GURU.Markets stock price, segment price, and overall market index valuation
The company's share price FlexShopper Inc.
FlexShopper offers rent-to-own services to consumers with poor credit. Its stock price is cyclical and depends on the economy and consumer spending. The chart below highlights the risks associated with subprime lending.
Share prices of companies in the market segment - Consumer lending
FlexShopper is a fintech company that provides rent-to-own services to consumers without access to traditional credit. We've categorized it under "Consumer Lending." The chart below shows the dynamics of this niche financial services sector.
Broad Market Index - GURU.Markets
FlexShopper is a fintech company that provides rent-to-own services to consumers, allowing them to purchase goods in installments. As a significant player, it is included in our GURU.Markets index. The chart below shows the overall market trend. Compare it with FlexShopper's performance to assess the state of the sector.
Change in the price of a company, segment, and market as a whole per day
FPAY - Daily change in the company's share price FlexShopper Inc.
For FlexShopper, Inc., a rent-to-own company, daily volatility reflects sensitivity to consumer demand. This metric is an indicator of the health of customers with less-than-perfect credit.
Daily change in the price of a set of shares in a market segment - Consumer lending
FlexShopper, Inc. is a fintech company. This chart highlights the sector's high volatility. Comparing it to FPAY, a rent-to-own company, helps assess its sensitivity to consumer lending conditions.
Daily change in the price of a broad market stock, index - GURU.Markets
FlexShopper offers consumers the option to lease goods with an option to buy. Its business is sensitive to consumer finances. Its stock price fluctuations reflect the health of this segment of the economy and contribute to overall volatility.
Dynamics of market capitalization of the company, segment and the market as a whole over 12 months
Annual dynamics of the company's market capitalization FlexShopper Inc.
For FlexShopper, Inc., year-over-year performance tells the story of its rent-to-own niche. Its 12-month market cap reflects demand from consumers with low credit scores for its services, which allow them to purchase goods on installment plans, as well as its ability to manage default risks in this segment.
Annual dynamics of market capitalization of the market segment - Consumer lending
FlexShopper, Inc. is a fintech company providing rent-to-own solutions. Its business is focused on consumers with less-than-perfect credit. The chart below shows how its unique, economically sensitive niche and its partnerships with retailers influence its growth.
Annual dynamics of market capitalization of broad market stocks, index - GURU.Markets
FlexShopper, which operates on a lease-to-own model, often exhibits countercyclical performance. During periods of economic instability, when access to traditional credit is reduced, its services become more in demand. The chart can show market outperformance at times when most other consumer companies are struggling.
Dynamics of market capitalization of the company, segment and the market as a whole for the month
Monthly dynamics of the company's market capitalization FlexShopper Inc.
FlexShopper is a fintech company offering lease-to-own solutions. Its monthly performance is driven by consumer demand for its services and partnerships with retailers. The state of consumer lending and transaction volumes are key factors.
Monthly dynamics of market capitalization of the market segment - Consumer lending
FlexShopper is a fintech company offering a lease-to-own model for consumers with less-than-perfect credit. This provides access to products that would otherwise be unaffordable. The chart below shows the overall dynamics of the consumer finance sector, reflecting the demand for alternative financial solutions.
Monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets
Shares in the rent-to-own consumer finance sector are cyclical and dependent on the financial health of the population. The chart below shows overall economic sentiment. How accurately does FlexShopper's performance track these trends?
Dynamics of market capitalization of the company, segment and the market as a whole for the week
Weekly dynamics of the company's market capitalization FlexShopper Inc.
FlexShopper, a rent-to-own company, is responding to consumer financial pressures. Its weekly stock price reflects demand for alternative financing options among those with less-than-perfect credit, which can increase during periods of economic uncertainty.
Weekly dynamics of market capitalization of the market segment - Consumer lending
FlexShopper, like other companies in the alternative finance sector, depends on the overall financial health of consumers. Debt levels and the availability of traditional loans are common factors across the industry. The chart will show how FPAY's dynamics align with these macroeconomic trends.
