GURU.Markets stock price, segment price, and overall market index valuation
The company's share price Synchrony Financial
Synchrony Financial is a leading private label credit card issuer for retailers. Its stock price is directly tied to the health of the American consumer. When people spend confidently, the company's business thrives, but it is also vulnerable to rising loan defaults.
Share prices of companies in the market segment - Consumer lending
Synchrony is the largest issuer of private-label credit cards for retailers in the US. We classify it as part of the Consumer Lending sector. The chart below reflects the overall consumer lending trend, which is highly dependent on the state of the economy and consumer spending.
Broad Market Index - GURU.Markets
Synchrony Financial is one of the largest private-label credit card issuers in the US, serving major retailers. It is a component of the GURU.Markets index. The chart below shows the market. See how consumer spending impacts Synchrony shares.
Change in the price of a company, segment, and market as a whole per day
SYF - Daily change in the company's share price Synchrony Financial
Synchrony Financial, a leader in private credit cards for retailers, depends on consumer health. Its daily share price change reflects its sensitivity to retail sales and unemployment data. This metric is a key component in the formulas at System.GURU.Markets.
Daily change in the price of a set of shares in a market segment - Consumer lending
Synchrony Financial is a leader in private-label credit cards for retailers. This chart shows the average daily volatility of the financial sector. Comparing it with SYF, whose business is closely tied to the health of retail and consumer lending, helps understand its cyclicality.
Daily change in the price of a broad market stock, index - GURU.Markets
Synchrony Financial is the largest issuer of private-label credit cards in the US. Its business is highly dependent on the health of its retail sector and consumer creditworthiness. The chart below shows the volatility of the financial sector, reflecting these risks.
Dynamics of market capitalization of the company, segment and the market as a whole over 12 months
Annual dynamics of the company's market capitalization Synchrony Financial
Synchrony is the largest issuer of private-label credit cards in the United States. Its business is a barometer of the financial health of the American consumer. The year-over-year stock performance, shown in the chart, reflects consumer spending levels and credit risk.
Annual dynamics of market capitalization of the market segment - Consumer lending
Synchrony Financial is the largest issuer of private-label credit cards in the United States. Its business is closely tied to the health of the retail industry and consumer creditworthiness. The chart clearly demonstrates this dependence on consumer spending and credit cycles in the financial sector.
Annual dynamics of market capitalization of broad market stocks, index - GURU.Markets
Synchrony Financial is the largest issuer of private-label credit cards in the United States. Its business is closely tied to retail sales and consumer spending. Synchrony's stock price is sensitive to the unemployment rate and the quality of its loan portfolio.
Dynamics of market capitalization of the company, segment and the market as a whole for the month
Monthly dynamics of the company's market capitalization Synchrony Financial
Synchrony Financial's market capitalization, a leading retail credit card issuer, is a barometer of consumer spending. Monthly fluctuations in the chart depend on the volume of purchases made with its partner cards, as well as the delinquency rate, which reflects consumers' credit health.
Monthly dynamics of market capitalization of the market segment - Consumer lending
This chart reflects the dynamics of the consumer lending sector. For Synchrony, a leader in issuing credit cards for retailers, it is a barometer of consumer health. Consumer spending levels and, more importantly, loan delinquency rates are key.
Monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets
Synchrony Financial is the largest issuer of private-label credit cards in the United States. Its business is entirely dependent on consumer spending and credit health. A chart of the overall market performance helps us understand how sensitive Synchrony's stock, as a barometer of consumer activity, is to overall economic forecasts.
Dynamics of market capitalization of the company, segment and the market as a whole for the week
Weekly dynamics of the company's market capitalization Synchrony Financial
Synchrony Financial, a leader in private-label credit cards, is a proxy for consumer spending. Weekly stock fluctuations reflect data on retail sales, unemployment, and household debt. The chart shows investors' short-term expectations for consumers' financial health.
