Independent Bank Corporation (IBCP): Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization
Independent Bank management maintains a conservative focus on asset quality and stable earnings. The current EV/EBITDA with debt metric confirms this resilience, where the value of 0.00 serves as the current indicator. Efficiency is being enhanced by delegating IT support to fintech partners under strict oversight. Additionally, Independent Bank is expanding trade finance for Michigan carriers, strengthening regional logistics.
Analytical breakdowns for Independent Bank
- current price and projected stock value:
- stock exchange capitalization data:
- book value of equity indicators:
- company total debt and liquidity indicators:
Total Debt to Capital Independent Bank|IBCP - Ratio of Long-Term Indebtedness to Capital|Short-Term Debt to Equity Independent Bank Corp.|IBCP - Company Aggregate Debt|Debts to Book Capitalization Independent Bank Michigan|IBCP - Company Long-Term Indebtedness|Company Short-Term Debts Independent Bank|Quick Liquidity independentbank.com
- business earnings and investment ratios data:
IBCP - Profit After Tax|Projected Future Earnings Independent Bank|IBCP - Market Cap to Earnings|Future Price to Earnings Independent Bank|IBCP - Growth-Adjusted P/E Ratio|EV/EBITDA Multiple Independent Bank Michigan|IBCP - Operating profit before amortization|Net earnings per share (EPS TTM) Independent Bank|IBCP - Net earnings per one share for the last twelve months|Year-over-year earnings per share growth for the last twelve months independentbank.com|IBCP - Earnings per share growth this year|Expected earnings per share growth for next year Independent Bank
Fundamental company valuation:Independent Bank Corp IBCP
Amidst fierce competition for regional clients and the digital expansion of tech giants, the EV/EBITDA ratio, accounting for financial leverage, allows for a real-time assessment of Independent Bank (IBCP) business value relative to its operating profit minus net debt. This chart reflects the real-time market revaluation of assets, helping investors distinguish between the bank's fundamental undervaluation and a systemic liquidity crisis.
Competitor analysis for Independent Bank
EV/EBITDA Multiple BANF (BancFirst Oklahoma)|EV/EBITDA Multiple Third Federal Savings and Loan TFSL|CBU - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|TOWN (townebank.com) - Enterprise Value to Operating Income Before Depreciation|NBT Bank (NBTB) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|First Bancorp Inc. (FBNC) - EV/EBITDA Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Stock Yards Bancorp Inc|Dime Corp (DCOM) - Total Company Value to Operating Income Before Depreciation Ratio|EV/EBITDA Multiple BFC|Total Company Value to Operating Income Before Depreciation Ratio ctbi.com|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Burke & Herbert Bank & Trust BHRB|SBSI: Enterprise Value to Operating Income Before Depreciation|Equity Bancshares Inc - EV/EBITDA Multiple|CCNE (CNB Financial Inc.) - Enterprise Value to Operating Income Before Depreciation|CCBG: EV/EBITDA Multiple|Company Value to EBITDA trustcobank.com (TRST)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization HomeTrust Bank|Mid Penn Bancorp, Inc. - Company Value to Operating Income Before Depreciation Ratio|EV/EBITDA Multiple FSBC|ORRF - Company Value to EBITDA|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization NB Bancorp, Inc. 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(NFBK) - EV/EBITDA Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization ACNB Corporation Inc.|Enterprise Value to Operating Income Before Depreciation FFIC (Flushing Financial Corp.)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Bridgewater Bancshares (BWB)|EV/EBITDA Multiple bank7.com (BSVN)|EV/EBITDA Multiple COFS (ChoiceOne Financial Services, Inc.)|Total Company Value to Operating Income Before Depreciation Ratio Carter Bank & Trust (CARE)|Home Bancorp Inc - EV/EBITDA Multiple|KRNY: Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|FRBA: EV/EBITDA Multiple|Enterprise Value to EBITDA Ratio Community West Bank|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Civista Bancshares, Inc.|Bank of Greene County - Company Value to Operating Income Before Depreciation Ratio|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Bank of Marin Corp (BMRC)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization BRBS (blueridgebankshares.com)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Ponce Financial Group PDLB|fm.bank (FMAO) - Company Value to EBITDA|Orange County Bancorp - EV/EBITDA Multiple|West Bank (WTBA) - Enterprise Value to EBITDA Ratio|PBFS: EV/EBITDA Multiple|BayCom Financial (BCML) - EV/EBITDA Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Avidia Bancorp Inc|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization FSBW|Enterprise Value to EBITDA Ratio CZNC (Citizens & Northern Corporation)|PCB (paccity.net) - Business Value to Operating Income Before Depreciation|EV/EBITDA Multiple CBAN (Colony Bank)|Plumas Bancorp Inc. - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|The First Bancorp, Inc. - EV/EBITDA Multiple|NECB - EV/EBITDA Multiple|johnmarshallbank.com (JMSB) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Enterprise Value to Operating Income Before Depreciation TSBK|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Waterstone Financial Inc.