AmeriServ Financial Corp (ASRV) Long-Term Liabilities to Capital

ameriserv.com - graphic logo of issuer ASRV

Strict capital controls by the Fed and FDIC in Pennsylvania limit the entry of new players, which ensures the stability of the exchange rate for AmeriServ Financial (ASRV). The ratio of long-term liabilities to equity visualizes this resilience, where the value is maintained at 0.51. Current price action relies on local loan demand and interest rates, while the conservative loyalty of long-term depositors minimizes the risk of capital outflow.

Long-Term Debt to Capital: AmeriServ Financial, Inc. (ASRV) for 07/04/2022 - 10/29/2026

Analytical breakdowns for AmeriServ Financial (ASRV)

- stock quotes and analyst forecast:
Price Chart AmeriServ Financial Inc|ASRV - Price Target Chart
- market capitalization details:
Market Value AmeriServ Financial, Inc.|ASRV - Enterprise Value
- book value of equity indicators:
Accounting Value per Share AmeriServ Financial|ASRV - Book Capitalization|Market Capitalization to Book Value Ratio ameriserv.com|ASRV - Aggregate Company Assets
- debt and solvency information:
Debt to Equity AmeriServ Financial|ASRV - Long-Term Debt to Equity Ratio|Ratio of Short-Term Indebtedness to Capital ameriserv.com|ASRV - Company Aggregate Debts|Debt to Book Capitalization Ratio AmeriServ Financial, Inc.|ASRV - Company Long-Term Debts|Company Short-Term Debts AmeriServ Financial
Summary company analysis:AmeriServ Financial Inc
Brand item of ameriserv.com

AmeriServ Financial (ASRV) minimizes risks through regional lending and trust services in Pennsylvania. This indicator compares liabilities with maturities exceeding one year against equity to assess financial stability. The metric determines the business's reliance on borrowed funds and the maturity of its capital management. Excessive conservatism here may signal stagnation in the expansion strategy. The trend of the long-term debt-to-equity ratio reveals the balance between security and aggressive growth.