Weekly dynamics of market capitalization of the market segment - Consumer lending
Synchrony Financial, a leader in retail credit cards, reflects the health of the consumer sector, just like its peers. This chart compares the company's stock performance with the consumer lending sector, showing how closely it follows overall spending and debt trends.
Weekly dynamics of market capitalization of stocks of the broad market, index - GURU.Markets
Synchrony Financial is the largest issuer of private-label credit cards. Its business is directly dependent on consumer spending and credit risk. The chart clearly shows how Synchrony shares, as a cyclical financial asset, amplify broader market movements.
Market capitalization of the company, segment and market as a whole
SYF - Market capitalization of the company Synchrony Financial
The Synchrony Financial chart is a financial diary of the American consumer. Its market capitalization reflects not just lending volumes, but the health of retail sales through private-label credit cards. The chart's dynamics reveal how much people are willing to spend and how investors assess the risks and opportunities in the world of consumer debt.
SYF - Share of the company's market capitalization Synchrony Financial within the market segment - Consumer lending
Synchrony Financial is the largest issuer of private-label credit cards in the US, partnering with many well-known retailers. Its share of the consumer finance sector reflects the scale of its loyalty programs and loan volumes. The chart below shows the company's weight in the retail finance niche.
Market capitalization of the market segment - Consumer lending
Synchrony Financial is a leader in the private label credit card market. The chart below shows the overall market capitalization of the consumer lending sector. Its dynamics reflect consumer confidence and Americans' willingness to spend, which are key to Synchrony's business model.
Market capitalization of all companies included in a broad market index - GURU.Markets
Consumer lending is the engine of retail. The chart of Synchrony Financial, a leader in issuing credit cards for retailers, demonstrates its weight in this ecosystem. Its global market share reflects the health of consumer demand and the extent to which modern commerce relies on borrowed funds.
Book value capitalization of the company, segment and market as a whole
SYF - Book value capitalization of the company Synchrony Financial
Synchrony Financial's book value is its capital, which allows it to issue loans to millions of customers. The chart below shows how the company manages its financial foundation. Its growth directly reflects the company's ability to expand lending and support its business model.
SYF - Share of the company's book capitalization Synchrony Financial within the market segment - Consumer lending
Synchrony Financial is a leader in consumer lending through partnership programs. The company's business is built on a technology platform and relationships with retailers, rather than a network of bank branches. The chart shows a low share of physical assets, which is characteristic of its flexible and digital business model.
Market segment balance sheet capitalization - Consumer lending
Against the backdrop of the banking sector's enormous balance sheet value, Synchrony Financial occupies a unique niche. Its consumer lending business requires no branch network. The company's model is not capital-intensive, relying on partnerships with retailers and a technology platform, making it flexible and efficient.
Book value of all companies included in the broad market index - GURU.Markets
Synchrony Financial is the engine of consumer spending for the largest US retailers. The company's assets represent a massive portfolio of loans that are converted into purchased goods and services. This chart shows what share of the real economy this consumer lending giant stimulates and supports.
The ratio of market capitalization to book capitalization of a company, segment, and the market as a whole
Market capitalization to book capitalization ratio - Synchrony Financial
Synchrony Financial is the largest private-label credit card issuer in the United States. Its valuation is often below the book value of its loan portfolio, reflecting the higher risks associated with its customers and its reliance on large retail partners.
Market to book capitalization ratio in a market segment - Consumer lending
Synchrony Financial is a major issuer of private-label credit cards. Its market valuation is directly dependent on the quality and size of its loan portfolio, as reflected on its balance sheet. This chart shows whether the company trades at a premium or discount to its book value, which indicates investor confidence in its scoring model.
Market to book capitalization ratio for the market as a whole
Synchrony Financial is a leader in consumer lending through partnerships with retailers. Like any bank, the core of its business is its loan portfolio, which is the main asset on its balance sheet. This chart shows how Synchrony's market valuation compares to its book value, reflecting the perceived risk and profitability of its loans.
