Southern Bank (SMBC): Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization

Southern Missouri Bancorp, Inc. - graphic logo of issuer SMBC

Synergies from the acquisition of neighboring networks support current growth, validating the EV/EBITDA multiple of Southern Missouri Bancorp (SMBC). The 0.00 mark indicates the asset's market valuation level. Development relies on digital services given the limitations of the regional market, while cost optimization is achieved by outsourcing IT functions to external contractors.

SMBC Southern Missouri Bancorp Inc: EV/EBITDA Multiple in the range 11/23/2025 - 11/14/2026

Analytical breakdowns for Southern Missouri Bancorp

- stock exchange capitalization data:
Initial company analysis:Southern Missouri Bancorp Inc (SMBC)
Original product of Southern Missouri Bancorp, Inc.

Southern Missouri Bancorp (SMBC) maintains a stable position through conservative management and low employee turnover, which minimizes operational risks. By analyzing the EV/EBITDA dynamics of this capital-intensive company, an investor compares the enterprise value, including net debt, with operating profit to determine the asset's objective value and identify either an undervaluation or business stagnation within the long-term market consensus.

Competitors of Southern Missouri Bancorp

EV/EBITDA Multiple BANF (BancFirst Oklahoma)|EV/EBITDA Multiple Third Federal Savings and Loan TFSL|CBU - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|TOWN (townebank.com) - Enterprise Value to Operating Income Before Depreciation|NBT Bank (NBTB) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|First Bancorp Inc. (FBNC) - EV/EBITDA Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Stock Yards Bancorp Inc|Dime Corp (DCOM) - Total Company Value to Operating Income Before Depreciation Ratio|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Bank First Corporation (BFC)|Total Company Value to Operating Income Before Depreciation Ratio ctbi.com|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Burke & Herbert Bank & Trust BHRB|Southside Bancshares, Inc. (SBSI) - Company Value to EBITDA|EQBK: Enterprise Value to EBITDA Ratio|CCNE - EV/EBITDA Multiple|CCBG (Capital City Bank) - Enterprise Value to EBITDA Ratio|TRST: Enterprise Value to Operating Income Before Depreciation Ratio|HTB (HomeTrust Bank) - EV/EBITDA Multiple|MPB: Business Value to Operating Income Before Depreciation|EV/EBITDA Multiple FSBC|ORRF - Company Value to EBITDA|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization NB Bancorp, Inc. NBBK|Business Value to Operating Income Before Depreciation FCBC|IBCP - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|SPFI (City Bank) - Enterprise Value to Operating Income Before Depreciation|NPB (Northpointe Bancshares Inc) - Enterprise Value to EBITDA Ratio|Heritage Commerce Inc - Business Value to Operating Income Before Depreciation|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Hingham Savings Bank|Enterprise Value to EBITDA Ratio harborone.com (HONE)|EV/EBITDA Multiple SHBI|Total Company Value to Operating Income Before Depreciation Ratio Third Coast Bancshares, Inc.|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Farmers National Banc Corp FMNB|Total Company Value to Operating Income Before Depreciation Ratio Bar Harbor Bankshares Inc (BHB)|UNTY - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Total Company Value to Operating Income Before Depreciation Ratio psbt.com PFIS|Peapack-Gladstone Bank (PGC) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Company Value to EBITDA Northfield Bancorp, Inc. (NFBK)|Enterprise Value to EBITDA Ratio ACNB|EV/EBITDA Multiple Flushing Financial Corp.|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Bridgewater Bancshares (BWB)|BSVN (bank7.com) - Business Value to Operating Income Before Depreciation|EV/EBITDA Multiple COFS (ChoiceOne Financial Services, Inc.)|Total Company Value to Operating Income Before Depreciation Ratio Carter Bank & Trust (CARE)|HBCP: Enterprise Value to EBITDA Ratio|Business Value to Operating Income Before Depreciation KRNY (Kearny Financial Inc.)|FRBA: EV/EBITDA Multiple|CWBC (Community West Bank) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|CIVB (Civista Bancshares, Inc.) - EV/EBITDA Multiple|EV/EBITDA Multiple Bank of Greene County|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Bank of Marin Corp (BMRC)|blueridgebankshares.com - Enterprise Value to Operating Income Before Depreciation|EV/EBITDA Multiple PDLB (Ponce Financial Group)|FMAO - Enterprise Value to EBITDA Ratio|OBT - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Company Value to EBITDA West Bank|Pioneer Bancorp Inc (PBFS) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|BayCom Financial - Business Value to Operating Income Before Depreciation|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Avidia Bancorp Inc|fsbwa.com - Company Value to Operating Income Before Depreciation Ratio|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Citizens & Northern Corporation (CZNC)|Total Company Value to Operating Income Before Depreciation Ratio paccity.net|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Colony Bank CBAN|PLBC - Enterprise Value to EBITDA Ratio|The First Bancorp, Inc. - EV/EBITDA Multiple|NECB: Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|JMSB: EV/EBITDA Multiple|Enterprise Value to EBITDA Ratio Timberland Bank|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Waterstone Financial Inc.