Northpointe Corp (NPB) - Long-Term Debt to Equity Ratio

Symbol and logo of brand Northpointe Corp (NPB)

Northpointe Bancshares (NPB) maintains a stable cash flow driven by the securitization of mortgage assets, confirming the viability of its current strategy. The company's local business status in the US neutralizes geopolitical threats, leaving only a dependence on Federal Reserve policy. The share price retrospective, where the indicator equals 2.43, demonstrates the price action, while the primary risk lies in potential real estate market stagnation and an increase in loan delinquencies.

Northpointe Bancshares Inc. (NPB): Long-Term Debt to Equity from 02/15/2025 to 10/29/2026
Flagship merchandise of northpointe.com

This ratio determines the proportion of long-term liabilities relative to equity, measuring the degree of financial autonomy and the business's debt load over a horizon exceeding one year. For Northpointe Bancshares (NPB), analyzing long-term debt to equity allows for an assessment of the funding stability of the mortgage portfolio, where the balance between loans and capital determines the liquidity risk associated with servicing residential loans.

Analysis of competing companies

Long-Term Liabilities to Capital BancFirst Corp BANF|Long-Term Debt to Capital TFSL|Long-Term Debt to Equity Ratio Community Financial Corp CBU|Long-Term Debt to Capital TOWN (TowneBank)|Long-Term Debt to Capital nbtbancorp.com NBTB|FBNC - Long-Term Debt to Equity|SYBT: Long-Term Debt to Equity|DCOM (Dime Community Bancshares Inc) - Long-Term Debt to Equity Ratio|Bank First Corporation Inc. - Long-Term Debt to Capital Coefficient|CTBI (Community Trust Bancorp) - Long-Term Debt to Capital|Long-Term Debt to Equity BHRB|Long-Term Debt to Capital SBSI|Long-Term Debt to Capital Equity Bank (EQBK)|Long-Term Debt to Equity CNB Financial Corp CCNE|CCBG: Long-Term Debt to Capital Ratio|TRST - Long-Term Debt to Equity|HTB - Long-Term Debt to Capital|Mid Penn Bank (MPB) - Long-Term Debt to Equity|FSBC - Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity Orrstown Financial Corp|Long-Term Debt to Capital Ratio NBBK (NB Bancorp Corp)|Long-Term Debt to Equity First Community Bankshares (FCBC)|IBCP - Long-Term Liabilities to Capital|Long-Term Debt to Equity South Plains Financial, Inc. SPFI|Long-Term Debt to Capital Coefficient SMBC|HTBK: Long-Term Debt to Equity Ratio|Hingham Institution for Saving - Long-Term Loans to Capital Ratio|HONE: Long-Term Debt to Capital|shoreunitedbank.com - Long-Term Debt to Capital Coefficient|Long-Term Debt to Equity Third Coast Bank|Farmers National Banc Corp. - Long-Term Liabilities to Equity|Long-Term Debt to Equity Bar Harbor Bankshares (BHB)|UNTY - Long-Term Liabilities to Capital|Long-Term Debt to Capital PFIS (Peoples Financial Services)|Ratio of Long-Term Indebtedness to Capital pgbank.com (PGC)|NFBK - Long-Term Debt to Equity|ACNB (ACNB Corp) - Long-Term Debt to Capital Ratio|FFIC (Flushing Financial Corp) - Long-Term Debt to Equity Ratio|BWB: Long-Term Loans to Capital Ratio|BSVN (Bank7 Corp.) - Long-Term Debt to Capital|Long-Term Liabilities to Capital choiceone.bank COFS|Long-Term Debt to Equity Ratio CARE (Carter Bankshares)|HBCP (Home Bank) - Long-Term Debt to Capital Coefficient|Long-Term Debt to Capital KRNY (Kearny Corp)|First Bank Inc. - Long-Term Debt to Equity|Community West Bancshares Inc - Long-Term Debt to Capital|CIVB - Long-Term Debt to Capital|Greene County Bancorp, Inc. (GCBC) - Long-Term Debt to Equity|Long-Term Debt to Capital Ratio BMRC|BRBS (Blue Ridge Bank) - Long-Term Debt to Capital|Long-Term Debt to Equity Ratio Ponce Financial Corp (PDLB)|Long-Term Debt to Equity Farmers & Merchants Bancorp (FMAO)|Ratio of Long-Term Indebtedness to Capital orangebanktrust.com|Long-Term Debt to Capital WTBA (West Bancorporation, Inc.)|Long-Term Debt to Capital Coefficient PBFS|BayCom Inc - Long-Term Debt to Capital|AVBC - Long-Term Debt to Capital|FS Bancorp, Inc. (FSBW) - Long-Term Debt to Equity|cnbankpa.com - Long-Term Debt to Capital Coefficient|PCB (PCB Bancorp Inc.) - Long-Term Debt to Capital|Long-Term Liabilities to Capital Colony Bankcorp Inc. CBAN|Long-Term Debt to Equity Plumas Bancorp (PLBC)|Ratio of Long-Term Indebtedness to Capital First National Bank of Damariscotta|Long-Term Debt to Equity Northeast Community Bank NECB|JMSB: Long-Term Debt to Capital Ratio|TSBK - Long-Term Debt to Equity|Long-Term Liabilities to Equity WSBF|LNKB: Long-Term Debt to Capital|PKBK (Parke Bank Corp) - Long-Term