IBCP - Independent Bank Michigan Long-Term Liabilities to Capital

independentbank.com - graphic logo of issuer IBCP

This price chart for Independent Bank (IBCP) illustrates the dynamics of the company's debt obligations, whose success in Michigan is based on attracting low-cost deposits, cost control, and loan quality, with the indicator standing at 0.34. Business development relies on the cloud transformation of services for entrepreneurs. The institution's stability is ensured by loan diversification and its reliable status as a regional operator within its state.

Independent Bank Corp. (IBCP): Long-Term Debt to Capital from 07/04/2022 to 10/28/2026
Signature product of independentbank.com

To assess the financial stability of Independent Bank (IBCP), investors analyze the ratio of liabilities with a maturity exceeding one year to equity, which allows for the differentiation of planned debt reduction from asset revaluations. The trend of long-term liabilities as a share of capital is critical for Independent Bank (IBCP) amid the economic stagnation of Michigan, as excessive leverage coupled with rising defaults on commercial loans directly threatens profit stability.

Key competitors

Long-Term Debt to Equity BANF|Third Federal - Long-Term Debt to Equity|Long-Term Liabilities to Capital Community Financial Corp (CBU)|TowneBank - Long-Term Debt to Capital|Long-Term Debt to Equity Ratio nbtbancorp.com NBTB|First Bank - Long-Term Debt to Capital|SYBT: Long-Term Debt to Capital|Dime Community Bancshares Inc (DCOM) - Long-Term Debt to Equity|Long-Term Debt to Equity Bank First Corporation Inc.|CTBI - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient Burke & Herbert Bank & Trust Company|Long-Term Debt to Capital Southside Bank (SBSI)|Long-Term Debt to Equity Equity Bank (EQBK)|Long-Term Debt to Capital CCNE (CNB Financial Corp)|Capital City Financial - Long-Term Debt to Capital|TrustCo Bank Corp NY (TRST) - Long-Term Debt to Equity|HTB: Long-Term Debt to Capital Ratio|MPB: Long-Term Debt to Equity|FSBC (Five Star Bancorp Inc.) - Long-Term Debt to Capital|ORRF: Long-Term Debt to Equity|Ratio of Long-Term Indebtedness to Capital NB Bancorp Corp|FCBC (First Community Bankshares) - Long-Term Debt to Capital|Ratio of Long-Term Indebtedness to Capital SPFI (spfi.bank)|NPB - Long-Term Debt to Equity|Long-Term Debt to Capital Ratio Southern Bank SMBC|Heritage Commerce Corp. (HTBK) - Long-Term Debt to Capital|HIFS - Long-Term Debt to Capital Ratio|Long-Term Debt to Capital HONE|SHBI (shoreunitedbank.com) - Long-Term Liabilities to Capital|Long-Term Debt to Equity Third Coast Bank TCBX|Long-Term Liabilities to Equity Farmers National Banc Corp.|Bar Harbor Bankshares - Long-Term Debt to Capital|Long-Term Liabilities to Capital UNTY (Unity Bank Corp)|PFIS - Long-Term Debt to Equity|Long-Term Debt to Capital Ratio pgbank.com PGC|Northfield Bank (NFBK) - Long-Term Debt to Capital|ACNB - Long-Term Debt to Capital Ratio|Long-Term Debt to Capital FFIC|BWB (Bridgewater Corp) - Long-Term Liabilities to Capital|Long-Term Debt to Equity Bank7 Corp. (BSVN)|Long-Term Debt to Capital Ratio choiceone.bank (COFS)|Long-Term Debt to Equity Ratio Carter Bankshares|Long-Term Loans to Capital Ratio Home Bank HBCP|Long-Term Debt to Equity Ratio Kearny Corp|Long-Term Debt to Capital Coefficient First Bank Inc. FRBA|CWBC - Long-Term Debt to Capital|CIVB - Long-Term Debt to Equity|GCBC: Long-Term Debt to Capital|BMRC (Bank of Marin Bancorp Inc.) - Long-Term Debt to Capital|Long-Term Debt to Equity Blue Ridge Bank (BRBS)|Long-Term Debt to Capital Ratio PDLB|Long-Term Debt to Equity FMAO|Long-Term Debt to Capital orangebanktrust.com (OBT)|Long-Term Debt to Capital WTBA|Ratio of Long-Term Indebtedness to Capital Pioneer Bank PBFS|BCML - Long-Term Debt to Capital|AVBC - Long-Term Debt to Equity|FSBW (FS Bancorp, Inc.) - Long-Term Debt to Capital|CZNC (cnbankpa.com) - Long-Term Debt to Equity Ratio|Long-Term Debt to Equity PCB Bancorp Inc. PCB|Long-Term Liabilities to Equity CBAN|Long-Term Debt to Equity Plumas Bancorp (PLBC)|Long-Term Debt to Equity FNLC (First National Bank of Damariscotta)|NECB: Long-Term Debt to Equity|Long-Term Liabilities to Capital John Marshall Bancorp, Inc. JMSB|TSBK: Long-Term Debt to Capital|WSBF - Long-Term Debt to Equity Ratio|LNKB: Long-Term Debt to Capital|PKBK (Parke Bank Corp) - Long-Term Debt to Capital|Long-Term Debt to Equity Fidelity D & D Bancorp|Long-Term Debt to Equity