Premier Financial Corporation - PFC Long-Term Indebtedness to Equity

Corporate company logo of Premier Financial Corporation (PFC)

Premier Financial Corp. (PFC) provides financial services to individuals and entrepreneurs in Indiana, Michigan, and Ohio. The share price history visualizes the market performance of this Midwest player. High earnings predictability is driven by stable interest income and loan variability. Effective IT cost management supports operational leverage, while the cost of deposits fixes the margin at 0.10.

PFC - Premier Financial Corp. Long-Term Debt to Equity over the range 07/04/2022 - 03/08/2025
Core merchandise of Premier Financial Corp.

For the conservative investor, this indicator serves as a key filter for the issuer's financial stability. The metric is calculated as the ratio of liabilities with a maturity of more than one year to equity. For Premier Financial Corp. (PFC), low reliance on borrowed funds confirms the effective utilization of local deposits. By analyzing the ratio of long-term loans to equity, one can assess the balance between security and growth rates. The trend of the curve reflects the regional bank's ability to withstand expansion by major networks.

Competitor analysis

Long-Term Liabilities to Capital The PNC Financial Services Group|TFC: Long-Term Debt to Capital|Long-Term Indebtedness to Equity Manufacturers and Traders Trust Company (MTB)|Long-Term Debt to Capital FITB|huntington.com - Ratio of Long-Term Indebtedness to Capital|FCNCA (First Citizens BancShares) - Long-Term Debt to Equity|RF: Long-Term Liabilities to Capital|Long-Term Debt to Equity Citizens Financial Group, Inc.|KeyBank National Association (KEY) - Long-Term Debt to Capital Ratio|EWBC (East West Bancorp, Inc.) - Long-Term Debt to Capital|Long-Term Debt to Capital FHN|Long-Term Debt to Equity SouthState (SSB)|Long-Term Debt to Equity Webster Financial Corporation WBS|Long-Term Debt to Equity Ratio Western Alliance Corp|Long-Term Debt to Capital Coefficient UMB Financial Corp. UMBF|WTFC - Long-Term Debt to Capital|CMA - Long-Term Debt to Equity|ONB: Long-Term Debt to Capital|ZION (Zions Bancorporation, N.A.) - Long-Term Debt to Capital|Long-Term Debt to Equity Banco Popular de Puerto Rico (BPOP)|Long-Term Debt to Capital Ratio CFR|Long-Term Debt to Equity CBSH|Long-Term Debt to Capital COLB (columbiabank.com)|Long-Term Debt to Equity PNFP|Synovus Bank - Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity BOK Financial Corp|CADE: Long-Term Liabilities to Equity|Long-Term Debt to Equity Prosperity Bancshares PB|ozk.com (OZK) - Long-Term Debt to Capital Coefficient|Long-Term Debt to Capital FNB (F.N.B. Corp)|Long-Term Liabilities to Capital HOMB|Long-Term Debt to Equity GBCI (Glacier Bancorp Inc)|Long-Term Debt to Equity Ratio Hancock Bank (HWC)|Long-Term Debt to Capital UBSI|Ratio of Long-Term Indebtedness to Capital amerisbank.com ABCB|FLG (Flagstar Financial) - Long-Term Debt to Capital|AUB: Long-Term Liabilities to Capital|Long-Term Debt to Equity First Financial Bankshares Inc FFIN|Long-Term Debt to Capital Coefficient ServisFirst Corp|IBOC - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient associatedbank.com|TCBI - Long-Term Debt to Capital|Long-Term Liabilities to Equity United Community Banks, Inc. (UCB)|Long-Term Debt to Capital EBC|Renasant Financial - Ratio of Long-Term Indebtedness to Capital|Independent Bank Corp. (INDB) - Long-Term Debt to Equity|FBP - Long-Term Debt to Capital Ratio|FULT: Long-Term Debt to Capital|FIBK (First Interstate BancSystem, Inc.) - Long-Term Debt to Capital|Long-Term Debt to Equity Cathay General Bancorp Inc. (CATY)|Long-Term Debt to Capital Ratio First Hawaiian Corp|Long-Term Debt to Capital WSFS (WSFS Financial)|Long-Term Debt to Equity Ratio wesbanco.com (WSBC)|Long-Term Debt to Capital MCHB|Ratio of Long-Term Indebtedness to Capital BankUnited Inc BKU|Simmons First National Corp - Long-Term Debt to Capital|FBK: Long-Term Debt to Capital|CVB Financial Corp. (CVBF) - Long-Term Debt to Equity|Long-Term Debt to Equity seacoastbanking.com|PRK - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient Bank of Hawaii Corp|Long-Term