OCFC - OceanFirst Long-Term Liabilities to Capital

Brandmark of OceanFirst Financial (OCFC)

OceanFirst Financial (OCFC) maintains stable market positions through strict oversight and strong ties with local borrowers, although current yields are constrained by macroeconomic factors. Business vulnerability stems from a high concentration of real estate loans in New Jersey and rising funding costs, which constitutes 0.98. The share price history reflects the dynamics of a company expanding its commercial sector and municipal projects in New York and the neighboring state.

OceanFirst Financial Corp (OCFC): Long-Term Debt to Capital from 07/04/2022 to 10/27/2026
Brand item of OceanFirst Financial Corp.

By leveraging the cloud infrastructure of fintech vendors to optimize operating expenses, OceanFirst Financial (OCFC) minimizes its IT capital expenditures. The long-term debt-to-equity ratio measures the balance sheet's reliance on borrowed funds exceeding one year, allowing investors via GURU.Markets to distinguish strategic development from excessive leverage by analyzing the current long-term debt-to-equity trend.

Analysis of competing companies

Long-Term Debt to Capital Coefficient The PNC Financial Services Group|Truist Bank - Long-Term Debt to Capital|Long-Term Liabilities to Capital Manufacturers and Traders Trust Company (MTB)|FITB (Fifth Third Bancorp) - Long-Term Debt to Capital|Long-Term Indebtedness to Equity huntington.com HBAN|Long-Term Debt to Capital FCNCA (First Citizens BancShares)|RF: Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity CFG|KEY (KeyBank National Association) - Long-Term Liabilities to Capital|Long-Term Debt to Equity East West Bancorp, Inc. (EWBC)|Long-Term Debt to Capital Ratio firsthorizon.com|Long-Term Debt to Capital SSB|Long-Term Debt to Capital WBS (Webster Financial Corporation)|Long-Term Debt to Equity Western Alliance Corp WAL|UMBF - Long-Term Debt to Equity|Long-Term Debt to Equity Ratio Wintrust Financial (WTFC)|CMA - Long-Term Debt to Capital Coefficient|Old National Bank (ONB) - Long-Term Debt to Capital|Zions Bancorporation, N.A. (ZION) - Long-Term Debt to Equity|BPOP (Banco Popular de Puerto Rico) - Long-Term Debt to Capital|Long-Term Debt to Capital CFR|Long-Term Debt to Equity Commerce Bancshares CBSH|Long-Term Debt to Capital Ratio COLB (columbiabank.com)|Long-Term Debt to Equity PNFP (Pinnacle Bank)|Synovus Bank - Long-Term Debt to Capital|Long-Term Debt to Equity BOKF (BOK Financial Corp)|CADE: Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity PB|ozk.com (OZK) - Long-Term Liabilities to Capital|Long-Term Debt to Capital FNB|Long-Term Debt to Equity Ratio Centennial Bank|Glacier Bancorp Inc - Long-Term Debt to Capital|Long-Term Liabilities to Capital Hancock Bank (HWC)|Long-Term Debt to Capital UBSI (United Bankshares, Inc.)|amerisbank.com - Long-Term Debt to Capital|Flagstar Financial (FLG) - Long-Term Debt to Equity|AUB - Long-Term Debt to Capital Ratio|Long-Term Debt to Capital First Financial Bankshares Inc (FFIN)|ServisFirst Corp (SFBS) - Long-Term Liabilities to Equity|IBOC: Long-Term Debt to Capital|Ratio of Long-Term Indebtedness to Capital ASB|Texas Capital Bank (TCBI) - Long-Term Debt to Equity|Long-Term Debt to Capital Coefficient UCB (United Community Banks, Inc.)|Long-Term Debt to Equity EBC|RNST - Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity Ratio Independent Bank Corp. INDB|1firstbank.com (FBP) - Long-Term Loans to Capital Ratio|Long-Term Debt to Equity Ratio Fulton Bank FULT|First Interstate BancSystem, Inc. (FIBK) - Long-Term Debt to Capital Coefficient|Long-Term Debt to Capital Cathay General Bancorp Inc. CATY|Long-Term Liabilities to Equity First Hawaiian Corp|WSFS (WSFS Financial) - Long-Term Debt to Capital|Ratio of Long-Term Indebtedness to Capital WSBC (wesbanco.com)|MCHB - Long-Term Debt to Equity|Long-Term Debt to Capital Ratio BankUnited Inc BKU|Simmons First National Corp - Long-Term Debt to Capital|FBK: Long-Term Debt to Capital|Long-Term Debt to Equity CVB Financial Corp.|seacoastbanking.com (SBCF) - Long-Term Debt to Capital Ratio|Long-Term Debt to Capital PRK|Long-Term Debt to Equity Ratio Bank of Hawaii Corp|BANC (Banc of California, Inc) - Long-Term Debt to Capital|Ratio of Long-Term Indebtedness to Capital Provident Financial Services Inc (PFS)|Long-Term Debt to Capital WAFD (WaFd, Inc.)