Weekly dynamics of market capitalization of stocks of the broad market, index - GURU.Markets
FlexShopper, Inc., as an alternative finance company, may exhibit countercyclical dynamics relative to the broader market. During economic downturns, demand for its services may increase, supporting FPAY shares. The chart will show whether this defensive mechanism manifests itself in its weekly fluctuations.
Market capitalization of the company, segment and market as a whole
FPAY - Market capitalization of the company FlexShopper Inc.
FlexShopper's market capitalization tells the story of an alternative way to shop. The company offers a rent-to-own model for consumers with poor credit. Its valuation chart reflects how investors view this niche retail segment, its risks, and its profitability.
FPAY - Share of the company's market capitalization FlexShopper Inc. within the market segment - Consumer lending
FlexShopper is a fintech company offering a lease-to-own model for consumers with less-than-perfect credit. Its share of the consumer finance sector reflects its niche specialization. The chart shows the company's importance as an alternative source of purchase financing.
Market capitalization of the market segment - Consumer lending
FlexShopper offers a rent-to-own model for consumers denied traditional credit. The chart below shows the market capitalization of the consumer lending sector. This represents a niche but important market serving people with less-than-perfect credit.
Market capitalization of all companies included in a broad market index - GURU.Markets
FlexShopper is a fintech company providing rent-to-own services for online shopping. Its market capitalization reflects its presence in this segment. The chart below shows the economic weight of alternative financial services in the e-commerce sector.
Book value capitalization of the company, segment and market as a whole
FPAY - Book value capitalization of the company FlexShopper Inc.
FlexShopper is built on a financial and technology platform. The book value of the lease-to-own company reflects its leverage and the IT platform that allows customers to purchase goods in installments. The chart below illustrates the financial foundation upon which this alternative consumer business is built.
FPAY - Share of the company's book capitalization FlexShopper Inc. within the market segment - Consumer lending
FlexShopper, a lease-to-own company, has minimal physical assets (offices and warehouses). The S_BCap_Seg chart demonstrates its asset-light model, which contrasts with traditional retailers.
Market segment balance sheet capitalization - Consumer lending
FlexShopper provides lease-to-own services to consumers. Its balance sheet is filled with tangible assets—goods (electronics, furniture)—that are owned by customers. The chart shows how this fleet of leased assets forms the company's financial foundation.
Book value of all companies included in the broad market index - GURU.Markets
FlexShopper's assets are an online rent-to-own platform. The company's book value reflects its IT system, as well as its portfolio of leasing agreements for electronics, furniture, and appliances. This financial and technological foundation allows consumers with poor credit to access goods.
The ratio of market capitalization to book capitalization of a company, segment, and the market as a whole
Market capitalization to book capitalization ratio - FlexShopper Inc.
FlexShopper offers lease-to-own services to consumers. Its balance sheet reflects its portfolio of lease agreements. Its market capitalization is an assessment of its risk management capacity, its retail partnership network, and the demand for its services from consumers with less-than-perfect credit.
Market to book capitalization ratio in a market segment - Consumer lending
FlexShopper is a fintech company providing lease-to-own services. Its business is contract portfolio management. The chart shows how the market evaluates its risk management and business model compared to its book value.
Market to book capitalization ratio for the market as a whole
FlexShopper is a fintech company offering a rent-to-own model for consumers. Its value lies in its technology platform and risk assessment model. The chart shows how the market evaluates this niche business model in the consumer finance industry.
Debts of the company, segment and market as a whole
FPAY - Company debts FlexShopper Inc.
FlexShopper, a fintech company that provides rent-to-own services, uses debt as the foundation of its business model. This chart shows how the company raises capital to purchase goods (electronics, furniture), which it then rents to its customers. Managing this debt is key to its profitability.
