GURU.Markets stock price, segment price, and overall market index valuation
The company's share price World Acceptance
World Acceptance is a company that provides small consumer loans. Its stock price is cyclical and heavily dependent on the state of the economy and unemployment, which impact the creditworthiness of its clients and the regulatory environment.
Share prices of companies in the market segment - Consumer lending
World Acceptance is a company that provides high-interest consumer loans. We classify it as part of the Consumer Lending sector, and the chart below reflects the dynamics of this entire segment, which is highly dependent on the economic and regulatory environment.
Broad Market Index - GURU.Markets
World Acceptance is a company that provides small consumer loans through its network of offices. As part of the GURU.Markets index, it represents the consumer lending sector. The chart below represents the entire market. See how this company's stock compares to the overall trend.
Change in the price of a company, segment, and market as a whole per day
WRLD - Daily change in the company's share price World Acceptance
The daily price change of World Acceptance, a consumer finance company, is a measure of its sensitivity to economic conditions. Change_co reflects the inherent cyclicality of this business. This metric is important for formulas on System.GURU.Markets that analyze the consumer finance sector.
Daily change in the price of a set of shares in a market segment - Consumer lending
World Acceptance Corporation operates in the high-risk consumer lending sector. This chart shows the industry's average daily volatility. Comparing it to WRLD's performance, which is highly dependent on economic conditions and unemployment, helps to understand its increased risks compared to traditional banks.
Daily change in the price of a broad market stock, index - GURU.Markets
World Acceptance is a consumer finance company. This business is highly dependent on the state of the economy and unemployment. The chart below shows the volatility in the consumer finance sector, reflecting these risks.
Dynamics of market capitalization of the company, segment and the market as a whole over 12 months
Annual dynamics of the company's market capitalization World Acceptance
World Acceptance is a consumer finance company. Its year-over-year performance is an accurate barometer of the financial health of the American consumer and the state of the retail industry. The chart below shows how interest rates and loan risks affect its business.
Annual dynamics of market capitalization of the market segment - Consumer lending
World Acceptance Corporation provides small consumer loans. Its business is highly dependent on the state of the economy and the creditworthiness of low-income borrowers. The chart below shows how its sensitivity to unemployment and regulatory risks in this segment influence its volatile performance.
Annual dynamics of market capitalization of broad market stocks, index - GURU.Markets
World Acceptance, which provides loans to consumers with less-than-perfect credit histories, is a highly cyclical company. Its business thrives in good times but carries significant risks during crises. The company's share price is a barometer of the financial health of the most vulnerable segments of the population, increasingly reflecting all phases of the economic cycle.
Dynamics of market capitalization of the company, segment and the market as a whole for the month
Monthly dynamics of the company's market capitalization World Acceptance
The market capitalization of World Acceptance, a consumer finance company, depends on consumer health. The monthly fluctuations on the chart reflect the volume of loans issued and the quality of its loan portfolio, which is targeted at borrowers with poor credit ratings and is sensitive to unemployment.
Monthly dynamics of market capitalization of the market segment - Consumer lending
Consumer lending for borrowers with less-than-perfect credit histories is a high-risk, high-return segment. The dynamics of this sector, reflected in the chart, demonstrate how investors assess the creditworthiness of the population. Companies like World Acceptance operate in this challenging environment.
Monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets
World Acceptance, a provider of small consumer loans, operates in a high-risk segment. The company's shares are highly cyclical and sensitive to unemployment and consumer health. Their movements amplify broader market movements.
Dynamics of market capitalization of the company, segment and the market as a whole for the week
Weekly dynamics of the company's market capitalization World Acceptance
The short-term performance of World Acceptance, which provides small loans, depends on the financial situation of low-income consumers. Employment levels in this population group and changes in consumer credit legislation create high volatility.
Weekly dynamics of market capitalization of the market segment - Consumer lending
World Acceptance and the entire consumer lending sector respond to the overall financial health of the population. Unemployment and loan default rates are barometers for the entire industry. This chart will show how the company is faring against these macroeconomic trends.
Weekly dynamics of market capitalization of stocks of the broad market, index - GURU.Markets
World Acceptance, which operates in the high-risk lending sector, is highly cyclical. It can significantly outperform the market during periods of economic growth, but also be the first to collapse when signs of a recession appear. The chart shows this extreme sensitivity to economic conditions.
