LCNB - lcnb.com Long-Term Liabilities to Capital

LCNB Corporation - graphic logo of issuer LCNB

LCNB Corp. (LCNB) efficiency relies on Ohio real estate market conditions and loan portfolio stability, with the key metric standing at 0.36. Internal process optimization is being driven by the implementation of RPA systems to automate reporting and auditing. Growth for this regional lender is fueled by the acquisition of smaller networks to reduce costs. This price chart visualizes the dynamics of the company's debt obligations.

LCNB Corporation (LCNB): Long-Term Debt to Capital from 07/04/2022 to 10/28/2026
Signature product of LCNB Corp.

This metric calculates the ratio of liabilities with a maturity of over one year to equity, determining the extent to which financial stability depends on external borrowing. The current value of 0.36 reflects the balance between debt load and capital, which is critical for LCNB Corp. when financing digital transformation and cybersecurity systems, directly impacting the proportion of long-term debt to equity.

Key competitors

Long-Term Debt to Equity BANF|Third Federal - Long-Term Debt to Equity|Long-Term Liabilities to Capital Community Financial Corp (CBU)|TowneBank - Long-Term Debt to Capital|Long-Term Debt to Equity Ratio nbtbancorp.com NBTB|First Bank - Long-Term Debt to Capital|SYBT: Long-Term Debt to Capital|Dime Community Bancshares Inc (DCOM) - Long-Term Debt to Equity|Long-Term Debt to Equity Bank First Corporation Inc.|CTBI - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient Burke & Herbert Bank & Trust Company|Long-Term Debt to Capital Southside Bank (SBSI)|Long-Term Debt to Equity Equity Bank (EQBK)|Long-Term Debt to Capital CCNE (CNB Financial Corp)|Capital City Financial - Long-Term Debt to Capital|TrustCo Bank Corp NY (TRST) - Long-Term Debt to Equity|HTB: Long-Term Debt to Capital Ratio|MPB: Long-Term Debt to Equity|FSBC (Five Star Bancorp Inc.) - Long-Term Debt to Capital|ORRF: Long-Term Debt to Equity|Ratio of Long-Term Indebtedness to Capital NBBK|Long-Term Debt to Equity First Community Bankshares (FCBC)|Long-Term Debt to Equity independentbank.com (IBCP)|South Plains Financial, Inc. - Long-Term Debt to Capital|Northpointe Bancshares Inc. - Long-Term Debt to Equity Ratio|Southern Missouri Bancorp Inc (SMBC) - Long-Term Debt to Equity|HTBK - Long-Term Debt to Capital Ratio|hinghamsavings.com (HIFS) - Long-Term Debt to Capital|Long-Term Debt to Equity harborone.com|SHBI - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient Third Coast Bancshares, Inc.|Long-Term Debt to Capital FMNB (Farmers National Banc Corp)|Long-Term Debt to Equity Ratio BHB (barharbor.bank)|UNTY: Long-Term Debt to Equity|psbt.com - Long-Term Liabilities to Capital|Long-Term Debt to Equity Peapack-Gladstone Bank (PGC)|NFBK: Long-Term Debt to Capital Coefficient|Long-Term Debt to Equity ACNB Corporation Inc. (ACNB)|Long-Term Liabilities to Equity Flushing Financial Corp.|BWB: Long-Term Debt to Equity Ratio|Ratio of Long-Term Indebtedness to Capital BSVN|Long-Term Debt to Equity ChoiceOne Financial Services, Inc. (COFS)|Long-Term Debt to Equity Carter Bank & Trust (CARE)|Home Bancorp Inc - Long-Term Debt to Capital|Kearny Financial Inc. - Long-Term Debt to Equity Ratio|First Bank (FRBA) - Long-Term Debt to Equity|CWBC - Long-Term Debt to Capital Ratio|Civista Bancshares, Inc. (CIVB) - Long-Term Debt to Capital|GCBC (Bank of Greene County) - Long-Term Debt to Equity|Long-Term Debt to Equity Bank of Marin Corp|Long-Term Debt to Equity BRBS|Ponce Financial Group - Long-Term Debt to Equity|Long-Term Liabilities to Capital fm.bank (FMAO)|Orange County Bancorp - Long-Term Debt to Capital|Long-Term Debt to Equity Ratio West Bank WTBA|Pioneer Bancorp Inc - Long-Term Debt to Capital|BCML: Long-Term Debt to Capital|Avidia Bancorp Inc (AVBC) - Long-Term Debt to Equity|Long-Term Debt to Equity fsbwa.com|CZNC - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient PCB Bank|Long-Term Debt to Capital Colony Bankcorp, Inc. (CBAN)|Long-Term Debt to Equity plumasbank.com (PLBC)|Long-Term Debt to Capital FNLC (The First Bancorp, Inc.)