Market segment debts - Consumer lending
FlexShopper offers a rent-to-own program for consumers who lack access to traditional credit. This business requires significant capital to purchase inventory, which is then leased. This chart shows its financial structure and how it funds its portfolio.
Market debt in general
Debt to book value of the company, segment and market as a whole
The company's debt to book capitalization ratio FlexShopper Inc.
FlexShopper offers a lease-to-own service. This chart shows how the company finances its asset portfolio. For a business that is essentially a form of consumer finance, the debt-to-equity ratio is a fundamental indicator of the risk and sustainability of the business model.
Market segment debt to market segment book capitalization - Consumer lending
FlexShopper is a fintech company offering rent-to-own solutions. This consumer finance chart reflects the industry's response to changes in the economy and consumer demand. It allows one to assess the sustainability of the company's business model in the face of changing purchasing power.
Debt to book value of all companies in the market
FlexShopper is a fintech company offering a rent-to-own model for consumers with less-than-perfect credit. Its business thrives when consumer demand is high but access to traditional credit is limited. Its debt-to-book value chart helps assess the overall state of consumer lending and the financial health of the population.
P/E of the company, segment and market as a whole
P/E - FlexShopper Inc.
FlexShopper offers lease-to-own options for consumers who cannot purchase outright. This chart reflects demand for alternative financing solutions. The metric's dynamics depend on consumer activity, unemployment, and the company's ability to manage the risks associated with its customer base with less-than-perfect credit.
P/E of the market segment - Consumer lending
FlexShopper, Inc. is in the consumer finance sector. This chart shows the average P/E ratio for this risky industry. Comparing a company's P/E to this ratio helps understand whether the market considers its lease-to-own model more profitable and sustainable than other companies operating in the subprime sector.
P/E of the market as a whole
FlexShopper is a fintech company that offers a rent-to-own model for consumers who can't obtain traditional credit. This allows them to purchase goods in installments. This chart reflects the state of consumer credit. The company's business can grow during difficult times when access to credit is limited, but it also carries increased risks of default.
Future P/E of the company, segment and market as a whole
Future (projected) P/E of the company FlexShopper Inc.
FlexShopper offers rent-to-own services through its online platform. The chart shows future income expectations, which depend on consumer demand from people with less-than-perfect credit histories and the company's ability to manage default risks.
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Future (projected) P/E of the market segment - Consumer lending
FlexShopper offers consumers a lease-to-own option for a wide range of goods, catering to customers with less-than-perfect credit. This chart shows how its future profit expectations compare to the consumer finance industry average, highlighting its niche business model.
%20P%2FE%20graph%20of%20the%20market%20segment%20-%20Consumer%20lending&width=1500&height=450&colorIndex=36&filename=GURU_Markets_-_Future-projected-PE-graph-of-the-market-segment-Consumer-lending&v=1772513714800 "Future (projected) P/E graph of the market segment - Consumer lending")
Future (projected) P/E of the market as a whole
FlexShopper is a fintech company that offers rent-to-own options for consumers with poor credit. Its business thrives when traditional loans are unavailable. It's a countercyclical model that can perform well during periods of economic uncertainty.
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Profit of the company, segment and market as a whole
Company profit FlexShopper Inc.
FlexShopper, Inc. is a financial technology company offering rent-to-own services to consumers unable to obtain traditional credit. The company's profitability depends on the volume of leases and effective risk management. This chart illustrates how demand for alternative financial solutions and the state of the consumer economy impact its revenue.
Profit of companies in the market segment - Consumer lending
FlexShopper, Inc. is a fintech company that provides lease-to-own services to consumers with less-than-perfect credit. This chart illustrates the profitability of the consumer finance sector. The company's business allows people to purchase goods on installment plans. Its financial performance depends on consumer demand and default rates.
Overall market profit
FlexShopper, Inc. offers rent-to-own services to consumers with less-than-perfect credit. Demand for its services can increase during periods of economic uncertainty when access to traditional credit is limited. This chart illustrates the overall state of the economy, which directly impacts the financial behavior and needs of FlexShopper's target audience.