Market capitalization of the company, segment and market as a whole
WRLD - Market capitalization of the company World Acceptance
World Acceptance's market capitalization is the financial valuation of a company that provides small consumer loans through a network of branches. The chart reflects the demand for its services from clients with limited access to banking products. Its dynamics tell the story of the balance between default risk and high interest rates under the scrutiny of regulators.
WRLD - Share of the company's market capitalization World Acceptance within the market segment - Consumer lending
World Acceptance Corporation provides small consumer loans through its network of offices. Its share of the sector reflects its focus on clients with limited access to traditional banking services. The chart shows this lender's weight in a segment that is highly dependent on the regulatory environment and economic conditions.
Market capitalization of the market segment - Consumer lending
World Acceptance is a high-interest consumer lender. The chart below shows the total market capitalization of this sector. Its business is focused on customers with limited access to traditional banking services and is highly dependent on the economic well-being of this demographic.
Market capitalization of all companies included in a broad market index - GURU.Markets
Consumer lending for low-income individuals is a niche visible in the chart. World Acceptance provides small loans through its branch network. Its capitalization is a measure of its ability to manage high credit risks and operate within a strict regulatory framework.
Book value capitalization of the company, segment and market as a whole
WRLD - Book value capitalization of the company World Acceptance
The World Acceptance chart represents its loan portfolio. The book value reflects the volume of small consumer loans issued through a network of over a thousand branches. These are financial assets that provide access to financing for people with limited credit histories.
WRLD - Share of the company's book capitalization World Acceptance within the market segment - Consumer lending
World Acceptance Corporation operates a network of offices providing small consumer loans. Its share of the sector's physical assets consists of hundreds of branches in small towns. This extensive physical infrastructure provides it with direct access to its target audience.
Market segment balance sheet capitalization - Consumer lending
World Acceptance is a consumer finance company. In the capital-intensive financial sector, its model is hybrid. It's asset-light in terms of production, but its business requires an extensive network of over a thousand physical branches.
Book value of all companies included in the broad market index - GURU.Markets
World Acceptance is a small consumer loan originator operating through a network of offices in the United States. Its net worth is derived from its loan portfolio and its extensive network of physical branches, which serve customers with limited access to traditional banking services.
The ratio of market capitalization to book capitalization of a company, segment, and the market as a whole
Market capitalization to book capitalization ratio - World Acceptance
World Acceptance is a small consumer loan originator operating through a network of offices in the United States. Its net worth is derived from its loan portfolio and its extensive network of physical branches, which serve customers with limited access to traditional banking services.
Market to book capitalization ratio in a market segment - Consumer lending
World Acceptance Corporation provides consumer loans through its branch network. Its primary asset is its outstanding loan portfolio. The chart shows how investors assess the quality of this portfolio and the company's ability to manage default risk compared to its book value.
Market to book capitalization ratio for the market as a whole
World Acceptance Corporation provides small consumer loans. This chart shows the average market valuation. Its valuation is cyclical and includes a discount for the high regulatory and credit risks associated with servicing borrowers with low incomes and credit ratings.
Debts of the company, segment and market as a whole
WRLD - Company debts World Acceptance
World Acceptance operates in the consumer finance sector, issuing small personal loans. For such a company, debt capital is not just a tool, but a raw material for business—the means for building a loan portfolio. This chart shows how the company manages its debt to fund operations and expand its client base.
Market segment debts - Consumer lending
World Acceptance Corporation operates in the consumer finance sector for borrowers with low credit ratings. This high-risk business requires capital to fund its loan portfolio. This chart shows how the company manages its liabilities and the leverage it uses to operate.
Market debt in general
Debt to book value of the company, segment and market as a whole
The company's debt to book capitalization ratio World Acceptance
World Acceptance Corporation provides consumer loans. This chart shows its financial leverage. For the lending institution, debt is the raw material of business. However, high leverage combined with a high-risk loan portfolio creates significant risks, especially if the economic situation worsens and unemployment among its clients rises.
