GURU.Markets stock price, segment price, and overall market index valuation
The company's share price Yiren Digital Ltd.
Yiren Digital is a Chinese fintech company focused on consumer lending and asset management. Its share price reflects China's strict regulatory environment for fintech, the state of consumer credit in the country, and intense competition.
Share prices of companies in the market segment - Consumer lending
Yiren Digital Ltd. is a fintech company in China that provides online lending services for consumers and small businesses, as well as asset management. We classify it as part of the "Consumer Lending" segment, which is highly competitive and regulated in China. The chart below shows the dynamics of this tech-driven financial sector.
Broad Market Index - GURU.Markets
Yiren Digital is a Chinese fintech company that provides online lending and asset management services. A prominent player in the market, it is included in our GURU.Markets index. The chart below shows the overall market trend. Compare it with Yiren's performance to assess the state of the sector in China.
Change in the price of a company, segment, and market as a whole per day
YRD - Daily change in the company's share price Yiren Digital Ltd.
The volatility of Yiren Digital, a Chinese fintech company, is measured by change_co. It reflects sensitivity to China's regulatory environment and the state of the credit market. This metric is important for analyzing fintech companies in emerging markets on System.GURU.Markets.
Daily change in the price of a set of shares in a market segment - Consumer lending
Yiren Digital Ltd. is a Chinese fintech platform. This chart highlights the sector's high volatility. Comparing it to YRD's performance helps assess the extent to which its business is impacted by regulatory risks and the state of consumer lending in China.
Daily change in the price of a broad market stock, index - GURU.Markets
Yiren Digital is a Chinese fintech platform providing credit services. Chinese IT stocks are known for their high volatility due to intense competition and regulatory risks. The chart below reflects average market fluctuations, which are also influenced by such international players.
Dynamics of market capitalization of the company, segment and the market as a whole over 12 months
Annual dynamics of the company's market capitalization Yiren Digital Ltd.
For Yiren Digital Ltd., a Chinese fintech platform, year-over-year performance reflects the regulatory environment and the state of consumer lending in China. Sharp changes in its market capitalization over 12 months are often linked not to its own successes, but to new government regulations that could fundamentally change the rules of the game for the entire online lending market.
Annual dynamics of market capitalization of the market segment - Consumer lending
Yiren Digital Ltd. is a Chinese fintech platform specializing in lending. Its performance is inextricably linked to the state of consumer lending and China's strict regulatory environment. The chart below shows how these China-specific factors and competition influence its volatile performance.
Annual dynamics of market capitalization of broad market stocks, index - GURU.Markets
Yiren, a Chinese fintech platform, lives to the rhythm of Beijing's regulatory policies. Its stock price is driven not by the economy, but by the Chinese government's decisions regarding consumer lending. The company's performance is a classic example of how political risk can outweigh any economic cycle in China.
Dynamics of market capitalization of the company, segment and the market as a whole for the month
Monthly dynamics of the company's market capitalization Yiren Digital Ltd.
The price of Yiren Digital, a Chinese fintech platform, reflects the state of the Chinese lending market. Monthly fluctuations on the chart depend on lending volumes and the Chinese government's regulatory policies toward the fintech sector, which can be very strict.
Monthly dynamics of market capitalization of the market segment - Consumer lending
Yiren Digital is a Chinese fintech platform specializing in consumer lending and asset management. Its business is closely tied to the state of the Chinese economy and the country's strict regulatory climate. The chart below shows the overall dynamics of the consumer lending sector, reflecting its opportunities and risks.
Monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets
Chinese fintech stocks exist in their own world, defined by local regulations and the state of the economy. The chart below shows the dynamics of global markets. Is Yiren Digital moving at a completely different, unpredictable pace, ignoring Wall Street trends?
Dynamics of market capitalization of the company, segment and the market as a whole for the week
Weekly dynamics of the company's market capitalization Yiren Digital Ltd.
Yiren Digital, a Chinese fintech platform specializing in lending, is extremely sensitive to regulatory changes. Its weekly stock price reflects the Chinese government's policies on online lending and the state of the country's economy.
Weekly dynamics of market capitalization of the market segment - Consumer lending
Yiren Digital, like other Chinese fintech companies, is experiencing the general regulatory and economic winds in China. Government policies regarding online lending and consumer activity are creating a common dynamic for all. The chart shows how YRD is moving within this sector-wide current.
