Short-Term Debt to Capital: Home Federal Savings Bank (HMNF)

Symbol and logo of brand justcallhome.com (HMNF)

The financial price visualization on GURU.Markets for HMN Financial, Inc. (HMNF), where the metric stands at 0.00, highlights the bank's resilience against external sanctions, although inflationary pressure on mortgages persists. Technological development has stalled due to a merger with a tech giant, and IT services are now outsourced. The business relies on financing local transport logistics, helping warehouse centers optimize capital and strengthen supply chains.

HMNF - HMN Financial Inc. Short-Term Debt to Capital over the range 07/04/2022 - 10/19/2024
Product sample of justcallhome.com

For the regional bank HMN Financial, Inc. (HMNF), whose resilience is tied to the Minnesota mortgage cycle, the ratio of short-term borrowed capital to equity serves as a liquidity indicator amid tight Fed policy. This metric compares liabilities with maturities of up to one year against equity, where a lower debt share minimizes the risk of cash flow gaps but potentially limits the expansion rate of the loan portfolio.

Analysis of competing companies

Short-Term Debt to Equity BancFirst Oklahoma (BANF)|TFSL - Current Liabilities to Capital|Short-Term Debt to Capital CBU (Community Financial System)|TOWN - Short-Term Debt to Equity Ratio|NBT Bank - Short-Term Debt to Capital|FBNC - Short-Term Debt to Capital|Stock Yards Bancorp Inc (SYBT) - Short-Term Debt to Equity|DCOM (Dime Corp) - Short-Term Debt to Equity|Short-Term Debt to Equity Ratio BFC|CTBI: Ratio of Short-Term Indebtedness to Capital|Short-Term Debt to Capital BHRB|Short-Term Debt to Equity SBSI (Southside Bancshares, Inc.)|Short-Term Debt to Capital EQBK (Equity Bancshares Inc)|Short-Term Debt to Capital CNB Financial Inc. CCNE|CCBG - Short-Term Debt to Equity|TRST (trustcobank.com) - Short-Term Debt to Capital Ratio|HomeTrust Bank (HTB) - Short-Term Debt to Equity|Mid Penn Bancorp, Inc. (MPB) - Short-Term Debt to Capital|Short-Term Debt to Equity Five Star Bancorp Inc|Orrstown Financial Services Inc (ORRF) - Short-Term Debt to Capital Coefficient|Short-Term Debt to Capital NBBK|FCBC (firstcommunitybank.com) - Ratio of Short-Term Indebtedness to Capital|Short-Term Debt to Equity Independent Bank Corp. IBCP|SPFI - Short-Term Debt to Equity Ratio|NPB - Short-Term Debt to Equity|SMBC (Southern Missouri Corp) - Short-Term Debt to Capital Ratio|HTBK (Heritage Commerce) - Short-Term Debt to Equity Ratio|Hingham Savings - Ratio of Short-Term Indebtedness to Capital|HONE (HarborOne Bank) - Short-Term Debt to Capital|Shore United Bank - Current Liabilities to Equity|Short-Term Debt to Capital TCBX|Short-Term Debt to Capital Coefficient Farmers Corp|Short-Term Debt to Equity Bar Harbor Bank & Trust BHB|UNTY: Short-Term Debt to Capital Ratio|Peoples Security Bank - Short-Term Debt to Capital|PGC - Short-Term Debt to Capital|Northfield Bancorp Inc (NFBK) - Short-Term Debt to Equity|Short-Term Debt to Capital Ratio ACNB|FFIC (Flushing Financial) - Short-Term Debt to Capital|Short-Term Debt to Equity Ratio bridgewaterbankmn.com (BWB)|Short-Term Debt to Capital BSVN|Short-Term Debt to Capital Coefficient ChoiceOne Bank|Short-Term Debt to Capital CARE (Carter Bankshares Inc)|Short-Term Debt to Capital Home Corp HBCP|KRNY - Short-Term Debt to Equity|FRBA: Short-Term Debt to Equity|CWBC (communitywest.com) - Short-Term Debt to Equity Ratio|Civista Bank - Ratio of Short-Term Indebtedness to Capital|GCBC (Greene County Bancorp Inc) - Short-Term Debt to Capital|Bank of Marin Financial (BMRC) - Short-Term Debt to Capital Coefficient|Short-Term Debt to Equity Blue Ridge Bankshares Inc (BRBS)|poncebank.com - Short-Term Debt to Capital Ratio|Short-Term Debt to Capital FMAO (Farmers & Merchants Bancorp, Inc.)|OBT - Short-Term Debt to Equity Ratio|WTBA: Short-Term Debt to Equity Ratio|Short-Term Debt to Capital Coefficient Pioneer Financial PBFS|BCML: Short-Term Debt to Capital|avidiabank.com - Ratio of Short-Term Indebtedness to Capital|Short-Term Debt to Equity FS Bancorp|Short-Term Debt to Equity Ratio C&N Bank (CZNC)|Short-Term Debt to Equity PCB Bancorp (PCB)|colony.bank - Short-Term Debt to Capital Ratio|Short-Term Debt to Capital PLBC (Plumas Bank)|FNLC (thefirst.com) - Current Liabilities to Equity|NECB - Short-Term Debt to Equity|JMSB: Short-Term Debt to Equity|timberlandbank.com (TSBK) - Short-Term Debt to Equity|Current Liabilities to Capital WaterStone Financial (WSBF)|LNKB (LINKBANCORP, Inc.) - Short-Term Debt to Capital|Short-Term Debt to Equity Ratio parkebank.com (PKBK)|Short-Term Debt to Capital FDBC|Short-Term Debt to Capital Middlefield Banc Corp. (MBCN)|Short-Term Debt to Equity Chemung Financial Corporation CHMG|Westfield Bank Corp - Short-Term Debt to Equity|NWFL: Short-Term Debt to Equity Ratio|Ratio of Short-Term Indebtedness to Capital FVCB (fvcbank.com)|FBLA: Short-Term Debt to Capital|OVLY (Oak Valley Bancorp Inc) - Short-Term Debt to Equity|PVBC (Provident Bancorp, Inc.) - Short-Term Debt to Capital|Short-Term Debt to Capital LCNB Corporation|Short-Term Debt to Equity First Community (FCCO)|thebankofprinceton.com - Short-Term Debt to Capital Ratio|Short-Term Debt to Equity Hawthorn Bancshares, Inc. HWBK|Short-Term Debt to Capital Farmers and Merchants Trust Company FRAF|VABK - Short-Term Debt to Equity|Short-Term Debt to Capital Coefficient OP Bancorp OPBK|FXNC: Short-Term Debt to Capital|Chain Bridge Bancorp, Inc. - Ratio of Short-Term Indebtedness to Capital|Short-Term Debt to Equity Bank of Clarke|Short-Term Debt to Equity Ratio Blue Foundry Bancorp Inc (BLFY)|Short-Term Debt to Equity First Savings Financial Group Inc. (FSFG)|amesnational.com - Short-Term Debt to Capital Ratio|Peoples Bank - Short-Term Debt to Equity Ratio|Ratio of Short-Term Indebtedness to Capital CBFV|BV Financial - Short-Term Debt to Capital|Current Liabilities to Equity UBFO|MNSB: Short-Term Debt to Capital|HNVR - Short-Term Debt to Capital Coefficient|Short-Term Debt to Equity Citizens Community Bancorp|Short-Term Debt to Capital Ratio CFBK (cfbankonline.com)|Short-Term Debt to Capital RMBI|Short-Term Debt to Capital First Capital Inc. (FCAP)|Short-Term Debt to Equity BCB Bank BCBP|ECBK: Short-Term Debt to Capital Ratio|Opportunity Bank of Montana - Short-Term Debt to Capital|Finward Bancorp (FNWD) - Short-Term Debt to Equity Ratio|RBKB: Short-Term Debt to Capital|SBFG - Short-Term Debt to Capital Coefficient|AFBI (Affinity Bancshares, Inc.) - Short-Term Debt to Capital|Short-Term Debt to Capital First Guaranty Bancshares Inc.|Short-Term Debt to Equity SR Bancorp, Inc. (SRBK)|Short-Term Debt to Equity BSBK (bogotasavingsbank.com)|Union Bankshares - Short-Term Debt to Equity Ratio|Ratio of Short-Term Indebtedness to Capital SFBC|Magyar Bancorp Inc - Short-Term Debt to Capital|Short-Term Debt to Capital Coefficient Riverview Community Bank RVSB|Lake Shore Bancorp (LSBK) - Short-Term Debt to Equity|Short-Term Debt to Capital Ratio PBHC|CFSB (CFSB Bancorp) - Short-Term Debt to Capital|Short-Term Debt to Equity Ratio Auburn National Bank (AUBN)|Short-Term Debt to Equity Ratio IROQ (IF Bancorp, Inc.)|Short-Term Debt to Capital Coefficient unitedbancorp.com|Short-Term Debt to Capital SSBI (Summit State Bank, Inc.)|Ratio of Short-Term Indebtedness to Capital FDSB|FUSB - Short-Term Debt to Equity|Bank of the James (BOTJ) - Short-Term Debt to Equity Ratio|Home Federal Savings Bank (CPBI) - Short-Term Debt to Equity|Short-Term Debt to Capital Ratio BYFC|NSTS (North Shore Trust and Savings) - Short-Term Debt to Capital|Catalyst Bancorp Inc. - Current Liabilities to Equity|Short-Term Debt to Equity First Seacoast Bancorp (FSEA)|Short-Term Debt to Equity ASRV (AmeriServ Financial Inc)|Short-Term Debt to Equity PB Bankshares, Inc. PBBK|OptimumBank Corp (OPHC) - Current Liabilities to Capital|Texas Community Bancshares Inc - Short-Term Debt to Capital|hfb.bank (HFBL) - Short-Term Debt to Equity Ratio|BAFN: Short-Term Debt to Capital|Marathon Bancorp Inc. (MBBC) - Short-Term Debt to Capital|Short-Term Debt to Equity First Federal Savings Bank|Short-Term Debt to Equity GLBZ|Short-Term Debt to Equity Ratio CARV (Carver Bancorp, Inc.)|BRKL (brooklinebancorp.com) - Ratio of Short-Term Indebtedness to Capital|Short-Term Debt to Capital EBTC (Enterprise Bank)|ESSA Bancorp - Short-Term Debt to Equity|Evans Bancorp Inc. - Short-Term Debt to Capital|FBMS - Short-Term Debt to Capital|fnbli.com (FLIC) - Short-Term Debt to Equity|Short-Term Debt to Capital Ratio HTBI|Short-Term Debt to Equity Independent Bank Group, Inc.|Short-Term Debt to Capital Macatawa Bank Corp|Short-Term Debt to Equity Old Point Financial Corp (OPOF)|Short-Term Debt to Capital Coefficient Penns Woods Bank|Short-Term Debt to Capital SASR (Sandy Spring Bancorp)|Ratio of Short-Term Indebtedness to Capital TBNK|VBFC - Short-Term Debt to Equity|williampenn.bank (WMPN) - Short-Term Debt to Equity Ratio|PyraMax Bank (BCOW) - Short-Term Debt to Equity|Short-Term Debt to Capital Ratio SSBK