|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization LNKB|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Parke Bancorp, Inc. (PKBK)|FDBC - Company Value to EBITDA|EV/EBITDA Multiple MBCN (Middlefield Bank)|CHMG - Enterprise Value to EBITDA Ratio|Western New England Bancorp Inc - EV/EBITDA Multiple|NWFL - EV/EBITDA Multiple|FVCBankcorp, Inc. (FVCB) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|FBLA (bankwithfidelity.com) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Enterprise Value to EBITDA Ratio OVLY|PVBC: Business Value to Operating Income Before Depreciation|EV/EBITDA Multiple LCNB|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization FCCO (firstcommunitysc.com)|EV/EBITDA Multiple BPRN (Princeton Bancorp)|EV/EBITDA Multiple Hawthorn Bank HWBK|FRAF - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|VABK (Virginia National Bankshares) - Enterprise Value to Operating Income Before Depreciation|myopenbank.com (OPBK) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|First Bank (FXNC) - EV/EBITDA Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Chain Bridge Bank|Bank of Clarke County (EFSI) - Total Company Value to Operating Income Before Depreciation Ratio|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Blue Foundry Bancorp (BLFY)|Total Company Value to Operating Income Before Depreciation Ratio First Savings Financial Group, Inc.|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Ames National Corporation ATLO|Peoples Bancorp of North Carolina Inc. (PEBK) - Company Value to EBITDA|CBFV: Enterprise Value to EBITDA Ratio|BVFL - EV/EBITDA Multiple|UBFO (unitedsecuritybank.com) - Enterprise Value to EBITDA Ratio|MNSB: Enterprise Value to Operating Income Before Depreciation Ratio|HNVR (Hanover Bank) - EV/EBITDA Multiple|CZWI: Business Value to Operating Income Before Depreciation|EV/EBITDA Multiple CFBK|RMBI - Company Value to EBITDA|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization First Capital FCAP|Business Value to Operating Income Before Depreciation BCBP|ECBK - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|EBMT (Eagle Bancorp Montana) - Enterprise Value to Operating Income Before Depreciation|FNWD (ibankpeoples.com) - Enterprise Value to EBITDA Ratio|Rhinebeck Bancorp - Business Value to Operating Income Before Depreciation|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization State Bank and Trust Company|Enterprise Value to EBITDA Ratio Affinity Bancshares Inc. (AFBI)|EV/EBITDA Multiple FGBI|Total Company Value to Operating Income Before Depreciation Ratio somersetsavings.com|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Bogota Financial Corp. BSBK|Total Company Value to Operating Income Before Depreciation Ratio Union Bankshares Inc. (UNB)|SFBC - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Total Company Value to Operating Income Before Depreciation Ratio Magyar Bancorp MGYR|Riverview Bancorp Inc (RVSB) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Company Value to EBITDA Lake Shore Bank (LSBK)|Enterprise Value to EBITDA Ratio PBHC|EV/EBITDA Multiple CFSB Bancorp Inc|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization AuburnBank (AUBN)|IROQ (iroquoisfed.com) - Business Value to Operating Income Before Depreciation|EV/EBITDA Multiple UBCP (United Bancorp)|Total Company Value to Operating Income Before Depreciation Ratio Summit State Bank Inc (SSBI)|FDSB: Enterprise Value to EBITDA Ratio|Business Value to Operating Income Before Depreciation FUSB (fusb.com)|BOTJ: EV/EBITDA Multiple|CPBI (Central Plains Bancshares Inc.) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|BYFC (Broadway Federal Bank) - EV/EBITDA Multiple|EV/EBITDA Multiple NSTS Bancorp Inc.|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Catalyst Bancorp, Inc. (CLST)|firstseacoastbank.com - Enterprise Value to Operating Income Before Depreciation|EV/EBITDA Multiple ASRV (AmeriServ Financial, Inc.)|PBBK - Enterprise Value to EBITDA Ratio|OPHC - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Company Value to EBITDA Texas Community Bank|Home Federal Bancorp (HFBL) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|BayFirst Financial - Business Value to Operating Income Before Depreciation|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Marathon Bancorp|Kentucky First Federal Bancorp Inc. - Company Value to Operating Income Before Depreciation Ratio|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Glen Burnie Bancorp (GLBZ)|Total Company Value to Operating Income Before Depreciation Ratio carverbank.com|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Brookline Bancorp, Inc. BRKL|EBTC - Enterprise Value to EBITDA Ratio|ESSA Bank - EV/EBITDA Multiple|EVBN: Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|FBMS: EV/EBITDA Multiple|Enterprise Value to EBITDA Ratio The First of Long Island Corporation|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization HMN Financial, Inc.|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization HTBI|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Independent Bank (IBTX)|MCBC - Company Value to EBITDA|EV/EBITDA Multiple OPOF (Old Point Financial Corp)|PWOD - Enterprise Value to EBITDA Ratio|Sandy Spring Bancorp - EV/EBITDA Multiple|TBNK - EV/EBITDA Multiple|Village Bank and Trust Financial Corp. (VBFC) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|WMPN (williampenn.bank) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Enterprise Value to EBITDA Ratio BCOW|SSBK: Business Value to Operating Income Before Depreciation