Weekly dynamics of market capitalization of stocks of the broad market, index - GURU.Markets
Yiren Digital's performance often deviates from the broader US market, as its business is entirely focused on China. Macroeconomic news from China and decisions by Chinese regulators are more important to the company than US inflation data. The chart shows how closely YRD correlates with the Chinese market, rather than the US market.
Market capitalization of the company, segment and market as a whole
YRD - Market capitalization of the company Yiren Digital Ltd.
The Yiren Digital chart is a barometer of fintech lending in China. The market capitalization of this online platform, which connects borrowers and investors, reflects changes in the regulatory environment and credit risks. Its volatile dynamics reflect the opportunities and challenges of the vast but complex Chinese consumer lending market.
YRD - Share of the company's market capitalization Yiren Digital Ltd. within the market segment - Consumer lending
Yiren Digital is a leading Chinese fintech platform providing online lending and wealth management services. Its market share reflects its scale in China's vast but highly regulated market. The chart below shows how its share varies depending on legislative changes and the country's economic situation.
Market capitalization of the market segment - Consumer lending
Yiren Digital is a Chinese fintech platform providing online lending and wealth management services. The chart below shows the fintech sector's market capitalization. Its dynamics in China are highly dependent on the regulatory environment and competition from tech giants.
Market capitalization of all companies included in a broad market index - GURU.Markets
Yiren Digital is a Chinese fintech company providing online lending and wealth management services. Its NYSE market cap reflects both the enormous potential of the Chinese financial market and the high regulatory risks it faces. Globally, its value reflects the weight of technology platforms that are changing the way people in China borrow and invest.
Book value capitalization of the company, segment and market as a whole
YRD - Book value capitalization of the company Yiren Digital Ltd.
Yiren Digital's book value is a technology and financial platform. For this Chinese fintech company, it reflects the value of its lending and wealth management software, as well as the equity capital supporting its loan portfolio. The chart below shows how the company manages its digital and financial foundation.
YRD - Share of the company's book capitalization Yiren Digital Ltd. within the market segment - Consumer lending
Yiren Digital, a fintech platform, has a physical presence in the form of offices and data centers. The S_BCap_Seg chart shows its small share of tangible assets, which contrasts with traditional banks with their extensive branch networks.
Market segment balance sheet capitalization - Consumer lending
Against the backdrop of the financial sector's enormous balance sheet value, Yiren Digital emerges as a digital innovator. Its business is a fintech platform that requires no branch network. The company's model is not capital-intensive and is technology-based, making it flexible and efficient.
Book value of all companies included in the broad market index - GURU.Markets
Yiren Digital is a Chinese fintech platform specializing in consumer lending and wealth management. Its assets include a loan portfolio and technological infrastructure serving millions of clients. The chart below shows the real economic weight of this digital lender.
The ratio of market capitalization to book capitalization of a company, segment, and the market as a whole
Market capitalization to book capitalization ratio - Yiren Digital Ltd.
Yiren Digital's balance sheet is its consumer loan portfolio in China. The market values it at a significant discount, factoring in the risks associated with regulation and the quality of these loans in the Chinese economy. The chart clearly shows how mistrust can "depreciate" real assets.
Market to book capitalization ratio in a market segment - Consumer lending
Yiren Digital Ltd. is a Chinese fintech company providing online lending and wealth management services. Its valuation is heavily dependent on the regulatory environment in China and the quality of its loan portfolio. This chart shows how the market assesses these risks relative to its book value.
Market to book capitalization ratio for the market as a whole
Yiren Digital is a Chinese fintech company providing online lending and wealth management services. Its value lies in its technology platform and ability to assess credit risks. The chart shows how investors value its business given the strict regulatory climate for fintech in China and the risks to the Chinese economy.
Debts of the company, segment and market as a whole
YRD - Company debts Yiren Digital Ltd.
Yiren Digital, a Chinese fintech company, manages its balance sheet under strict regulatory oversight. Initially focused on P2P lending, the company has diversified into other segments. This chart shows how it is adapting its financial strategy to changing regulations and the economic situation in China.
Market segment debts - Consumer lending
Yiren Digital is a Chinese fintech company providing online lending and wealth management services. Its debt policy is closely tied to the volume of loans issued and the regulatory environment in China. This chart shows how the company manages its loan portfolio and risks in the face of strict government control over the consumer finance sector.
Market debt in general
Debt to book value of the company, segment and market as a whole
The company's debt to book capitalization ratio Yiren Digital Ltd.
