Independent Bank Group (IBTX): Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization
The Independent Bank (IBTX) price chart reflects an EV/EBITDA ratio of . Current valuation is based on the bank's ability to maintain profitability in Texas despite the costly competition for deposits. Stability is provided by a balanced loan portfolio across growing states, which mitigates risks. Additionally, Independent Bank is implementing environmental initiatives, expanding green financing and the digitalization of services for small businesses.
Analytical breakdowns for Independent Bank
- current price and projected stock value:
- stock exchange capitalization data:
- book value of equity indicators:
- company total debt and liquidity indicators:
Total Debt to Capital Independent Bank|IBTX - Ratio of Long-Term Indebtedness to Capital|Short-Term Debt to Equity Independent Bank Group|IBTX - Company Aggregate Debt|Debts to Book Capitalization Independent Bank|IBTX - Company Long-Term Indebtedness|Company Short-Term Debts Independent Bank|Quick Liquidity independent-bank.com
- business earnings and investment ratios data:
IBTX - Profit After Tax|Projected Future Earnings Independent Bank|IBTX - Market Cap to Earnings|Future Price to Earnings Independent Bank Group|IBTX - Growth-Adjusted P/E Ratio|EV/EBITDA Multiple Independent Bank|IBTX - Operating profit before amortization|Net earnings per share (EPS TTM) Independent Bank|IBTX - Net earnings per one share for the last twelve months|Year-over-year earnings per share growth for the last twelve months independent-bank.com|IBTX - Earnings per share growth this year|Expected earnings per share growth for next year Independent Bank
Fundamental company valuation:Independent Bank Group Inc. IBTX
For the Texas commercial bank Independent Bank (IBTX), the EV/EBITDA ratio reflects the total enterprise value relative to its operating profit before depreciation and amortization. This metric aggregates market capitalization and net debt, allowing for an assessment of capital management efficiency amid the expansion of energy sector deposits. A low level for this multiple signals that the asset is undervalued relative to industry averages, indicating growth potential.
Competitor analysis for Independent Bank
EV/EBITDA Multiple BANF (BancFirst Oklahoma)|EV/EBITDA Multiple Third Federal Savings and Loan TFSL|CBU - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|TOWN (townebank.com) - Enterprise Value to Operating Income Before Depreciation|NBT Bank (NBTB) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|First Bancorp Inc. (FBNC) - EV/EBITDA Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Stock Yards Bancorp Inc|Dime Corp (DCOM) - Total Company Value to Operating Income Before Depreciation Ratio|EV/EBITDA Multiple BFC|Total Company Value to Operating Income Before Depreciation Ratio ctbi.com|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Burke & Herbert Bank & Trust BHRB|SBSI: Enterprise Value to Operating Income Before Depreciation|Equity Bancshares Inc - EV/EBITDA Multiple|CCNE (CNB Financial Inc.) - Enterprise Value to Operating Income Before Depreciation|CCBG: EV/EBITDA Multiple|Company Value to EBITDA trustcobank.com (TRST)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization HomeTrust Bank|Mid Penn Bancorp, Inc. - Company Value to Operating Income Before Depreciation Ratio|EV/EBITDA Multiple FSBC|ORRF - Company Value to EBITDA|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization NB Bancorp, Inc. NBBK|FCBC: Enterprise Value to Operating Income Before Depreciation|Independent Bank Corp. - EV/EBITDA Multiple|SPFI (City Bank) - Enterprise Value to Operating Income Before Depreciation|NPB: EV/EBITDA Multiple|Company Value to EBITDA Southern Missouri Corp (SMBC)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Heritage Commerce|Enterprise Value to Operating Income Before Depreciation HIFS (Hingham Institution for Saving)|Enterprise Value to EBITDA Ratio HONE (HarborOne Bank)|Enterprise Value to Operating Income Before Depreciation Ratio SHBI|Third Coast Bancshares Inc - Enterprise Value to EBITDA Ratio|Business Value to Operating Income Before Depreciation FMNB|Bar Harbor Bank - EV/EBITDA Multiple|UNTY: Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|PFIS: EV/EBITDA Multiple|Peapack-Gladstone Financial Corporation (PGC) - EV/EBITDA Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Northfield Bancorp Inc|Enterprise Value to Operating Income Before Depreciation ACNB (Adams County National Bank)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Flushing Financial (FFIC)|EV/EBITDA Multiple bridgewaterbankmn.com (BWB)|EV/EBITDA Multiple BSVN (Bank7)|Total Company Value to Operating Income Before Depreciation Ratio ChoiceOne Bank (COFS)|Carter Bankshares Inc - EV/EBITDA Multiple|HBCP: Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|KRNY (Kearny Financial Corp.) - Enterprise Value to EBITDA Ratio|FRBA: Enterprise Value to Operating Income Before Depreciation Ratio|Enterprise Value to EBITDA Ratio CWBC|Enterprise Value to Operating Income Before Depreciation CIVB (Civista Bank)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Greene County Bancorp Inc (GCBC)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization BMRC (Bank of Marin Financial)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Blue Ridge Bank BRBS|poncebank.com (PDLB) - Company Value to EBITDA|Farmers & Merchants Bancorp, Inc. - EV/EBITDA Multiple|Orange County Bancorp, Inc. (OBT) - Enterprise Value to EBITDA Ratio|WTBA: EV/EBITDA Multiple|Pioneer Financial (PBFS) - EV/EBITDA Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization BayCom Corp|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization AVBC|Enterprise Value to EBITDA Ratio FSBW (FS Bancorp)|CZNC (C&N Bank) - Business Value to Operating Income Before Depreciation|EV/EBITDA Multiple PCB (Pacific City Bank)|Colony Bankcorp - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Plumas Bank Corp - EV/EBITDA Multiple|FNLC - EV/EBITDA Multiple|necommunitybank.com (NECB) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Enterprise Value to Operating Income Before Depreciation JMSB|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Timberland Bancorp, Inc.