Short-Term Debt to Capital: Territorial Bancorp Inc. (TBNK)

Symbol and logo of brand territorialsavings.net (TBNK)

Territorial Bancorp (TBNK) is developing Hawaii's financial environment by offering residents customized home loans and settlement services. The bank is currently in a stage of IT stagnation ahead of an upcoming merger with a major player. This chart of the market value of a specific short-term debt-to-equity ratio stands at 0.19. The business relies on a conservative lending approach and strong influence within the Pacific region's mortgage sector.

TBNK - Territorial Savings Bank Short-Term Debt to Capital over the range 07/04/2022 - 04/13/2025
Product sample of territorialsavings.net

This metric assesses the dependence of equity on short-term liabilities, allowing investors to determine the level of leverage and capital density. By analyzing the ratio of short-term debt to equity, one can identify funding stability through consolidation periods, which for Territorial Bancorp (TBNK) is further bolstered by resilience to external shocks due to the full localization of operational processes and the absence of logistical risks.

Analysis of competing companies

Short-Term Debt to Equity BancFirst Oklahoma (BANF)|TFSL - Current Liabilities to Capital|Short-Term Debt to Capital CBU (Community Financial System)|TOWN - Short-Term Debt to Equity Ratio|NBT Bank - Short-Term Debt to Capital|FBNC - Short-Term Debt to Capital|Stock Yards Bancorp Inc (SYBT) - Short-Term Debt to Equity|DCOM (Dime Corp) - Short-Term Debt to Equity|Short-Term Debt to Equity Ratio BFC|CTBI: Ratio of Short-Term Indebtedness to Capital|Short-Term Debt to Capital BHRB|Short-Term Debt to Equity SBSI (Southside Bancshares, Inc.)|Short-Term Debt to Capital EQBK (Equity Bancshares Inc)|Short-Term Debt to Capital CNB Financial Inc. CCNE|CCBG - Short-Term Debt to Equity|TRST (trustcobank.com) - Short-Term Debt to Capital Ratio|HomeTrust Bank (HTB) - Short-Term Debt to Equity|Mid Penn Bancorp, Inc. (MPB) - Short-Term Debt to Capital|Short-Term Debt to Equity Five Star Bancorp Inc|Orrstown Financial Services Inc (ORRF) - Short-Term Debt to Capital Coefficient|Short-Term Debt to Equity Ratio NBBK (NB Bancorp, Inc.)|Short-Term Loans to Capital Ratio FCBC|Short-Term Debt to Capital IBCP (Independent Bank Corp.)|City Bank (SPFI) - Current Liabilities to Capital|NPB - Short-Term Debt to Equity|Ratio of Short-Term Indebtedness to Capital SMBC (Southern Missouri Corp)|Heritage Commerce (HTBK) - Short-Term Debt to Equity|Hingham Savings - Ratio of Short-Term Indebtedness to Capital|HONE (HarborOne Bank) - Short-Term Debt to Capital|Shore United Bank (SHBI) - Short-Term Debt to Capital Coefficient|Short-Term Debt to Equity Ratio TCBX (Third Coast Bancshares Inc)|Short-Term Loans to Capital Ratio FMNB|Short-Term Debt to Equity Bar Harbor Bank & Trust BHB|unitybank.com (UNTY) - Current Liabilities to Capital|PFIS - Short-Term Debt to Equity|Ratio of Short-Term Indebtedness to Capital PGC (Peapack-Gladstone Financial Corporation)|NFBK: Short-Term Debt to Capital|ACNB - Short-Term Debt to Capital Coefficient|FFIC (Flushing Financial) - Short-Term Debt to Capital|Short-Term Debt to Capital bridgewaterbankmn.com|Short-Term Debt to Equity Bank7 (BSVN)|Short-Term Debt to Equity COFS (ChoiceOne Bank)|Carter Bankshares Inc - Short-Term Debt to Equity Ratio|Ratio of Short-Term Indebtedness to Capital HBCP|Kearny Financial Corp. - Short-Term Debt to Capital|FRBA: Short-Term Debt to Equity|CWBC: Short-Term Debt to Capital|Civista Bank (CIVB) - Short-Term Debt to Capital|Short-Term Debt to Equity Greene County Bancorp Inc|Short-Term Debt to Capital Ratio BMRC (Bank of Marin Financial)|Short-Term Debt to Capital BRBS|Short-Term Debt to Equity Ratio poncebank.com PDLB|Short-Term Debt to Equity Farmers & Merchants Bancorp, Inc. FMAO|Orange County Bancorp, Inc. (OBT) - Current Liabilities to Capital|WTBA - Short-Term Debt to Equity|Ratio of Short-Term Indebtedness to Capital PBFS (Pioneer Financial)|BayCom Corp (BCML) - Short-Term Debt to Equity|Current Liabilities to Equity AVBC (avidiabank.com)|Short-Term Debt to Equity Ratio FSBW|CZNC (C&N Bank) - Short-Term Loans to Capital Ratio|Short-Term Debt to Capital PCB|Short-Term Debt to Equity CBAN (colony.bank)|Short-Term Debt to Equity Plumas Bank PLBC|FNLC: Short-Term Debt to Capital Ratio|NECB - Short-Term Debt to Equity|JMSB - Short-Term Debt to Capital|timberlandbank.com (TSBK) - Short-Term Debt to Equity|WSBF (WaterStone Financial) - Short-Term Debt to Equity|Short-Term Debt to Equity LINKBANCORP, Inc.