Yiren Digital is a Chinese fintech company operating in the online lending sector. This sector in China is subject to strict regulatory changes and intense competition. This chart shows the company's financial leverage, which is a critical risk factor in the face of changing regulations and potential credit losses.
Market segment debt to market segment book capitalization - Consumer lending
Yiren Digital, a Chinese fintech company providing online lending and wealth management services. This chart compares its debt to the total market capitalization of the entire sector. It shows how the company manages its credit risks and adapts to the changing regulatory environment in China, which significantly impacts the fintech industry.
Debt to book value of all companies in the market
Yiren Digital Ltd. is a Chinese fintech company providing online lending and wealth management services. Its business is directly linked to the credit cycle and regulatory environment in China. This chart of global debt trends provides investors with important context for assessing the risks associated with consumer lending in one of the world's largest and most complex markets.
P/E of the company, segment and market as a whole
P/E - Yiren Digital Ltd.
This chart from Yiren Digital Ltd., a Chinese fintech platform providing online lending and wealth management services, shows its business valuation in a highly regulated environment. Profitability depends on the ability to manage credit risk and adapt to regulatory requirements. The metric reflects these high risks and the potential of a huge market.
P/E of the market segment - Consumer lending
Yiren Digital is a Chinese fintech company providing online lending and asset management services. The company connects borrowers with investors through its digital platform. This chart reflects the average valuation for the consumer finance sector in emerging markets, which is characterized by high growth potential and significant regulatory risks.
P/E of the market as a whole
Yiren Digital is a Chinese fintech company providing online lending and wealth management services. Its business is highly dependent on China's regulatory environment and economic performance. This chart shows global investment sentiment. Comparisons with it help understand how investors value the company given the unique risks and opportunities of the Chinese fintech sector.
Future P/E of the company, segment and market as a whole
Future (projected) P/E of the company Yiren Digital Ltd.
For Yiren Digital, a Chinese fintech platform, this chart reflects market expectations for future revenue from consumer lending and financial services. It shows how analysts assess the company's prospects amid the changing regulatory landscape and competition in China's online lending market.
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Future (projected) P/E of the market segment - Consumer lending
Yiren Digital Ltd. is a Chinese fintech company providing consumer lending and wealth management services. This chart reflects average expectations for the lending sector. Yiren's position may indicate how investors assess regulatory risks in Chinese fintech and its ability to manage loan portfolio quality.
%20P%2FE%20graph%20of%20the%20market%20segment%20-%20Consumer%20lending&width=1500&height=450&colorIndex=36&filename=GURU_Markets_-_Future-projected-PE-graph-of-the-market-segment-Consumer-lending&v=1772640392137 "Future (projected) P/E graph of the market segment - Consumer lending")
Future (projected) P/E of the market as a whole
Yiren Digital is a Chinese fintech platform focused on consumer lending. Its business is dependent on the state of the Chinese economy and regulatory environment. While this chart reflects global sentiment, domestic factors such as employment and consumption levels in China are far more important for Yiren Digital.
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Profit of the company, segment and market as a whole
Company profit Yiren Digital Ltd.
Yiren Digital Ltd. is a leading Chinese fintech platform providing online lending services to consumers and small businesses. This chart illustrates the dynamics of digital lending in China. The company's profit depends on the volume of loans issued, interest margins, and its ability to effectively manage credit risks using technology.
Profit of companies in the market segment - Consumer lending
Yiren Digital Ltd. is a Chinese fintech company providing online lending and wealth management services. Profitability in China's consumer lending sector, as this chart shows, depends on the regulatory environment and the creditworthiness of borrowers. For Yiren Digital, tightening regulations and economic slowdowns pose serious risks that impact the entire industry.
Overall market profit
Yiren Digital, a Chinese fintech platform focused on consumer lending and wealth management, is highly sensitive to economic conditions. When corporate profits rise, as this chart shows, employment and household incomes also rise, reducing the risk of loan defaults. During recessions, credit risks increase sharply.
Future (predicted) profit of the company, segment and market as a whole
Future (projected) profit of the company Yiren Digital Ltd.
Yiren Digital is a Chinese fintech platform providing consumer lending and asset management services. This chart shows analysts' profit forecasts, which are highly dependent on China's regulatory environment and borrower creditworthiness. This chart provides an assessment of the risks and prospects for China's online lending sector.
