GURU.Markets stock price, segment price, and overall market index valuation
The company's share price OppFi Inc.
OppFi is a fintech platform that provides loans to consumers with low credit scores. Its stock price reflects the high risks of this lending segment and its dependence on the regulatory environment, which can limit interest rates.
Share prices of companies in the market segment - Consumer lending
OppFi is a fintech platform that provides loans to consumers with low credit scores. We classify it as part of the Consumer Lending sector, and the chart below reflects the overall dynamics of this segment, which is highly dependent on the state of the economy and the regulatory environment.
Broad Market Index - GURU.Markets
OppFi is a fintech platform that provides affordable loans to consumers with poor credit scores. As part of the GURU.Markets index, it represents the online lending sector. The chart below represents the entire market. See how OppFi shares compare to the overall trend.
Change in the price of a company, segment, and market as a whole per day
OPFI - Daily change in the company's share price OppFi Inc.
Daily fluctuations in OppFi, a fintech platform for alternative lending, reflect the volatility of the sector. Change_co measures sensitivity to credit risks and regulatory changes. This metric is an important component of models on System.GURU.Markets that analyze companies in the consumer finance sector.
Daily change in the price of a set of shares in a market segment - Consumer lending
OppFi Inc. is a fintech platform. This chart demonstrates the high volatility of the financial sector. Comparison with OPFI's dynamics, which focuses on lending to borrowers with less-than-perfect credit histories, helps us understand its increased sensitivity to economic conditions.
Daily change in the price of a broad market stock, index - GURU.Markets
OppFi is a fintech platform that provides loan products to borrowers with less-than-perfect credit. This business is highly dependent on the state of the economy and unemployment. The chart below shows the volatility in the consumer lending sector, reflecting these risks.
Dynamics of market capitalization of the company, segment and the market as a whole over 12 months
Annual dynamics of the company's market capitalization OppFi Inc.
OppFi is a fintech company that provides online loans. Its business is extremely sensitive to interest rate fluctuations. The year-over-year stock price performance shown in the chart directly reflects the state of the lending market and competition in this sector.
Annual dynamics of market capitalization of the market segment - Consumer lending
OppFi Inc. is a fintech platform that helps banks provide loans to consumers with less-than-perfect credit. This chart shows how its business model, sensitive to economic conditions and regulatory scrutiny, and its struggle for profitability influence its volatile performance.
Annual dynamics of market capitalization of broad market stocks, index - GURU.Markets
OppFi, which provides loans to consumers with less-than-perfect credit histories, is a highly cyclical company. Its business thrives in good times but carries significant risks during crises. The company's stock price is a barometer of the financial health of the most vulnerable segments of the population, increasingly reflecting all phases of the economic cycle.
Dynamics of market capitalization of the company, segment and the market as a whole for the month
Monthly dynamics of the company's market capitalization OppFi Inc.
OppFi, a fintech platform that provides loans to consumers with low credit scores, shows monthly fluctuations in the chart, reflecting demand for alternative lending products and the close attention regulators are paying to this market segment.
Monthly dynamics of market capitalization of the market segment - Consumer lending
The alternative consumer lending market is highly dependent on the financial health of borrowers and the regulatory climate. The dynamics of this fintech segment, shown in the chart, reflect investors' assessment of the high risks and potential returns. In this environment, companies like OppFi provide access to capital.
Monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets
OppFi, a fintech platform that provides loans to consumers with less-than-perfect credit, is highly sensitive to economic conditions. Default risks rise during recessions, making its stock cyclical and high-risk, amplifying broader market movements.
Dynamics of market capitalization of the company, segment and the market as a whole for the week
Weekly dynamics of the company's market capitalization OppFi Inc.
The short-term performance of OppFi, a fintech platform that provides loans to consumers with low credit ratings, depends on the regulatory environment and the state of the economy. News about changes in consumer lending laws and employment levels create high volatility.