Debts of the company, segment and market as a whole
SYF - Company debts Synchrony Financial
For Synchrony Financial, a leading retail credit card issuer, debt is the raw material of its business. The company raises capital in financial markets and then provides it as loans to customers at its partner stores. This chart directly reflects the volume and cost of funding its loan portfolio.
Market segment debts - Consumer lending
Synchrony Financial is one of the largest issuers of private-label credit cards. The company's business model is based on credit risk management and requires significant capital to fund its loan portfolios. This chart clearly shows how Synchrony's debt load compares to consumer lending growth and industry norms.
Market debt in general
Synchrony Financial is a major issuer of private-label credit cards in the United States. Its business model is built entirely on consumer lending. The overall market debt landscape directly reflects Synchrony's operating environment and allows for assessing the risks associated with the quality of its loan portfolio in various economic conditions.
Debt to book value of the company, segment and market as a whole
The company's debt to book capitalization ratio Synchrony Financial
Synchrony Financial is one of the largest issuers of private-label credit cards, and its business is lending. Therefore, its capital structure is particularly important. This chart shows the debt-to-equity ratio, which directly reflects the company's credit risk and ability to absorb potential losses from loan defaults.
Market segment debt to market segment book capitalization - Consumer lending
Synchrony Financial is a major issuer of private-label credit cards. This chart shows the debt burden in the consumer lending sector. It serves as a barometer of consumer demand health and lenders' risk appetite, allowing one to assess the conservative or aggressive nature of Synchrony's business model.
Debt to book value of all companies in the market
Synchrony Financial is a leader in consumer lending through partner programs. This chart shows the overall level of debt in the economy. It is a key backdrop for Synchrony's risk assessment, as the overall financial health of consumers and corporations directly impacts borrowers' ability to service their loans.
P/E of the company, segment and market as a whole
P/E - Synchrony Financial
This chart for Synchrony Financial illustrates the valuation of the largest private-label credit card issuer in the US. The company's profitability is driven by consumer spending and credit risk. This metric reflects how investors assess the balance between loan portfolio growth and potential losses, as well as the health of the American consumer.
P/E of the market segment - Consumer lending
Synchrony Financial is one of the largest issuers of private-label credit cards in the US. The company partners with retailers to offer their customers purchase financing programs. This chart shows the average score in the consumer lending sector, which is influenced by loan portfolio quality, partnerships, and consumer demand.
P/E of the market as a whole
Synchrony Financial is the largest issuer of private-label credit cards in the US. The company thrives when consumers confidently use credit. This chart serves as an indicator of overall consumer confidence. Comparison with it helps assess what matters more to investors: the overall health of the economy or Synchrony's specific partnerships with major retailers.
Future P/E of the company, segment and market as a whole
Future (projected) P/E of the company Synchrony Financial
Synchrony Financial is the largest issuer of private-label credit cards in the United States. This chart shows market expectations for the company's future profitability. This estimate is highly dependent on consumer spending, interest rates, and credit health, making the metric sensitive to macroeconomic forecasts.
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Future (projected) P/E of the market segment - Consumer lending
Synchrony Financial is the largest issuer of private-label credit cards in the US. This chart compares the company's future profitability expectations with those for the consumer lending industry. It provides an insight into how the market views their prospects amid changing consumer behavior and potential recession risks.
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Future (projected) P/E of the market as a whole
Synchrony Financial is the largest issuer of private-label credit cards in the US. Its business is entirely dependent on retail sales and consumers' ability to repay debt. This market earnings expectations chart provides insight into overall consumer health. Higher expectations promise increased spending at partner stores and reduced credit risk.
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Profit of the company, segment and market as a whole
Company profit Synchrony Financial
Synchrony Financial is the largest issuer of private-label credit cards for retailers in the US. The company manages credit programs for Amazon, Lowe's, and others. Its profits depend on consumer spending and its ability to manage credit risk. This chart shows the state of the American consumer and the retail industry.
