Unity Bank (UNTY) Short-Term Debt to Capital

Corporate company logo of unitybank.com (UNTY)

The market capitalization trend for Unity Bancorp, Inc. (UNTY) reflects the performance of the New Jersey-based bank, which is aggressively expanding its SMB lending and maintaining high margins. Portfolio growth is driven by the IT automation of government business support programs, offsetting the limitations of its branch network. The current figure stands at 0.00, while liquidity surpluses and the profitability of regional loans ensure capital stability.

UNTY - Unity Bancorp Inc Short-Term Debt to Capital over the range 07/04/2022 - 10/27/2026
Manufactured product of unitybank.com

This indicator assesses the company's dependence on liabilities maturing within one year relative to its equity, allowing investors to filter out issuers with critical debt loads. An analysis of the short-term debt-to-equity ratio confirms the stability of Unity Bancorp, Inc. (UNTY), as strict control of the loan portfolio during the period of interest rate stabilization minimizes liquidity risks and protects the operating margin.

Competing companies

BancFirst Oklahoma - Short-Term Debt to Equity|Current Liabilities to Capital TFS Financial Corporation (TFSL)|Community Financial System - Short-Term Debt to Capital|Short-Term Debt to Equity Ratio townebank.com TOWN|NBT Bank - Short-Term Debt to Capital|FBNC: Short-Term Debt to Capital|Stock Yards Bancorp Inc (SYBT) - Short-Term Debt to Equity|Short-Term Debt to Equity Dime Corp|BFC - Short-Term Debt to Equity Ratio|Ratio of Short-Term Indebtedness to Capital ctbi.com|Short-Term Debt to Capital Burke & Herbert Corp (BHRB)|Short-Term Debt to Equity Southside Bancshares, Inc. (SBSI)|Short-Term Debt to Capital EQBK (Equity Bancshares Inc)|CNB Financial Inc. - Short-Term Debt to Capital|Capital City Bank (CCBG) - Short-Term Debt to Equity|TRST: Short-Term Debt to Capital Ratio|HTB: Short-Term Debt to Equity|MPB (Mid Penn Bancorp, Inc.) - Short-Term Debt to Capital|FSBC: Short-Term Debt to Equity|Short-Term Debt to Capital Coefficient Orrstown Financial Services Inc (ORRF)|Short-Term Debt to Equity Ratio NBBK|Short-Term Debt to Capital FCBC (firstcommunitybank.com)|IBCP - Short-Term Debt to Equity|Short-Term Debt to Capital Ratio City Bank SPFI|Short-Term Debt to Capital NPB (Northpointe Bancshares Inc)|Southern Missouri Corp (SMBC) - Short-Term Debt to Capital Coefficient|HTBK - Short-Term Debt to Equity Ratio|Short-Term Loans to Capital Ratio Hingham Savings|Short-Term Debt to Equity Ratio HONE (HarborOne Bank)|Current Liabilities to Capital Shore United Bank (SHBI)|Third Coast Bancshares Inc (TCBX) - Short-Term Debt to Equity Ratio|Ratio of Short-Term Indebtedness to Capital Farmers Corp (FMNB)|Short-Term Debt to Capital Bar Harbor Bank & Trust BHB|Short-Term Debt to Equity psbt.com PFIS|Peapack-Gladstone Bank - Short-Term Debt to Capital|NFBK: Short-Term Debt to Capital|Short-Term Debt to Equity ACNB Corporation Inc.|Flushing Financial Corp. (FFIC) - Short-Term Debt to Capital Ratio|Short-Term Debt to Capital BWB|Short-Term Debt to Equity Ratio BSVN|ChoiceOne Financial Services, Inc. - Short-Term Debt to Equity|Current Liabilities to Capital CARE (Carter Bank & Trust)|Short-Term Debt to Equity Home Bancorp Inc|Kearny Financial Inc. - Ratio of Short-Term Indebtedness to Capital|Short-Term Debt to Equity First Bank|Community West Bancshares (CWBC) - Current Liabilities to Equity|Short-Term Debt to Equity Ratio Civista Bancshares, Inc. CIVB|Bank of Greene County (GCBC) - Ratio of Short-Term Indebtedness to Capital|BMRC: Short-Term Debt to Capital|Short-Term Debt to Capital Coefficient BRBS|Short-Term Debt to Equity Ponce Financial Group PDLB|Short-Term Debt to Capital Ratio fm.bank (FMAO)|Orange County Bancorp - Short-Term Debt to Capital|WTBA - Short-Term Debt to Equity Ratio|Short-Term Debt to Equity Ratio PBFS (Pioneer Bancorp Inc)|BayCom Financial (BCML) - Short-Term Debt to Capital Coefficient|AVBC: Short-Term Debt to Equity Ratio|FSBW (fsbwa.com) - Short-Term Debt to Capital|Short-Term Debt to Equity Citizens & Northern Corporation (CZNC)|Short-Term Debt to Capital Ratio PCB Bank (PCB)|Short-Term Debt to Equity Ratio Colony Bankcorp, Inc.