AmeriServ Financial Inc (ASRV): Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization

AmeriServ Financial - graphic logo of issuer ASRV

Small business lending and close contact with local Pennsylvania depositors generate real profit for AmeriServ Financial (ASRV), while liquidity attraction costs are already priced in. Cash flow stability is based on classic deposits and loans, ensuring a predictable margin. The share price history with the 0.00 metric confirms business resilience driven by trust services and a balanced portfolio of real estate and mortgages.

ASRV AmeriServ Bank: EV/EBITDA Multiple in the range 11/23/2025 - 11/10/2026

Metric breakdowns and analytics for ameriserv.com (ASRV)

- current price and projected stock value:
Analysis of all company metrics:AmeriServ Bank ASRV
Product sample of AmeriServ Financial, Inc.

For the long-term investor, the reliability of AmeriServ Financial (ASRV) is determined by its ability to generate cash flow to service obligations amidst regional expansion in Pennsylvania. The ratio of enterprise value to EBITDA allows for an assessment of the asset's value relative to its operational efficiency; therefore, the EV/EBITDA trajectory of the company confirms the stability of its cost structure and the margins of its loan portfolio.

Competitor analysis

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(NWFL) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|FVCB - Total Company Value to Operating Income Before Depreciation Ratio|FBLA (Fidelity Federal Savings Bank) - EV/EBITDA Multiple|EV/EBITDA Multiple Oak Valley Bancorp Inc|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Provident Bancorp (PVBC)|Enterprise Value to EBITDA Ratio lcnb.com LCNB|EV/EBITDA Multiple FCCO (First Community Corporation)|The Bank of Princeton (BPRN) - Company Value to EBITDA|HWBK - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Business Value to Operating Income Before Depreciation FRAF (Franklin Financial Services)|VABK: EV/EBITDA Multiple|OPBK - Total Company Value to Operating Income Before Depreciation Ratio|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization First National Corp|Chain Bridge Bank, N.A. 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RMBI|FCAP: Enterprise Value to Operating Income Before Depreciation|BCB Bank - EV/EBITDA Multiple|ECBK - EV/EBITDA Multiple|opportunitybank.com (EBMT) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Enterprise Value to Operating Income Before Depreciation FNWD|RBKB (Rhinebeck Bank) - EV/EBITDA Multiple|Enterprise Value to EBITDA Ratio SB Financial Group Inc. (SBFG)|EV/EBITDA Multiple AFBI|Total Company Value to Operating Income Before Depreciation Ratio fgb.net|EV/EBITDA Multiple SRBK (SR Bancorp)|EV/EBITDA Multiple Bogota Savings Bank BSBK|UNB - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|SFBC: Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|MGYR: EV/EBITDA Multiple|Riverview Community Bank (RVSB) - EV/EBITDA Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Lake Shore Bancorp|Pathfinder Bancorp Inc (PBHC) - Total Company Value to Operating Income Before Depreciation Ratio|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization CFSB Bancorp, Inc. 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(VBFC) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|WMPN - Total Company Value to Operating Income Before Depreciation Ratio|BCOW (PyraMax Bank) - EV/EBITDA Multiple|Company Value to EBITDA Southern States Bancshares Corp SSBK