Short-Term Debt to Capital: VNB (VABK)

Symbol and logo of brand Virginia National Bankshares (VABK)

Virginia National Bankshares (VABK) finances the development of transport hubs and warehouses in Virginia's industrial zones, as evidenced by the daily price action on this chart, where the indicator stands at 0.02. Stable income is secured by strict cost controls and the management's expert knowledge of the local market. Meanwhile, the bank relies on organic growth in mortgage lending, deliberately eschewing mergers in favor of partnerships with local entrepreneurs.

VABK - ir.vnb.com Short-Term Debt to Capital over the range 02/21/2024 - 11/01/2026
Product sample of VNB

To preserve capital amid volatility, it is critical for investors to assess the liquidity of liabilities. This metric measures the proportion of short-term borrowings relative to equity, determining the risk of a cash flow gap. Analyzing short-term loans relative to the company's capital allows for a visualization of the business's dependence on rapid payouts. For Virginia National Bankshares (VABK), this metric confirms stability given moderate operating leverage and consistent compliance costs.

Analysis of competing companies

Short-Term Debt to Equity BancFirst Oklahoma (BANF)|TFSL - Current Liabilities to Capital|Short-Term Debt to Capital CBU (Community Financial System)|TOWN - Short-Term Debt to Equity Ratio|NBT Bank - Short-Term Debt to Capital|FBNC - Short-Term Debt to Capital|Stock Yards Bancorp Inc (SYBT) - Short-Term Debt to Equity|DCOM (Dime Corp) - Short-Term Debt to Equity|Short-Term Debt to Equity Ratio BFC|CTBI: Ratio of Short-Term Indebtedness to Capital|Short-Term Debt to Capital BHRB|Short-Term Debt to Equity SBSI (Southside Bancshares, Inc.)|Short-Term Debt to Capital EQBK (Equity Bancshares Inc)|Short-Term Debt to Capital CNB Financial Inc. CCNE|CCBG - Short-Term Debt to Equity|TRST (trustcobank.com) - Short-Term Debt to Capital Ratio|HomeTrust Bank (HTB) - Short-Term Debt to Equity|Mid Penn Bancorp, Inc. (MPB) - Short-Term Debt to Capital|Short-Term Debt to Equity Five Star Bancorp Inc|Orrstown Financial Services Inc (ORRF) - Short-Term Debt to Capital Coefficient|Short-Term Debt to Equity Ratio NBBK (NB Bancorp, Inc.)|Short-Term Debt to Equity FCBC (firstcommunitybank.com)|Short-Term Debt to Capital IBCP (Independent Bank Corp.)|Short-Term Debt to Capital Coefficient City Bank (SPFI)|NPB - Short-Term Debt to Equity|Ratio of Short-Term Indebtedness to Capital SMBC (Southern Missouri Corp)|HTBK: Short-Term Debt to Capital|Short-Term Indebtedness to Equity Hingham Savings HIFS|HONE (HarborOne Bank) - Short-Term Debt to Capital|Shore United Bank (SHBI) - Short-Term Debt to Capital Coefficient|Short-Term Debt to Equity Third Coast Bancshares Inc (TCBX)|Farmers Corp - Short-Term Debt to Capital Ratio|Short-Term Debt to Capital BHB (Bar Harbor Bank & Trust)|Short-Term Debt to Capital Coefficient unitybank.com (UNTY)|Peoples Security Bank - Short-Term Debt to Capital|PGC - Short-Term Debt to Capital|NFBK (Northfield Bancorp Inc) - Short-Term Debt to Equity Ratio|Adams County National Bank - Ratio of Short-Term Indebtedness to Capital|Short-Term Debt to Equity Flushing Financial|Short-Term Debt to Capital Ratio BWB (bridgewaterbankmn.com)|Short-Term Debt to Capital BSVN|Short-Term Debt to Capital ChoiceOne Bank (COFS)|Carter Bankshares Inc - Short-Term Debt to Equity Ratio|Short-Term Loans to Capital Ratio HBCP (Home Corp)|Kearny Financial Corp. - Short-Term Debt to Capital|Short-Term Debt to Capital Coefficient firstbanknj.com FRBA|communitywest.com (CWBC) - Short-Term Debt to Equity|Current Liabilities to Capital Civista Bank (CIVB)|Short-Term Debt to Equity Greene County Bancorp Inc|Short-Term Debt to Capital Ratio BMRC (Bank of Marin Financial)|Short-Term Debt to Capital BRBS|Short-Term Debt to Capital poncebank.com (PDLB)|Short-Term Debt to Equity Farmers & Merchants Bancorp, Inc. FMAO|Orange County Bancorp, Inc. - Short-Term Debt to Equity|WTBA: Short-Term Debt to Equity Ratio|Ratio of Short-Term Indebtedness to Capital PBFS (Pioneer Financial)|BCML: Short-Term Debt to Capital|AVBC (avidiabank.com) - Short-Term Debt to Equity|FSBW (FS Bancorp) - Short-Term Debt to Capital|Short-Term Debt to Capital C&N Bank|Short-Term Debt to Equity PCB Bancorp (PCB)|colony.bank - Short-Term Debt to Capital Ratio|Short-Term Debt to Equity Plumas Bank PLBC|Short-Term Debt to Capital thefirst.com FNLC|NECB - Short-Term Debt to Equity|Short-Term Debt to Capital Coefficient John Marshall Bancorp JMSB|TSBK: Short-Term Debt to Capital|WaterStone Financial - Ratio of Short-Term Indebtedness to Capital|LNKB (LINKBANCORP, Inc.) - Short-Term Debt to Capital|Short-Term Debt to Capital parkebank.com|Short-Term Debt to Equity Fidelity Bank (FDBC)|MBCN (Middlefield Banc Corp.) - Ratio of Short-Term Indebtedness to Capital|Short-Term Debt to Capital CHMG (Chemung Financial Corporation)|Westfield Bank Corp (WNEB) - Current Liabilities to Capital|NWFL - Short-Term Debt to Equity|Short-Term Debt to Capital Coefficient fvcbank.com FVCB|FBLA (Fidelity Federal Savings Bank) - Short-Term Debt to Equity Ratio|OVLY (Oak Valley Bancorp Inc) - Short-Term Debt to Equity|PVBC (Provident Bancorp, Inc.) - Short-Term Debt to Capital|Short-Term Debt to Capital LCNB Corporation|Short-Term Debt to Capital FCCO|Short-Term Debt to Equity BPRN (thebankofprinceton.com)|Short-Term Debt to Equity Hawthorn Bancshares, Inc. HWBK|Short-Term Debt to Capital Farmers and Merchants Trust Company FRAF|OPBK - Short-Term Debt to Equity|FXNC: Short-Term Debt to Equity|chainbridgebank.com (CBNA) - Short-Term Debt to Equity|Current Liabilities to Capital Eagle Financial Services (EFSI)|BLFY (Blue Foundry) - Short-Term Debt to Capital|Short-Term Debt to Equity Ratio First Savings Financial Group, Inc. (FSFG)|Short-Term Debt to Capital ATLO|Short-Term Debt to Capital Peoples Bancorp of North Carolina Inc. (PEBK)|Short-Term Debt to Equity CB Financial Services CBFV|bayvanguard.com - Short-Term Debt to Equity|UBFO: Short-Term Debt to Equity Ratio|Ratio of Short-Term Indebtedness to Capital MNSB (MainStreet Bancshares Inc.)