Short-Term Debt to Capital: Fifth District Savings (FDSB)

Symbol and logo of brand fifthdistrict.com (FDSB)

Fifth District Savings Bank (FDSB) operations are isolated from global sanctions, yet global crises hinder local business development and increase mortgage delinquencies. This chart of current share prices with the 0.00 metric highlights margin pressure resulting from rising deposit payouts to retain funds. This highly cyclical Louisiana-based lender is heavily dependent on Fed decisions and the state of the regional housing market.

FDSB - Fifth District Savings Bank, Inc. Short-Term Debt to Capital over the range 08/02/2024 - 11/01/2026
Product sample of fifthdistrict.com

This indicator serves as a critical filter during portfolio stress testing, allowing for an assessment of liquidity loss risk during periods of market volatility. By measuring the share of liabilities maturing within one year relative to equity, the short-term debt-to-equity ratio reflects Fifth District Savings Bank's dependence on rapid refinancing while implementing costly R&D projects focused on digitalization and the deployment of AI scoring.

Analysis of competing companies

Short-Term Debt to Equity BancFirst Oklahoma (BANF)|TFSL - Current Liabilities to Capital|Short-Term Debt to Capital CBU (Community Financial System)|TOWN - Short-Term Debt to Equity Ratio|NBT Bank - Short-Term Debt to Capital|FBNC - Short-Term Debt to Capital|Stock Yards Bancorp Inc (SYBT) - Short-Term Debt to Equity|DCOM (Dime Corp) - Short-Term Debt to Equity|Short-Term Debt to Equity Ratio BFC|CTBI: Ratio of Short-Term Indebtedness to Capital|Short-Term Debt to Capital BHRB|Short-Term Debt to Equity SBSI (Southside Bancshares, Inc.)|Short-Term Debt to Capital EQBK (Equity Bancshares Inc)|Short-Term Debt to Capital CNB Financial Inc. CCNE|CCBG - Short-Term Debt to Equity|TRST (trustcobank.com) - Short-Term Debt to Capital Ratio|HomeTrust Bank (HTB) - Short-Term Debt to Equity|Mid Penn Bancorp, Inc. (MPB) - Short-Term Debt to Capital|Short-Term Debt to Equity Five Star Bancorp Inc|Orrstown Financial Services Inc (ORRF) - Short-Term Debt to Capital Coefficient|Short-Term Debt to Capital NBBK|FCBC: Current Liabilities to Equity|Short-Term Debt to Capital IBCP (Independent Bank Corp.)|Short-Term Debt to Capital Coefficient City Bank (SPFI)|Northpointe Bancshares Inc - Short-Term Debt to Capital|Current Liabilities to Equity SMBC|HTBK (Heritage Commerce) - Short-Term Debt to Equity Ratio|HIFS: Short-Term Loans to Capital Ratio|HONE (HarborOne Bank) - Short-Term Debt to Capital|SHBI: Ratio of Short-Term Indebtedness to Capital|Short-Term Debt to Equity Ratio TCBX (Third Coast Bancshares Inc)|FMNB (Farmers Corp) - Ratio of Short-Term Indebtedness to Capital|Short-Term Debt to Capital BHB (Bar Harbor Bank & Trust)|UNTY: Short-Term Debt to Capital Ratio|Peoples Security Bank - Short-Term Debt to Capital|Short-Term Debt to Capital Coefficient Peapack-Gladstone Financial Corporation PGC|Northfield Bancorp Inc (NFBK) - Short-Term Debt to Equity|ACNB - Short-Term Debt to Capital Coefficient|Short-Term Debt to Equity Ratio FFIC|BWB (bridgewaterbankmn.com) - Short-Term Loans to Capital Ratio|Short-Term Debt to Equity Bank7 (BSVN)|COFS (ChoiceOne Bank) - Ratio of Short-Term Indebtedness to Capital|Short-Term Debt to Capital CARE (Carter Bankshares Inc)|Short-Term Debt to Capital Coefficient Home Corp (HBCP)|Kearny Financial Corp. - Short-Term Debt to Capital|firstbanknj.com (FRBA) - Short-Term Debt to Equity Ratio|CWBC (communitywest.com) - Short-Term Debt to Equity Ratio|CIVB: Short-Term Loans to Capital Ratio|Short-Term Debt to Equity Ratio GCBC|BMRC: Ratio of Short-Term Indebtedness to Capital|Short-Term Debt to Equity Blue Ridge Bankshares Inc (BRBS)|Short-Term Debt to Capital Coefficient poncebank.com|Short-Term Debt to Capital FMAO (Farmers & Merchants Bancorp, Inc.)|Short-Term Debt to Capital Orange County Bancorp, Inc. OBT|WTBA: Short-Term Debt to Equity Ratio|PBFS: Short-Term Debt to Equity|BCML: Short-Term Debt to Capital|AVBC - Short-Term Debt to Capital Coefficient|Short-Term Debt to Equity FS Bancorp|Short-Term Debt to Capital Ratio CZNC (C&N Bank)|Short-Term Debt to Capital PCB|colony.bank (CBAN) - Short-Term Indebtedness to Equity|Short-Term Debt to Equity Plumas Bank PLBC|Short-Term Debt to Capital Coefficient thefirst.com (FNLC)|NECB: Short-Term Debt to Equity Ratio|Ratio of Short-Term Indebtedness to Capital JMSB (John Marshall Bancorp)|TSBK: Short-Term Debt to Capital|WSBF (WaterStone Financial) - Short-Term Debt to Equity|LNKB (LINKBANCORP, Inc.) - Short-Term Debt to Capital|Short-Term Debt to Capital parkebank.com|Short-Term Debt to Equity Fidelity Bank (FDBC)|Middlefield Banc Corp. - Short-Term Debt to Capital Ratio|Short-Term Debt to Equity Chemung Financial Corporation CHMG|Short-Term Debt to Capital Westfield Bank Corp WNEB|Norwood Financial Corp. - Short-Term Debt to Capital|Current Liabilities to Equity FVCB|FBLA: Short-Term Debt to Capital|Short-Term Debt to Capital Ratio OVLY|Short-Term Debt to Equity Provident Bancorp, Inc.