Future (predicted) profit of the company, segment and market as a whole
Future (projected) profit of the company FlexShopper Inc.
FlexShopper provides rent-to-own services to consumers who cannot obtain traditional financing. The future profit projections shown in this chart depend on consumer demand for durable goods and the level of credit risk. It provides an indicator of how analysts assess the health of consumers in the subprime segment.
%20profit%20of%20the%20company%20FlexShopper%20Inc.&width=1500&height=450&colorIndex=41&filename=GURU_Markets_-_Graph-of-future-projected-profit-of-the-company-FlexShopper-Inc.&v=1772513714931 "Graph of future (projected) profit of the company FlexShopper Inc.")
Future (predicted) profit of companies in the market segment - Consumer lending
FlexShopper, Inc. provides rent-to-own services to consumers through its online platform. This chart shows profitability forecasts for the consumer finance sector. It reflects expectations for demand for alternative financing solutions from consumers with less-than-perfect credit.
%20profits%20of%20companies%20in%20a%20market%20segment%20-%20Consumer%20lending&width=1500&height=450&colorIndex=42&filename=GURU_Markets_-_Graph-of-future-predicted-profits-of-companies-in-a-market-segment-Consumer-lending&v=1772513714955 "Graph of future (predicted) profits of companies in a market segment - Consumer lending")
Future (predicted) profit of the market as a whole
FlexShopper offers lease-to-own options. Their business can be countercyclical: during periods of economic uncertainty, when banks tighten lending, demand for alternative financial services increases. A total revenue forecast chart helps understand the current phase of the credit cycle.
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P/S of the company, segment and market as a whole
P/S - FlexShopper Inc.
FlexShopper, Inc. offers consumers rent-to-own products. Revenue comes from rental payments. The P/S ratio reflects how investors view its business model, which caters to customers with less-than-perfect credit, and its ability to manage risk.
P/S market segment - Consumer lending
FlexShopper, Inc. offers a rent-to-own model for consumers with poor credit through its online platform. It's an alternative to traditional lending. This chart shows how the market views their niche business model in the consumer finance sector and the associated risks and opportunities.
P/S of the market as a whole
FlexShopper offers a lease-to-own model for consumers with poor credit. Revenue is generated through lease payments, but comes with high risks. This chart shows the average revenue estimate, allowing one to assess the market discount to revenue in the high-risk consumer lending sector.
Future P/S of the company, segment and market as a whole
Future (projected) P/S of the company FlexShopper Inc.
FlexShopper is a fintech company offering a rent-to-own model for consumers with less-than-perfect credit. This chart reflects investor expectations for future rental income, which are driven by consumer demand for alternative financing options.
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Future (projected) P/S of the market segment - Consumer lending
FlexShopper, Inc. is a financial technology company offering rent-to-own services to consumers who cannot obtain traditional credit. This chart shows how the market estimates its future rental income. It compares it to other companies in the consumer finance sector, reflecting its niche and the demand for its services.
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Future (projected) P/S of the market as a whole
FlexShopper is a fintech company offering a rent-to-own model for consumer goods. The service is targeted at customers with less-than-perfect credit. This chart shows overall market revenue expectations, and FPAY illustrates how companies are finding ways to serve segments of the population that cannot access traditional loans.
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Sales of the company, segment and market as a whole
Company sales FlexShopper Inc.
FlexShopper, Inc. provides lease-to-own services to consumers who may not have access to traditional financing. This chart shows the company's revenue, which is generated through lease payments from customers for a wide range of goods, such as electronics, furniture, and appliances.
Sales of companies in the market segment - Consumer lending
FlexShopper is a fintech company that provides rent-to-own services. This chart shows its revenue generated from rental payments for goods. It allows investors to directly assess the growth of its rental portfolio, which is the key driver of its business.