Profit of companies in the market segment - Consumer lending
Synchrony Financial is one of the largest issuers of private-label credit cards in the US, issuing them to retailers such as Amazon and Lowe's. This chart shows profitability in the consumer lending sector. The company's business is directly dependent on the health of the retail industry and the creditworthiness of consumers.
Overall market profit
Synchrony Financial is a leader in the consumer lending market for retailers through private credit cards. Its success is closely tied to the health of the retail industry and consumer spending. When the chart shows growth, it indicates strong purchasing power, which directly increases transaction volume and Synchrony's loan portfolio.
Future (predicted) profit of the company, segment and market as a whole
Future (projected) profit of the company Synchrony Financial
Synchrony Financial is the largest issuer of retail-branded credit cards in the US, helping retailers drive sales. Future profit forecasts, shown in this chart, are closely tied to the health of the American consumer. Analysts monitor lending volume, interest rates, and delinquency levels to assess the company's prospects.
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Future (predicted) profit of companies in the market segment - Consumer lending
Synchrony Financial is the largest issuer of private-label credit cards in the United States. This chart reflects the profit outlook for the consumer lending sector. It helps assess the state of consumer spending and credit risk in the economy. These factors directly impact Synchrony's card transaction volumes and the quality of its loan portfolio.
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Future (predicted) profit of the market as a whole
Synchrony Financial is a major issuer of private-label credit cards. Its success is closely tied to retail sales and consumer financial health. The forecasts in this chart serve as a barometer for Synchrony: economic growth means increased transaction volumes and lending, while a downturn increases the risk of defaults and reduces spending.
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P/S of the company, segment and market as a whole
P/S - Synchrony Financial
Synchrony Financial is the largest issuer of private-label credit cards in the US. The company issues cards for retailers like Amazon and Lowe's, earning money through interest and fees. This chart shows how investors view its revenue, which is heavily dependent on consumer confidence, unemployment, and its ability to manage credit risk.
P/S market segment - Consumer lending
Synchrony Financial is one of the largest issuers of private-label credit cards for retailers. Its business is closely tied to consumer activity. This chart shows the average revenue estimate for consumer lending companies, allowing investors to assess the market's view of Synchrony's partnership portfolio and the risks in the sector.
P/S of the market as a whole
Synchrony Financial is the largest issuer of private-label credit cards for retailers in the United States. The company's business is focused on consumer lending, making it sensitive to economic conditions and unemployment. This overall market valuation chart provides insight into how investors view the risks and potential of consumer lending compared to other sectors.
Future P/S of the company, segment and market as a whole
Future (projected) P/S of the company Synchrony Financial
Synchrony Financial is the largest issuer of private-label retail credit cards in the United States. The company's future earnings depend on consumer spending and interest rates. This chart shows how investors assess the health of the American consumer and the volume of future credit purchases made through Synchrony cards.
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Future (projected) P/S of the market segment - Consumer lending
Synchrony Financial is the largest issuer of private-label retail credit cards in the US. Its success depends on consumer spending and its ability to manage credit risk. This chart shows how the market views its future earnings relative to other lenders, reflecting expectations for the health of the consumer sector.
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Future (projected) P/S of the market as a whole
Synchrony Financial is the largest issuer of private-label credit cards. The company's success is directly dependent on the health of the retail industry and consumer spending. Market optimism, reflected in this chart, means investors believe consumers are willing to spend. Synchrony provides a financial instrument for this spending, benefiting from the growth of retail sales.
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Sales of the company, segment and market as a whole
Company sales Synchrony Financial
Synchrony Financial is the largest issuer of private-label retail credit cards in the United States. The company's revenue comes from credit card interest and affiliate fees. This chart shows total revenue, reflecting consumer spending levels and the company's ability to manage its extensive loan portfolio.