|Northeast Community Bancorp, Inc. - Long-Term Debt to Capital|John Marshall Bancorp Inc. (JMSB) - Long-Term Debt to Equity|TSBK: Long-Term Debt to Capital Ratio|WSBF: Long-Term Debt to Equity|LNKB (LINKBANK Corp) - Long-Term Debt to Capital|PKBK: Long-Term Debt to Equity|Ratio of Long-Term Indebtedness to Capital FDBC|Long-Term Debt to Equity Middlefield Bank (MBCN)|Long-Term Debt to Equity Chemung Financial (CHMG)|Western New England Bancorp Inc - Long-Term Debt to Capital|Wayne Bank Corp - Long-Term Debt to Equity Ratio|FVCBankcorp, Inc. (FVCB) - Long-Term Debt to Equity|FBLA - Long-Term Debt to Capital Ratio|Oak Valley Community Bank (OVLY) - Long-Term Debt to Capital|Long-Term Debt to Equity BankProv|FCCO - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient Princeton Bancorp Inc|Long-Term Debt to Capital HWBK (Hawthorn Bancshares)|Long-Term Debt to Equity Ratio FRAF (franklinfin.com)|VABK: Long-Term Debt to Equity|OP Bancorp, Inc. - Long-Term Liabilities to Capital|Long-Term Debt to Equity First Bank Virginia (FXNC)|CBNA: Long-Term Debt to Capital Coefficient|Long-Term Debt to Equity investors.bankofclarke.bank (EFSI)|Long-Term Liabilities to Equity Blue Foundry Bank|FSFG: Long-Term Debt to Equity Ratio|Ratio of Long-Term Indebtedness to Capital ATLO|Long-Term Debt to Equity Peoples Bancorp of North Carolina, Inc. (PEBK)|Long-Term Debt to Equity CB Financial Services, Inc (CBFV)|BV Financial, Inc. - Long-Term Debt to Capital|United Security Bancshares, Inc. - Long-Term Debt to Equity Ratio|MainStreet Bancshares, Inc. (MNSB) - Long-Term Debt to Equity|HNVR - Long-Term Debt to Capital Ratio|Citizens Community Federal (CZWI) - Long-Term Debt to Capital|CFBK (CF Bankshares Inc) - Long-Term Debt to Equity|Long-Term Debt to Equity Richmond Mutual Bancorporation|Long-Term Debt to Equity FCAP|BCB Bancorp - Long-Term Debt to Equity|Long-Term Liabilities to Capital everettbank.com (ECBK)|Eagle Bancorp Montana, Inc. - Long-Term Debt to Capital|Long-Term Debt to Equity Ratio Finward Bancorp Inc. FNWD|Rhinebeck Bancorp, Inc. - Long-Term Debt to Capital|SBFG: Long-Term Debt to Capital|myaffinitybank.com (AFBI) - Long-Term Debt to Equity|Long-Term Debt to Equity First Guaranty Bancshares, Inc.|SRBK - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient Bogota Financial Corp|Long-Term Debt to Capital Union Bankshares, Inc. (UNB)|Long-Term Debt to Equity soundcb.com (SFBC)|Long-Term Debt to Capital MGYR (Magyar Bank)|Riverview Bancorp - Long-Term Debt to Capital|Lake Shore Bancorp Inc (LSBK) - Long-Term Debt to Equity|PBHC: Long-Term Debt to Capital Ratio|CFSB: Long-Term Debt to Equity|AUBN (Auburn National Bancorporation, Inc.) - Long-Term Debt to Capital|IROQ: Long-Term Debt to Equity|Ratio of Long-Term Indebtedness to Capital UBCP|Long-Term Debt to Equity Summit State Bank (SSBI)|Long-Term Debt to Equity Fifth District (FDSB)|First US Bancshares, Inc. - Long-Term Debt to Capital|Bank of the James Financial Group, Inc. - Long-Term Debt to Equity Ratio|Central Plains Bancshares, Inc. (CPBI) - Long-Term Debt to Equity|BYFC - Long-Term Debt to Capital Ratio|northshoretrust.com (NSTS) - Long-Term Debt to Capital|Long-Term Debt to Equity Catalyst Bancorp|FSEA - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient ameriserv.com|Long-Term Debt to Capital PBBK (Presence Bank)|Long-Term Debt to Equity Ratio OPHC (OptimumBank Holdings, Inc.)|TCBS: Long-Term Debt to Equity|Home Federal Bancorp Corp - Long-Term Liabilities to Capital|Long-Term Debt to Equity BayFirst Financial Corp (BAFN)|MBBC: Long-Term Debt to Capital Coefficient|Long-Term Debt to Equity Kentucky First Federal Bancorp, Inc. (KFFB)|Long-Term Liabilities to Equity The Bank of Glen Burnie|CARV: Long-Term Debt to Equity Ratio|Ratio of Long-Term Indebtedness to Capital BRKL|Long-Term Debt to Equity Enterprise Bancorp (EBTC)|Long-Term Debt to Equity ir.essabank.com (ESSA)|Evans Bank - Long-Term Debt to Capital|The First Bancshares, Inc. - Long-Term Debt to Equity Ratio|First of Long Island Corp (FLIC) - Long-Term Debt to Equity|HMNF - Long-Term Debt to Capital Ratio|htb.com (HTBI) - Long-Term Debt to Capital|IBTX (Independent Bank Group) - Long-Term Debt to Equity|Long-Term Debt to Equity Macatawa Bank Corporation|Long-Term Debt to Equity OPOF|Jersey Shore State Bank - Long-Term Debt to Equity|Long-Term Liabilities to Capital Sandy Spring Bancorp, Inc (SASR)|Territorial Bancorp - Long-Term Debt to Capital|Long-Term Debt to Equity Ratio villagebank.com VBFC|William Penn Bancorporation - Long-Term Debt to Capital|BCOW: Long-Term Debt to Capital|Southern States Bancshares, Inc. (SSBK) - Long-Term Debt to Equity