|bankatfirst.com - Long-Term Debt to Capital|TRMK - Long-Term Debt to Equity|FRME: Long-Term Debt to Equity|Long-Term Debt to Equity BANR|First Busey Financial (BUSE) - Long-Term Liabilities to Capital|Long-Term Debt to Capital BBT|Long-Term Debt to Equity Ratio nicoletbank.com|OFG - Long-Term Debt to Capital|Long-Term Liabilities to Equity Veritex Holdings (VBTX)|First Commonwealth Bank - Long-Term Debt to Capital|Northwest Corp - Long-Term Debt to Equity Ratio|Long-Term Debt to Equity City Holding Company (CHCO)|CCB - Long-Term Debt to Capital Coefficient|Long-Term Debt to Capital LKFN|Columbia Financial Inc (CLBK) - Long-Term Liabilities to Capital|Stellar Bancorp Inc - Long-Term Debt to Capital|Long-Term Indebtedness to Equity 1st Source Corp.|GABC (German American Bancorp) - Long-Term Debt to Capital|Ratio of Long-Term Indebtedness to Capital NBHC (nationalbankholdings.com)|STBA: Long-Term Debt to Equity|TriCo Bancshares Inc. - Long-Term Liabilities to Capital|Hope Bancorp Inc (HOPE) - Long-Term Debt to Equity|QCRH - Long-Term Debt to Capital Ratio|RBCAA: Long-Term Debt to Capital|CNOB (ConnectOne Financial) - Long-Term Debt to Capital|Long-Term Debt to Equity Origin Bank|Long-Term Debt to Equity Peoples Bancorp (PEBO)|FirstSun Corp (FSUN) - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient Tompkins Corp (TMP)|Long-Term Debt to Capital Old Second Bancorp OSBC|Long-Term Debt to Equity firstmid.com FMBH|Univest Financial Corporation - Long-Term Debt to Capital|NBN: Long-Term Debt to Capital|Long-Term Debt to Equity Amerant Bancorp Inc|AMAL (Amalgamated Financial Inc.) - Long-Term Debt to Capital Ratio|HBNC (Horizon Bancorp, Inc.) - Long-Term Debt to Equity|Long-Term Debt to Capital HFWA|CPF (Central Pacific Bank) - Long-Term Debt to Equity|Ratio of Long-Term Indebtedness to Capital MCB (Metropolitan Bank Holding)|HBT: Long-Term Debt to Equity|Long-Term Liabilities to Capital Mercantile Bank Corp. MBWM|HAFC: Long-Term Debt to Capital|MCBS - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital BFST|Great Southern Bancorp, Inc. (GSBC) - Long-Term Liabilities to Capital|THFF (First Financial Bank) - Long-Term Debt to Capital|Long-Term Debt to Capital CAC|Long-Term Debt to Equity SmartFinancial, Inc. SMBK|Long-Term Debt to Capital Ratio eaglebankcorp.com (EGBN)|MidWestOne Financial Group (MOFG) - Long-Term Debt to Capital|Long-Term Liabilities to Equity Washington Trust Bancorp, Inc. WASH|Long-Term Debt to Capital BCAL (Southern California Corp)|GNTY: Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity Capital Bancorp, Inc. CBNK|FISI (fiiwarsaw.com) - Long-Term Debt to Capital Coefficient|NRIM: Long-Term Debt to Equity|Ratio of Long-Term Indebtedness to Capital Arrow Financial Corp (AROW)|Long-Term Debt to Equity Ratio Red River Bancshares Inc|Long-Term Loans to Capital Ratio sierrabancorp.com BSRR|Long-Term Debt to Equity Ratio Southern First Financial|Long-Term Debt to Capital Coefficient uscentury.com USCB|Long-Term Debt to Capital CoastalSouth Bancshares|RBB - Long-Term Liabilities to Equity|MVB Financial Corp - Long-Term Debt to Capital|FRST (Primis Bank Corp) - Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity First United (FUNC)|Long-Term Debt to Capital Ratio First Western|Long-Term Debt to Capital NKSH|Long-Term Debt to Capital MRBK (Meridian Bank)|OVBC - Long-Term Debt to Equity|Long-Term Debt to Capital Ratio Patriot National Bank PNBK|LARK: Long-Term Debt to Capital|BFIN - Long-Term Debt to Equity Ratio|Provident Bank - Long-Term Debt to Capital|First Federal Savings and Loan Association (FNWB) - Ratio of Long-Term Indebtedness to Capital|BHLB (Berkshire Hills Bancorp Inc.) - Long-Term Debt to Capital|Long-Term Debt to Capital CFB|Long-Term Debt to Equity First Financial Northwest (FFNW)|Long-Term Debt to Equity HMST (homestreet.com)|HTLF: Long-Term Debt to Equity|Long-Term Liabilities to Capital New York Community Bancorp, Inc. NYCB|PFC: Long-Term Debt to Capital|PPBI - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Sterling Bancorp, Inc. (SBT)|ucbi.com (UCBI) - Long-Term Liabilities to Equity