Weekly dynamics of market capitalization of the market segment - Consumer lending
OppFi and the entire alternative lending sector are responding to the overall financial health of consumers and the regulatory environment. Changes in consumer lending legislation pose a risk for everyone. The chart below shows how the company stacks up against this volatile backdrop.
Weekly dynamics of market capitalization of stocks of the broad market, index - GURU.Markets
OppFi shares, which operate in the high-risk lending sector, are highly cyclical. They can significantly outperform the market during periods of economic growth, but also fall first when signs of a recession appear. The chart shows this extreme sensitivity to the state of the economy.
Market capitalization of the company, segment and market as a whole
OPFI - Market capitalization of the company OppFi Inc.
OppFi's market capitalization is the financial valuation of a fintech platform that provides loans to consumers with low credit scores. The chart reflects its business model, which is based on partnerships with banks. Its dynamics reflect the balance between high demand for loans from underserved customers and significant regulatory and reputational risks.
OPFI - Share of the company's market capitalization OppFi Inc. within the market segment - Consumer lending
OppFi Inc. is a fintech platform that provides loans to consumers with low credit scores through partner banks. Its sector share reflects its role in serving this risky category of borrowers. The chart shows how its weight is affected by interest rates and regulatory risks in the subprime lending industry.
Market capitalization of the market segment - Consumer lending
OppFi is a fintech platform that provides loans to consumers with less-than-perfect credit. The chart below shows the overall market capitalization of the consumer lending sector. OppFi occupies a niche in this vast market, serving those rejected by traditional banks, which comes with high risks.
Market capitalization of all companies included in a broad market index - GURU.Markets
The fintech visible in the chart serves more than just customers with perfect credit. OppFi provides credit products to people rejected by traditional banks. Its market capitalization reflects its ability to manage high risks and serve this market segment using technology.
Book value capitalization of the company, segment and market as a whole
OPFI - Book value capitalization of the company OppFi Inc.
For OppFi, a fintech platform, this chart is the financial foundation of its business. Book value reflects the capital used to provide access to loans for consumers with less-than-perfect credit histories. These are the financial assets that support its lending model through partner banks.
OPFI - Share of the company's book capitalization OppFi Inc. within the market segment - Consumer lending
OppFi, a fintech lending platform, has a lightweight asset structure. Its share of the sector's physical assets, consisting of offices and data centers, is minimal. The chart shows that its business is built on technology and partnerships with banks, rather than a network of physical branches.
Market segment balance sheet capitalization - Consumer lending
OppFi is a fintech platform. Compared to the capital-intensive banking sector, it's "asset-light." The industry's asset chart reflects banks' balance sheets. OppFi doesn't issue loans itself, but rather serves as a technological intermediary between borrowers and partner banks.
Book value of all companies included in the broad market index - GURU.Markets
OppFi Inc. is a fintech platform that provides loans to consumers with less-than-perfect credit. Its book value reflects its risk-assessment technology platform and loan portfolio. This capital is dedicated to serving an underserved market segment.
The ratio of market capitalization to book capitalization of a company, segment, and the market as a whole
Market capitalization to book capitalization ratio - OppFi Inc.
OppFi is a fintech company. It has no bank branches. Its valuation is a premium (or discount) to its loan portfolio and technology platform, reflecting both the high growth potential in its niche and the increased risks associated with its clients.
Market to book capitalization ratio in a market segment - Consumer lending
OppFi is a fintech platform that provides loans to consumers with poor credit scores. Its value lies in its risk assessment algorithms and technology, not its physical branches. The chart shows how the market assesses its ability to operate profitably in this niche compared to its book value.
Market to book capitalization ratio for the market as a whole
OppFi Inc. is a fintech platform that provides loans to consumers with low credit scores through partner banks. Compared to average market valuations, as shown in this chart, its valuation reflects high revenue potential, but also significant regulatory and credit risks associated with its client base.
