GURU.Markets stock price, segment price, and overall market index valuation
The company's share price Credit Acceptance
Credit Acceptance is a company that provides auto loans to consumers with poor credit (subprime). Its stock price is cyclical and heavily dependent on the state of the economy and unemployment, which affect borrowers' ability to repay loans.
Share prices of companies in the market segment - Consumer lending
Credit Acceptance is a company that provides auto loans to consumers with less-than-perfect credit through dealers. We classify it as part of the Consumer Lending sector. The chart below shows the overall dynamics of this segment, which is highly dependent on the state of the economy.
Broad Market Index - GURU.Markets
Credit Acceptance is a financial company that provides auto loans to borrowers with poor credit through a network of dealers. As a major player in the subprime lending sector, it is included in the GURU.Markets index. The chart below shows the overall market trend. Compare it with the CACC dynamics to assess the state of this segment.
Change in the price of a company, segment, and market as a whole per day
CACC - Daily change in the company's share price Credit Acceptance
Change_Co for Credit Acceptance (CACC), a consumer auto loan provider, reflects sensitivity to economic health, employment levels, and credit risk. CACC volatility is a measure of exposure to consumer lending cycles. While not a spectacular indicator, it is indispensable for formulaic analysis of sustainability in the retail finance sector at System.GURU.Markets.
Daily change in the price of a set of shares in a market segment - Consumer lending
Credit Acceptance Corporation is a car loan company for borrowers with low credit ratings. This chart highlights the high volatility of the financial sector. Comparison with the CACC's dynamics helps understand its increased sensitivity to economic conditions and unemployment.
Daily change in the price of a broad market stock, index - GURU.Markets
Credit Acceptance provides auto loans to borrowers with less-than-perfect credit histories. This business is highly dependent on the state of the economy and unemployment. The chart below shows the volatility in the consumer lending sector, reflecting these risks.
Dynamics of market capitalization of the company, segment and the market as a whole over 12 months
Annual dynamics of the company's market capitalization Credit Acceptance
Credit Acceptance specializes in car loans for borrowers with less-than-perfect credit histories. The company's stock is a sensitive barometer of consumers' financial health and the state of the credit market. Its fluctuations are an important economic signal.
Annual dynamics of market capitalization of the market segment - Consumer lending
Credit Acceptance Corporation is a finance company specializing in auto loans for borrowers with poor credit. Its unique dealer model and sophisticated risk assessment system are its key advantages. The chart shows how its business responds to economic cycles.
Annual dynamics of market capitalization of broad market stocks, index - GURU.Markets
Credit Acceptance, which provides auto loans to borrowers with poor credit, is highly sensitive to the economic situation. Its stock price reacts sharply to unemployment and income stability. The company's financial performance is a barometer of the financial health of the most vulnerable consumers.
Dynamics of market capitalization of the company, segment and the market as a whole for the month
Monthly dynamics of the company's market capitalization Credit Acceptance
The value of Credit Acceptance, a subprime auto loan company, depends on the state of the market. The monthly fluctuations on the chart reflect the volume of loans issued and, more importantly, the accuracy of its models for predicting the repayment of these high-risk loans.
Monthly dynamics of market capitalization of the market segment - Consumer lending
This chart reflects the dynamics of the consumer lending sector. For Credit Acceptance, with its unique model, it's a barometer of the health of consumers with low credit scores. Delinquency rates and demand for auto loans are key factors.
Monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets
Credit Acceptance Corporation provides car financing to consumers with poor credit. Its business is often countercyclical, as demand for its services can increase during challenging times. A broad market sentiment chart allows us to assess how its unique niche and risk assessment model have influenced its performance during different phases of the economic cycle.
Dynamics of market capitalization of the company, segment and the market as a whole for the week
Weekly dynamics of the company's market capitalization Credit Acceptance
The weekly performance of Credit Acceptance, a high-risk auto loan company, closely mirrors the state of consumer debt. Late payment data, used car prices, and regulatory news create significant fluctuations. The chart shows the pulse of this complex financial sector.