Sales of companies in the market segment - Consumer lending
Synchrony Financial is the largest issuer of private-label credit cards in the United States. The company partners with thousands of retailers, offering co-branded credit programs. Its primary revenue is generated from net interest income on its loan portfolio. This chart shows the dynamics of consumer lending, where Synchrony occupies a unique and strong niche.
Overall market sales
Synchrony Financial is a leader in consumer lending through private-label cards for retailers. Its business serves as a barometer of consumer spending. When this barometer rises, it means people are purchasing more credit at Synchrony's partner stores. However, during recessions, the company's risk of loan default increases.
Future sales volume of the company, segment and market as a whole
Future (projected) sales of the company Synchrony Financial
Synchrony Financial is the largest issuer of private-label credit cards in the United States for retailers such as Amazon and Lowe's. The company's revenue depends on consumer spending and credit health. This chart shows analyst consensus forecasts for Synchrony card purchase volume and the overall state of consumer credit in the country.
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Future (projected) sales of companies in the market segment - Consumer lending
Synchrony Financial is the largest private label credit card issuer in the US, serving leading retailers. The data presented illustrates forecasts for the consumer lending sector. This allows us to assess how consumer demand and interest rates impact Synchrony's business model, which is closely tied to the health of the retail sector.
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Future (projected) sales of the market as a whole
Synchrony Financial, a leader in consumer lending and personal credit cards, sees this chart as a reflection of the health of the retail industry. Higher revenue forecasts indicate increased consumer activity, stimulating demand for Synchrony's credit products, which retailers offer to their customers to finance purchases.
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Marginality of the company, segment and market as a whole
Company marginality Synchrony Financial
Synchrony Financial is a leading issuer of private label credit cards for major retailers. Their business is consumer lending, where risk management plays a key role. This chart shows the company's ability to assess borrowers' creditworthiness and set interest rates to cover losses and generate net profit.
Market segment marginality - Consumer lending
Synchrony Financial is one of the largest issuers of private-label credit cards for retailers in the US. This chart shows the profitability of its consumer lending compared to other banks. Success depends on the ability to manage credit risk and the strength of its partnerships with major retailers.
Market marginality as a whole
Synchrony Financial is the largest issuer of private-label credit cards in the United States. Its success depends on consumer spending and the credit health of the population. This chart, by reflecting corporate profitability, indirectly indicates the state of the labor market and consumer confidence, which are key factors in determining the volume and risk of Synchrony's business.
Employees in the company, segment and market as a whole
Number of employees in the company Synchrony Financial
Synchrony Financial is a leader in issuing private-label credit cards for retailers. This chart shows the human resources required to manage millions of credit accounts. The staff growth is directly related to partnerships with new retailers, increased lending volumes, and the need to strengthen customer service and collections departments.
Share of the company's employees Synchrony Financial within the market segment - Consumer lending
Synchrony Financial is the largest issuer of private-label credit cards in the United States. This chart reflects the company's market share in the consumer lending sector. It demonstrates the scale of its operations, which is necessary to serve tens of millions of cardholders and partner with thousands of retailers across the country.
Number of employees in the market segment - Consumer lending
Synchrony Financial is the largest issuer of private-label credit cards for retailers in the US. This chart illustrates employment in the consumer finance sector. Employee growth in this sector is closely tied to retail sales and consumer activity, as Synchrony provides financial instruments that encourage purchases.
Number of employees in the market as a whole
Synchrony Financial is a leader in consumer lending through partnerships with retailers. Their business thrives when consumers spend. This employment rate directly correlates with their performance. Growing employment means increased purchasing power and a willingness to use credit cards and installment plans for purchases, which is the foundation of Synchrony's business.
Market capitalization per employee (in thousands of dollars) of the company, segment, and market as a whole
Market capitalization per employee (in thousands of dollars) of the company Synchrony Financial (SYF)
Synchrony Financial is the largest issuer of private-label credit cards in the US. This chart reflects its fintech model. The significant capitalization per employee suggests that value is created not so much in branches as through risk management, data analytics, and partnerships with retailers. It's a business driven by data and capital.