Debts of the company, segment and market as a whole
OPFI - Company debts OppFi Inc.
OppFi is a fintech platform that provides loans to consumers with poor credit scores, often in partnership with banks. The company actively raises capital to finance its loan portfolio. This chart illustrates how intensively OppFi leverages debt to scale its lending volumes and meet demand in its market segment.
Market segment debts - Consumer lending
OppFi is a fintech platform that provides loans to consumers with poor credit scores. This segment is characterized by high risks, but also high potential returns. To fund its loan portfolio, the company must raise capital. This chart shows how OppFi manages its financial obligations in this specific lending sector.
Market debt in general
Debt to book value of the company, segment and market as a whole
The company's debt to book capitalization ratio OppFi Inc.
OppFi Inc. provides credit services to consumers with poor credit scores. This chart shows its reliance on debt capital. Access to financing is critical for this business model, but high debt levels combined with a risky loan portfolio could lead to serious problems if the economy worsens and defaults increase.
Market segment debt to market segment book capitalization - Consumer lending
OppFi Inc. uses its technology platform to provide loans to consumers with less-than-perfect credit histories. This segment is associated with higher risk and requires specific capital management. The chart shows the overall debt burden in the consumer lending sector, providing insight into how OppFi's financial model differs from traditional lenders.
Debt to book value of all companies in the market
OppFi Inc. is a fintech platform that provides loans to consumers with low credit scores. The company's business model is based on access to capital for lending. This graph, reflecting the overall cost of borrowing in the economy, is a key factor determining OppFi's interest rates, margins, and ability to attract capital to grow its loan portfolio.
P/E of the company, segment and market as a whole
P/E - OppFi Inc.
This metric for OppFi, a fintech platform for people with low credit scores, reflects the high risk of its business. The low P/E is a consequence of the high interest rates it offers and the intense scrutiny of regulators. This is a valuation for a company operating in one of the most challenging segments of consumer lending.
P/E of the market segment - Consumer lending
OppFi Inc. is a fintech platform that provides loans to consumers with less-than-perfect credit, often in partnership with banks. This chart shows the average rating for the consumer lending sector. It helps assess how the market views the higher risks and returns associated with the subprime lending segment in which OppFi operates.
P/E of the market as a whole
OppFi Inc. is a fintech platform that helps banks provide loans to consumers with poor credit scores. Its business is highly sensitive to economic conditions and unemployment. This graph, which reflects general economic expectations, is an important indicator for OppFi of potential default rates. During downturns, risks in its segment increase sharply.
Future P/E of the company, segment and market as a whole
Future (projected) P/E of the company OppFi Inc.
OppFi Inc. is a fintech platform that provides loans to consumers with less-than-perfect credit, often overlooked by traditional banks. Their growth depends on demand for alternative lending. This chart reflects market expectations for the company's future profitability, taking into account both growth potential and regulatory risks in this segment.
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Future (projected) P/E of the market segment - Consumer lending
OppFi Inc. is a fintech platform that provides affordable loans to consumers with low credit scores who are unserved by traditional banks. This chart is a barometer of expectations for the consumer lending sector. OPFI's position relative to the average may indicate how the market perceives the balance between high interest rates and credit risk.
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Future (projected) P/E of the market as a whole
OppFi Inc. is a fintech platform that provides loans to consumers with less-than-perfect credit histories. Demand for its services and risk level are highly dependent on the economic situation. This graph of general expectations helps assess the financial health of the population. A worsening outlook could increase demand, but also increase the risk of default for OppFi.
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Profit of the company, segment and market as a whole
Company profit OppFi Inc.
OppFi Inc. is a fintech platform that provides affordable loans to consumers with less-than-perfect credit histories. The chart below shows the financial results of this activity. The company's profit is directly dependent on the volume of loans issued and its ability to effectively manage credit risk to minimize defaults.
