Short-Term Debt to Capital: Citizens & Northern Corporation (CZNC)
The price trend shown below allows for an assessment of the debt load of Citizens & Northern (CZNC), whose stability is based on ultra-low-cost funding and reliable assets in the states of New York and Pennsylvania. This metric stands at 0.03, which is critical for a bank relying on rural deposits and margin growth. Currently, Citizens & Northern (CZNC) is scaling its consulting services and commercial loans while maintaining a cautious approach to risk.
Financial and market metric breakdowns for cnbankpa.com (CZNC)
- stock value and consensus price forecast:
- company stock exchange capitalization indicators:
- book capitalization information:
- issuer credit burden and liquidity indicators:
Total Debt to Equity Ratio Citizens & Northern|CZNC - Long-Term Debt to Capital Coefficient|Short-Term Debt to Capital Citizens & Northern Corporation|CZNC - Company Debts|Debts to Book Capitalization C&N Bank|CZNC - Company Long-Term Debts|Company Short-Term Debt Citizens & Northern|Quick Liquidity cnbankpa.com
- earnings and market ratios statistics:
General company analysis:Citizens & Northern Corp
This ratio measures the proportion of short-term liabilities relative to equity, determining the company's dependence on rapid refinancing. An increase in this indicator signals a potential liquidity shortage, while sharp spikes necessitate an analysis of quarterly reports. By analyzing the ratio of short-term debt to equity, an investor assesses the financial stability of Citizens & Northern (CZNC). For a regional bank, this is critical, as the stability of mortgage and commercial loans depends directly on the balance of current liabilities.
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