middlefieldbank.bank (MBCN)|Chemung Canal Trust Company (CHMG) - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient Western New England Bancorp, Inc. (WNEB)|Long-Term Debt to Capital Norwood Financial Corp NWFL|Long-Term Debt to Equity First Virginia Community Bank FVCB|FB Bancorp, Inc. - Long-Term Debt to Capital|OVLY: Long-Term Debt to Capital|Long-Term Debt to Equity bankprov.com|LCNB (LCNB National Bank) - Long-Term Debt to Capital Ratio|FCCO (First Community Bank) - Long-Term Debt to Equity|Long-Term Debt to Capital BPRN|HWBK (Hawthorn Bancshares) - Long-Term Debt to Equity|Ratio of Long-Term Indebtedness to Capital franklinfin.com (FRAF)|Long-Term Debt to Capital VABK|OP Bancorp, Inc. - Ratio of Long-Term Indebtedness to Capital|First Bank Virginia (FXNC) - Long-Term Debt to Equity|CBNA - Long-Term Debt to Capital Ratio|Long-Term Debt to Capital investors.bankofclarke.bank|Blue Foundry Bank (BLFY) - Long-Term Debt to Capital Ratio|Long-Term Debt to Capital FSFG (First Savings Financial Group)|Long-Term Liabilities to Capital ATLO|PEBK - Long-Term Debt to Equity|Long-Term Liabilities to Equity CB Financial Services, Inc (CBFV)|BVFL: Long-Term Debt to Capital|United Security Bancshares, Inc. - Long-Term Liabilities to Capital|MainStreet Bancshares, Inc. (MNSB) - Long-Term Debt to Equity|HNVR - Long-Term Debt to Capital Ratio|Long-Term Debt to Capital Citizens Community Federal|CF Bankshares Inc (CFBK) - Long-Term Debt to Capital Ratio|Long-Term Debt to Capital RMBI (Richmond Mutual Bancorporation)|Long-Term Liabilities to Capital FCAP|Long-Term Debt to Equity BCB Bancorp BCBP|Long-Term Debt to Capital Ratio everettbank.com ECBK|Long-Term Debt to Equity Ratio Eagle Bancorp Montana, Inc. (EBMT)|FNWD - Long-Term Loans to Capital Ratio|Long-Term Debt to Equity Ratio Rhinebeck Bancorp, Inc. (RBKB)|SBFG - Long-Term Debt to Capital Coefficient|myaffinitybank.com (AFBI) - Long-Term Debt to Capital|First Guaranty Bancshares, Inc. (FGBI) - Long-Term Debt to Equity|SRBK (SR Bancorp Inc.) - Long-Term Debt to Capital|Long-Term Debt to Capital BSBK|Long-Term Debt to Equity Union Bankshares, Inc. UNB|Long-Term Debt to Capital Ratio SFBC (soundcb.com)|Long-Term Debt to Equity MGYR (Magyar Bank)|Long-Term Debt to Capital Riverview Bancorp RVSB|Long-Term Debt to Capital LSBK (Lake Shore Bancorp Inc)|PBHC - Ratio of Long-Term Indebtedness to Capital|colonialfed.com (CFSB) - Long-Term Debt to Capital|Auburn National Bancorporation, Inc. (AUBN) - Long-Term Debt to Equity|Long-Term Debt to Capital IROQ|Long-Term Debt to Equity Ratio UBCP|SSBI - Long-Term Debt to Equity|Long-Term Liabilities to Equity FDSB (Fifth District)|Long-Term Debt to Equity First US Bancshares, Inc. FUSB|Bank of the James Financial Group, Inc. - Long-Term Debt to Equity|CPBI (Central Plains Bancshares, Inc.) - Long-Term Debt to Equity|BYFC - Long-Term Liabilities to Capital|NSTS (northshoretrust.com) - Long-Term Debt to Capital|Catalyst Bancorp (CLST) - Long-Term Debt to Equity Ratio|FSEA (First Seacoast Bancorp, Inc.) - Long-Term Debt to Capital|Long-Term Debt to Capital ASRV|Long-Term Debt to Equity Presence Bank (PBBK)|Long-Term Debt to Equity OptimumBank Holdings, Inc. OPHC|Long-Term Debt to Equity Ratio Texas Community Bancshares, Inc.|Long-Term Debt to Capital Coefficient Home Federal Bancorp Corp HFBL|BAFN - Long-Term Debt to Capital|MBBC - Long-Term Debt to Equity|KFFB: Long-Term Debt to Capital|GLBZ (The Bank of Glen Burnie) - Long-Term Debt to Capital|Long-Term Debt to Equity Carver Federal Savings Bank (CARV)|Long-Term Debt to Capital Ratio BRKL|Long-Term Debt to Equity EBTC|Long-Term Debt to Capital ESSA (ir.essabank.com)|Long-Term Debt to Equity EVBN|Ratio of Long-Term Indebtedness to Capital The First Bancshares, Inc. FBMS|Long-Term Debt to Capital FLIC (First of Long Island Corp)|HMNF: Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity htb.com|Independent Bank Group (IBTX) - Long-Term Debt to Capital Ratio|Long-Term Debt to Capital Macatawa Bank Corporation (MCBC)|Long-Term Debt to Capital Ratio Old Point National Bank|Jersey Shore State Bank - Long-Term Debt to Capital|Long-Term Liabilities to Capital SASR (Sandy Spring Bancorp, Inc)|Territorial Bancorp (TBNK) - Long-Term Debt to Equity|Long-Term Liabilities to Equity villagebank.com VBFC|WMPN (William Penn Bancorporation) - Long-Term Debt to Capital|BCOW: Long-Term Liabilities to Capital|Long-Term Debt to Equity Southern States Bancshares, Inc.