%20profit%20of%20the%20company%20Yiren%20Digital%20Ltd.&width=1500&height=450&colorIndex=41&filename=GURU_Markets_-_Graph-of-future-projected-profit-of-the-company-Yiren-Digital-Ltd.&v=1772640392341 "Graph of future (projected) profit of the company Yiren Digital Ltd.")
Future (predicted) profit of companies in the market segment - Consumer lending
Yiren Digital Ltd. is a leading fintech platform in China, providing online lending and asset management services. The company's business is highly dependent on the regulatory environment and the state of the Chinese economy. This chart shows the profit forecast for the consumer lending sector, reflecting expectations for loan demand and borrower credit quality in China.
%20profits%20of%20companies%20in%20a%20market%20segment%20-%20Consumer%20lending&width=1500&height=450&colorIndex=42&filename=GURU_Markets_-_Graph-of-future-predicted-profits-of-companies-in-a-market-segment-Consumer-lending&v=1772640392389 "Graph of future (predicted) profits of companies in a market segment - Consumer lending")
Future (predicted) profit of the market as a whole
Yiren Digital Ltd. is a Chinese fintech platform specializing in consumer lending and asset management. Its business is highly sensitive to the state of the Chinese economy and consumer confidence. Global profit forecasts impact the Chinese economy through exports, and therefore the income and creditworthiness of Yiren Digital's clients.
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P/S of the company, segment and market as a whole
P/S - Yiren Digital Ltd.
Yiren Digital is a Chinese fintech platform that began with P2P lending and has now diversified into other financial services. Its revenue depends on the volume of loans issued and demand for its products. This chart shows how investors value its business amid the intense regulatory pressure on China's fintech sector.
P/S market segment - Consumer lending
Yiren Digital is a Chinese fintech company providing online lending services for consumers and small businesses, as well as asset management services. The chart shows the average revenue estimate in the consumer lending sector. It helps assess how investors perceive its business, taking into account regulatory risks in China.
P/S of the market as a whole
Yiren Digital Ltd. is a Chinese fintech company providing online lending and wealth management services. Its business reflects both the enormous potential of the Chinese market and its regulatory risks. The chart compares how investors value the Chinese fintech's revenue against average multiples for global companies.
Future P/S of the company, segment and market as a whole
Future (projected) P/S of the company Yiren Digital Ltd.
Yiren Digital is a Chinese fintech platform specializing in consumer lending and asset management. The chart reflects the market valuation of its operations in China's complex regulatory environment, basing its valuation on projected future revenue from loan origination and investment management fees.
%20P%2FS%20Yiren%20Digital%20Ltd.&width=1500&height=450&colorIndex=47&filename=GURU_Markets_-_The-graph-of-the-companys-future-projected-PS-Yiren-Digital-Ltd.&v=1772640392542 "The graph of the company's future (projected) P/S Yiren Digital Ltd.")
Future (projected) P/S of the market segment - Consumer lending
Yiren Digital Ltd. is a Chinese fintech company providing online lending and wealth management services. This chart shows the average future sales estimate for consumer lending companies. It helps understand how the market views Yiren Digital's business model and its risks associated with China's highly competitive and regulatory environment.
%20P%2FS%20market%20segment%20graph%20-%20Consumer%20lending&width=1500&height=450&colorIndex=48&filename=GURU_Markets_-_Future-projected-PS-market-segment-graph-Consumer-lending&v=1772640392566 "Future (projected) P/S market segment graph - Consumer lending")
Future (projected) P/S of the market as a whole
Yiren Digital Ltd. is a Chinese fintech platform providing lending and wealth management services. Its business is entirely dependent on the Chinese market. This US market outlook has no direct bearing on the platform's performance. YRD's success is determined by the growth of the Chinese economy, the regulatory environment, and the level of consumer demand for loans in China.
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Sales of the company, segment and market as a whole
Company sales Yiren Digital Ltd.
Yiren Digital is a leading Chinese fintech platform providing online lending and wealth management services. Its revenue, shown in this chart, is generated from loan origination and asset management fees. The sales dynamics reflect the demand for consumer loans and financial products in China.
Sales of companies in the market segment - Consumer lending
Yiren Digital Ltd. is a leading fintech company in China providing online lending and wealth management services. The platform connects borrowers with investors, offering affordable loan and investment products. This chart shows total revenue in the consumer lending sector, reflecting the state of the credit market and demand for financial services in China.
