OFG Corp - OFG Long-Term Indebtedness to Equity

Corporate company logo of OFG Corp (OFG)

FDIC regulatory restrictions and deep local market expertise create a robust defensive barrier for OFG Bancorp (OFG). However, the business remains susceptible to Fed policy and macroeconomic fluctuations, which drive its high cyclicality. This chart of OFG Bancorp (OFG) price action reflects the 0.33 indicator. Dominance in the retail and commercial lending segments ensures a steady stream of profit.

OFG - OFG Bancorp Long-Term Debt to Equity over the range 07/04/2022 - 10/27/2026
Core merchandise of OFG Bancorp

This ratio compares liabilities with a maturity of over one year to the amount of equity, allowing for a real-time assessment of the issuer's debt load and financial stability. Amid the digital expansion of OFG Bancorp (OFG) and its capture of market share in Puerto Rico, the trend of long-term debt to equity confirms the bank's ability to scale its business without a critical risk of over-leverage.

Competitor analysis

Long-Term Liabilities to Capital The PNC Financial Services Group|TFC: Long-Term Debt to Capital|Long-Term Indebtedness to Equity Manufacturers and Traders Trust Company (MTB)|Long-Term Debt to Capital FITB|huntington.com - Ratio of Long-Term Indebtedness to Capital|FCNCA (First Citizens BancShares) - Long-Term Debt to Equity|RF: Long-Term Liabilities to Capital|Long-Term Debt to Equity Citizens Financial Group, Inc.|KeyBank National Association (KEY) - Long-Term Debt to Capital Ratio|EWBC (East West Bancorp, Inc.) - Long-Term Debt to Capital|Long-Term Debt to Capital FHN|Long-Term Debt to Equity SouthState (SSB)|Long-Term Debt to Equity Webster Financial Corporation WBS|Long-Term Debt to Equity Ratio Western Alliance Corp|Long-Term Debt to Capital Coefficient UMB Financial Corp. UMBF|WTFC - Long-Term Debt to Capital|CMA - Long-Term Debt to Equity|ONB: Long-Term Debt to Capital|ZION (Zions Bancorporation, N.A.) - Long-Term Debt to Capital|Long-Term Debt to Equity Banco Popular de Puerto Rico (BPOP)|Long-Term Debt to Capital Ratio CFR|Long-Term Debt to Equity CBSH|Long-Term Debt to Capital COLB (columbiabank.com)|Long-Term Debt to Equity PNFP|Synovus Bank - Ratio of Long-Term Indebtedness to Capital|BOKF (BOK Financial Corp) - Long-Term Debt to Equity|CADE - Long-Term Liabilities to Capital|Long-Term Debt to Capital Prosperity Bancshares (PB)|ozk.com (OZK) - Long-Term Liabilities to Equity|F.N.B. Corp - Long-Term Debt to Capital|Long-Term Indebtedness to Equity Centennial Bank (HOMB)|Glacier Bancorp Inc (GBCI) - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient Hancock Bank (HWC)|Long-Term Debt to Capital United Bankshares, Inc. UBSI|Long-Term Debt to Equity amerisbank.com ABCB|Flagstar Financial - Long-Term Debt to Capital|AUB: Long-Term Debt to Capital|Long-Term Debt to Equity First Financial Bankshares Inc|ServisFirst Corp (SFBS) - Long-Term Debt to Capital Ratio|Long-Term Debt to Capital IBOC|Long-Term Debt to Equity Ratio ASB|Texas Capital Bank - Long-Term Debt to Equity|Long-Term Liabilities to Capital UCB (United Community Banks, Inc.)|Long-Term Debt to Equity Eastern Bankshares Inc|Renasant Financial - Long-Term Debt to Capital Coefficient|Long-Term Debt to Equity Independent Bank Corp.|FBP: Long-Term Liabilities to Equity|Long-Term Debt to Equity FULT|First Interstate BancSystem, Inc. (FIBK) - Long-Term Liabilities to Capital|Long-Term Debt to Capital Cathay General Bancorp Inc. CATY|Long-Term Liabilities to Equity First Hawaiian Corp|WSFS: Long-Term Debt to Capital|Long-Term Indebtedness to Equity WSBC (wesbanco.com)|Long-Term Debt to Equity Mechanics Bank|Long-Term Debt to Capital Coefficient BankUnited Inc BKU|SFNC (Simmons First National Corp) - Long-Term Debt to Capital|FBK - Long-Term Liabilities to Capital|Long-Term Debt to Capital CVBF (CVB Financial Corp.)