|EV/EBITDA Multiple WaterStone Financial|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization LINKBANCORP, Inc. (LNKB)|Total Company Value to Operating Income Before Depreciation Ratio parkebank.com|EV/EBITDA Multiple FDBC (Fidelity Bank)|Total Company Value to Operating Income Before Depreciation Ratio Middlefield Banc Corp. (MBCN)|CHMG - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|WNEB (Westfield Bank Corp) - Enterprise Value to Operating Income Before Depreciation|NWFL: EV/EBITDA Multiple|Enterprise Value to Operating Income Before Depreciation FVCB|FBLA (Fidelity Federal Savings Bank) - EV/EBITDA Multiple|Company Value to EBITDA Oak Valley Bancorp Inc OVLY|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Provident Bancorp (PVBC)|LCNB: Company Value to Operating Income Before Depreciation Ratio|EV/EBITDA Multiple FCCO (First Community Corporation)|The Bank of Princeton (BPRN) - Company Value to EBITDA|HWBK - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|FRAF (Franklin Financial Services) - Enterprise Value to Operating Income Before Depreciation|VABK: EV/EBITDA Multiple|Enterprise Value to Operating Income Before Depreciation OPBK|FXNC (First National Corp) - EV/EBITDA Multiple|Company Value to EBITDA Chain Bridge Bank, N.A. CBNA|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Eagle Financial Services, Inc (EFSI)|bluefoundrybank.com - Enterprise Value to Operating Income Before Depreciation|First Savings Financial Group Inc. - Enterprise Value to EBITDA Ratio|Enterprise Value to Operating Income Before Depreciation Ratio ATLO (Ames National Corp)|PEBK: Enterprise Value to EBITDA Ratio|Business Value to Operating Income Before Depreciation CBFV (communitybank.tv)|BVFL: EV/EBITDA Multiple|UBFO (United Security Bank) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|MNSB (MainStreet Bank) - EV/EBITDA Multiple|EV/EBITDA Multiple Hanover Bancorp, Inc|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Citizens Community Bancorp (CZWI)|cfbankonline.com - Enterprise Value to Operating Income Before Depreciation|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Richmond Mutual Bancorporation, Inc. RMBI|EV/EBITDA Multiple First Capital Inc. FCAP|BCB Bank - EV/EBITDA Multiple|Total Company Value to Operating Income Before Depreciation Ratio ECB Bancorp, Inc. ECBK|EBMT: EV/EBITDA Multiple|FNWD (Peoples Bank) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Enterprise Value to EBITDA Ratio RBKB|SBFG (SB Financial Group Inc.) - Enterprise Value to Operating Income Before Depreciation Ratio|Enterprise Value to EBITDA Ratio AFBI (Affinity Bancshares)|fgb.net - Enterprise Value to Operating Income Before Depreciation|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization SR Bancorp SRBK|Bogota Savings Bank - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|UNB - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Company Value to EBITDA Sound Financial Bancorp Inc|MGYR: EV/EBITDA Multiple|Enterprise Value to EBITDA Ratio Riverview Community Bank|LSBK (Lake Shore Bancorp) - EV/EBITDA Multiple|EV/EBITDA Multiple Pathfinder Bancorp Inc|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization CFSB Bancorp, Inc. (CFSB)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization AUBN (auburnbank.com)|Iroquois Federal - Enterprise Value to EBITDA Ratio|Business Value to Operating Income Before Depreciation UBCP|Summit Bank - EV/EBITDA Multiple|FDSB: Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|FUSB: EV/EBITDA Multiple|Bank of the James Financial Group (BOTJ) - EV/EBITDA Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Home Federal Savings Bank|Enterprise Value to Operating Income Before Depreciation BYFC (Broadway Financial Corp)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization NSTS Bancorp, Inc. (NSTS)|EV/EBITDA Multiple catalystbank.com (CLST)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization First Seacoast Bank FSEA|Total Company Value to Operating Income Before Depreciation Ratio AmeriServ Financial Inc (ASRV)|PB Bankshares, Inc. - EV/EBITDA Multiple|Total Company Value to Operating Income Before Depreciation Ratio OptimumBank Corp OPHC|Texas Community Bancshares Inc (TCBS) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Enterprise Value to Operating Income Before Depreciation HFBL|BAFN (First Home Bank) - EV/EBITDA Multiple|Enterprise Value to Operating Income Before Depreciation MBBC (Marathon Bancorp Inc.)|EV/EBITDA Multiple KFFB|GLBZ - Company Value to EBITDA|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Carver Bancorp CARV|BRKL (brooklinebancorp.com) - Company Value to Operating Income Before Depreciation Ratio|Enterprise Bancorp Inc. - EV/EBITDA Multiple|Company Value to EBITDA ESSA Bancorp|evansbank.com (EVBN) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Enterprise Value to Operating Income Before Depreciation FBMS|FLIC (First National Bank of Long Island) - EV/EBITDA Multiple|Enterprise Value to Operating Income Before Depreciation HMNF (justcallhome.com)|EV/EBITDA Multiple HTBI|MCBC - Company Value to EBITDA|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Old Point Financial Corp OPOF|PWOD: Enterprise Value to Operating Income Before Depreciation|SASR: Enterprise Value to EBITDA Ratio|territorialsavings.net - Enterprise Value to Operating Income Before Depreciation Ratio|VBFC (Village Bank and Trust Financial Corp.) - Enterprise Value to EBITDA Ratio|williampenn.bank - Business Value to Operating Income Before Depreciation|BCOW (PyraMax Bank) - EV/EBITDA Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization SSBK