Weekly dynamics of market capitalization of the market segment - Consumer lending
Credit Acceptance operates in the subprime auto loan niche, and the entire sector reacts weekly to overall consumer credit data. News about rising delinquencies or changes in used car prices impact all players. The chart shows how the company is moving in tandem with its segment.
Weekly dynamics of market capitalization of stocks of the broad market, index - GURU.Markets
Credit Acceptance, operating in the high-risk auto loan industry, is highly sensitive to economic conditions. This chart will help you understand how strongly the company's shares react to news about consumer debt and employment, and how this reaction correlates with broader market movements.
Market capitalization of the company, segment and market as a whole
CACC - Market capitalization of the company Credit Acceptance
Credit Acceptance's market capitalization dynamics are a barometer of the state of the auto loan market for borrowers with low credit ratings. The chart clearly shows how the company's market valuation changes depending on unemployment, consumer confidence, and the company's ability to manage credit risk.
CACC - Share of the company's market capitalization Credit Acceptance within the market segment - Consumer lending
Credit Acceptance Corp. occupies a specific niche in auto loans for borrowers with poor credit. Its share of the consumer finance sector's market capitalization reflects the profitability and risks of this business model. The chart shows how economic cycles and unemployment affect its market share and valuation.
Market capitalization of the market segment - Consumer lending
Credit Acceptance specializes in auto loans for borrowers with poor credit. What is the overall size of this market? The chart below shows the market capitalization of the entire consumer lending sector. Its dynamics are a barometer of consumer sentiment and risk appetite in the economy.
Market capitalization of all companies included in a broad market index - GURU.Markets
The Credit Acceptance Corp. chart is a barometer of the auto loan market for borrowers with poor credit. Its market capitalization reflects the company's ability to manage high risks and generate profits. The dynamics on this chart show how the balance between demand for such loans and the state of the US economy is shifting.
Book value capitalization of the company, segment and market as a whole
CACC - Book value capitalization of the company Credit Acceptance
The book value of Credit Acceptance, which operates in the auto loan industry, reflects its equity, which serves as a risk buffer. This represents the company's tangible financial assets minus its liabilities. The chart below shows how this key indicator of financial strength has changed.
CACC - Share of the company's book capitalization Credit Acceptance within the market segment - Consumer lending
Credit Acceptance Corporation's business is built on an extensive network of partner dealerships and operational offices. These physical locations across the country form the foundation of its auto loan model. The chart clearly shows the company's share of the physical infrastructure in the consumer finance segment.
Market segment balance sheet capitalization - Consumer lending
Credit Acceptance's auto loan business doesn't require manufacturing facilities; it's based on capital and an IT platform. This makes it lightweight compared to automakers. The chart below shows the financial sector's book value, which underscores its operating model.
Book value of all companies included in the broad market index - GURU.Markets
Credit Acceptance Corp. provides auto financing. Its assets comprise a vast portfolio of auto loans. The company's stake in BCap_All reflects its physical market size, measured not by factories but by the amount of capital that makes car ownership possible for millions of people.
The ratio of market capitalization to book capitalization of a company, segment, and the market as a whole
Market capitalization to book capitalization ratio - Credit Acceptance
Credit Acceptance operates in the high-risk auto loan niche, and its balance sheet is a portfolio of these loans. Its market valuation reflects its belief in its unique scoring and collection model. The P/B ratio reflects investors' confidence in the company's ability to generate returns that exceed the risks of its assets.
Market to book capitalization ratio in a market segment - Consumer lending
Credit Acceptance specializes in auto loans for borrowers with poor credit. This metric compares a company's market valuation to its book value, which is primarily represented by its outstanding loan portfolio. It reflects how investors assess its ability to manage risk.