Market segment debt to market segment book capitalization - Consumer lending
World Acceptance Corporation provides small consumer loans. This market segment is associated with high risks and requires careful capital management. This chart shows the overall debt burden in the consumer lending sector. It allows one to assess how conservatively or aggressively the company uses debt to finance its loan portfolio.
Debt to book value of all companies in the market
World Acceptance Corporation provides small consumer loans. The company's entire business model is built on financial leverage. This chart, reflecting the overall credit environment, is key to understanding both World Acceptance's funding costs and the credit health of its client base, which is sensitive to economic conditions.
P/E of the company, segment and market as a whole
P/E - World Acceptance
This chart for World Acceptance, a company that issues small consumer loans, illustrates a high-risk business. Its low P/E reflects both the high returns if loans are repaid and the significant risk of write-offs if the economy worsens and borrowers are unable to pay their bills.
P/E of the market segment - Consumer lending
World Acceptance is a company that provides small consumer loans to individuals. This chart shows the average rating for the consumer lending sector, helping investors assess the risks and returns associated with World Acceptance's business model, which targets customers with less-than-perfect credit.
P/E of the market as a whole
World Acceptance Corp. is a company that provides small consumer loans (payday loans) to borrowers with low credit ratings. Its business is highly sensitive to the state of the economy and unemployment rates. This chart, which reflects general economic expectations, is an important indicator for World Acceptance of the future default rate on its risky loans.
Future P/E of the company, segment and market as a whole
Future (projected) P/E of the company World Acceptance
World Acceptance Corporation provides small consumer loans through its network of offices. Demand for its services is often high among clients with limited access to traditional banking products. This chart shows how the market assesses the company's future profitability, taking into account both the demand for its loans and the potential risk of default.
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Future (projected) P/E of the market segment - Consumer lending
World Acceptance Corporation provides small, high-interest consumer loans through a network of branches in the United States. This chart shows general expectations for the consumer lending sector. WRLD's position relative to the average reflects market opinion on the balance between high returns and loan default risk in their business model.
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Future (projected) P/E of the market as a whole
World Acceptance Corporation provides small consumer loans. This business is highly sensitive to the labor market and the financial health of the population. This economic expectations chart helps assess credit risks. During periods of optimism, borrowers are more repayable, but during recessions, the risk of default increases.
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Profit of the company, segment and market as a whole
Company profit World Acceptance
World Acceptance Corporation provides small consumer loans through its network of offices. Its financial performance, shown in the graph, depends on the volume of loans issued and collection efficiency. The economic situation of its low-income clients directly impacts delinquency rates and profits.
Profit of companies in the market segment - Consumer lending
World Acceptance Corporation operates in the consumer finance sector, providing small personal loans to clients who often lack access to traditional banks. Its business is closely tied to the financial health of the population. This chart reflects the aggregate profitability of companies in the consumer finance sector, serving as a barometer of economic confidence and household debt burden in the country.
Overall market profit
World Acceptance Corporation, which provides consumer finance to underbanked populations, is a strong barometer of household financial health. When overall market profits decline, as in this chart, demand for its short-term loans surges. This makes its business model countercyclical and sensitive to unemployment.
Future (predicted) profit of the company, segment and market as a whole
Future (projected) profit of the company World Acceptance
World Acceptance Corporation provides small consumer loans through its network of offices. Its profits depend on the demand for these loans and its ability to manage credit risk. This chart reflects analysts' expectations for future revenue, taking into account the economic situation of its target audience and the regulatory environment in consumer lending.
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Future (predicted) profit of companies in the market segment - Consumer lending
World Acceptance Corporation issues small consumer loans through a network of branches, serving clients often rejected by banks. The company's success is directly dependent on the solvency of its borrowers and the overall economic situation in the country. The graph below shows aggregate profit forecasts for the entire segment, allowing one to assess World Acceptance's prospects against the backdrop of overall industry trends.
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Future (predicted) profit of the market as a whole
World Acceptance Corporation provides consumer loans. Demand for its services and the level of risk are highly dependent on the financial situation of the population. A worsening economic situation, predicted by this graph, could simultaneously increase loan demand and raise the default rate.