Profit of companies in the market segment - Consumer lending
OppFi Inc. is a fintech platform that provides loans to consumers rejected by traditional banks. Demand for its services grows in certain economic conditions. This chart shows the total profitability of the consumer lending sector. It helps understand how financial behavior is changing and the overall risks and opportunities in the alternative finance sector.
Overall market profit
OppFi Inc. provides loans to consumers with low credit scores, occupying a specific niche in the financial market. When traditional banks tighten lending amid general economic uncertainty, visible through falling profits, demand for OppFi's services can increase. The company serves as an indicator of credit availability for the most vulnerable segments of the population.
Future (predicted) profit of the company, segment and market as a whole
Future (projected) profit of the company OppFi Inc.
OppFi Inc. is a fintech platform that provides loans to consumers with less-than-perfect credit histories. Its profitability depends on its ability to accurately assess risk and manage its cost of capital. This chart reflects analysts' forecasts for future revenue, which take into account the regulatory environment and expected demand for alternative financial products.
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Future (predicted) profit of companies in the market segment - Consumer lending
OppFi Inc. is a fintech platform that provides loans to consumers with less-than-perfect credit who are rejected by traditional banks. Its business model depends on the ability to accurately assess risk and the regulatory environment. This chart reflects profitability expectations for the entire consumer lending sector, allowing you to assess OppFi's niche in the context of overall trends.
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Future (predicted) profit of the market as a whole
OppFi Inc. provides credit services to consumers with less-than-perfect credit who have been rejected by traditional banks. Demand for its products increases when the economic situation worsens. Therefore, the negative trend in this corporate earnings chart may indicate an expanding potential market for the company.
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P/S of the company, segment and market as a whole
P/S - OppFi Inc.
OppFi provides credit products to consumers with low credit scores who are not served by traditional banks. This chart shows how the market assesses the risks and returns of this niche. The dynamics of this indicator reflect the balance between potentially high margins and the regulatory and credit risks inherent in its business.
P/S market segment - Consumer lending
OppFi Inc. is a fintech platform that provides access to loans for consumers with less-than-perfect credit. The company's revenue comes from interest and fees on issued loans. This chart reflects the average revenue estimate in the consumer lending sector. It provides insight into how the market views OppFi's risk model and growth potential in its niche.
P/S of the market as a whole
OppFi Inc. is a fintech platform that provides affordable loans to consumers with low credit scores who are unserved by traditional banks. Its revenue depends on demand for these loans and its ability to manage risk. This chart shows the overall revenue estimate, providing insight into how investors view this high-risk but potentially lucrative niche.
Future P/S of the company, segment and market as a whole
Future (projected) P/S of the company OppFi Inc.
OppFi Inc. is a fintech platform that provides affordable loans to consumers with less-than-perfect credit, who are often overlooked by traditional banks. This chart shows how the market estimates future loan volume. It reflects expectations for demand for alternative financing and OppFi's ability to effectively manage credit risk.
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Future (projected) P/S of the market segment - Consumer lending
OppFi Inc. is a fintech platform that helps banks provide loans to consumers with poor credit scores. The company's valuation reflects investor sentiment about the growth of the alternative lending market, but also the high regulatory risks associated with interest rates and lending practices in this segment, making it volatile.
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Future (projected) P/S of the market as a whole
OppFi Inc. provides credit products to consumers with low credit scores. This chart reflects general expectations, and the demand for OppFi's services reflects the status and financial needs of the underbanked segment of the population.
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Sales of the company, segment and market as a whole
Company sales OppFi Inc.
OppFi is a fintech platform that provides access to loans for consumers with poor credit scores. This chart shows revenue generated from interest and fees on loans issued through its platform by partner banks. Lending volumes and interest rates are the key drivers of this metric.
Sales of companies in the market segment - Consumer lending
OppFi (OPFI) is a fintech platform that provides loans to consumers with low credit scores rejected by traditional banks. The company uses AI to assess risks. This chart shows total revenue in the consumer lending space, where OppFi occupies a niche in alternative financing, serving millions of people excluded from the banking system.