Market to book capitalization ratio for the market as a whole
Credit Acceptance Corporation specializes in auto loans for borrowers with poor credit, operating through its dealer network. This chart shows the average market valuation. Against this backdrop, its valuation is cyclical and reflects the company's ability to manage high risks and generate profits based on the state of the consumer economy.
Debts of the company, segment and market as a whole
CACC - Company debts Credit Acceptance
Credit Acceptance Corp. specializes in subprime auto loans, and its debt structure is the foundation of its business model. The company leverages significant debt to finance its loan portfolio. The dynamics in this chart illustrate how the company manages leverage to generate profits in a risky environment.
Market segment debts - Consumer lending
Credit Acceptance Corporation specializes in auto loans for borrowers with poor credit. The company's business model is based on raising capital at one rate and issuing loans at a higher rate. Therefore, debt management is at the core of its operations. This chart essentially reflects the scale and riskiness of its loan portfolio.
Market debt in general
Debt to book value of the company, segment and market as a whole
The company's debt to book capitalization ratio Credit Acceptance
Credit Acceptance Corporation specializes in auto loans for borrowers with poor credit, a high-risk business. This chart shows the company's leverage level to finance its loan portfolio. This is a key metric reflecting its risk appetite and capital structure.
Market segment debt to market segment book capitalization - Consumer lending
Credit Acceptance specializes in auto loans for borrowers with low credit ratings. This chart reflects the debt burden in the consumer lending sector. It allows us to assess how risks and leverage appetite in the industry change depending on the economic situation, and how CACC's business model adapts to these changes.
Debt to book value of all companies in the market
Credit Acceptance operates in the subprime auto finance industry, which is highly sensitive to economic conditions. This chart shows the overall debt load of all companies. A rise in this indicator can signal overheating, while a fall can indicate a recession, which directly impacts Credit Acceptance's risks and business model.
P/E of the company, segment and market as a whole
P/E - Credit Acceptance
Credit Acceptance Corporation specializes in auto loans for borrowers with poor credit. This chart shows how the market perceives its ability to generate profits in this high-risk segment. This indicator's dynamics may reflect economic changes that affect borrowers' ability to repay loans.
P/E of the market segment - Consumer lending
Companies in the consumer finance sector, like Credit Acceptance, are sensitive to the state of the economy. This chart shows the average valuation for the entire industry. It helps understand whether investors consider Credit Acceptance's business model, focused on subprime auto loans, to be riskier or more profitable than its competitors.
P/E of the market as a whole
Credit Acceptance Corporation specializes in subprime auto loans for borrowers with poor credit. Its business is highly sensitive to economic conditions, particularly unemployment. This graph, which reflects general economic expectations, is an important indicator for CACC of its future loan default rates, which directly impacts its profitability and valuation.
Future P/E of the company, segment and market as a whole
Future (projected) P/E of the company Credit Acceptance
Credit Acceptance specializes in auto loans for borrowers with low credit scores. The company's future profitability depends on its ability to accurately assess risks and the state of consumer demand. This chart shows how analysts forecast the balance between loan portfolio growth and potential losses on issued loans.
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Future (projected) P/E of the market segment - Consumer lending
Credit Acceptance Corporation specializes in auto loans for borrowers with low credit ratings, occupying a unique niche in the financial sector. The chart below compares its profitability forecasts with those of the consumer finance sector, allowing one to assess how the market perceives its ability to manage high risks and generate profits.
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Future (projected) P/E of the market as a whole
Credit Acceptance specializes in auto loans for borrowers with poor credit. This chart reflects the overall health of the economy. For CACC, the situation is twofold: in good times, demand for cars rises, but in bad times, the number of customers rejected by traditional banks increases, expanding their target audience, albeit with increased risks.
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Profit of the company, segment and market as a whole
Company profit Credit Acceptance
Credit Acceptance specializes in auto loans for borrowers with poor credit. The company's financial model, illustrated in this chart, is based on its ability to accurately assess risks and manage a portfolio of high-yield loans. The profit dynamics demonstrate how successfully the company balances risk and return in this specific segment.
