HMN Financial (HMNF): Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization

justcallhome.com - graphic logo of issuer HMNF

HMN Financial, Inc. (HMNF) generates revenue through retail operations, mortgages, and business loans. Management maintains a cautious course, betting on local customer loyalty and residential financing. This EV/EBITDA chart reflecting price action shows a value of . Net margin is expected to stabilize in the future, while asset reliability will be supported by strict risk control.

HMNF HMN Financial Inc.: EV/EBITDA Multiple in the range 07/04/2022 - 11/10/2026
Product sample of Home Federal Savings Bank

The EV/EBITDA multiple determines the total value of a business, including net debt, relative to its operating profit before taxes and amortization. Analyzing the EV/EBITDA multiple chart for a company allows for the identification of market undervaluation by comparing enterprise value with its ability to generate cash flow. For HMN Financial, Inc. (HMNF), such a valuation confirms the effectiveness of the conservative credit policy and the stability of the deposit base of this Minnesota regional bank.

Competitor analysis for HMN Financial, Inc.

EV/EBITDA Multiple BANF (BancFirst Oklahoma)|EV/EBITDA Multiple Third Federal Savings and Loan TFSL|CBU - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|TOWN (townebank.com) - Enterprise Value to Operating Income Before Depreciation|NBT Bank (NBTB) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|First Bancorp Inc. (FBNC) - EV/EBITDA Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Stock Yards Bancorp Inc|Dime Corp (DCOM) - Total Company Value to Operating Income Before Depreciation Ratio|EV/EBITDA Multiple BFC|CTBI (ctbi.com) - Business Value to Operating Income Before Depreciation|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Burke & Herbert Bank & Trust BHRB|SBSI - Enterprise Value to EBITDA Ratio|EQBK - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|CCNE (CNB Financial Inc.) - Enterprise Value to Operating Income Before Depreciation|CCBG (Capital City Bank) - Enterprise Value to EBITDA Ratio|trustcobank.com - Business Value to Operating Income Before Depreciation|HTB (HomeTrust Bank) - EV/EBITDA Multiple|Mid Penn Bancorp, Inc. - Company Value to Operating Income Before Depreciation Ratio|EV/EBITDA Multiple FSBC|Total Company Value to Operating Income Before Depreciation Ratio Orrstown Financial Services Inc|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization NB Bancorp, Inc. NBBK|FCBC: Enterprise Value to Operating Income Before Depreciation|Independent Bank Corp. - EV/EBITDA Multiple|SPFI - EV/EBITDA Multiple|Northpointe Bancshares Inc (NPB) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Enterprise Value to Operating Income Before Depreciation SMBC|HTBK (Heritage Commerce) - EV/EBITDA Multiple|Enterprise Value to EBITDA Ratio Hingham Institution for Saving (HIFS)|EV/EBITDA Multiple HONE|Total Company Value to Operating Income Before Depreciation Ratio Shore United Bank|EV/EBITDA Multiple TCBX (Third Coast Bancshares Inc)|EV/EBITDA Multiple Farmers Corp FMNB|BHB - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|UNTY: Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|PFIS (Peoples Security Bank) - Enterprise Value to EBITDA Ratio|Peapack-Gladstone Financial Corporation - Business Value to Operating Income Before Depreciation|NFBK (Northfield Bancorp Inc) - EV/EBITDA Multiple|Adams County National Bank (ACNB) - Total Company Value to Operating Income Before Depreciation Ratio|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Flushing Financial (FFIC)|bridgewaterbankmn.com - Enterprise Value to Operating Income Before Depreciation|EV/EBITDA Multiple BSVN (Bank7)|COFS - Enterprise Value to EBITDA Ratio|CARE: Enterprise Value to EBITDA Ratio|Total Company Value to Operating Income Before Depreciation Ratio Home Corp HBCP|KRNY: EV/EBITDA Multiple|firstbanknj.com - Business Value to Operating Income Before Depreciation|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Central Valley Community Bancorp|Enterprise Value to EBITDA Ratio Civista Bank (CIVB)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Greene County Bancorp Inc (GCBC)|Bank of Marin Financial - Enterprise Value to Operating Income Before Depreciation|EV/EBITDA Multiple BRBS (Blue Ridge Bank)|PDLB (poncebank.com) - Company Value to Operating Income Before Depreciation Ratio|FMAO - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|OBT: Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|West Bancorporation Inc (WTBA) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Company Value to EBITDA Pioneer Financial (PBFS)|BCML (BayCom Corp) - EV/EBITDA Multiple|Enterprise Value to EBITDA Ratio avidiabank.com (AVBC)|EV/EBITDA Multiple FSBW|EV/EBITDA Multiple C&N Bank (CZNC)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Pacific City Bank PCB|Colony Bankcorp - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|PLBC: Enterprise Value to EBITDA Ratio|Business Value to Operating Income Before Depreciation FNLC (thefirst.com)|NECB: EV/EBITDA Multiple|JMSB (John Marshall Bank) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|TSBK (Timberland Bancorp, Inc.) - EV/EBITDA Multiple|EV/EBITDA Multiple WaterStone Financial|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization LINKBANCORP, Inc. (LNKB)|parkebank.com - Enterprise Value to Operating