Overall market sales
OppFi Inc. is a fintech platform that provides loans to consumers rejected by traditional banks. The overall economic situation, as shown in this graph, directly impacts its target audience. During periods of economic instability or slow income growth, the number of people in need of alternative financing sources may increase.
Future sales volume of the company, segment and market as a whole
Future (projected) sales of the company OppFi Inc.
OppFi Inc. is a fintech platform that provides affordable loans to consumers with less-than-perfect credit. The company's revenue growth depends on demand for alternative financial products and the regulatory environment. This chart reflects analysts' forecasts for future revenue, which is an indicator of the health of the underserved consumer segment.
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Future (projected) sales of companies in the market segment - Consumer lending
OppFi is a fintech platform that provides affordable loans to consumers underserved by traditional banks. This forecast chart details the expected revenue from their lending products. It shows how analysts assess the demand for alternative lending and the company's ability to manage risk in this segment.
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Future (projected) sales of the market as a whole
OppFi is a fintech platform that provides affordable loans to consumers rejected by traditional banks. Demand for their services increases when people face unexpected expenses. This trend, reflecting the overall financial situation of the population, affects both the need for alternative loans and the borrowers' ability to repay them.
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Marginality of the company, segment and market as a whole
Company marginality OppFi Inc.
OppFi Inc. is a fintech platform that provides loans to consumers with less-than-perfect credit, often overlooked by traditional banks. The company's profitability depends on its ability to accurately assess risks and set appropriate interest rates. This chart demonstrates how OppFi balances high risks and high returns in its niche.
Market segment marginality - Consumer lending
OppFi is a fintech platform that helps banks provide affordable loans to consumers with low credit scores. This chart illustrates the effectiveness of its business model. Profitability depends on the ability of its AI algorithms to accurately assess borrower risk, allowing partner banks to issue loans with lower default rates.
Market marginality as a whole
OppFi Inc. provides credit products to consumers rejected by traditional banks. Demand for its services often increases during periods of economic uncertainty. This overall profitability chart serves as an indicator of such periods. A decrease in overall margins may signal financial difficulties among the population, which expands OppFi's target audience.
Employees in the company, segment and market as a whole
Number of employees in the company OppFi Inc.
OppFi is a fintech platform that helps banks provide loans to consumers with poor credit scores. Its staff is a synergy of technology and people. Although the process is automated, the growth of the customer support and compliance team, visible in the graph, is necessary for scaling the business and managing risks.
Share of the company's employees OppFi Inc. within the market segment - Consumer lending
OppFi provides financial services to consumers rejected by traditional banks through its technology platform. This chart shows the human resources behind its automated processes. Despite its focus on technology, the company still requires a team to manage risk, serve customers, and maintain regulatory compliance.
Number of employees in the market segment - Consumer lending
OppFi Inc. is a fintech platform that provides loans to people with low credit scores. The dynamics of employment in the consumer lending sector reflects the overall demand for financial services. For OppFi, growth in this segment underscores the importance of their niche but also attracts new competitors, requiring the company to continually improve its scoring models and customer service.
Number of employees in the market as a whole
OppFi is a fintech platform that helps consumers obtain loans without access to traditional credit. Its market grows when traditional options become unavailable. The company's staffing needs depend on consumer lending trends, which don't always align with the overall employment picture shown in this chart.
Market capitalization per employee (in thousands of dollars) of the company, segment, and market as a whole
Market capitalization per employee (in thousands of dollars) of the company OppFi Inc. (OPFI)
OppFi is a fintech platform that provides loans to consumers with low credit scores. The business is based on risk assessment algorithms and automation. This metric demonstrates the effectiveness of OppFi's technology platform: the higher the score, the more successfully the company uses AI and data to scale its business without increasing its staff proportionally.