Overall market sales
FlexShopper, Inc. offers rent-to-own solutions for consumers with less-than-perfect credit. Its business can be countercyclical: during periods of economic downturn, as reflected in this chart, demand for alternative financing options can increase as traditional loans become less available.
Future sales volume of the company, segment and market as a whole
Future (projected) sales of the company FlexShopper Inc.
FlexShopper is a fintech company offering a lease-to-own model for consumers with poor credit. Its revenue forecast depends on the volume of purchases made through its platform. This chart shows how analysts estimate demand for alternative forms of consumer finance.
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Future (projected) sales of companies in the market segment - Consumer lending
FlexShopper provides rent-to-own services to consumers. This chart illustrates the revenue forecast for the entire consumer finance sector. It reflects the demand for alternative financing solutions from buyers who are unable or unwilling to use traditional loans, which is FlexShopper's core market niche.
%20sales%20of%20companies%20in%20the%20market%20segment%20-%20Consumer%20lending&width=1500&height=450&colorIndex=54&filename=GURU_Markets_-_Schedule-of-future-projected-sales-of-companies-in-the-market-segment-Consumer-lending&v=1772513715175 "Schedule of future (projected) sales of companies in the market segment - Consumer lending")
Future (projected) sales of the market as a whole
FlexShopper is a fintech company offering a rent-to-own model for consumers with less-than-perfect credit. Demand for its services grows when traditional loans are unavailable. This graph of general economic expectations helps assess consumers' financial health. A slowing economy could expand FlexShopper's target audience, but also increase the risks.
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Marginality of the company, segment and market as a whole
Company marginality FlexShopper Inc.
FlexShopper provides lease-to-own services for consumers who cannot obtain traditional financing. This chart shows profitability in a niche financial business. Profitability depends on the volume of lease payments and the ability to effectively manage the risk of default.
Market segment marginality - Consumer lending
FlexShopper, Inc. offers consumers the opportunity to purchase goods on a lease-to-own basis through its online platform. This chart reflects the average profit margin in the consumer finance industry. It helps assess how effectively FlexShopper manages risk and its unique business model to serve its customer base.
Market marginality as a whole
FlexShopper, Inc. offers a rent-to-own model for consumers who cannot obtain traditional credit. This business grows during periods when access to credit is more difficult. This overall profitability chart may indirectly indicate the state of the credit market, which drives demand for alternative financial services.
Employees in the company, segment and market as a whole
Number of employees in the company FlexShopper Inc.
FlexShopper is a fintech company offering a lease-to-own model for consumer goods. Its staff consists of underwriting, IT, and retail partner specialists. This chart reflects the scale of its efforts to provide alternative financial solutions to consumers.
Share of the company's employees FlexShopper Inc. within the market segment - Consumer lending
FlexShopper, Inc. offers consumers lease-to-own options for a wide range of products. This chart illustrates its niche in consumer finance. It reflects the percentage of underwriting, customer service, and retail partnership specialists working in the alternative lending sector that FlexShopper brings together.
Number of employees in the market segment - Consumer lending
FlexShopper, Inc. is an online platform offering lease-to-own products. This chart reflects employment in the consumer finance sector. Growth in this niche indicates demand for alternative purchase financing methods among consumers who are unable or unwilling to use traditional credit.
Number of employees in the market as a whole
FlexShopper, Inc. is a financial technology company offering a lease-to-own model for consumer goods. Alternative lending and purchasing models are becoming increasingly popular. This chart illustrates overall employment, and these fintech companies serve market segments underserved by traditional banks.
Market capitalization per employee (in thousands of dollars) of the company, segment, and market as a whole
Market capitalization per employee (in thousands of dollars) of the company FlexShopper Inc. (FPAY)
FlexShopper, Inc. is a fintech company operating in the rent-to-own sector. Its model is based on an IT platform and risk assessment algorithms. This chart shows how effectively the company uses technology to manage a large client portfolio. The high capitalization per employee indicates successful automation.