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Market capitalization per employee (in thousands of dollars) in the market segment - Consumer lending
Synchrony Financial (SYF) is the largest issuer of private-label credit cards (cards for brands like Amazon or Lowe's). This is a niche banking business that requires data analytics and risk management. This chart shows the market value per employee in this specialized segment of consumer lending.
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Market capitalization per employee (in thousands of dollars) for the overall market
Synchrony Financial is a leader in consumer lending, issuing credit cards for major retailers. Its business is built on risk analysis and partnerships. This chart reflects the market's assessment of each employee's performance in managing a massive loan portfolio and maintaining profitability in a highly competitive environment.
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Profit per employee (in thousands of dollars) for the company, segment, and market as a whole
Profit per employee (in thousands of dollars) of the company Synchrony Financial (SYF)
Synchrony Financial is the largest issuer of private label credit cards in the US for retailers (e.g., Amazon, Lowe's). Their business is assessing consumer risks and processing payments. This chart shows how effectively the company manages its call center and risk department staff. It reflects how much profit each employee generates while managing a massive consumer loan portfolio.
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Profit per employee (in thousands of dollars) in the market segment - Consumer lending
Synchrony Financial is the largest issuer of private-label credit cards in the US (cards for retailers like Amazon and Lowe's). This chart shows the benchmark for consumer lending. In this sector, profit per employee is a balance between automation (fintech) and credit risk (defaults). This is the benchmark for niche lending profitability.
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Profit per employee (in thousands of dollars) for the market as a whole
Synchrony Financial is the largest private label credit card issuer in the US. Their business involves partnerships with retailers and credit risk management for the mass market. This chart shows how effectively the company uses technology and analytics to manage millions of credit accounts, allowing them to generate a stable profit per employee.
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Sales to employees of the company, segment and market as a whole
Sales per company employee Synchrony Financial (SYF)
Synchrony Financial is the largest private-label credit card issuer in the US. This chart shows its performance in consumer lending. High revenue per employee is achieved through automated scoring, payment processing, and partnerships with major retailers, enabling scalability.
&width=1500&height=450&colorIndex=69&filename=GURU_Markets_-_Sales-chart-per-company-employee-Synchrony-Financial-SYF&v=1772556501876 "Sales chart per company employee Synchrony Financial (SYF)")
Sales per employee in the market segment - Consumer lending
Synchrony Financial is a leader in private label credit cards (store cards, such as Amazon or Lowe's). Their business focuses on consumer risk management and partnerships with retailers. This chart shows the industry average revenue per employee. It helps assess the effectiveness of their credit portfolio management model.
Sales per employee for the market as a whole
Synchrony Financial is the largest private label credit card issuer in the US. They issue cards for retailers (e.g., Amazon, Lowe's). Their business is consumer lending and risk assessment. This metric reflects how effectively their team generates interest income while managing a large loan portfolio.
Short shares by company, segment and market as a whole
Shares shorted by company Synchrony Financial (SYF)
Synchrony Financial is one of the largest issuers of private label credit cards for retailers (e.g., Amazon, Lowe's). This chart shows the number of bets on a decline. Bears expect a rise in nonperforming loans. If the economy worsens and consumers are unable to pay their debts, Synchrony, which works with less reliable borrowers, is one of the first to suffer.
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Shares shorted by market segment - Consumer lending
Synchrony Financial (SYF) is the largest US issuer of private-label credit cards issued to retailers (e.g., Amazon, Lowe's). This chart shows rates against the consumer lending sector. A rising ratio signals that investors expect a sharp rise in defaults on unsecured loans due to the worsening economy, which is the main risk for SYF.