Profit of companies in the market segment - Consumer lending
Credit Acceptance Corporation specializes in auto loans for borrowers with low credit ratings, operating through a wide network of dealers. This is a niche and risky segment of the financial market. This chart shows the overall financial dynamics in the consumer lending sector, reflecting the level of household indebtedness and the stability of the financial system.
Overall market profit
Credit Acceptance specializes in auto loans for borrowers with low credit ratings. Their business can be countercyclical. During economic downturns, when traditional banks tighten requirements, demand for CACC services increases. However, during such periods, the risk of default also increases, making it especially important to analyze the overall economic situation on a chart.
Future (predicted) profit of the company, segment and market as a whole
Future (projected) profit of the company Credit Acceptance
Credit Acceptance specializes in auto loans for borrowers with poor credit, occupying a risky but high-margin niche. This chart shows how analysts estimate the company's future profitability, weighing potential loan portfolio growth against the risk of potential defaults in the current economic climate.
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Future (predicted) profit of companies in the market segment - Consumer lending
Credit Acceptance specializes in issuing auto loans to borrowers with poor credit, working through dealer networks. This chart reflects forecasts for the consumer lending sector. While CACC's business model allows for high returns, it is also extremely sensitive to unemployment and the overall state of the economy, which determines its risks.
%20profits%20of%20companies%20in%20a%20market%20segment%20-%20Consumer%20lending&width=1500&height=450&colorIndex=42&filename=GURU_Markets_-_Graph-of-future-predicted-profits-of-companies-in-a-market-segment-Consumer-lending&v=1772670732142 "Graph of future (predicted) profits of companies in a market segment - Consumer lending")
Future (predicted) profit of the market as a whole
Credit Acceptance specializes in auto loans for borrowers with poor credit. Its business is countercyclical: during periods of economic uncertainty, when traditional banks tighten requirements, demand for its services increases. Therefore, the forecast for declining corporate profits in this chart may signal an expansion of its potential market.
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P/S of the company, segment and market as a whole
P/S - Credit Acceptance
Credit Acceptance specializes in auto loans for borrowers with poor credit. This chart shows how the market values its interest income, taking into account the increased risks. This indicator's dynamics may reflect changes in consumer lending activity and the state of the economy.
P/S market segment - Consumer lending
Credit Acceptance specializes in auto loans for borrowers with low credit scores. Its revenue depends on its ability to effectively manage risk and the volume of loans issued. This chart shows the average rating in the consumer lending sector, allowing you to compare how highly the market values Credit Acceptance's business model among its competitors.
P/S of the market as a whole
Credit Acceptance Corporation specializes in auto loans for borrowers with poor credit. The company's business model generates high revenue, but it is fraught with risks. This chart helps investors understand how the market values the profitability of this niche lender compared to the average revenue valuation in the economy.
Future P/S of the company, segment and market as a whole
Future (projected) P/S of the company Credit Acceptance
Credit Acceptance Corporation specializes in auto loans for borrowers with low credit ratings. This chart shows how the market estimates the company's future earnings. It reflects investor expectations regarding loan volumes issued and the company's ability to effectively manage the high risk of default in this specific segment.
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Future (projected) P/S of the market segment - Consumer lending
Credit Acceptance specializes in auto loans for borrowers with low credit scores. This chart compares the company's estimated future earnings with the consumer finance industry. It helps understand how the market assesses the company's ability to manage high risks and generate profits in a changing economic environment.
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Future (projected) P/S of the market as a whole
Credit Acceptance specializes in auto loans for borrowers with low credit scores. This chart reflects general economic expectations, while Credit Acceptance's business is often countercyclical. During periods of economic instability, demand for its services can increase, making the company an interesting indicator of the state of the consumer credit market.
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Sales of the company, segment and market as a whole
Company sales Credit Acceptance
Credit Acceptance specializes in auto loans for borrowers with low credit scores. The company earns income through interest on loans issued through its dealer network. This chart shows the total interest and commission income, which is directly related to the number of vehicles financed and the loan rates.