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Market capitalization per employee (in thousands of dollars) in the market segment - Consumer lending
FlexShopper is a fintech company offering rent-to-own solutions. Its market value per employee reflects the effectiveness of its online platform and risk assessment model. Comparisons with competitors help understand how its technological approach enables scalability in consumer lending.
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Market capitalization per employee (in thousands of dollars) for the overall market
FlexShopper is a fintech company offering a rent-to-own model for consumers with poor credit. The business is based on an online platform and risk assessment algorithms. This chart reflects how the market evaluates the company's ability to effectively manage risk and provide financial solutions to its customer segment.
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Profit per employee (in thousands of dollars) for the company, segment, and market as a whole
Profit per employee (in thousands of dollars) of the company FlexShopper Inc. (FPAY)
FlexShopper is a lease-to-own fintech company targeting clients with poor credit. Their business is risk management. This chart shows how effectively their scoring models and IT platform generate profits by managing a portfolio of these high-risk leases.
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Profit per employee (in thousands of dollars) in the market segment - Consumer lending
FlexShopper, Inc. provides lease-to-own services to consumers who cannot obtain traditional financing. This chart demonstrates the effectiveness of their financial model. It reflects how successfully the company manages risk and pricing to generate profits from its lease portfolio while serving a specific consumer market segment.
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Profit per employee (in thousands of dollars) for the market as a whole
FlexShopper, Inc. provides rent-to-own services to consumers through its e-commerce platform. It is a fintech business. This metric reflects how effectively their platform manages risk (underwriting) and generates revenue (leasing payments) based on its team of developers, marketers, and risk specialists.
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Sales to employees of the company, segment and market as a whole
Sales per company employee FlexShopper Inc. (FPAY)
FlexShopper, Inc. offers a lease-to-own program for consumers. This chart demonstrates the effectiveness of its fintech model. Revenue per employee is driven by the volume of leases concluded and the ability to manage default risks. Growth speaks to the popularity of its service.
&width=1500&height=450&colorIndex=69&filename=GURU_Markets_-_Sales-chart-per-company-employee-FlexShopper-Inc.-FPAY&v=1772513715556 "Sales chart per company employee FlexShopper Inc. (FPAY)")
Sales per employee in the market segment - Consumer lending
FlexShopper (FPAY) is a fintech company that provides rent-to-own services to consumers with poor credit ratings through its e-commerce platform. This chart shows the average revenue per employee in the segment. Comparing FPAY to this benchmark demonstrates the effectiveness of their consumer goods leasing model.
Sales per employee for the market as a whole
FlexShopper (FPAY) is a fintech company providing rent-to-own services to consumers. This metric measures how effectively their IT platform and scoring system generate rental revenue. Their growth indicates the scalability of their business model.
Short shares by company, segment and market as a whole
Shares shorted by company FlexShopper Inc. (FPAY)
FlexShopper is a fintech company that operates a rent-to-own model for consumers with poor credit. They buy goods and rent them out. This chart shows the rate of default. The bears expect the economic downturn to hit their subprime customers, who will stop paying, leaving the company with losses.
&width=1500&height=450&colorIndex=72&filename=GURU_Markets_-_Short-Shares-Chart-for-the-Company-FlexShopper-Inc.-FPAY&v=1772513715637 "Short Shares Chart for the Company FlexShopper Inc. (FPAY)")
Shares shorted by market segment - Consumer lending
FlexShopper (FPAY) is a rent-to-own company. The company allows people with poor credit to "rent" goods (furniture, electronics) and then buy them. This chart highlights the pessimism in the sector. The growing short position in the industry is a bet that FPAY's clients will go bankrupt. Investors expect that during a recession, subprime borrowers will stop paying, leading to write-offs.
Shares shorted by the overall market
FlexShopper operates in the rent-to-own segment. Its clients are consumers with poor credit. This chart illustrates the overall market pessimism. When investors fear a recession, they expect rising unemployment. This directly impacts FlexShopper's clients, leading to widespread defaults and losses for the company.