Overall market sales
Yiren Digital Ltd. is a leading Chinese fintech platform specializing in consumer lending and asset management. This chart depicts the US economy, while YRD's business is entirely concentrated in China. Its success depends on the growth of the Chinese middle class, consumer demand, and the regulatory environment in the domestic financial market.
Future sales volume of the company, segment and market as a whole
Future (projected) sales of the company Yiren Digital Ltd.
Yiren Digital Ltd. is a leading fintech platform in China, providing online lending and wealth management services. Its revenue depends on loan volumes and the regulatory environment in China. This chart shows analysts' forecasts for the growth of the Chinese consumer lending market and Yiren's position within it.
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Future (projected) sales of companies in the market segment - Consumer lending
Yiren Digital Ltd. is a Chinese fintech company that began as a P2P lending platform and is now transforming into a diversified financial service, including insurance. The chart shows forecasts for the consumer lending sector. Yiren Digital's future depends on the regulatory environment in China and its ability to adapt its business model.
%20sales%20of%20companies%20in%20the%20market%20segment%20-%20Consumer%20lending&width=1500&height=450&colorIndex=54&filename=GURU_Markets_-_Schedule-of-future-projected-sales-of-companies-in-the-market-segment-Consumer-lending&v=1772640392739 "Schedule of future (projected) sales of companies in the market segment - Consumer lending")
Future (projected) sales of the market as a whole
Yiren Digital is a Chinese fintech platform specializing in consumer lending and asset management. Its business is directly dependent on the purchasing power and financial health of the Chinese population. This graph, reflecting global economic trends, indirectly impacts the Chinese economy and, consequently, the demand for loans and the default rate in Yiren Digital's portfolio.
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Marginality of the company, segment and market as a whole
Company marginality Yiren Digital Ltd.
Yiren Digital is a Chinese fintech company operating in online lending and wealth management. Its profitability depends on its ability to accurately assess credit risks and attract capital at competitive rates. This chart shows how the company manages these factors in the highly competitive Chinese market.
Market segment marginality - Consumer lending
Yiren Digital Ltd. is a leading Chinese fintech platform specializing in online lending and asset management. This chart shows the average profitability in the consumer lending sector. The company's ability to exceed this benchmark depends on the effectiveness of its risk assessment models and the regulatory environment for fintech companies in China.
Market marginality as a whole
Yiren Digital Ltd. is a Chinese fintech company providing online lending and wealth management services. Its profitability depends on China's regulatory environment and the credit quality of its borrowers. This chart, reflecting the US market, highlights how financial companies from different jurisdictions can vary greatly in their profitability and risks.
Employees in the company, segment and market as a whole
Number of employees in the company Yiren Digital Ltd.
Yiren Digital is a Chinese fintech company. The size of its team reflects the scale of its operations in lending, risk management, and customer service. This chart provides insight into the company's growth trajectory in China's highly competitive financial market.
Share of the company's employees Yiren Digital Ltd. within the market segment - Consumer lending
Yiren Digital is a Chinese fintech company that began as a P2P lending platform and has now diversified into insurance and asset management. Its business model relies heavily on technology. This chart shows the proportion of specialists in the Chinese fintech sector the company employs, reflecting its shift from labor-intensive operations to more automated platforms.
Number of employees in the market segment - Consumer lending
Yiren Digital Ltd. is a leading Chinese fintech platform providing online lending and wealth management services. The fluctuations in headcount, reflected in the chart, are closely linked to changes in China's regulatory environment. Tighter fintech regulations can lead to layoffs, while liberalization can lead to a new wave of hiring.
Number of employees in the market as a whole
Yiren Digital Ltd. is a Chinese fintech platform specializing in consumer lending. This overall employment chart is an indirect indicator of the health of its target audience. Stable employment ensures borrowers can service their debts, which is key to the sustainability of the company's business model.
Market capitalization per employee (in thousands of dollars) of the company, segment, and market as a whole
Market capitalization per employee (in thousands of dollars) of the company Yiren Digital Ltd. (YRD)
Yiren Digital Ltd. is a Chinese fintech platform. Its value lies in its credit scoring technology and algorithms. This chart demonstrates the effectiveness of its fintech model. The platform, built by a relatively small team, can serve millions of borrowers, resulting in high capitalization per employee.
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Market capitalization per employee (in thousands of dollars) in the market segment - Consumer lending
Yiren Digital Ltd. is a Chinese fintech company providing online lending and wealth management services. Their technology platform allows them to serve a large number of clients with a relatively small staff. This chart shows how the market evaluates the efficiency of their digital business model per employee.