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P/S of the company, segment and market as a whole
P/S - World Acceptance
For World Acceptance Corp., a small consumer loan provider, this chart is an important indicator. It shows how investors view its revenue, which consists of interest payments and fees, in light of economic conditions. An increase in this indicator may indicate expectations for loan portfolio growth, while a decrease may indicate concerns about rising defaults among its clients.
P/S market segment - Consumer lending
World Acceptance Corporation provides small consumer loans through its network of offices. The company's revenue comes from interest income and fees on these loans. This consumer lending chart helps assess how the market perceives World Acceptance's business model, which is focused on customers with limited access to traditional banking services.
P/S of the market as a whole
World Acceptance Corporation provides small consumer loans through a network of branches across the United States. The company serves customers who often lack access to traditional banking services. This chart reflects overall market revenue estimates, providing context for understanding how investors assess the risks and returns in the consumer lending sector.
Future P/S of the company, segment and market as a whole
Future (projected) P/S of the company World Acceptance
World Acceptance Corporation provides small consumer loans through its network of offices, serving clients who may not have access to traditional banking services. This chart shows how investors view future loan volumes. It reflects their expectations for consumer finance demand and the company's ability to manage risk.
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Future (projected) P/S of the market segment - Consumer lending
World Acceptance Corporation provides small consumer loans to customers with limited access to traditional banking services. The company's valuation reflects investors' perceptions of the demand for such loans, as well as the high regulatory risks associated with interest rates and the credit risks inherent in this borrower segment.
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Future (projected) P/S of the market as a whole
World Acceptance Corp. provides small consumer loans. Demand for its services reflects the financial needs of low-income individuals. This chart shows general expectations, and WRLD's business can serve as an indicator of the financial health of this consumer group.
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Sales of the company, segment and market as a whole
Company sales World Acceptance
World Acceptance Corporation provides small consumer loans through its branch network. This chart illustrates its revenue, which consists primarily of interest and fees earned on these loans. Demand for its services often increases during periods of economic uncertainty among underbanked populations.
Sales of companies in the market segment - Consumer lending
World Acceptance (WRLD) provides small consumer cash loans through a network of over 1,000 offices in the United States. Its clients typically have limited access to traditional banking services. This figure reflects revenue in the consumer lending sector, where World Acceptance serves a specific market segment with high risks and high rates.
Overall market sales
World Acceptance Corporation provides small consumer loans. Its business is sensitive to the financial health of its target audience. This general economic activity pattern impacts employment and income. During periods of economic uncertainty, demand for small loans may increase, but this also increases the company's credit risk.
Future sales volume of the company, segment and market as a whole
Future (projected) sales of the company World Acceptance
World Acceptance Corporation provides small consumer loans through a network of branches. Its revenue depends on demand for short-term loans from consumers with limited access to traditional banking services. This chart shows analyst revenue expectations, which reflect the financial health of low- and middle-income households.
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Future (projected) sales of companies in the market segment - Consumer lending
World Acceptance Corporation provides small consumer loans. The forecast in this chart details the expected interest and fee income for their loan portfolio. This provides an insight into analysts' perceptions of demand for their financial products and the company's ability to manage credit risk.
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Future (projected) sales of the market as a whole
World Acceptance Corporation provides small consumer loans through its network of offices. Their clients often have limited access to traditional banking services. This schedule, reflecting the financial situation of the population, affects both the demand for their loans and the borrowers' ability to make timely payments.
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Marginality of the company, segment and market as a whole
Company marginality World Acceptance
World Acceptance Corporation provides small consumer loans through its network of offices. The company's profitability depends on its ability to manage credit risk among low-income borrowers and effectively collect debt. The chart shows how the company balances high interest rates and loan default rates to generate profit.
Market segment marginality - Consumer lending
World Acceptance Corporation provides small consumer loans through a network of branches in the United States. This chart shows the profitability of its lending business. Success in this segment depends on the ability to effectively manage credit risk among borrowers with less-than-perfect credit histories and comply with regulatory requirements.
Market marginality as a whole
World Acceptance Corporation operates in the consumer lending sector, serving clients who often have limited access to traditional banking products. This chart, which reflects the overall financial health of the corporate sector, serves as an important risk indicator for the company. A decline in economic profitability can increase demand for loans, but also increases the likelihood of defaults.
