FS Bancorp (FSBW) Short-Term Debt to Capital

FS Bancorp, Inc. (FSBW) operates primarily within the Washington state market, offsetting its local concentration through a balanced mix of mortgage and commercial loans. The company has solidified its regional leadership through conservative risk management and a steady inflow of deposits. High employee engagement supports its service offerings for small businesses. This chart on GURU.Markets shows that the separate_debt_short_eq metric is 0.04.

Short-term debt-to-equity determines the dependence of FS Bancorp, Inc. (FSBW) on obligations with maturities of up to one year relative to its own equity. This metric measures liquidity risks and refinancing cycles, where an increasing value indicates aggressive borrowing. Analyzing the ratio of short-term liabilities to equity allows for an assessment of the sustainability of dividend payments. For FS Bancorp, Inc. (FSBW), this is critical when scaling its mortgage portfolio in the growing counties of Washington.