Citizens & Northern Corporation Inc. (CZNC) Long-Term Liabilities to Capital

cnbankpa.com - graphic logo of issuer CZNC

This price visualization on GURU.Markets for Citizens & Northern (CZNC) shows the metric at 0.45. Business growth is limited by geography, so efficiency is being improved through back-office digitalization. Citizens & Northern generates revenue from mortgages and small business servicing in New York and Pennsylvania. Technological development relies exclusively on third-party software, as internal development is completely absent from the holding's strategy.

Long-Term Debt to Capital: Citizens & Northern Corporation (CZNC) for 07/04/2022 - 10/30/2026

Analytical breakdowns for Citizens & Northern (CZNC)

- stock quotes and analyst forecast:
Price Chart C&N Bank|CZNC - Price Target Chart
- market capitalization details:
Market Value Citizens & Northern Corporation|CZNC - Enterprise Value
- book value of equity indicators:
Accounting Value per Share Citizens & Northern|CZNC - Book Capitalization|Market Capitalization to Book Value Ratio cnbankpa.com|CZNC - Aggregate Company Assets
- debt and solvency information:
Debt to Equity Citizens & Northern|CZNC - Long-Term Debt to Equity Ratio|Ratio of Short-Term Indebtedness to Capital cnbankpa.com|CZNC - Company Aggregate Debts|Debt to Book Capitalization Ratio Citizens & Northern Corporation|CZNC - Company Long-Term Debts|Company Short-Term Debts Citizens & Northern|Immediate Liquidity Ratio cnbankpa.com
- company profitability and valuation multiples indicators:
CZNC - Company Net Income
Summary company analysis:C&N Bank
Brand item of cnbankpa.com

The local asset concentration of Citizens & Northern (CZNC) in Pennsylvania and New York increases the business's sensitivity to regional real estate crises. The ratio of liabilities with a maturity of more than one year to equity within the long-term debt-to-equity profile quantifies financial resilience to such shocks, demonstrating the balance between utilizing leverage for growth and the risk of rising debt service costs.

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