Sales of companies in the market segment - Consumer lending
Credit Acceptance occupies a unique niche, providing auto loans to borrowers with poor credit. Their portfolio growth is an indicator of the health of a specific segment of consumer lending. This illustrates the overall market picture, where CACC's ability to manage risk and secure financing forms a vital part of the auto sales ecosystem.
Overall market sales
Credit Acceptance Corp. specializes in auto loans for borrowers with low credit ratings. The company's overall market revenue dynamics impact it in two ways. On the one hand, economic growth improves clients' creditworthiness. On the other hand, during recessions, when traditional banks tighten requirements, demand for CACC's services can even increase, as it occupies a unique niche.
Future sales volume of the company, segment and market as a whole
Future (projected) sales of the company Credit Acceptance
Credit Acceptance Corporation specializes in auto loans for borrowers with low credit ratings. Its revenue forecast is closely tied to the state of the used car market and the creditworthiness of the population. It reflects analysts' assessment of the company's ability to manage credit risk and loan volume in a changing economic environment.
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Future (projected) sales of companies in the market segment - Consumer lending
Credit Acceptance Corporation specializes in auto loans for borrowers with low credit ratings, operating through a wide network of dealers. Their business model is unique and depends on the consumer credit situation. This chart shows forecasts for the consumer lending sector, providing context for assessing the company's risks and prospects.
%20sales%20of%20companies%20in%20the%20market%20segment%20-%20Consumer%20lending&width=1500&height=450&colorIndex=54&filename=GURU_Markets_-_Schedule-of-future-projected-sales-of-companies-in-the-market-segment-Consumer-lending&v=1772670732229 "Schedule of future (projected) sales of companies in the market segment - Consumer lending")
Future (projected) sales of the market as a whole
Credit Acceptance Corp., which specializes in subprime auto loans, closely monitors this chart. Forecasts for overall sales and consumer activity provide insight into borrowers' financial health and demand for used cars. Economic growth can both improve solvency and increase competition.
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Marginality of the company, segment and market as a whole
Company marginality Credit Acceptance
Credit Acceptance specializes in car loans for borrowers with poor credit. This is a high-risk business, but also one with high potential returns. This metric demonstrates how well the company manages these risks. It shows what portion of interest and fees the company retains as profit after covering loan losses.
Market segment marginality - Consumer lending
Credit Acceptance Corporation specializes in providing auto loans to borrowers with poor credit through a network of dealerships. This chart demonstrates the profitability of its unique business model compared to other companies in the consumer finance sector. Its high margins are a result of the company's ability to accurately assess and manage high credit risks.
Market marginality as a whole
Credit Acceptance Corporation specializes in auto loans for borrowers with less-than-perfect credit histories. This graph reflects overall economic health, and for CACC, it's a critical metric. Their ability to manage risk and generate profits is directly dependent on the employment rate and financial stability of the population.
Employees in the company, segment and market as a whole
Number of employees in the company Credit Acceptance
Credit Acceptance Corporation specializes in auto loans for borrowers with low credit scores. This chart reflects the company's operational scale, including risk assessment and dealership specialists. Headcount changes may indicate changes in lending volume and portfolio management strategy.
Share of the company's employees Credit Acceptance within the market segment - Consumer lending
Credit Acceptance Corporation specializes in auto loans for clients with challenging credit histories. Its business model requires a large team to assess risks and service loans. This metric demonstrates the company's operational scale through its share of employees in the segment, reflecting its importance as a major player and employer in the market.
Number of employees in the market segment - Consumer lending
Credit Acceptance specializes in auto loans for borrowers with low credit scores. Its business model requires a large team of underwriting and collection specialists. This chart illustrates the scale of its operations. The increase in headcount correlates with the expansion of its dealer network and the growth of its loan portfolio.