Debt to Capital BANC (Banc of California, Inc)|Long-Term Debt to Equity Ratio PFS (Provident Financial Services Inc)|WAFD: Long-Term Debt to Equity|bankatfirst.com - Long-Term Liabilities to Capital|Long-Term Debt to Equity Trustmark (TRMK)|FRME: Long-Term Debt to Capital Coefficient|Long-Term Debt to Equity Banner Corp. (BANR)|Long-Term Liabilities to Equity First Busey Financial|BBT: Long-Term Debt to Equity Ratio|Ratio of Long-Term Indebtedness to Capital NIC|OFG - Long-Term Debt to Equity|Long-Term Liabilities to Equity Veritex Holdings (VBTX)|First Commonwealth Bank (FCF) - Long-Term Debt to Capital|Long-Term Liabilities to Equity Northwest Corp NWBI|CHCO: Long-Term Debt to Capital|CCB: Long-Term Debt to Equity Ratio|Long-Term Debt to Equity Lakeland Financial Corporation LKFN|Columbia Financial Inc (CLBK) - Long-Term Debt to Capital Coefficient|Long-Term Debt to Capital STEL (Stellar Bancorp Inc)|Long-Term Liabilities to Capital 1st Source Corp.|GABC: Long-Term Debt to Capital|Long-Term Indebtedness to Equity nationalbankholdings.com (NBHC)|Long-Term Debt to Capital STBA|TriCo Bancshares Inc. - Ratio of Long-Term Indebtedness to Capital|HOPE (Hope Bancorp Inc) - Long-Term Debt to Equity|QCRH: Long-Term Liabilities to Capital|Long-Term Debt to Equity Republic Bancorp, Inc.|ConnectOne Financial (CNOB) - Long-Term Debt to Capital Ratio|OBK (Origin Bank) - Long-Term Debt to Capital|Long-Term Debt to Capital PEBO|Long-Term Debt to Equity FirstSun Corp (FSUN)|Long-Term Debt to Equity OceanFirst OCFC|Long-Term Debt to Equity Ratio Tompkins Financial|Long-Term Debt to Capital Coefficient oldsecond.com OSBC|FMBH - Long-Term Debt to Capital|UVSP - Long-Term Debt to Equity|NBN: Long-Term Debt to Capital|AMTB (Amerant Financial) - Long-Term Debt to Capital|Long-Term Debt to Equity Amalgamated Financial (AMAL)|Long-Term Debt to Capital Ratio HBNC|Long-Term Debt to Equity HFWA|Long-Term Debt to Capital CPF (Central Pacific Financial Corp.)|Long-Term Debt to Equity MCB|HBT Corp - Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity Mercantile Bank|HAFC: Long-Term Liabilities to Equity|Long-Term Debt to Equity MetroCity Bankshares, Inc. MCBS|Business First Bancshares, Inc. (BFST) - Long-Term Debt to Capital Coefficient|Long-Term Debt to Capital GSBC (Great Southern Bancorp Inc)|Long-Term Liabilities to Capital THFF|Long-Term Debt to Equity CAC (Camden National)|Long-Term Debt to Equity Ratio smartfinancialinc.com (SMBK)|Long-Term Debt to Capital EGBN|Ratio of Long-Term Indebtedness to Capital MidWestOne Financial Group, Inc. MOFG|WASH (Washington Trust Bank) - Long-Term Debt to Capital|BCAL: Long-Term Liabilities to Capital|Long-Term Debt to Equity Guaranty Bancshares GNTY|Long-Term Debt to Capital Coefficient capitalbankmd.com|FISI - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient Northrim BanCorp|AROW - Long-Term Debt to Capital|Long-Term Liabilities to Equity Red River Corp (RRBI)|Long-Term Debt to Capital BSRR|Southern First Bancshares - Ratio of Long-Term Indebtedness to Capital|USCB Financial Holdings (USCB) - Long-Term Debt to Equity|COSO - Long-Term Debt to Capital Ratio|RBB: Long-Term Debt to Capital|MVBF (MVB Corp) - Long-Term Debt to Capital|Long-Term Debt to Equity Primis Financial Corp. (FRST)|Long-Term Debt to Capital Ratio mybank.com|Long-Term Debt to Capital MYFW (First Western Financial)|Long-Term Debt to Equity Ratio National Bankshares Inc. (NKSH)|Long-Term Debt to Capital MRBK|Ratio of Long-Term Indebtedness to Capital Ohio Valley Banc OVBC|Patriot National Bancorp - Long-Term Debt to Capital|LARK: Long-Term Debt to Capital|BankFinancial Corp. (BFIN) - Long-Term Debt to Equity|Long-Term Debt to Equity Provident Financial Holdings|FNWB - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient Berkshire Hills Bancorp, Inc|Long-Term Debt to Capital CFB (CrossFirst Bankshares)|Long-Term Debt to Equity Ratio FFNW (ffnwb.com)|HMST: Long-Term Debt to Equity|htlf.com - Long-Term Liabilities to Capital|Long-Term Debt to Equity Flagstar Bank (NYCB)|PPBI: Long-Term Debt to Capital Coefficient|Long-Term Debt to Equity Sterling Bancorp, Inc. (SBT)|Long-Term Liabilities to Equity ucbi.com