Debt to Equity|Long-Term Debt to Equity Fidelity D & D Bancorp|Long-Term Debt to Equity MBCN|Long-Term Debt to Equity Chemung Canal Trust Company (CHMG)|WNEB - Long-Term Liabilities to Capital|Long-Term Debt to Capital NWFL (Norwood Financial Corp)|FVCB - Long-Term Debt to Equity Ratio|FB Bancorp, Inc. - Long-Term Debt to Capital|OVLY - Long-Term Debt to Capital|bankprov.com (PVBC) - Long-Term Debt to Equity|LCNB (LCNB National Bank) - Long-Term Debt to Equity|Long-Term Debt to Equity Ratio FCCO|BPRN: Long-Term Debt to Capital Coefficient|Long-Term Debt to Capital HWBK|Long-Term Debt to Equity FRAF (franklinfin.com)|Long-Term Debt to Capital VABK (Virginia National Bankshares Corporation)|Long-Term Debt to Capital OP Bancorp, Inc. OPBK|FXNC - Long-Term Debt to Equity|CBNA (Chain Bridge Bancorp) - Long-Term Debt to Capital Ratio|investors.bankofclarke.bank (EFSI) - Long-Term Debt to Equity|Blue Foundry Bank (BLFY) - Long-Term Debt to Capital|Long-Term Debt to Equity First Savings Financial Group|Ames National Corp. (ATLO) - Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity Peoples Bancorp of North Carolina, Inc. (PEBK)|CB Financial Services, Inc - Long-Term Debt to Capital Ratio|Long-Term Debt to Equity BV Financial, Inc. BVFL|United Security Bancshares, Inc. (UBFO) - Long-Term Liabilities to Capital|MNSB - Long-Term Debt to Equity|Long-Term Debt to Capital Coefficient HNVR (Hanover Bancorp Inc.)|CZWI (Citizens Community Federal) - Long-Term Debt to Equity Ratio|CFBK: Long-Term Loans to Capital Ratio|RMBI (Richmond Mutual Bancorporation) - Long-Term Debt to Capital|FCAP: Long-Term Debt to Capital Coefficient|Long-Term Debt to Equity BCB Bancorp (BCBP)|ECBK: Long-Term Liabilities to Equity|Long-Term Debt to Equity Eagle Bancorp Montana, Inc. EBMT|Finward Bancorp Inc. (FNWD) - Long-Term Liabilities to Capital|Rhinebeck Bancorp, Inc. - Long-Term Debt to Capital|Ratio of Long-Term Indebtedness to Capital SB Financial Group SBFG|myaffinitybank.com (AFBI) - Long-Term Debt to Equity|Long-Term Debt to Capital Ratio FGBI|Long-Term Debt to Equity Ratio SRBK|BSBK (Bogota Financial Corp) - Long-Term Loans to Capital Ratio|Long-Term Debt to Capital UNB|SFBC - Long-Term Liabilities to Capital|Magyar Bank - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient RVSB|Lake Shore Bancorp Inc - Long-Term Debt to Capital|PBHC: Long-Term Debt to Equity|CFSB: Long-Term Debt to Capital|Auburn National Bancorporation, Inc. (AUBN) - Long-Term Debt to Capital|Long-Term Debt to Equity IF Bancorp|Long-Term Debt to Capital Ratio UBCP (United Bancorp Inc)|Long-Term Debt to Capital SSBI|Long-Term Debt to Equity Ratio Fifth District FDSB|Long-Term Debt to Equity First US Bancshares, Inc. FUSB|Ratio of Long-Term Indebtedness to Capital Bank of the James Financial Group, Inc. (BOTJ)|Central Plains Bancshares, Inc. - Long-Term Debt to Capital|Long-Term Debt to Capital Coefficient BYFC (Broadway Financial Corp.)|NSTS: Long-Term Debt to Capital|Catalyst Bancorp (CLST) - Long-Term Debt to Capital|Long-Term Debt to Equity First Seacoast Bancorp, Inc.|ASRV: Long-Term Debt to Capital Coefficient|Long-Term Debt to Capital PBBK|OPHC - Long-Term Liabilities to Capital|Long-Term Debt to Equity Texas Community Bancshares, Inc. TCBS|Ratio of Long-Term Indebtedness to Capital Home Federal Bancorp Corp (HFBL)|BAFN - Long-Term Debt to Equity|MBBC (marathonbancorp.com) - Long-Term Debt to Capital Ratio|Kentucky First Federal Bancorp, Inc. (KFFB) - Long-Term Debt to Equity|Long-Term Liabilities to Equity GLBZ (The Bank of Glen Burnie)|CARV (Carver Federal Savings Bank) - Long-Term Debt to Capital|Long-Term Debt to Equity BRKL|Long-Term Debt to Equity Enterprise Bancorp (EBTC)|Long-Term Debt to Equity ESSA (ir.essabank.com)|Long-Term Debt to Equity Evans Bank EVBN|The First Bancshares, Inc. (FBMS) - Long-Term Liabilities to Capital|First of Long Island Corp - Long-Term Debt to Capital|Home Federal Bank (HMNF) - Long-Term Debt to Equity Ratio|HTBI: Long-Term Debt to Capital|Independent Bank Group (IBTX) - Long-Term Debt to Capital|Long-Term Debt to Equity Macatawa Bank Corporation|Long-Term Debt to Equity OPOF|Long-Term Debt to Equity Ratio PWOD (Jersey Shore State Bank)|SASR (Sandy Spring Bancorp, Inc) - Long-Term Debt to Capital Coefficient|Long-Term Debt to Capital TBNK (Territorial Bancorp)|villagebank.com - Long-Term Debt to Equity|William Penn Bancorporation - Long-Term Debt to Capital|BCOW - Long-Term Debt to Capital|Southern States Bancshares, Inc. (SSBK) - Long-Term Debt to Equity