|HNVR: Short-Term Debt to Capital|CZWI (Citizens Community Bancorp, Inc) - Short-Term Debt to Equity|CFBK (CF Bankshares Inc.) - Short-Term Debt to Capital|Short-Term Debt to Capital firstbankrichmond.com|Short-Term Debt to Equity First Capital (FCAP)|BCB Bancorp Inc. - Short-Term Debt to Capital Ratio|Short-Term Debt to Equity ECB Bancorp ECBK|Short-Term Debt to Capital Eagle Bancorp Montana Inc. EBMT|FNWD - Short-Term Debt to Equity|Short-Term Debt to Capital Coefficient Rhinebeck Bancorp Inc RBKB|SBFG (ir.yourstatebank.com) - Short-Term Debt to Equity Ratio|AFBI (Affinity Bank) - Short-Term Debt to Equity|FGBI (First Guaranty Bank) - Short-Term Debt to Capital|Somerset Savings Bank (SRBK) - Short-Term Debt to Capital Coefficient|Short-Term Debt to Equity Bogota Financial (BSBK)|UNB (ublocal.com) - Ratio of Short-Term Indebtedness to Capital|Short-Term Debt to Capital SFBC (Sound Financial Bancorp, Inc.)|Short-Term Indebtedness to Equity Magyar Bancorp|Riverview Bancorp Inc - Short-Term Debt to Capital|Short-Term Debt to Capital Coefficient Lake Shore Bank LSBK|pathfinderbank.com (PBHC) - Short-Term Debt to Equity|Short-Term Debt to Capital Ratio CFSB|AUBN (Auburn National Bancorporation) - Short-Term Debt to Capital|IF Bancorp Inc (IROQ) - Short-Term Debt to Capital Coefficient|Short-Term Debt to Capital UBCP|Short-Term Debt to Capital summitstatebank.com (SSBI)|Fifth District Savings Bank - Short-Term Debt to Equity Ratio|Ratio of Short-Term Indebtedness to Capital FUSB|BOTJ - Short-Term Debt to Equity|CPBI (Central Plains Bancshares Inc.) - Short-Term Debt to Capital Ratio|BYFC: Short-Term Debt to Capital|NSTS Bancorp (NSTS) - Short-Term Debt to Capital|Short-Term Debt to Equity Ratio CLST|FSEA (First Seacoast Bancorp Inc.) - Short-Term Loans to Capital Ratio|Short-Term Debt to Capital ASRV|Short-Term Debt to Capital Coefficient PB Bankshares|Short-Term Debt to Equity OptimumBank Holdings Inc OPHC|Texas Community Bank (TCBS) - Current Liabilities to Capital|HFBL - Short-Term Debt to Equity|BAFN (BayFirst Financial Corp.) - Short-Term Debt to Capital Ratio|MBBC: Short-Term Debt to Capital|Kentucky First Federal Bancorp Inc. (KFFB) - Short-Term Debt to Capital|Short-Term Debt to Equity Glen Burnie Bancorp Inc|Short-Term Debt to Equity CARV|Short-Term Debt to Equity Ratio BRKL (Brookline Bancorp, Inc.)|EBTC (enterprisebanking.com) - Ratio of Short-Term Indebtedness to Capital|Short-Term Debt to Capital ESSA (ESSA Bank)|Evans Bancorp - Short-Term Debt to Equity|The First Bancshares Inc. - Short-Term Debt to Capital|FLIC - Short-Term Debt to Capital|HMN Financial, Inc. (HMNF) - Short-Term Debt to Equity|Short-Term Debt to Capital Ratio HTBI|Short-Term Debt to Equity Independent Bank Group, Inc.|Short-Term Debt to Capital Macatawa Bank Corp|Short-Term Debt to Equity Old Point Financial Corp (OPOF)|Short-Term Debt to Capital Coefficient Penns Woods Bank|Short-Term Debt to Capital SASR (Sandy Spring Bancorp)|Ratio of Short-Term Indebtedness to Capital TBNK|Village Bank and Trust Financial Corp. - Short-Term Debt to Capital|WMPN - Short-Term Debt to Capital|PyraMax Bank (BCOW) - Short-Term Debt to Equity|Southern States Bancshares Corp - Ratio of Short-Term Indebtedness to Capital