Provident Financial Services Inc - PFS Long-Term Indebtedness to Equity

Corporate company logo of Provident Financial Services Inc (PFS)

Provident Financial Services (PFS) maintains its market position by leveraging local customer loyalty and avoiding price wars. Business resilience is driven by net interest margin and the quality of commercial loans in NY/NJ, where the indicator stands at 0.32. This price chart, which assists in the asset's baseline valuation, reflects the price action of a regional bank that is expanding its wealth management services and leveraging its merger with Lakeland Bancorp to reduce costs.

PFS - Provident Financial Services Long-Term Debt to Equity over the range 07/04/2022 - 10/28/2026
Core merchandise of Provident Financial Services

When selecting defensive assets, the priority becomes the balance between debt load and the capital base. The stability of Provident Financial Services (PFS) as a regional bank with loyal personnel is confirmed through the current level of long-term financial dependence, reflecting the ratio of loans with maturities exceeding one year to equity to assess leverage resilience to market shocks and potential for future growth.

Competitor analysis

Long-Term Liabilities to Capital The PNC Financial Services Group|TFC: Long-Term Debt to Capital|Long-Term Indebtedness to Equity Manufacturers and Traders Trust Company (MTB)|Long-Term Debt to Capital FITB|huntington.com - Ratio of Long-Term Indebtedness to Capital|FCNCA (First Citizens BancShares) - Long-Term Debt to Equity|RF: Long-Term Liabilities to Capital|Long-Term Debt to Equity Citizens Financial Group, Inc.|KeyBank National Association (KEY) - Long-Term Debt to Capital Ratio|EWBC (East West Bancorp, Inc.) - Long-Term Debt to Capital|Long-Term Debt to Capital FHN|Long-Term Debt to Equity SouthState (SSB)|Long-Term Debt to Equity Webster Financial Corporation WBS|Long-Term Debt to Equity Ratio Western Alliance Corp|Long-Term Debt to Capital Coefficient UMB Financial Corp. UMBF|WTFC - Long-Term Debt to Capital|CMA - Long-Term Debt to Equity|ONB: Long-Term Debt to Capital|ZION (Zions Bancorporation, N.A.) - Long-Term Debt to Capital|Long-Term Debt to Equity Banco Popular de Puerto Rico (BPOP)|Long-Term Debt to Capital Ratio CFR|Long-Term Debt to Equity CBSH|Long-Term Debt to Capital COLB (columbiabank.com)|Long-Term Debt to Equity PNFP|Synovus Bank - Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity BOK Financial Corp|CADE: Long-Term Liabilities to Equity|Long-Term Debt to Equity Prosperity Bancshares PB|OZK (ozk.com) - Long-Term Debt to Capital Coefficient|Long-Term Debt to Equity FNB (F.N.B. Corp)|Long-Term Liabilities to Capital Centennial Bank (HOMB)|Long-Term Debt to Equity Ratio Glacier Bancorp Inc (GBCI)|Long-Term Debt to Equity Hancock Bank (HWC)|Long-Term Debt to Capital UBSI|Ratio of Long-Term Indebtedness to Capital amerisbank.com ABCB|Flagstar Financial (FLG) - Long-Term Debt to Capital|AUB - Long-Term Debt to Capital Ratio|Long-Term Debt to Capital FFIN|SFBS (ServisFirst Corp) - Long-Term Liabilities to Capital|Long-Term Debt to Equity International Bancshares (IBOC)|Long-Term Debt to Capital Ratio associatedbank.com (ASB)|Long-Term Debt to Equity Ratio Texas Capital Bank|Long-Term Loans to Capital Ratio United Community Banks, Inc. UCB|Long-Term Debt to Equity Ratio Eastern Bankshares Inc|Long-Term Debt to Capital Coefficient Renasant Financial RNST|Long-Term Debt to Capital Independent Bank Corp.|FBP - Long-Term Liabilities to Equity|Fulton Bank - Long-Term Debt to Capital|FIBK (First Interstate BancSystem, Inc.) - Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity Cathay General Bancorp Inc. (CATY)|Long-Term Debt to Capital Ratio First Hawaiian Corp|Long-Term Debt to Capital WSFS|Long-Term Debt to Capital WSBC (wesbanco.com)|MCHB - Long-Term Debt to Equity|Long-Term Debt to Capital Ratio BankUnited Inc BKU|SFNC: Long-Term Debt to Capital|FBK - Long-Term Debt to Equity Ratio|CVB Financial Corp. - Long-Term Debt to Capital|seacoastbanking.com (SBCF) - Ratio of Long-Term Indebtedness to Capital|PRK (Park National Bank) - Long-Term Debt to Capital|Long-Term Debt to Capital BOH|Long-Term Debt to Equity Banc of California, Inc (BANC)|Long-Term Debt to Equity WaFd Corp WAFD|Long-Term Debt to Equity Ratio First Financial Bancorp|trustmark.com - Long-Term Debt to Capital Coefficient|Long-Term Debt to Equity FRME (First Merchants Corporation)|BANR - Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Capital BUSE|BBT (Berkshire Bank Financial) - Long-Term Liabilities to Capital|NIC - Long-Term Debt to Equity|Long-Term Debt to Capital Coefficient ofgbancorp.com (OFG)|Long-Term Debt to Equity Ratio Veritex Community Bank (VBTX)|Long-Term Debt to Equity First Commonwealth Financial Corporation (FCF)|Long-Term Debt to Capital NWBI|Ratio of Long-Term Indebtedness to Capital City Holding Company Inc. CHCO|CCB: Long-Term Debt to Capital|LKFN - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital CLBK|STEL (Stellar Bank) - Long-Term Liabilities to Capital|SRCE: Long-Term Debt to Equity|Ratio of Long-Term Indebtedness to Capital GABC|NBHC - Long-Term Debt to Equity|Long-Term Liabilities to Equity stbancorp.com (STBA)|Tri Counties Bank (TCBK) - Long-Term Debt to Capital|Bank of Hope - Long-Term Liabilities to Equity|Long-Term Debt to Equity QCRH (Quad City Bank & Trust)|RBCAA: Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity ConnectOne Corp CNOB|origin.bank (OBK) - Long-Term Debt to Capital Coefficient|Long-Term Debt to Capital PEBO (Peoples Bank)|Long-Term Liabilities to Capital FirstSun Capital Bancorp Inc|OCFC: Long-Term Debt to Capital|Long-Term Indebtedness to Equity Tompkins Corp (TMP)|Long-Term Debt to Capital OSBC|firstmid.com - Ratio of Long-Term Indebtedness to Capital|UVSP (Univest Financial Corporation) - Long-Term Debt to Equity|NBN: Long-Term Liabilities to Capital|Long-Term Debt to Equity Amerant Bancorp Inc|Amalgamated Financial Inc. (AMAL) - Long-Term Debt to Capital Ratio|HBNC (Horizon Bancorp, Inc.) - Long-Term Debt to Capital|Long-Term Debt to Capital HFWA|Long-Term Debt to Equity Central Pacific Bank (CPF)|Long-Term Debt to Equity Metropolitan Bank Holding MCB|Long-Term Debt to Equity Ratio HBT Financial Inc|Long-Term Debt to Capital Coefficient Mercantile Bank Corp. MBWM|HAFC - Long-Term Debt to Capital|MCBS - Long-Term Debt to Equity|BFST: Long-Term Debt to Capital|GSBC (Great Southern Bancorp, Inc.) - Long-Term Debt to Capital|Long-Term Debt to Equity First Financial Bank (THFF)|Long-Term Debt to Capital Ratio CAC|Long-Term Debt to Equity SMBK|Long-Term Debt to Capital EGBN (eaglebankcorp.com)|Long-Term Debt to Equity MOFG|Washington Trust Bancorp, Inc. - Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity Southern California Corp|GNTY: Long-Term Liabilities to Equity|Long-Term Debt to Equity Capital Bancorp, Inc. CBNK|FISI (fiiwarsaw.com) - Long-Term Debt to Capital Coefficient|Long-Term Debt to Equity NRIM (Northrim Bank)|Long-Term Liabilities to Capital Arrow Financial Corp (AROW)|Long-Term Debt to Equity Ratio Red River Bancshares Inc (RRBI)|Long-Term Debt to Equity sierrabancorp.com (BSRR)|Long-Term Debt to Capital SFST|Ratio of Long-Term Indebtedness to Capital uscentury.com USCB|CoastalSouth Bancshares (COSO) - Long-Term Debt to Capital|RBB - Long-Term Debt to Capital Ratio|Long-Term Debt to Capital MVBF|FRST (Primis Bank Corp) - Long-Term Liabilities to Capital|Long-Term Debt to Equity First United (FUNC)|Long-Term Debt to Capital Ratio First Western (MYFW)|Long-Term Debt to Equity Ratio National Bankshares, Inc.|Long-Term Loans to Capital Ratio Meridian Bank MRBK|Long-Term Debt to Equity Ratio Ohio Valley Banc Corp. Inc.|Long-Term Debt to Capital Coefficient Patriot National Bank PNBK|Long-Term Debt to Capital Landmark Bancorp|BFIN - Long-Term Liabilities to Equity|Provident Bank - Long-Term Debt to Capital|FNWB (First Federal Savings and Loan Association) - Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity Berkshire Hills Bancorp Inc. (BHLB)|Long-Term Debt to Capital Ratio CrossFirst Bankshares, Inc|Long-Term Debt to Capital FFNW|Long-Term Debt to Capital HMST (homestreet.com)|HTLF - Long-Term Debt to Equity|Long-Term Debt to Capital Ratio New York Community Bancorp, Inc. NYCB|PFC: Long-Term Debt to Capital|PPBI - Long-Term Debt to Equity Ratio|Sterling Bancorp, Inc. - Long-Term Debt to Capital|ucbi.com (UCBI) - Ratio of Long-Term Indebtedness to Capital