CPBI (homefederalne.bank) - Price-to-Projected Revenue Ratio|Forward Price-to-Revenue Multiple BYFC|NSTS: Forward Price to Sales|Forward P/S Multiple CLST|Price-to-Projected Revenue Ratio FSEA (firstseacoastbank.com)|Forward P/S Multiple ASRV (AmeriServ Financial)|Forward P/S Multiple presencebank.com PBBK|OPHC - Price-to-Projected Revenue Ratio|TCBS (Texas Community Bancshares) - Market Cap to Projected Revenue|Home Federal Bancorp Inc (HFBL) - Price-to-Projected Revenue Ratio|BayFirst Financial (BAFN) - Forward P/S Multiple|Price-to-Projected Revenue Ratio Marathon Bancorp Inc|ffsbky.bank (KFFB) - Market Cap to Expected Sales Ratio|Forward Price-to-Revenue Multiple GLBZ (Glen Burnie Bancorp)|Forward Price-to-Revenue Multiple carverbank.com CARV|Forward P/S Multiple BRKL (Brookline Bancorp Inc.)|Forward P/S Multiple Enterprise Bancorp, Inc. EBTC|ESSA: Forward Price-to-Revenue Multiple|Evans Bancorp, Inc. - Price to Expected Revenue Ratio|FBMS: Forward P/S Multiple|Market Cap to Future Revenue Ratio The First of Long Island Corporation (FLIC)|Price-to-Projected Revenue Ratio HMN Financial Inc.|HTBI: Forward Price to Sales|Price-to-Projected Revenue Ratio Independent Bank (IBTX)|Market Cap to Expected Sales Ratio macatawabank.com|Old Point Financial Corporation - Forward Price-to-Revenue Multiple|Price to Expected Revenue Ratio PWOD (Penns Woods Bancorp Inc)|SASR - Price-to-Projected Revenue Ratio|Market Cap to Future Revenue Ratio Territorial Bancorp Inc|Village Bank and Trust (VBFC) - Price-to-Projected Revenue Ratio|Market Cap to Projected Revenue WMPN|BCOW (1895 Bancorp of Wisconsin, Inc.) - Forward P/S Multiple|Market Cap to Future Revenue Ratio Southern States Bancshares SSBK