|EV/EBITDA Multiple LINKBANK Corp|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Parke Bancorp, Inc. (PKBK)|Total Company Value to Operating Income Before Depreciation Ratio bankatfidelity.com|EV/EBITDA Multiple MBCN (Middlefield Bank)|Total Company Value to Operating Income Before Depreciation Ratio Chemung Financial (CHMG)|WNEB - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|NWFL (Wayne Bank Corp) - Enterprise Value to Operating Income Before Depreciation|FVCB: EV/EBITDA Multiple|Enterprise Value to Operating Income Before Depreciation FBLA|OVLY (Oak Valley Community Bank) - EV/EBITDA Multiple|Company Value to EBITDA Provident Bank PVBC|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization LCNB Corp. (LCNB)|FCCO: Company Value to Operating Income Before Depreciation Ratio|EV/EBITDA Multiple BPRN (Princeton Bancorp)|Hawthorn Bank (HWBK) - Company Value to EBITDA|FRAF - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|VABK (Virginia National Bankshares) - Enterprise Value to Operating Income Before Depreciation|OPBK: EV/EBITDA Multiple|Enterprise Value to Operating Income Before Depreciation FXNC|CBNA (Chain Bridge Bank) - EV/EBITDA Multiple|Company Value to EBITDA Bank of Clarke County EFSI|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Blue Foundry Bancorp (BLFY)|First Savings Financial Group, Inc. - Enterprise Value to Operating Income Before Depreciation|Ames National Corporation - Enterprise Value to EBITDA Ratio|Enterprise Value to Operating Income Before Depreciation Ratio PEBK (Peoples Bancorp of North Carolina Inc.)|CBFV: Enterprise Value to EBITDA Ratio|Business Value to Operating Income Before Depreciation BVFL (bayvanguard.com)|UBFO: EV/EBITDA Multiple|MNSB (MainStreet Bancshares Inc.) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|HNVR (Hanover Bank) - EV/EBITDA Multiple|EV/EBITDA Multiple Citizens Community Bancorp, Inc|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization CF Bankshares Inc. (CFBK)|firstbankrichmond.com - Enterprise Value to Operating Income Before Depreciation|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization First Capital FCAP|EV/EBITDA Multiple BCB Bancorp Inc. BCBP|Everett Bank - EV/EBITDA Multiple|Total Company Value to Operating Income Before Depreciation Ratio Eagle Bancorp Montana EBMT|FNWD: EV/EBITDA Multiple|RBKB (Rhinebeck Bancorp) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|SBFG (State Bank and Trust Company) - EV/EBITDA Multiple|Enterprise Value to EBITDA Ratio Affinity Bancshares Inc. (AFBI)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization First Guaranty Bancshares (FGBI)|SRBK: Company Value to Operating Income Before Depreciation Ratio|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Bogota Financial Corp. BSBK|Union Bankshares Inc. - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|SFBC - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Company Value to EBITDA Magyar Bancorp|RVSB: EV/EBITDA Multiple|Enterprise Value to EBITDA Ratio Lake Shore Bank|PBHC (Pathfinder Bancorp, Inc.) - EV/EBITDA Multiple|EV/EBITDA Multiple CFSB Bancorp Inc|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization AuburnBank (AUBN)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization IROQ (iroquoisfed.com)|United Bancorp - Enterprise Value to EBITDA Ratio|Business Value to Operating Income Before Depreciation SSBI|Fifth District Savings Bank - EV/EBITDA Multiple|FUSB: Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|BOTJ: EV/EBITDA Multiple|Central Plains Bancshares Inc. (CPBI) - EV/EBITDA Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Broadway Federal Bank|Enterprise Value to Operating Income Before Depreciation NSTS (NSTS Bancorp Inc.)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Catalyst Bancorp, Inc. (CLST)|EV/EBITDA Multiple firstseacoastbank.com (FSEA)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization AmeriServ Financial, Inc. ASRV|Total Company Value to Operating Income Before Depreciation Ratio PB Bankshares (PBBK)|OptimumBank Holdings Inc - EV/EBITDA Multiple|Total Company Value to Operating Income Before Depreciation Ratio Texas Community Bank TCBS|Home Federal Bancorp (HFBL) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Enterprise Value to Operating Income Before Depreciation BAFN|MBBC (Marathon Bancorp) - EV/EBITDA Multiple|Enterprise Value to Operating Income Before Depreciation KFFB (Kentucky First Federal Bancorp Inc.)|EV/EBITDA Multiple GLBZ|CARV - Company Value to EBITDA|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Brookline Bancorp, Inc. BRKL|EBTC (Enterprise Bancorp, Inc.) - Company Value to Operating Income Before Depreciation Ratio|ESSA Bank - EV/EBITDA Multiple|Company Value to EBITDA Evans Bancorp, Inc.|thefirstbank.com (FBMS) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Enterprise Value to Operating Income Before Depreciation FLIC|HMNF (HMN Financial, Inc.) - EV/EBITDA Multiple|Enterprise Value to Operating Income Before Depreciation HTBI (HomeTrust Bancshares Inc.)|EV/EBITDA Multiple IBTX|MCBC - Company Value to EBITDA|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Old Point Financial Corp OPOF|PWOD: Enterprise Value to Operating Income Before Depreciation|SASR: Enterprise Value to EBITDA Ratio|territorialsavings.net - Enterprise Value to Operating Income Before Depreciation Ratio|VBFC (Village Bank and Trust Financial Corp.) - Enterprise Value to EBITDA Ratio|williampenn.bank - Business Value to Operating Income Before Depreciation|BCOW (PyraMax Bank) - EV/EBITDA Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization SSBK