|LCNB Corporation (LCNB) - Short-Term Debt to Capital Coefficient|Short-Term Debt to Capital FCCO|Short-Term Debt to Equity BPRN (thebankofprinceton.com)|Short-Term Debt to Equity Hawthorn Bancshares, Inc. HWBK|Farmers and Merchants Trust Company - Short-Term Debt to Equity|VABK - Short-Term Debt to Equity|Current Liabilities to Capital OP Bancorp|FXNC: Short-Term Debt to Capital|Short-Term Debt to Equity Ratio Chain Bridge Bancorp, Inc.|EFSI (Bank of Clarke) - Short-Term Debt to Capital|Short-Term Debt to Capital Blue Foundry Bancorp Inc|Short-Term Debt to Equity First Savings Financial Group Inc. (FSFG)|Short-Term Debt to Equity ATLO (amesnational.com)|Peoples Bank - Short-Term Debt to Equity Ratio|Ratio of Short-Term Indebtedness to Capital CBFV|BV Financial - Short-Term Debt to Capital|UBFO: Short-Term Debt to Equity|MNSB: Short-Term Debt to Capital|Hanover Bancorp, Inc (HNVR) - Short-Term Debt to Capital|Short-Term Debt to Equity Citizens Community Bancorp|Short-Term Debt to Capital Ratio CFBK (cfbankonline.com)|Short-Term Debt to Equity Richmond Mutual Bancorporation, Inc. (RMBI)|Short-Term Debt to Capital First Capital Inc. (FCAP)|Short-Term Debt to Equity BCB Bank BCBP|Short-Term Debt to Capital Coefficient ECB Bancorp Inc. (ECBK)|Opportunity Bank of Montana - Short-Term Debt to Capital|Current Liabilities to Equity FNWD|RBKB: Short-Term Debt to Capital|SBFG - Short-Term Debt to Capital Coefficient|AFBI (Affinity Bancshares, Inc.) - Short-Term Debt to Capital|First Guaranty Bancshares Inc. - Current Liabilities to Equity|Short-Term Debt to Equity Ratio SRBK (SR Bancorp, Inc.)|Short-Term Loans to Capital Ratio BSBK|Short-Term Debt to Capital UNB (Union Bankshares)|Ratio of Short-Term Indebtedness to Capital SFBC|MGYR: Short-Term Debt to Equity Ratio|Ratio of Short-Term Indebtedness to Capital RVSB (Riverview Community Bank)|LSBK: Short-Term Debt to Capital|Short-Term Debt to Capital Ratio PBHC|CFSB (CFSB Bancorp) - Short-Term Debt to Capital|Auburn National Bank (AUBN) - Short-Term Debt to Capital Coefficient|Short-Term Debt to Equity IF Bancorp, Inc. (IROQ)|Short-Term Debt to Capital Coefficient unitedbancorp.com|Summit State Bank, Inc. - Short-Term Debt to Equity Ratio|Short-Term Loans to Capital Ratio FUSB (fusb.com)|BOTJ - Short-Term Debt to Equity|Ratio of Short-Term Indebtedness to Capital CPBI (Central Plains Bancshares Inc.)|BYFC: Short-Term Debt to Capital|NSTS - Short-Term Debt to Capital Coefficient|CLST (Catalyst Bank) - Short-Term Debt to Capital|Short-Term Debt to Equity Ratio First Seacoast Bancorp Inc. (FSEA)|Short-Term Debt to Equity Ratio ASRV (AmeriServ Financial, Inc.)|Short-Term Loans to Capital Ratio PBBK|OptimumBank Holdings Inc - Short-Term Debt to Equity Ratio|Ratio of Short-Term Indebtedness to Capital TCBS|HFBL - Short-Term Debt to Equity|Short-Term Debt to Capital Coefficient BayFirst Financial Corp. BAFN|MBBC: Short-Term Debt to Capital|Kentucky First Federal Bancorp Inc. (KFFB) - Short-Term Debt to Capital|Short-Term Debt to Equity Ratio GLBZ|Short-Term Debt to Equity CARV|Short-Term Debt to Capital BRKL|Short-Term Debt to Capital Coefficient enterprisebanking.com|Short-Term Debt to Equity ESSA Bank ESSA|EVBN: Short-Term Debt to Capital Ratio|The First Bancshares Inc. - Short-Term Debt to Capital|Short-Term Indebtedness to Equity The First of Long Island (FLIC)|HMN Financial, Inc. (HMNF) - Short-Term Debt to Equity|HTBI - Short-Term Debt to Capital Coefficient|Short-Term Debt to Equity Ratio IBTX|MCBC: Ratio of Short-Term Indebtedness to Capital|Short-Term Debt to Capital OPOF|Short-Term Debt to Equity PWOD (Penns Woods Bank)|Short-Term Debt to Capital SASR (Sandy Spring Bancorp)|Short-Term Debt to Capital territorialsavings.net TBNK|VBFC - Short-Term Debt to Equity|WMPN (williampenn.bank) - Short-Term Debt to Capital Ratio|PyraMax Bank (BCOW) - Short-Term Debt to Equity|Southern States Bancshares Corp (SSBK) - Short-Term Debt to Capital