|Current Liabilities to Capital parkebank.com PKBK|Short-Term Debt to Capital FDBC|Short-Term Debt to Equity Ratio Middlefield Banc Corp. MBCN|Short-Term Debt to Capital CHMG (Chemung Financial Corporation)|Short-Term Debt to Capital Westfield Bank Corp WNEB|NWFL - Short-Term Debt to Equity|FVCB: Short-Term Debt to Equity|FBLA (Fidelity Federal Savings Bank) - Short-Term Debt to Equity Ratio|Oak Valley Bancorp Inc - Ratio of Short-Term Indebtedness to Capital|PVBC (Provident Bancorp, Inc.) - Short-Term Debt to Capital|Short-Term Debt to Equity LCNB|Short-Term Debt to Capital FCCO|Short-Term Debt to Capital thebankofprinceton.com (BPRN)|Short-Term Debt to Equity Hawthorn Bancshares, Inc. HWBK|FRAF: Short-Term Debt to Capital Ratio|VABK - Short-Term Debt to Equity|OPBK - Short-Term Debt to Capital|fbvirginia.com (FXNC) - Short-Term Debt to Equity|CBNA - Short-Term Debt to Capital Coefficient|Short-Term Debt to Equity Ratio EFSI|BLFY (Blue Foundry Bancorp Inc) - Short-Term Loans to Capital Ratio|Short-Term Debt to Capital FSFG|ATLO - Current Liabilities to Capital|Short-Term Debt to Equity Peoples Bank PEBK|Ratio of Short-Term Indebtedness to Capital CBFV|BVFL - Short-Term Debt to Equity|Ratio of Short-Term Indebtedness to Capital UBFO (United Security Bancshares)|MNSB: Short-Term Debt to Capital|HNVR - Short-Term Debt to Capital Coefficient|Short-Term Debt to Equity Ratio CZWI|CFBK (cfbankonline.com) - Short-Term Loans to Capital Ratio|Short-Term Debt to Equity Richmond Mutual Bancorporation, Inc. (RMBI)|FCAP - Current Liabilities to Capital|Short-Term Debt to Equity BCB Bank BCBP|Ratio of Short-Term Indebtedness to Capital ECBK|Opportunity Bank of Montana - Short-Term Debt to Capital|Short-Term Debt to Capital Coefficient Finward Bancorp FNWD|RBKB: Short-Term Debt to Capital|SB Financial Group, Inc. (SBFG) - Short-Term Debt to Capital|Short-Term Debt to Equity Affinity Bancshares, Inc.|Short-Term Debt to Equity FGBI|Short-Term Debt to Equity Ratio SRBK (SR Bancorp, Inc.)|BSBK (bogotasavingsbank.com) - Ratio of Short-Term Indebtedness to Capital|Short-Term Debt to Capital UNB (Union Bankshares)|Sound Financial Bancorp Inc - Short-Term Debt to Equity|Magyar Bancorp Inc - Short-Term Debt to Capital|RVSB - Short-Term Debt to Capital|Lake Shore Bancorp (LSBK) - Short-Term Debt to Equity|Short-Term Debt to Capital Ratio PBHC|CFSB (CFSB Bancorp) - Short-Term Debt to Capital|Short-Term Debt to Equity Ratio Auburn National Bank (AUBN)|Short-Term Debt to Equity IF Bancorp, Inc. (IROQ)|UBCP - Current Liabilities to Capital|Short-Term Debt to Equity Summit State Bank, Inc. SSBI|Ratio of Short-Term Indebtedness to Capital FDSB|FUSB - Short-Term Debt to Equity|Current Liabilities to Equity BOTJ|CPBI (Home Federal Savings Bank) - Short-Term Debt to Equity Ratio|BYFC: Short-Term Loans to Capital Ratio|NSTS (North Shore Trust and Savings) - Short-Term Debt to Capital|Short-Term Debt to Equity CLST|Short-Term Debt to Equity First Seacoast Bancorp (FSEA)|AmeriServ Financial Inc - Short-Term Debt to Capital Ratio|Short-Term Debt to Equity PB Bankshares, Inc. PBBK|Short-Term Debt to Capital OptimumBank Corp OPHC|TCBS - Short-Term Debt to Equity|HFBL: Short-Term Debt to Equity|bayfirstfinancial.com (BAFN) - Short-Term Debt to Equity|Current Liabilities to Capital Marathon Bancorp Inc. (MBBC)|KFFB (First Federal Savings Bank) - Short-Term Debt to Capital|Short-Term Debt to Equity Ratio Glen Burnie Bank (GLBZ)|Short-Term Debt to Capital CARV|Short-Term Debt to Capital brooklinebancorp.com (BRKL)|Short-Term Debt to Equity Enterprise Bank EBTC|ESSA Bancorp - Short-Term Debt to Equity|EVBN: Short-Term Debt to Equity Ratio|Ratio of Short-Term Indebtedness to Capital FBMS (The First Bancshares)|FLIC: Short-Term Debt to Capital|HMNF (justcallhome.com) - Short-Term Debt to Equity|HTBI (HomeTrust Bancshares, Inc.) - Short-Term Debt to Capital|Short-Term Debt to Capital Independent Bank Group Inc.|Short-Term Debt to Equity Macatawa Bank Corp. (MCBC)|Old Point Trust - Short-Term Debt to Capital Ratio|Short-Term Debt to Equity Penns Woods Bancorp PWOD|Short-Term Debt to Capital sandyspringbank.com SASR|VBFC - Short-Term Debt to Equity|Short-Term Debt to Capital Coefficient williampenn.bank WMPN|BCOW (PyraMax Bank) - Short-Term Debt to Equity Ratio|SSBK: Short-Term Loans to Capital Ratio