Bank OZK Financial (OZK) - Long-Term Indebtedness to Equity

Bank OZK Financial - graphic logo of issuer OZK

Bank OZK balances risks by combining standard retail banking in the Southern US with national lending to developers, with the indicator standing at 0.11. Growth is based exclusively on organic development and deep expertise in the mortgage sector without the use of mergers. An efficient financing ecosystem for commercial residential real estate creates significant barriers to entry for competitors. The stock's price history clearly demonstrates the dynamics of this business model.

Bank OZK (OZK) Long-Term Debt to Equity: for the period 07/04/2022 - 10/30/2026
Product sample of Bank OZK

This indicator measures the proportion of long-term liabilities relative to equity, allowing investors to assess the degree of financial leverage and the risks associated with servicing long-term debt. An analysis of the long-term debt-to-equity ratio, combined with the exceptional expertise of Bank OZK (OZK) risk managers, confirms the bank's ability to effectively manage leverage, ensuring business stability during the aggressive expansion of its loan portfolio.

Competing companies

Long-Term Liabilities to Capital The PNC Financial Services Group PNC|Long-Term Debt to Capital TFC|Manufacturers and Traders Trust Company (MTB) - Long-Term Indebtedness to Equity|Long-Term Debt to Capital FITB (Fifth Third Bancorp)|Ratio of Long-Term Indebtedness to Capital huntington.com (HBAN)|FCNCA - Long-Term Debt to Equity|Long-Term Liabilities to Capital Regions Financial Corporation|Citizens Financial Group, Inc. (CFG) - Long-Term Debt to Equity|Long-Term Debt to Capital Ratio KEY|EWBC (East West Bancorp, Inc.) - Long-Term Debt to Capital|Long-Term Debt to Capital firsthorizon.com|Long-Term Debt to Equity SouthState (SSB)|Long-Term Debt to Equity WBS (Webster Financial Corporation)|Western Alliance Corp - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient UMBF|Wintrust Financial - Long-Term Debt to Capital|CMA: Long-Term Debt to Equity|ONB: Long-Term Debt to Capital|Zions Bancorporation, N.A. (ZION) - Long-Term Debt to Capital|Long-Term Debt to Equity Banco Popular de Puerto Rico|Long-Term Debt to Capital Ratio CFR (Cullen/Frost Bankers Inc.)|Long-Term Debt to Equity Commerce Bancshares (CBSH)|Long-Term Debt to Capital columbiabank.com (COLB)|Long-Term Debt to Equity Pinnacle Bank PNFP|Ratio of Long-Term Indebtedness to Capital Synovus Bank (SNV)|BOK Financial Corp - Long-Term Debt to Capital|CADE: Long-Term Debt to Equity|PB: Long-Term Debt to Capital|First National Bank (FNB) - Long-Term Debt to Capital|Long-Term Debt to Equity Home BancShares, Inc.|Long-Term Debt to Capital Ratio GBCI (Glacier Bank)|Long-Term Debt to Equity Hancock Whitney Corp (HWC)|Long-Term Debt to Capital United Bankshares Corp (UBSI)|Ameris Bancorp - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient FLG|AUB - Long-Term Debt to Equity|Long-Term Liabilities to Capital First Financial Bankshares, Inc.|SFBS (ServisFirst Bancshares Inc) - Long-Term Debt to Equity Ratio|Long-Term Liabilities to Equity IBOC (International Bancshares Corp)|Long-Term Debt to Equity Associated Banc-Corp|Long-Term Debt to Capital texascapitalbank.com|Long-Term Debt to Equity United Community Bank (UCB)|EBC - Long-Term Liabilities to Capital|Renasant Corp - Long-Term Debt to Equity Ratio|INDB (Independent Bank) - Long-Term Liabilities to Equity|FBP - Long-Term Debt to Equity|FULT - Long-Term Debt to Capital|First Interstate Bank (FIBK) - Long-Term Debt to Equity|Cathay Bank Corporation - Long-Term Debt to Capital Coefficient|FHB (First Hawaiian Inc) - Long-Term Debt to Capital|Long-Term Liabilities to Capital Wilmington Savings Fund Society WSFS|Long-Term Debt to Capital WSBC|homestreet.com (MCHB) - Long-Term Indebtedness to Equity|Long-Term Debt to Capital BKU (BankUnited)|Ratio of Long-Term Indebtedness to Capital Simmons First National Corporation (SFNC)|FBK - Long-Term Debt to Equity|Long-Term Liabilities to Capital CVB Financial Inc.