Key competitors

Long-Term Debt to Equity BANF|Long-Term Debt to Equity Third Federal (TFSL)|CBU - Long-Term Liabilities to Capital|Long-Term Debt to Capital TOWN (TowneBank)|NBTB - Long-Term Debt to Equity Ratio|First Bank - Long-Term Debt to Capital|SYBT - Long-Term Debt to Capital|Dime Community Bancshares Inc (DCOM) - Long-Term Debt to Equity|BFC (Bank First Corporation Inc.) - Long-Term Debt to Equity|Long-Term Debt to Equity Ratio CTBI|BHRB: Long-Term Debt to Capital Coefficient|Long-Term Debt to Capital SBSI|Long-Term Debt to Equity EQBK (Equity Bank)|Long-Term Debt to Capital CCNE (CNB Financial Corp)|Long-Term Debt to Capital Capital City Financial CCBG|TRST - Long-Term Debt to Equity|HTB (htb.com) - Long-Term Debt to Capital Ratio|Mid Penn Bank (MPB) - Long-Term Debt to Equity|Five Star Bancorp Inc. (FSBC) - Long-Term Debt to Capital|Long-Term Debt to Equity Orrstown Financial Corp|NB Bancorp Corp (NBBK) - Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Capital FCBC|Long-Term Debt to Capital independentbank.com (IBCP)|Long-Term Debt to Equity South Plains Financial, Inc. SPFI|NPB - Long-Term Debt to Equity Ratio|Southern Missouri Bancorp Inc - Long-Term Debt to Capital|Long-Term Liabilities to Capital Heritage Commerce Inc|hinghamsavings.com (HIFS) - Long-Term Debt to Equity|harborone.com - Long-Term Debt to Capital Coefficient|SHBI (Shore Bancshares) - Long-Term Debt to Capital|Third Coast Bancshares, Inc. (TCBX) - Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity Farmers National Banc Corp (FMNB)|Ratio of Long-Term Indebtedness to Capital barharbor.bank|Long-Term Debt to Capital UNTY (Unity Bancorp, Inc.)|psbt.com (PFIS) - Long-Term Liabilities to Capital|PGC - Long-Term Debt to Equity|Long-Term Debt to Capital Coefficient NFBK (Northfield Bancorp, Inc.)|ACNB (ACNB Corporation Inc.) - Long-Term Debt to Equity Ratio|FFIC (Flushing Financial Corp.) - Long-Term Debt to Equity|Long-Term Debt to Equity Ratio BWB|BSVN: Long-Term Debt to Capital Coefficient|Long-Term Debt to Capital COFS|CARE: Long-Term Liabilities to Equity|Long-Term Debt to Capital HBCP (Home Bancorp Inc)|Ratio of Long-Term Indebtedness to Capital Kearny Financial Inc. (KRNY)|FRBA - Long-Term Debt to Equity|CWBC (Community West Bancshares) - Long-Term Debt to Capital Ratio|CIVB: Long-Term Debt to Capital|Bank of Greene County (GCBC) - Long-Term Debt to Capital|Long-Term Debt to Equity Bank of Marin Corp|Long-Term Debt to Capital Ratio BRBS (Blue Ridge Bankshares, Inc.)|Long-Term Debt to Capital PDLB|Long-Term Debt to Equity Ratio fm.bank FMAO|Long-Term Debt to Capital OBT (Orange County Bancorp)|Ratio of Long-Term Indebtedness to Capital West Bank (WTBA)|Pioneer Bancorp Inc - Long-Term Debt to Capital|BCML - Long-Term Debt to Capital|Avidia Bancorp Inc (AVBC) - Long-Term Debt to Equity|FSBW (fsbwa.com) - Long-Term Debt to Equity|CZNC (Citizens & Northern Corporation) - Long-Term Debt to Capital|Long-Term Debt to Capital PCB Bank|Long-Term Debt to Equity Colony Bankcorp, Inc. (CBAN)|Ratio of Long-Term Indebtedness to Capital plumasbank.com|Long-Term Debt to Equity The First Bancorp, Inc. FNLC|Long-Term Debt to Capital Coefficient NECB|JMSB: Long-Term Debt to Equity Ratio|TSBK: Long-Term Debt to Equity|Waterstone Financial Inc. (WSBF) - Long-Term Debt to Equity|LNKB (LINKBANK Corp) - Long-Term Debt to Equity|Long-Term Debt to Equity Parke Bancorp, Inc.