Shares shorted by the overall market
Synchrony Financial is the largest issuer of private-label credit cards in the US for retailers like Amazon and Lowe's. Their business is unsecured consumer lending. When this chart shows rising fear, it signals expectations of rising unemployment. The risk of people defaulting on their credit cards becomes Synchrony's main risk.
RSI 14 indicator for a company, segment, and market as a whole
The company's RSI 14 indicator Synchrony Financial (SYF)
Synchrony is an "invisible" bank that issues co-branded and "store card" credit cards (e.g., for Amazon and Lowe's). Its business is consumer health. This chart measures momentum. "Oversold" (below 30) indicates panic. Investors fear a recession and rising unemployment, which would immediately lead to a surge in bad debt in Synchrony's portfolio. "Overbought" (above 70) indicates a "healthy" economy.
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RSI 14 Market Segment - Consumer lending
Synchrony Financial (SYF) is the largest issuer of private-label credit cards in the US (cards for specific stores, such as Amazon or Lowe's). The RSI_14_Seg for "Consumer Lending" shows whether the sector is overheated. It helps us understand whether SYF's performance reflects its lending risk or the overall "temperature" of the consumer debt sector.
RSI 14 for the overall market
Synchrony Financial is a leader in issuing private credit cards for large retailers. Their entire business is built on consumer lending. This chart shows the overall market temperature. For Synchrony, panic (overselling) is an existential threat, as it signals fear of mass defaults on unsecured loans, which is their primary risk.
Analyst consensus forecast for the company's share price, the segment, and the market as a whole
Analyst consensus stock price forecast SYF (Synchrony Financial)
Synchrony Financial is the largest issuer of private label credit cards in the US for retailers such as Amazon, Lowe's, and others. Its business is dependent on consumer spending and credit risk. This chart reflects analyst expectations for the quality of its loan portfolio (default rate) and the company's ability to maintain partnerships with major retailers.
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The difference between the consensus estimate and the actual stock price SYF (Synchrony Financial)
Synchrony Financial is the largest issuer of private-label credit cards in the US for retailers (Amazon, Lowe's). This chart shows the difference between the consensus estimate and the price. It reflects how analysts assess the risks in consumer lending and the stability of Synchrony's partnerships.
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Analyst consensus forecast for stock prices by market segment - Consumer lending
Synchrony Financial is the largest issuer of private-label credit cards in the US (cards from brands like Amazon and Lowe's). Its business depends on consumer spending and defaults. This chart shows analysts' overall expectations for the consumer lending sector. It reflects whether experts believe consumers are healthy.
Analysts' consensus forecast for the overall market share price
Synchrony Financial is the largest issuer of private label credit cards in the US for retailers like Amazon and Lowe's. Their business is consumer finance at the point of sale. This chart shows overall market sentiment. For Synchrony, this is critical: how will analysts' expectations for unemployment and household income impact their clients' ability to repay their debts? (349)
AKIMA index of the company, segment and market as a whole
AKiMA Company Index Synchrony Financial
Synchrony Financial is essentially a co-branded credit card engine. They issue and service credit cards for dozens of retailers (e.g., Amazon, Lowe's). This chart is a consumer credit barometer. It reflects spending volumes on their cards and, crucially, the quality of their credit portfolio, i.e., delinquency and charge-off rates.
AKIMA Market Segment Index - Consumer lending
Synchrony is the largest private-label credit card issuer in the US; it's a bank that manages branded cards for retailers like Lowe's and Amazon. This aggregate metric measures financial companies. The chart shows the sector average. This benchmark: how does Synchrony's niche (B2B2C) model differentiate it from the average bank?
The AKIM Index for the overall market
Synchrony Financial is the largest issuer of co-branded and store credit cards (private label) for retailers (e.g., Lowe's, Amazon) in the US. This chart, which reflects the market average, provides a macro backdrop. It helps assess how Synchrony, whose profitability is a pure bet on consumer health and debt repayment, compares to the overall economic situation.