Number of employees in the market as a whole
Credit Acceptance specializes in auto loans for clients with poor credit. Its business model is sensitive to consumer lending and unemployment. When overall employment, reflected in this graph, rises, borrowers' financial situation improves, which directly impacts the company's results and HR policies.
Market capitalization per employee (in thousands of dollars) of the company, segment, and market as a whole
Market capitalization per employee (in thousands of dollars) of the company Credit Acceptance (CACC)
Credit Acceptance provides auto loans to borrowers with poor credit. Its business model is based on sophisticated risk assessment algorithms and a large customer service and collections team. The moderate value on this chart reflects the balance between its technology platform and labor-intensive operational processes.
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Market capitalization per employee (in thousands of dollars) in the market segment - Consumer lending
Credit Acceptance Corp. (CACC) is a company specializing in subprime auto loans. They provide financing and programs to dealers who work with customers with poor credit. It's a risky but high-margin business. This chart shows the average capitalization per employee in the sector. It demonstrates how effective their risk assessment model is in generating value per employee.
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Market capitalization per employee (in thousands of dollars) for the overall market
Credit Acceptance specializes in auto loans for borrowers with low credit scores. The company's success depends on its scoring models and risk management capabilities. This chart provides an overview of how the market values the technology platform and team that generate profits in the high-risk consumer lending segment.
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Profit per employee (in thousands of dollars) for the company, segment, and market as a whole
Profit per employee (in thousands of dollars) of the company Credit Acceptance (CACC)
Credit Acceptance specializes in auto loans for clients with poor credit (subprime). Their business is risk management. This chart shows how effectively their scoring models and collection services operate. Each employee must generate profits that exceed potential losses on subprime loans.
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Profit per employee (in thousands of dollars) in the market segment - Consumer lending
Credit Acceptance (CACC) is a fintech company providing subprime auto loans. This chart shows the benchmark for consumer lending. In this sector, the benchmark is *very* high. Profit per employee is generated not by their number, but by the quality of their scoring algorithms. This is an IT business that manages default risk.
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Profit per employee (in thousands of dollars) for the market as a whole
Credit Acceptance (CACC) is a fintech company that provides financing and auto loan programs to dealerships, enabling them to sell cars to customers with poor credit (subprime). This chart, showing average profit per employee, provides a benchmark. It helps assess how profitable the subprime auto loan sector, which relies on scoring and IT, is relative to its employees.
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Sales to employees of the company, segment and market as a whole
Sales per company employee Credit Acceptance (CACC)
Credit Acceptance specializes in auto loans for borrowers with poor credit. This chart demonstrates the effectiveness of their unique risk assessment model. It shows how much revenue each employee generates by managing the loan and collection portfolio, a key indicator of profitability in this segment.
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Sales per employee in the market segment - Consumer lending
Credit Acceptance specializes in subprime auto loans. Their business focuses on risk management and efficient processing of high-volume applications and payments. This chart shows the average revenue per employee in the sector. It helps assess how their scoring models and CACC operating system enable them to outperform their competitors in this complex segment.
Sales per employee for the market as a whole
Credit Acceptance Corporation operates in a challenging niche: auto loans for borrowers with poor credit. Their business is risk management and collections. How effectively do their scoring models and collection system generate revenue per employee? This chart demonstrates the effectiveness of their balance of technology and people.
Short shares by company, segment and market as a whole
Shares shorted by company Credit Acceptance (CACC)
Credit Acceptance specializes in subprime auto loans for borrowers with poor credit. It's a high-margin, but also high-risk business. This chart shows the number of investors who expect delinquencies and defaults to increase as the economic situation worsens, which will directly impact the company's financial results and liquidity.
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Shares shorted by market segment - Consumer lending
Credit Acceptance specializes in auto loans for borrowers with poor credit, a high-risk segment. This chart illustrates the overall pessimism in the consumer lending sector. Its growth suggests investors expect rising defaults and creditworthiness issues, which will hurt all companies in this niche.