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Market capitalization per employee (in thousands of dollars) in the market segment - Consumer lending
OppFi is a fintech platform that provides loans to consumers with poor credit scores. Its business is based on risk assessment algorithms rather than a branch network. Its high capitalization per employee reflects the value of its technology, which allows it to automatically service a large volume of clients with a small team.
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Market capitalization per employee (in thousands of dollars) for the overall market
OppFi Inc. is a financial technology platform that provides loans to consumers with low credit scores. The chart shows the performance of its automated model. Unlike banks, OppFi uses technology to assess risks and issue loans, allowing a small team to serve a large number of clients and generate high costs per employee.
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Profit per employee (in thousands of dollars) for the company, segment, and market as a whole
Profit per employee (in thousands of dollars) of the company OppFi Inc. (OPFI)
OppFi is a fintech platform that provides loans to unbanked clients (those with low credit scores) through partner banks. Their advantage lies in their scoring algorithms. This chart shows how effective their risk assessment model is. The high return per employee indicates that their technology accurately filters out bad borrowers and automates disbursement.
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Profit per employee (in thousands of dollars) in the market segment - Consumer lending
OppFi is a fintech platform that provides loans to consumers with less-than-perfect credit, often in partnership with banks. It's a data-driven business. This metric reflects how effectively their scoring algorithms and automated platform issue profitable loans while minimizing manual labor and credit losses.
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Profit per employee (in thousands of dollars) for the market as a whole
OppFi Inc. (OppFi) is a fintech platform that provides payday loans and other credit to consumers with less-than-perfect credit, often through partners. This chart illustrates how efficiently the fintech model, based on algorithms rather than bank branches, generates profit per employee while operating in the high-risk consumer lending segment.
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Sales to employees of the company, segment and market as a whole
Sales per company employee OppFi Inc. (OPFI)
OppFi is a fintech platform that provides loans to consumers with less-than-perfect credit histories through partner banks. Its revenue per employee reflects the high degree of automation and the effectiveness of its AI models. The graph shows how successfully the technology platform processes applications and manages risks with minimal human intervention.
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Sales per employee in the market segment - Consumer lending
OppFi (OPFI) is a fintech platform that provides second-chance loans to consumers with less-than-perfect credit, often through partner banks. This chart shows the average revenue per employee in the segment. It allows you to evaluate how effectively OppFi uses technology to generate revenue compared to traditional lenders.
Sales per employee for the market as a whole
OppFi (OPFI) is a fintech platform that provides loans to consumers rejected by traditional banks using AI-powered alternative scoring. This chart demonstrates the effectiveness of their automated platform. The high revenue per employee demonstrates that their AI models and digital processes allow them to handle a large influx of applications and manage risk without inflating their staff.
Short shares by company, segment and market as a whole
Shares shorted by company OppFi Inc. (OPFI)
OppFi (OPFI) is a fintech platform that provides loans to consumers with low credit scores (subprime), who are not served by traditional banks. This is a high-yield and high-risk segment. This chart shows the volume of bearish bets. A surge in bearish sentiment is usually associated with expectations of a recession (increasing defaults) or strict regulatory crackdown on predatory lending. (347)
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Shares shorted by market segment - Consumer lending
OppFi is a fintech platform that provides "alternative" loans (with high rates) to people rejected by banks. This chart shows the general sentiment in the sector. It reflects investor fears that regulators will "strangle" the sector or that defaults in the subprime segment will rise sharply.
Shares shorted by the overall market
OppFi is a fintech platform that provides payday loans and other high-risk loans. It's a business teetering on the brink. When this fear indicator rises, investors see the threat of a recession. For OPFI, this means a catastrophic rise in defaults, as its clients are the first to lose their jobs and solvency in a crisis.