|Long-Term Liabilities to Capital bankatfidelity.com FDBC|Long-Term Debt to Capital MBCN|Long-Term Debt to Equity Ratio Chemung Financial CHMG|Long-Term Debt to Capital WNEB (Western New England Bancorp Inc)|Long-Term Debt to Capital Wayne Bank Corp NWFL|FVCB - Long-Term Debt to Equity|FBLA: Long-Term Debt to Equity|OVLY (Oak Valley Community Bank) - Long-Term Debt to Equity Ratio|BankProv - Long-Term Debt to Capital Coefficient|LCNB (LCNB Corp) - Long-Term Debt to Capital|Long-Term Debt to Equity FCCO|Long-Term Debt to Capital BPRN|Long-Term Debt to Capital hawthornbancshares.com (HWBK)|Long-Term Debt to Equity Franklin Financial Services Corporation FRAF|VABK: Long-Term Debt to Capital Ratio|OPBK - Long-Term Debt to Equity|FXNC - Long-Term Debt to Capital|chainbridgebank.com (CBNA) - Long-Term Debt to Equity|EFSI - Ratio of Long-Term Indebtedness to Capital|BLFY (Blue Foundry) - Long-Term Debt to Capital|Long-Term Debt to Capital First Savings Financial Group, Inc.|Long-Term Debt to Equity Ames National (ATLO)|Long-Term Debt to Equity Ratio Peoples Bancorp of North Carolina Inc. PEBK|Long-Term Debt to Capital CBFV (CB Financial Services)|bayvanguard.com (BVFL) - Long-Term Liabilities to Capital|UBFO - Long-Term Debt to Equity|Long-Term Debt to Capital Coefficient MNSB (MainStreet Bancshares Inc.)|HNVR: Long-Term Debt to Capital|CZWI - Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity CF Bankshares Inc.|firstbankrichmond.com (RMBI) - Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Capital FCAP|BCBP - Long-Term Liabilities to Capital|Long-Term Debt to Equity ECB Bancorp ECBK|Long-Term Debt to Capital Coefficient EBMT|FNWD: Long-Term Debt to Equity Ratio|RBKB: Long-Term Debt to Equity|SBFG (ir.yourstatebank.com) - Long-Term Debt to Equity Ratio|Affinity Bank - Long-Term Debt to Capital Coefficient|FGBI (First Guaranty Bank) - Long-Term Debt to Capital|Somerset Savings Bank - Long-Term Liabilities to Equity|Long-Term Debt to Capital BSBK|Ratio of Long-Term Indebtedness to Capital ublocal.com|Long-Term Debt to Equity Sound Financial Bancorp, Inc. SFBC|MGYR: Long-Term Debt to Capital Ratio|Riverview Bancorp Inc - Long-Term Debt to Capital|LSBK - Long-Term Debt to Capital|pathfinderbank.com (PBHC) - Long-Term Debt to Equity|Long-Term Debt to Capital Ratio CFSB|AUBN (Auburn National Bancorporation) - Long-Term Debt to Capital|Long-Term Debt to Equity Ratio IF Bancorp Inc (IROQ)|Long-Term Debt to Capital UBCP|Ratio of Long-Term Indebtedness to Capital summitstatebank.com|Long-Term Debt to Capital FDSB (Fifth District Savings Bank)|Long-Term Debt to Capital fusb.com FUSB|BOTJ - Long-Term Debt to Equity|CPBI: Long-Term Debt to Equity|BYFC: Long-Term Debt to Capital|NSTS Bancorp (NSTS) - Long-Term Debt to Capital|Long-Term Debt to Equity Catalyst Bank|First Seacoast Bancorp Inc. (FSEA) - Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity Presence Bank (PBBK)|OPHC (OptimumBank Holdings, Inc.) - Long-Term Debt to Capital Coefficient|Texas Community Bancshares, Inc. - Long-Term Debt to Equity Ratio|Home Federal Bancorp Corp - Long-Term Debt to Equity|BAFN - Long-Term Debt to Equity|MBBC: Long-Term Debt to Equity|Kentucky First Federal Bancorp, Inc. (KFFB) - Long-Term Debt to Equity|Long-Term Liabilities to Capital The Bank of Glen Burnie (GLBZ)|CARV (Carver Federal Savings Bank) - Long-Term Debt to Capital|Long-Term Debt to Equity Ratio Brookline Bancorp, Inc (BRKL)|Long-Term Debt to Capital EBTC|Long-Term Debt to Capital ir.essabank.com (ESSA)|Long-Term Debt to Equity Evans Bank EVBN|The First Bancshares, Inc. - Long-Term Debt to Equity|FLIC: Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient HMNF (Home Federal Bank)|HTBI: Long-Term Debt to Capital|IBTX (Independent Bank Group) - Long-Term Debt to Equity|MCBC (Macatawa Bank Corporation) - Long-Term Debt to Capital|Long-Term Debt to Capital Old Point National Bank|Long-Term Debt to Equity Jersey Shore State Bank (PWOD)|Sandy Spring Bancorp, Inc - Long-Term Debt to Capital Ratio|Long-Term Debt to Equity Territorial Bancorp TBNK|Long-Term Debt to Capital villagebank.com VBFC|WMPN - Long-Term Debt to Equity|Ratio of Long-Term Indebtedness to Capital 1895 Bancorp of Wisconsin Inc BCOW|SSBK: Long-Term Debt to Capital