Shares shorted by the overall market
Credit Acceptance (CACC) issues auto loans to borrowers with poor credit histories. The "Short_All" chart below shows the level of recession fear. When it rises, it signals expectations of rising unemployment. This is the worst-case scenario for CACC: their clients are the first to lose their jobs and stop making payments, threatening the company's entire portfolio.
RSI 14 indicator for a company, segment, and market as a whole
The company's RSI 14 indicator Credit Acceptance (CACC)
Credit Acceptance specializes in subprime auto loans through dealers. The business is extremely sensitive to economic cycles. This chart for a CACC above 70 may reflect strong demand for cars. A CACC below 30 is often associated with fears of a recession, which would lead to widespread defaults among its clients.
&width=1500&height=450&colorIndex=75&filename=GURU_Markets_-_RSI-14-indicator-chart-for-the-companys-stock-Credit-Acceptance-CACC&v=1772670732398 "RSI 14 indicator chart for the company's stock Credit Acceptance (CACC)")
RSI 14 Market Segment - Consumer lending
Credit Acceptance Credit Corporation (CACC) occupies a challenging niche: they finance used cars for customers with subprime credit. Their business is high-risk management. This chart tracks overall sentiment in the Consumer Lending sector. It helps understand whether the entire sector is overheated by expectations or oversold by fears of rising defaults, which is crucial for CACC.
RSI 14 for the overall market
Credit Acceptance Corporation specializes in subprime auto loans (for clients with poor credit). Its business is high-risk management. This sentiment chart is extremely important. Market panic signals an impending recession and rising unemployment, which immediately increases the risk of widespread defaults in the company's portfolio.
Analyst consensus forecast for the company's share price, the segment, and the market as a whole
Analyst consensus stock price forecast CACC (Credit Acceptance)
Credit Acceptance specializes in auto loans for consumers with poor credit (subprime). The company provides financing programs to dealers, assuming the risk. This chart shows the average target price analysts predict, assessing the risks and profitability of this business model.
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The difference between the consensus estimate and the actual stock price CACC (Credit Acceptance)
Credit Acceptance is a subprime auto lender. They provide financing for used cars to customers with very poor credit, working through a network of dealers. This chart shows how analysts assess their ability to manage high default risks. It reflects the gap between the consensus estimate and the current price.
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Analyst consensus forecast for stock prices by market segment - Consumer lending
Credit Acceptance (CACC) specializes in subprime auto loans through dealer networks. Its business serves as a barometer for the health of borrowers with low credit ratings. This chart shows general expectations for the consumer lending sector. It reflects whether experts expect an increase in bad debt or stability.
Analysts' consensus forecast for the overall market share price
Credit Acceptance (CACC) is the auto lender of last resort. They provide subprime loans to borrowers for the purchase of used cars. This chart, reflecting expert expectations, is everything to them. If the market is pessimistic, it means rising unemployment. Their clients are the first to lose their jobs, and defaults in CACC's portfolio soar.
AKIMA index of the company, segment and market as a whole
AKiMA Company Index Credit Acceptance
Credit Acceptance is a company that provides subprime auto loans (for customers with poor credit). They provide dealers with the technology to approve these loans. This chart is a barometer of consumer risk. It reflects their ability to manage high default risks, loan volumes, and profitability.
AKIMA Market Segment Index - Consumer lending
Credit Acceptance (CACC) is a leader in the riskiest niche: auto loans for customers with very poor credit histories (deep subprime). The company doesn't issue loans, but rather provides software and financing to dealers. This aggregate metric evaluates financial companies. The chart shows the sector average. This benchmark: how does CACC's highly profitable (but high-risk) model differentiate it from the average lender?
The AKIM Index for the overall market
Credit Acceptance is a subprime auto lender. The company helps dealers sell cars to customers with poor credit. It's a high-risk business. This chart, which reflects the market average, provides a macro backdrop. It helps assess how the CACC, which depends on credit risk, compares to the overall economic situation.