|seacoastbanking.com (SBCF) - Long-Term Indebtedness to Equity|PRK: Long-Term Debt to Capital|Ratio of Long-Term Indebtedness to Capital BOH|Banc of California, Inc - Long-Term Debt to Equity|Long-Term Liabilities to Capital PFS (Provident Financial Services Inc)|WAFD - Long-Term Debt to Equity|Long-Term Debt to Capital Ratio bankatfirst.com FFBC|Trustmark - Long-Term Debt to Capital|FRME: Long-Term Debt to Capital|Banner Corp. (BANR) - Long-Term Debt to Equity|Long-Term Debt to Equity First Busey Financial|BBT - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient nicoletbank.com|Long-Term Debt to Capital Veritex Community Bank (VBTX)|Long-Term Debt to Equity First Commonwealth Financial Corporation (FCF)|Long-Term Debt to Capital NWBI (Northwest Bancshares Inc)|City Holding Company Inc. - Long-Term Debt to Capital|Coastal Financial (CCB) - Long-Term Debt to Equity|LKFN: Long-Term Debt to Capital Ratio|CLBK: Long-Term Debt to Equity|STEL (Stellar Bank) - Long-Term Debt to Capital|SRCE: Long-Term Debt to Equity|Ratio of Long-Term Indebtedness to Capital GABC|National Bank Holdings - Long-Term Debt to Equity|Long-Term Liabilities to Capital stbancorp.com (STBA)|Tri Counties Bank (TCBK) - Long-Term Debt to Capital|Long-Term Liabilities to Equity Bank of Hope HOPE|Long-Term Debt to Capital QCRH|Republic Corp (RBCAA) - Long-Term Indebtedness to Equity|Long-Term Debt to Equity Ratio ConnectOne Corp CNOB|origin.bank (OBK) - Long-Term Debt to Capital Coefficient|Long-Term Debt to Capital Peoples Bank|Long-Term Debt to Equity FirstSun Capital Bancorp Inc|Long-Term Debt to Capital OCFC|Long-Term Debt to Capital TMP (Tompkins Corp)|OSBC - Long-Term Debt to Equity|Long-Term Debt to Capital Ratio firstmid.com FMBH|UVSP: Long-Term Debt to Capital|NBN: Long-Term Debt to Equity Ratio|Long-Term Debt to Equity AMTB|AMAL (Amalgamated Financial Inc.) - Long-Term Liabilities to Capital|HBNC - Long-Term Debt to Equity|Long-Term Debt to Capital Coefficient HFWA|CPF - Long-Term Debt to Equity|Long-Term Liabilities to Equity MCB (Metropolitan Bank Holding)|HBT: Long-Term Debt to Equity|Long-Term Liabilities to Capital Mercantile Bank Corp. MBWM|Long-Term Debt to Capital Hanmi Financial|MCBS - Long-Term Liabilities to Equity|Long-Term Debt to Capital BFST (b1BANK)|GSBC (Great Southern Bancorp, Inc.) - Long-Term Indebtedness to Equity|THFF - Long-Term Debt to Equity|Long-Term Debt to Capital Coefficient Camden National Corporation Inc.|SmartFinancial, Inc. - Long-Term Debt to Capital|Long-Term Liabilities to Capital eaglebankcorp.com (EGBN)|MOFG (MidWestOne Financial Group) - Long-Term Debt to Capital|Long-Term Indebtedness to Equity Washington Trust Bancorp, Inc. WASH|Long-Term Debt to Capital BCAL (Southern California Corp)|GNTY: Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity CBNK|FISI (fiiwarsaw.com) - Long-Term Liabilities to Capital|Long-Term Debt to Equity Northrim Bank (NRIM)|Long-Term Debt to Capital Ratio Arrow Financial Corp|Long-Term Debt to Capital RRBI|Long-Term Debt to Capital BSRR (sierrabancorp.com)|Long-Term Debt to Equity Southern First Financial SFST|USCB - Long-Term Debt to Equity|Long-Term Debt to Equity Ratio CoastalSouth Bancshares (COSO)|RBB - Long-Term Debt to Capital Coefficient|MVB Financial Corp (MVBF) - Long-Term Debt to Capital|Primis Bank Corp (FRST) - Long-Term Debt to Equity|FUNC (First United) - Long-Term Debt to Capital|Long-Term Debt to Capital MYFW|Long-Term Debt to Equity National Bankshares, Inc. NKSH|Long-Term Debt to Capital Ratio MRBK (Meridian Bank)|Long-Term Debt to Equity OVBC (Ohio Valley Banc Corp. Inc.)|Patriot National Bank - Long-Term Debt to Capital|Long-Term Debt to Equity LARK (Landmark Bancorp)|BFIN: Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity PROV|First Federal Savings and Loan Association (FNWB) - Long-Term Liabilities to Capital|Long-Term Debt to Capital Berkshire Hills Bancorp Inc. BHLB|Long-Term Liabilities to Equity CrossFirst Bankshares, Inc|FFNW: Long-Term Debt to Capital|Long-Term Indebtedness to Equity homestreet.com HMST|Long-Term Debt to Equity Ratio Heartland Financial USA|Long-Term Debt to Capital Coefficient New York Community Bancorp, Inc. NYCB|PFC - Long-Term Debt to Capital|PPBI - Long-Term Debt to Equity|SBT: Long-Term Debt to Capital|UCBI (ucbi.com) - Long-Term Debt to Capital