|Short-Term Loans to Capital Ratio plumasbank.com PLBC|FNLC: Short-Term Debt to Equity Ratio|Northeast Community Bancorp, Inc. - Current Liabilities to Capital|JMSB - Short-Term Debt to Equity|TSBK: Short-Term Debt to Equity|Short-Term Debt to Equity WSBF|LINKBANK Corp (LNKB) - Current Liabilities to Capital|Short-Term Debt to Capital PKBK|Short-Term Debt to Equity Ratio bankatfidelity.com|Short-Term Debt to Capital MBCN|Short-Term Debt to Capital CHMG (Chemung Financial)|Short-Term Debt to Equity Western New England Bancorp Inc WNEB|NWFL - Short-Term Debt to Equity|Short-Term Debt to Equity Ratio FVCBankcorp, Inc. (FVCB)|FBLA - Ratio of Short-Term Indebtedness to Capital|Oak Valley Community Bank (OVLY) - Short-Term Debt to Capital|BankProv (PVBC) - Short-Term Debt to Equity|LCNB (LCNB Corp) - Short-Term Debt to Capital|Short-Term Debt to Capital FCCO|Short-Term Debt to Equity Princeton Bancorp, Inc. BPRN|Short-Term Debt to Capital Ratio HWBK (hawthornbancshares.com)|Short-Term Debt to Equity FRAF (Franklin Financial Services Corporation)|Virginia National Bank - Short-Term Debt to Capital|Short-Term Debt to Equity OPBK (OP Bank)|First National Corporation (FXNC) - Short-Term Debt to Capital Coefficient|CBNA: Short-Term Debt to Equity Ratio|EFSI (Eagle Financial Services) - Short-Term Debt to Capital|Short-Term Debt to Equity Blue Foundry (BLFY)|Short-Term Debt to Capital Ratio First Savings Financial Group, Inc.|ATLO (Ames National) - Short-Term Debt to Capital|Short-Term Debt to Capital Coefficient Peoples Bancorp of North Carolina Inc. PEBK|Short-Term Debt to Equity Ratio CB Financial Services (CBFV)|BVFL - Short-Term Loans to Capital Ratio|UBFO (United Security Bancshares Inc.) - Short-Term Debt to Equity Ratio|MainStreet Bancshares Inc. (MNSB) - Current Liabilities to Capital|Short-Term Debt to Equity Ratio Hanover Bank HNVR|Citizens Community Bancorp, Inc (CZWI) - Ratio of Short-Term Indebtedness to Capital|Short-Term Debt to Capital CF Bankshares Inc.|Short-Term Debt to Equity firstbankrichmond.com|Short-Term Debt to Capital FCAP|Short-Term Debt to Capital BCBP (BCB Bancorp Inc.)|ECBK - Short-Term Debt to Equity|Short-Term Debt to Capital Ratio Eagle Bancorp Montana Inc. EBMT|FNWD: Short-Term Debt to Capital|RBKB: Short-Term Debt to Equity Ratio|Short-Term Debt to Equity SBFG|AFBI (Affinity Bank) - Current Liabilities to Capital|FGBI - Short-Term Debt to Equity|Ratio of Short-Term Indebtedness to Capital SRBK|BSBK - Short-Term Debt to Equity|Current Liabilities to Equity ublocal.com UNB|Short-Term Debt to Equity Ratio Sound Financial Bancorp, Inc.|Ratio of Short-Term Indebtedness to Capital Magyar Bancorp MGYR|Short-Term Debt to Capital RVSB (Riverview Bancorp Inc)|LSBK: Short-Term Debt to Capital Coefficient|Short-Term Debt to Equity pathfinderbank.com|Colonial Federal Savings Bank (CFSB) - Short-Term Debt to Capital Ratio|Short-Term Debt to Capital AUBN|Short-Term Debt to Equity Ratio IF Bancorp Inc (IROQ)|UBCP (United Bancorp, Inc.) - Short-Term Debt to Equity Ratio|Short-Term Debt to Capital Coefficient summitstatebank.com SSBI|Short-Term Debt to Equity Ratio FDSB (Fifth District Savings Bank)|fusb.com - Short-Term Debt to Capital|Bank of the James Financial Group Inc. (BOTJ) - Short-Term Debt to Equity|Central Plains Bancshares Inc. (CPBI) - Short-Term Debt to Capital Ratio|BYFC - Short-Term Debt to Equity Ratio|Short-Term Loans to Capital Ratio NSTS Bancorp|Short-Term Debt to Equity Ratio CLST (Catalyst Bank)|Current Liabilities to Capital FSEA|Short-Term Debt to Equity AmeriServ Financial, Inc. (ASRV)|Short-Term Debt to Equity PBBK (PB Bankshares)|OPHC: Short-Term Debt to Equity|Current Liabilities to Capital Texas Community Bank TCBS|HFBL: Short-Term Debt to Capital|BAFN - Short-Term Debt to Equity Ratio|MBBC: Short-Term Debt to Capital|KFFB (Kentucky First Federal Bancorp Inc.) - Short-Term Debt to Capital|Short-Term Debt to Equity Glen Burnie Bancorp Inc|Short-Term Debt to Equity Carver Bancorp Inc (CARV)|Brookline Bancorp, Inc. (BRKL) - Short-Term Debt to Equity Ratio|Ratio of Short-Term Indebtedness to Capital enterprisebanking.com (EBTC)|Short-Term Debt to Capital ESSA Bank ESSA|Short-Term Debt to Equity Evans Bancorp EVBN|The First Bancshares Inc. - Short-Term Debt to Capital|FLIC: Short-Term Debt to Capital|Short-Term Debt to Equity HMN Financial, Inc.|HTBI (HomeTrust Bank) - Short-Term Debt to Capital Ratio|IBTX (Independent Bank Group, Inc.) - Short-Term Debt to Equity|Short-Term Debt to Capital MCBC|OPOF (Old Point Financial Corp) - Short-Term Debt to Equity|Short-Term Debt to Capital Coefficient Penns Woods Bank PWOD|Short-Term Debt to Equity Ratio SASR (Sandy Spring Bancorp)|territorialsavings.net - Short-Term Debt to Capital|Village Bank and Trust Financial Corp. (VBFC) - Short-Term Debt to Equity|WMPN - Short-Term Debt to Capital Ratio|PyraMax Bank - Short-Term Debt to Capital|Short-Term Debt to Capital Coefficient Southern States Bancshares Corp