RSI 14 indicator for a company, segment, and market as a whole
The company's RSI 14 indicator OppFi Inc. (OPFI)
OppFi (OPFI) is a fintech platform (formerly OppLoans) that provides loans to consumers with low credit scores, often acting as an intermediary for partner banks. This is a high-risk segment. This chart measures sentiment. It shows "oversold" (below 30) amid regulatory threats (rate caps) or "overbought" (above 70) amid strong lending growth data.
&width=1500&height=450&colorIndex=75&filename=GURU_Markets_-_RSI-14-indicator-chart-for-the-companys-stock-OppFi-Inc.-OPFI&v=1772513619477 "RSI 14 indicator chart for the company's stock OppFi Inc. (OPFI)")
RSI 14 Market Segment - Consumer lending
OppFi (OPFI) is a fintech platform that provides loans to consumers with low credit scores, often in partnership with banks. This is a high-risk segment. This chart measures the collective "fear" or "greed" in the consumer lending sector. It helps understand whether the entire subprime sector is overheated or oversold on fears of rising defaults.
RSI 14 for the overall market
OppFi (OPFI), a fintech platform for subprime lending, uses this chart as a risk barometer. During periods of market euphoria and low unemployment, its borrowers make payments reliably. During periods of panic and rising unemployment, this category of clients is the first to lose income, leading to a sharp rise in defaults.
Analyst consensus forecast for the company's share price, the segment, and the market as a whole
Analyst consensus stock price forecast OPFI (OppFi Inc.)
OppFi is a fintech platform that helps partner banks offer loans to consumers with low credit scores who can't access traditional loans. This chart shows the analyst consensus: the average target price they see for this high-risk business model.
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The difference between the consensus estimate and the actual stock price OPFI (OppFi Inc.)
OppFi (Opportunity Financial) is a fintech platform that provides subprime loans (with very high rates) to people rejected by traditional banks. They act as a technology partner for banks. This chart shows how analysts weigh their rapid growth against the enormous regulatory and default risks.
&width=1500&height=450&colorIndex=79&filename=GURU_Markets_-_A-chart-showing-the-difference-between-the-consensus-forecast-and-the-actual-stock-price.-OPFI-OppFi-Inc.&v=1772513619545 "A chart showing the difference between the consensus forecast and the actual stock price. OPFI (OppFi Inc.)")
Analyst consensus forecast for stock prices by market segment - Consumer lending
OppFi is a fintech platform that provides fast loans to consumers with low credit scores (subprime), who have been overlooked by traditional banks. This chart shows the general expectations of analysts for the consumer lending sector. It reflects whether experts believe in the sustainability of subprime borrowers.
Analysts' consensus forecast for the overall market share price
OppFi Inc. (OppFi) is a fintech platform that provides alternative consumer loans to people with low credit scores who are rejected by traditional banks. This chart shows the overall market sentiment. For OppFi, which operates in the high-risk segment, overall market pessimism (a downward trend in the chart) may indicate increased demand for its services due to consumers' deteriorating financial situations.
AKIMA index of the company, segment and market as a whole
AKiMA Company Index OppFi Inc.
OppFi is a fintech platform operating in the subprime lending segment. They provide small consumer loans to people with poor credit who have been rejected by banks, using their AI scoring. This chart is an indicator of their high-risk niche. It reflects the balance between the high interest rates they charge and the default rate in their portfolio.
AKIMA Market Segment Index - Consumer lending
OppFi (OPFI) is a fintech platform serving subprime borrowers; unlike Enova, the company operates as a BaaS platform, connecting clients rejected by banks with its partner banks. This aggregate metric evaluates financial companies. The graph shows the sector average. This benchmark: how does OPFI's BaaS model differentiate it from the average lender?
The AKIM Index for the overall market
OppFi is a fintech platform that helps banks issue loans to consumers with limited access to traditional finance. It works with the subprime segment. This chart, reflecting the market average, provides a macro backdrop. It helps assess how this high-risk lending business compares to the overall economic situation affecting borrowers.