%20by%20market%20segment%20-%20Consumer%20lending&width=1500&height=450&colorIndex=64&filename=GURU_Markets_-_Market-capitalization-per-employee-in-thousands-of-dollars-by-market-segment-Consumer-lending&v=1772640393020 "Market capitalization per employee (in thousands of dollars) by market segment - Consumer lending")
Market capitalization per employee (in thousands of dollars) for the overall market
Yiren Digital Ltd. is a Chinese fintech company providing online lending and wealth management services. The chart shows the valuation of the digital financial platform. It reflects how the team uses technology to scale lending operations and attract investors, which can lead to a high valuation per employee.
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Profit per employee (in thousands of dollars) for the company, segment, and market as a whole
Profit per employee (in thousands of dollars) of the company Yiren Digital Ltd. (YRD)
Yiren Digital is a Chinese fintech company providing consumer lending and asset management services. In fintech, efficiency is achieved through technology. This chart shows how efficient their lending and scoring platform is. It measures how much net profit each employee generates while managing a large volume of small loans.
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Profit per employee (in thousands of dollars) in the market segment - Consumer lending
Yiren Digital (YRD) is a "Chinese" fintech (P2P lending). This chart shows the benchmark for "Consumer Lending." Average profit per employee in this sector (fintech) is high but volatile. The benchmark reflects the efficiency of the IT platform (scoring) and regulatory pressure in China.
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Profit per employee (in thousands of dollars) for the market as a whole
Yiren Digital (YRD) is a Chinese fintech company that started as a P2P lender and now focuses on small business services and asset management. It is a technology platform. This chart shows how effectively YRD monetizes its platform and customer base per employee in China's highly regulated fintech environment.
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Sales to employees of the company, segment and market as a whole
Sales per company employee Yiren Digital Ltd. (YRD)
Yiren Digital Ltd. is a fintech platform in China specializing in consumer lending. This chart demonstrates the effectiveness of its business model. The growth in revenue per employee demonstrates the high degree of automation in the scoring and loan issuance processes, allowing it to serve a huge audience with minimal staff.
&width=1500&height=450&colorIndex=69&filename=GURU_Markets_-_Sales-chart-per-company-employee-Yiren-Digital-Ltd.-YRD&v=1772640393076 "Sales chart per company employee Yiren Digital Ltd. (YRD)")
Sales per employee in the market segment - Consumer lending
Yiren Digital (YRD) is a Chinese fintech company operating in online lending and asset management. They connect investors and borrowers through their platform. This chart shows their platform model. Like many fintechs, their business is highly scalable. The platform can process thousands of loan applications, resulting in high revenue per employee.
Sales per employee for the market as a whole
Yiren Digital is a Chinese fintech platform specializing in consumer lending and asset management. In fintech, this metric reflects the effectiveness of their technology platform (scoring, loan issuance). It shows the loan portfolio and revenue volume handled by each employee.
Short shares by company, segment and market as a whole
Shares shorted by company Yiren Digital Ltd. (YRD)
Yiren Digital (YRD) is a Chinese fintech company. Historically a P2P lender, they now focus on small business lending and insurance brokerage. This chart shows bearish bets. Bears may be concerned about regulatory risks in Chinese fintech or the state of the Chinese economy, which impacts credit demand.
&width=1500&height=450&colorIndex=72&filename=GURU_Markets_-_Short-Shares-Chart-for-the-Company-Yiren-Digital-Ltd.-YRD&v=1772640393102 "Short Shares Chart for the Company Yiren Digital Ltd. (YRD)")
Shares shorted by market segment - Consumer lending
Yiren Digital (YRD) is a Chinese fintech company that began as a peer-to-peer lender and now focuses on online lending and asset management. This chart shows the odds against the Chinese fintech sector. The rising odds against the industry reflect investor concerns about Beijing's harsh regulatory pressure and the risk of defaults in the Chinese economy.
Shares shorted by the overall market
Yiren Digital (YRD) is a Chinese fintech company operating in online lending and asset management. This chart shows the overall market fear. When it rises, investors flee risky assets. For YRD, this is a triple whammy: flight from Chinese stocks, fear of a recession in China (rising loan defaults), and regulatory pressure on the fintech sector.