RSI 14 indicator for a company, segment, and market as a whole
The company's RSI 14 indicator FlexShopper Inc. (FPAY)
This oscillator for FlexShopper is an indicator of consumer health with a low credit rating. The company offers lease-to-own options for electronics and furniture. When the economy is stable and employment is high, customers pay, and the oscillator becomes overheated (above 70) in anticipation of revenue growth. The first signs of a recession and rising delinquencies immediately push the indicator into oversold territory (below 30).
&width=1500&height=450&colorIndex=75&filename=GURU_Markets_-_RSI-14-indicator-chart-for-the-companys-stock-FlexShopper-Inc.-FPAY&v=1772513715679 "RSI 14 indicator chart for the company's stock FlexShopper Inc. (FPAY)")
RSI 14 Market Segment - Consumer lending
FlexShopper is a lease-to-own fintech. Their model is sensitive to consumer sentiment. The RSI_14_Seg indicator for the "Consumer Lending" sector reflects the overall sentiment (greed/fear) in lending. It helps us understand whether FPAY's growth reflects their success in LTO, or is the entire sector overheated by expectations of a soft economic landing?
RSI 14 for the overall market
For FlexShopper, which operates on a rent-to-own model, this graph illustrates the consumer's situation. During periods of market panic and recession, banks tighten the screws, making credit unavailable. This is when customers who have been turned down by banks turn to FlexShopper for appliances, and demand for its services increases. In the euphoria of cheap credit, its business can come under pressure.
Analyst consensus forecast for the company's share price, the segment, and the market as a whole
Analyst consensus stock price forecast FPAY (FlexShopper Inc.)
FlexShopper (FPAY) is a fintech company offering a lease-to-own (LTO) model through its online marketplace. This chart shows the average target price. It reflects analysts' opinions on consumer demand for alternative financing and the quality of its loan portfolio.
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The difference between the consensus estimate and the actual stock price FPAY (FlexShopper Inc.)
FlexShopper is a fintech company that provides rent-to-own (RTO) services for customers with poor credit. Their platform is integrated into e-commerce. This chart clearly demonstrates the gap between the price and analysts' forecasts, reflecting their view on credit risk and consumer demand in this segment.
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Analyst consensus forecast for stock prices by market segment - Consumer lending
FlexShopper is a fintech company operating in the rent-to-own (RTO) segment. It allows customers with poor credit to purchase goods (furniture, electronics) on installment plans. This chart reflects general expectations for the consumer lending sector, showing whether experts believe subprime borrowers are creditworthy.
Analysts' consensus forecast for the overall market share price
FlexShopper is a lease-to-own fintech company. They enable consumers with poor credit to acquire goods (furniture, electronics) now. This chart shows the overall market sentiment. It's important for FlexShopper: during periods of pessimism (a decline in the chart), demand for their services grows, but the risk of default also increases sharply.
AKIMA index of the company, segment and market as a whole
AKiMA Company Index FlexShopper Inc.
FlexShopper is Plan B for shopping. It's not a loan; it's a lease-to-own (LTO). They allow subprime consumers (those denied credit) to obtain goods (furniture, electronics) and pay for them weekly. This chart is a barometer of the subprime consumer. It reflects their leasing volumes and their ability to manage the high risk of default in this segment.
AKIMA Market Segment Index - Consumer lending
FlexShopper (FPAY) is a fintech company that provides rent-to-own services. These services allow consumers with poor credit to obtain goods (electronics, furniture) now and pay for them in weekly installments. The chart shows the average index for the segment, helping investors assess how effective this alternative lending model is compared to the average.
The AKIM Index for the overall market
FlexShopper is a fintech company offering online leasing of goods (furniture, electronics) with a buyout option for consumers with no credit history. This chart, reflecting the market average, provides a macro backdrop. It helps assess how FPAY, which operates in the subprime segment through e-commerce, compares to the overall economic situation.