|Seacoast Banking (SBCF) - Long-Term Debt to Equity|Long-Term Debt to Capital Ratio PRK|BOH (Bank of Hawaii Corporation) - Long-Term Debt to Capital|Long-Term Debt to Capital Banc of California Corp|Long-Term Debt to Equity Provident Financial Corp (PFS)|Long-Term Debt to Equity WAFD (WaFd Corp)|First Financial Bancorp - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient TRMK|First Merchants Corporation - Long-Term Debt to Capital|BANR: Long-Term Debt to Equity|BUSE: Long-Term Debt to Capital|Berkshire Bank Financial (BBT) - Long-Term Debt to Capital|Long-Term Debt to Equity Nicolet Bankshares, Inc.|Long-Term Debt to Capital Ratio OFG (ofgbancorp.com)|Long-Term Debt to Equity Veritex Community Bank (VBTX)|Long-Term Debt to Capital First Commonwealth Financial Corporation (FCF)|Long-Term Debt to Equity Northwest Bancshares Inc NWBI|Ratio of Long-Term Indebtedness to Capital City Holding Company Inc. (CHCO)|Coastal Financial - Long-Term Debt to Capital|LKFN: Long-Term Debt to Equity|CLBK: Long-Term Debt to Capital|Stellar Bank (STEL) - Long-Term Debt to Capital|Long-Term Debt to Equity 1st Source Corp|Long-Term Debt to Capital Ratio GABC (German American Corp)|Long-Term Debt to Equity National Bank Holdings (NBHC)|Long-Term Debt to Capital stbancorp.com (STBA)|Tri Counties Bank - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient HOPE|QCRH - Long-Term Debt to Equity|Long-Term Liabilities to Capital Republic Corp|CNOB (ConnectOne Corp) - Long-Term Debt to Equity Ratio|Long-Term Liabilities to Equity OBK (origin.bank)|Long-Term Debt to Equity Peoples Bank|Long-Term Debt to Capital FirstSun Capital Bancorp Inc|Long-Term Debt to Equity OceanFirst Financial Corp (OCFC)|TMP - Long-Term Liabilities to Capital|Old Second Bancorp - Long-Term Debt to Equity Ratio|FMBH (firstmid.com) - Long-Term Liabilities to Equity|UVSP - Long-Term Debt to Equity|NBN - Long-Term Debt to Capital|Amerant Bancorp Inc (AMTB) - Long-Term Debt to Equity|Amalgamated Financial Inc. - Long-Term Debt to Capital Coefficient|HBNC (Horizon Bancorp, Inc.) - Long-Term Debt to Capital|Long-Term Liabilities to Capital hf-wa.com HFWA|Long-Term Debt to Capital CPF|Metropolitan Bank Holding (MCB) - Long-Term Indebtedness to Equity|Long-Term Debt to Capital HBT (HBT Financial Inc)|Ratio of Long-Term Indebtedness to Capital Mercantile Bank Corp. (MBWM)|HAFC - Long-Term Debt to Equity|Long-Term Liabilities to Capital metrocitybank.bank|b1BANK (BFST) - Long-Term Debt to Equity|Long-Term Debt to Capital Ratio GSBC|THFF (First Financial Bank) - Long-Term Debt to Capital|Long-Term Debt to Capital Camden National Corporation Inc.|Long-Term Debt to Equity SmartFinancial, Inc. (SMBK)|Long-Term Debt to Equity EGBN (eaglebankcorp.com)|MidWestOne Financial Group - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient WASH|Southern California Corp - Long-Term Debt to Capital|GNTY: Long-Term Debt to Equity|CBNK: Long-Term Debt to Capital|fiiwarsaw.com (FISI) - Long-Term Debt to Capital|Long-Term Debt to Equity Northrim Bank|Long-Term Debt to Capital Ratio AROW (Arrow Financial Corp)|Long-Term Debt to Equity Red River Bancshares Inc (RRBI)|Long-Term Debt to Capital sierrabancorp.com (BSRR)|Long-Term Debt to Equity Southern First Financial SFST|Ratio of Long-Term Indebtedness to Capital uscentury.com (USCB)|CoastalSouth Bancshares - Long-Term Debt to Capital|RBB: Long-Term Debt to Equity|MVBF: Long-Term Debt to Capital|Primis Bank Corp (FRST) - Long-Term Debt to Capital|Long-Term Debt to Equity First United|Long-Term Debt to Capital Ratio MYFW (First Western)|Long-Term Debt to Equity National Bankshares, Inc. (NKSH)|Long-Term Debt to Capital Meridian Bank (MRBK)|Ohio Valley Banc Corp. Inc. - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient PNBK|LARK - Long-Term Debt to Equity|Long-Term Liabilities to Capital bankfinancial.com|PROV (Provident Bank) - Long-Term Debt to Equity Ratio|Long-Term Liabilities to Equity FNWB (First Federal Savings and Loan Association)|Long-Term Debt to Equity Berkshire Hills Bancorp Inc.|Long-Term Debt to Capital CrossFirst Bankshares, Inc|Long-Term Debt to Equity First Financial Northwest (FFNW)|HMST - Long-Term Liabilities to Capital|Heartland Financial USA - Long-Term Debt to Equity Ratio|NYCB (New York Community Bancorp, Inc.) - Long-Term Liabilities to Equity|PFC - Long-Term Debt to Equity|PPBI - Long-Term Debt to Capital|Sterling Bancorp, Inc. (SBT) - Long-Term Debt to Equity|ucbi.com - Long-Term Debt to Capital Coefficient