Employees in the company, segment and market as a whole
Number of employees in the company World Acceptance
World Acceptance Corporation specializes in issuing small consumer loans through a vast network of physical branches. Therefore, this chart is an accurate barometer of the scale of its retail presence. Every change on it, whether growth or contraction, directly reflects the company's strategy to expand or optimize its branch network to serve its customers.
Share of the company's employees World Acceptance within the market segment - Consumer lending
World Acceptance Corporation provides small consumer loans through an extensive branch network. Its business model is focused on personal interaction with clients. This graph directly reflects the scale of its physical presence: its large number of employees reflects the extensive branch network that forms the foundation of its lending operations.
Number of employees in the market segment - Consumer lending
World Acceptance Corporation operates in the small consumer loan segment, often serving underbanked clients. Employment trends across the lending industry, shown in this chart, serve as an important indicator for the company. The growth in the number of employees in the sector indicates both overall demand for loans and increased competition.
Number of employees in the market as a whole
World Acceptance provides small personal loans to consumers. Its client base often has limited access to traditional credit. The company's business can be countercyclical, as demand can increase when the overall employment situation, shown in this chart, worsens.
Market capitalization per employee (in thousands of dollars) of the company, segment, and market as a whole
Market capitalization per employee (in thousands of dollars) of the company World Acceptance (WRLD)
World Acceptance Corporation provides small consumer loans through a network of branches. This business requires a significant number of staff to handle customer service. This metric helps assess the operational efficiency of the branch network. Its growth may indicate successful digitalization of processes or an increase in the average loan size per employee.
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Market capitalization per employee (in thousands of dollars) in the market segment - Consumer lending
World Acceptance provides consumer loans through a network of branches. In this business, balancing customer accessibility with operating expenses is crucial. This chart helps assess how effectively the company manages its branch network and staff to generate profit and market value.
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Market capitalization per employee (in thousands of dollars) for the overall market
World Acceptance Corporation provides consumer loans through an extensive branch network. This metric reflects how the market values their business model, which relies on personal contact with clients. Unlike automated fintech companies, their operations require a significant staff to service borrowers in physical locations. The graph demonstrates the market value generated by each employee.
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Profit per employee (in thousands of dollars) for the company, segment, and market as a whole
Profit per employee (in thousands of dollars) of the company World Acceptance (WRLD)
World Acceptance is a payday loan company. This is a high-risk, high-interest consumer lending segment. This chart shows how effectively the company manages its branch network and staff, and most importantly, how accurate their risk assessment models are to offset the high default rate.
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Profit per employee (in thousands of dollars) in the market segment - Consumer lending
World Acceptance (WRLD) specializes in issuing small consumer loans through a wide network of physical branches. This is a personal lending business, targeting clients with less-than-perfect credit histories. This metric directly reflects the performance of branch employees. The company's profitability depends on how well its staff assesses risks, issues loans, and manages collections.
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Profit per employee (in thousands of dollars) for the market as a whole
World Acceptance Corporation provides small consumer loans (installment loans) through a network of over 1,000 branches. This is the "old school" of consumer lending. The business is very labor-intensive, requiring physical branches and staff to work with clients. This chart clearly demonstrates the low profit per employee typical of offline financial retail compared to fintech platforms.
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Sales to employees of the company, segment and market as a whole
Sales per company employee World Acceptance (WRLD)
World Acceptance Corporation provides small consumer loans through a network of branches. Revenue per employee in this model reflects the productivity of each branch. The graph shows how effectively the company's loan officers originate and service loans while managing default risks in their borrower segment.
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Sales per employee in the market segment - Consumer lending
World Acceptance (WRLD) is a consumer lending company that provides small loans to clients through its branch network. This metric reflects average revenue per employee in the segment. It allows us to assess how effectively WRLD's branch staff generates interest income compared to competitors.
Sales per employee for the market as a whole
World Acceptance operates a network of small branches providing consumer loans to clients who often lack access to traditional banking services. This metric is key for WRLD: it shows how much interest income each branch employee generates. Efficiency here is the branch manager's ability to issue a sufficient number of loans while minimizing losses from defaults.