RSI 14 indicator for a company, segment, and market as a whole
The company's RSI 14 indicator Yiren Digital Ltd. (YRD)
Yiren Digital is a Chinese fintech platform (consumer lending). The business faces high regulatory and country risks. A chart above 70 may reflect strong lending growth or easing regulatory pressure. A level below 30 is often associated with concerns about a slowdown in the Chinese economy or tightening regulations.
&width=1500&height=450&colorIndex=75&filename=GURU_Markets_-_RSI-14-indicator-chart-for-the-companys-stock-Yiren-Digital-Ltd.-YRD&v=1772640393147 "RSI 14 indicator chart for the company's stock Yiren Digital Ltd. (YRD)")
RSI 14 Market Segment - Consumer lending
Yiren Digital (formerly Yirendai) is a Chinese fintech platform. Originally a P2P lender, the company has shifted its focus to loan matching and asset management services. This chart reflects the collective sentiment in the volatile Chinese fintech and consumer finance sector. It helps us understand whether Yiren Digital's fluctuations are driven by regulatory news from China or its own performance.
RSI 14 for the overall market
Yiren Digital (YRD), a Chinese fintech platform. This chart reflects the dual risks of economics and geopolitics. In times of euphoria, investors are eager to invest in the growing Chinese market. In times of panic, capital flees Chinese stocks due to fears of regulators, economic slowdown, or geopolitical conflicts.
Analyst consensus forecast for the company's share price, the segment, and the market as a whole
Analyst consensus stock price forecast YRD (Yiren Digital Ltd.)
Yiren Digital (YRD) is a Chinese fintech platform that began with P2P lending and is now focusing on wealth management and insurance services for China's mass affluent class. This chart shows the average Wall Street forecast. It reflects analyst expectations for China's regulatory environment and financial services market growth.
&width=1500&height=450&colorIndex=78&filename=GURU_Markets_-_A-chart-showing-analyst-consensus-forecasts-for-the-expected-stock-price.-YRD-Yiren-Digital-Ltd.&v=1772640393173 "A chart showing analyst consensus forecasts for the expected stock price. YRD (Yiren Digital Ltd.)")
The difference between the consensus estimate and the actual stock price YRD (Yiren Digital Ltd.)
Yiren Digital is a Chinese fintech company providing consumer lending and asset management services. This chart shows the gap between Yiren Digital's current market valuation and analysts' perceptions of its value. This reflects their view of the company's future amid China's strict regulatory oversight of fintech.
&width=1500&height=450&colorIndex=79&filename=GURU_Markets_-_A-chart-showing-the-difference-between-the-consensus-forecast-and-the-actual-stock-price.-YRD-Yiren-Digital-Ltd.&v=1772640393183 "A chart showing the difference between the consensus forecast and the actual stock price. YRD (Yiren Digital Ltd.)")
Analyst consensus forecast for stock prices by market segment - Consumer lending
Yiren Digital is a Chinese fintech platform (formerly Yirendai) that connects borrowers (primarily SMEs) with investors and financial institutions. This chart shows analysts' overall expectations for the consumer lending sector. It reflects whether experts believe the Chinese online lending market will recover.
Analysts' consensus forecast for the overall market share price
Yiren Digital – Chinese fintech (P2P lending). This chart of overall market sentiment is important. It reflects US investors' appetite for dual risk: Chinese equities (ADRs) and lending. Pessimism = flight from China and fear of regulators/defaults, which is hurting YIREN.
AKIMA index of the company, segment and market as a whole
AKiMA Company Index Yiren Digital Ltd.
Yiren Digital is a traditional Chinese fintech platform. They started out as a P2P lender and now focus on providing small business loans and asset management services in a strict regulatory environment. This chart is a barometer of their adaptation, reflecting their ability to find new niches, manage high credit risk, and survive the pressure of Beijing's regulators.
AKIMA Market Segment Index - Consumer lending
Yiren Digital (YRD) is a leading Chinese fintech (P2P platform) (like Lexin); the company operates as an online marketplace, connecting Chinese consumers (who need loans) with financial institutions. This aggregate metric evaluates financial companies. The chart shows the sector average. This benchmark: how does this fintech platform (and its Chinese exposure) differentiate YRD from the average competitor?
The AKIM Index for the overall market
Yiren Digital is a Chinese fintech platform that connects consumers with financial services (lending, insurance). This chart, showing the average (global/US) market value, serves as a benchmark. It helps assess how YRD, which is dependent on Chinese regulations and consumer credit, compares to overall trends.