Income Before Depreciation|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Fidelity Bank FDBC|EV/EBITDA Multiple Middlefield Banc Corp. MBCN|CHMG - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Total Company Value to Operating Income Before Depreciation Ratio Westfield Bank Corp WNEB|NWFL: EV/EBITDA Multiple|fvcbank.com - Business Value to Operating Income Before Depreciation|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Fidelity Federal Savings Bank|Enterprise Value to EBITDA Ratio Oak Valley Bancorp Inc (OVLY)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Provident Bancorp (PVBC)|lcnb.com - Enterprise Value to Operating Income Before Depreciation|First Community Corporation - Enterprise Value to EBITDA Ratio|Business Value to Operating Income Before Depreciation BPRN|Hawthorn Bancshares Inc - EV/EBITDA Multiple|Company Value to Operating Income Before Depreciation Ratio FRAF|VABK: EV/EBITDA Multiple|OPBK - Total Company Value to Operating Income Before Depreciation Ratio|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization First National Corp|Enterprise Value to Operating Income Before Depreciation CBNA (Chain Bridge Bank, N.A.)|EV/EBITDA Multiple EFSI|EV/EBITDA Multiple bluefoundrybank.com (BLFY)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization First Savings Financial Group Inc. FSFG|ATLO: Enterprise Value to Operating Income Before Depreciation|Peoples Bank - EV/EBITDA Multiple|communitybank.tv (CBFV) - Enterprise Value to EBITDA Ratio|BVFL: EV/EBITDA Multiple|UBFO - Total Company Value to Operating Income Before Depreciation Ratio|MNSB (MainStreet Bank) - EV/EBITDA Multiple|EV/EBITDA Multiple Hanover Bancorp, Inc|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Citizens Community Bancorp (CZWI)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization CFBK (cfbankonline.com)|Richmond Mutual Bancorporation, Inc. - Enterprise Value to EBITDA Ratio|Business Value to Operating Income Before Depreciation FCAP|BCB Bank - EV/EBITDA Multiple|Total Company Value to Operating Income Before Depreciation Ratio ECB Bancorp, Inc. ECBK|opportunitybank.com (EBMT) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Enterprise Value to Operating Income Before Depreciation FNWD|RBKB (Rhinebeck Bank) - EV/EBITDA Multiple|Enterprise Value to EBITDA Ratio SB Financial Group Inc. (SBFG)|Enterprise Value to EBITDA Ratio AFBI (Affinity Bancshares)|Total Company Value to Operating Income Before Depreciation Ratio fgb.net|EV/EBITDA Multiple SRBK (SR Bancorp)|Business Value to Operating Income Before Depreciation BSBK|UNB - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Sound Financial Bancorp Inc (SFBC) - Enterprise Value to EBITDA Ratio|Magyar Bancorp Inc (MGYR) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Enterprise Value to Operating Income Before Depreciation RVSB|LSBK (Lake Shore Bancorp) - EV/EBITDA Multiple|Pathfinder Bancorp Inc - Company Value to Operating Income Before Depreciation Ratio|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization CFSB Bancorp, Inc. (CFSB)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization AUBN (auburnbank.com)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Iroquois Federal IROQ|Unified Bank (UBCP) - Company Value to EBITDA|Summit Bank - EV/EBITDA Multiple|fifthdistrict.com (FDSB) - Enterprise Value to EBITDA Ratio|FUSB: EV/EBITDA Multiple|Bank of the James Financial Group (BOTJ) - EV/EBITDA Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Home Federal Savings Bank|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization BYFC|Enterprise Value to EBITDA Ratio NSTS (NSTS Bancorp, Inc.)|CLST (catalystbank.com) - Business Value to Operating Income Before Depreciation|EV/EBITDA Multiple FSEA (First Seacoast Bank)|AmeriServ Financial Inc - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|PB Bankshares, Inc. - EV/EBITDA Multiple|OPHC - EV/EBITDA Multiple|Texas Community Bancshares Inc (TCBS) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Enterprise Value to Operating Income Before Depreciation HFBL|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization First Home Bank|EV/EBITDA Multiple Marathon Bancorp Inc.|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization First Federal Savings Bank (KFFB)|Total Company Value to Operating Income Before Depreciation Ratio thebankofglenburnie.com|EV/EBITDA Multiple CARV (Carver Bancorp)|Business Value to Operating Income Before Depreciation BRKL|EBTC - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|ESSA Bancorp (ESSA) - Enterprise Value to EBITDA Ratio|evansbank.com (EVBN) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Enterprise Value to Operating Income Before Depreciation FBMS|Enterprise Value to EBITDA Ratio FLIC|HTBI: Business Value to Operating Income Before Depreciation|EV/EBITDA Multiple IBTX|MCBC: Company Value to Operating Income Before Depreciation Ratio|EV/EBITDA Multiple OPOF (Old Point Financial Corp)|Total Company Value to Operating Income Before Depreciation Ratio Penns Woods Bank (PWOD)|SASR - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|TBNK (territorialsavings.net) - Enterprise Value to Operating Income Before Depreciation|VBFC: EV/EBITDA Multiple|williampenn.bank (WMPN) - EV/EBITDA Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization PyraMax Bank|Enterprise Value to Operating Income Before Depreciation SSBK (Southern States Bancshares Corp)