Short shares by company, segment and market as a whole
Shares shorted by company World Acceptance (WRLD)
World Acceptance (WRLD) provides small consumer loans (installment loans) with high interest rates to clients with low credit ratings. This is a high-risk segment. This chart shows short interest. The high downward interest rate reflects investor concerns about regulatory pressure on predatory lending and expectations of rising defaults if the economy worsens. (348)
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Shares shorted by market segment - Consumer lending
World Acceptance is a company that provides high-interest subprime payday loans through a network of offices in the US. This chart reflects the overall sentiment in the sector, reflecting investor fears that a recession will lead to mass defaults among the most vulnerable borrowers.
Shares shorted by the overall market
World Acceptance (WRLD) operates in the payday lending sector, serving high-risk clients. It's a business with very high interest margins, but also enormous risks. This chart shows how many investors are anticipating a collapse. They're betting on rising defaults due to a worsening economic situation or on stricter government regulation of this predatory practice.
RSI 14 indicator for a company, segment, and market as a whole
The company's RSI 14 indicator World Acceptance (WRLD)
World Acceptance is a company that issues small consumer loans (subprime) at high interest rates. It's an extremely risky business. This chart measures whether greed (overbought) or fear (oversold) is more powerful. It shows when the market is overly fearful of rising defaults or, conversely, overly optimistic about their profitability.
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RSI 14 Market Segment - Consumer lending
World Acceptance is a consumer lender focused on providing convenience loans. They provide small personal loans to clients who often lack access to traditional banking services. This chart shows the overall sentiment in the consumer lending sector. It helps assess how the market views the entire industry and whether the segment is overheated.
RSI 14 for the overall market
World Acceptance (WRLD) specializes in high-yield ("subprime") lending. This chart is a risk indicator for them. During periods of euphoria and low unemployment, their clients service their debt. In times of panic and recession, their borrowers are the first to lose their jobs, leading to mass defaults and threatening WRLD's business model.
Analyst consensus forecast for the company's share price, the segment, and the market as a whole
Analyst consensus stock price forecast WRLD (World Acceptance)
World Acceptance Corp. is a company that provides small personal installment loans through a network of branches in the United States, primarily serving clients with less-than-perfect credit. This chart shows the average target price analysts predict for this lending segment.
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The difference between the consensus estimate and the actual stock price WRLD (World Acceptance)
World Acceptance (WRLD) is a subprime lender. They issue small consumer loans with very high rates through a network of over a thousand physical branches in the US. This chart shows how analysts assess their ability to manage high default risks and regulatory pressure.
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Analyst consensus forecast for stock prices by market segment - Consumer lending
World Acceptance (WRLD) is a payday lender. The company issues small, high-interest consumer loans to clients with low credit scores. This chart shows general expectations for the consumer lending sector. It reflects whether experts believe subprime borrowers can repay loans.
Analysts' consensus forecast for the overall market share price
World Acceptance Corporation provides consumer loans (in installments) to clients with limited access to traditional banking services. This graph reflects the aggregate expectations of experts. It is important for WRLD: market optimism means reduced risk for issued loans, but during periods of pessimism (a decline in the graph), demand for their services may increase due to consumer financial stress.
AKIMA index of the company, segment and market as a whole
AKiMA Company Index World Acceptance
World Acceptance is an old-school subprime lender. Unlike fintech, they operate a network of physical offices in small towns, issuing small but high-interest payday loans to low-credit clients. This chart is a barometer of their high-risk niche. It reflects the unemployment rate among their clients, their ability to collect debt, and ongoing regulatory oversight.
AKIMA Market Segment Index - Consumer lending
World Acceptance (WRLD) is one of the oldest subprime lenders; unlike fintechs, the company operates through a vast network of physical offices, issuing small, high-value loans. This aggregate metric evaluates financial companies. The graph shows the sector average. This benchmark: how does this legacy (office-based) model (WRLD) differentiate it from its mid-tier, digital (OppFi) competitor?
The AKIM Index for the overall market
World Acceptance is a lender that provides small consumer loans to borrowers with limited access to credit. This chart, which reflects the market average, provides a macro backdrop. It helps assess how WRLD, which operates in a high-risk and regulated segment, compares to the overall economic situation that impacts the solvency of the lower income bracket.
