OPBK - myopenbank.com Long-Term Liabilities to Capital

OP Bank - graphic logo of issuer OPBK

OP Bancorp relies on the exceptional loyalty of the Korean diaspora, providing the bank with access to low-cost capital and sustainable margins. This chart reflects an asset value of 0.45, illustrating a financial model where lending to ethnic businesses makes the bank an indispensable intermediary. Success is supported by an experienced staff of credit experts who are fully acquainted with the nuances of this niche segment.

OP Bank (OPBK): Long-Term Debt to Capital from 07/04/2022 to 10/29/2026

OPBK (OP Bancorp, Inc.): analytical breakdowns and indicator data

- price and consensus price forecast:
Price Chart OP Bank|OPBK - Price Target Chart
- market capitalization data:
Market Value Open Bank|OPBK - Enterprise Value
- book capitalization data:
Accounting Value per Share OP Bancorp|OPBK - Book Capitalization|Market Capitalization to Book Value Ratio myopenbank.com|OPBK - Aggregate Company Assets
- debt and liquidity data:
Debt to Equity OP Bancorp|OPBK - Long-Term Debt to Equity Ratio|Ratio of Short-Term Indebtedness to Capital OP Bank|OPBK - Company Aggregate Debts|Debt to Book Capitalization Ratio Open Bank|OPBK - Company Long-Term Debts|Company Short-Term Debts OP Bancorp
Comprehensive company analysis:OPBK, myopenbank.com
Signature product of OP Bancorp

To assess the long-term sustainability of OP Bancorp (OPBK), the balance between equity and liabilities with maturities exceeding one year is critical. By analyzing the ratio of long-term debt to equity, an investor determines the degree of financial leverage and the risk of dependence on creditors. For the leading bank of the Korean-American community, such a funding structure confirms the stability of its support for ethnic businesses in California.

Key competitors

Long-Term Debt to Equity BANF|Third Federal - Long-Term Debt to Equity|Long-Term Liabilities to Capital Community Financial Corp (CBU)|TowneBank - Long-Term Debt to Capital|Long-Term Debt to Equity Ratio nbtbancorp.com NBTB|First Bank - Long-Term Debt to Capital|SYBT: Long-Term Debt to Capital|Dime Community Bancshares Inc (DCOM) - Long-Term Debt to Equity|Long-Term Debt to Equity Bank First Corporation Inc.|CTBI - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient Burke & Herbert Bank & Trust Company|Long-Term Debt to Capital Southside Bank (SBSI)|Long-Term Debt to Equity Equity Bank (EQBK)|Long-Term Debt to Capital CCNE (CNB Financial Corp)|Capital City Financial - Long-Term Debt to Capital|TrustCo Bank Corp NY (TRST) - Long-Term Debt to Equity|HTB: Long-Term Debt to Capital Ratio|MPB: Long-Term Debt to Equity|FSBC (Five Star Bancorp Inc.) - Long-Term Debt to Capital|ORRF: Long-Term Debt to Equity|Ratio of Long-Term Indebtedness to Capital NBBK|First Community Bankshares - Long-Term Debt to Equity|Long-Term Liabilities to Capital IBCP (independentbank.com)|South Plains Financial, Inc. (SPFI) - Long-Term Debt to Equity|NPB - Long-Term Liabilities to Equity|Long-Term Debt to Equity Ratio Southern Missouri Bancorp Inc (SMBC)|HTBK - Long-Term Debt to Capital Coefficient|hinghamsavings.com (HIFS) - Long-Term Debt to Capital|harborone.com (HONE) - Long-Term Debt to Equity|SHBI (Shore Bancshares) - Long-Term Debt to Capital|Long-Term Debt to Capital TCBX|Long-Term Debt to Equity Farmers National Banc Corp FMNB|Long-Term Debt to Capital Ratio barharbor.bank (BHB)|Unity Bancorp, Inc. - Long-Term Debt to Capital|psbt.com - Long-Term Debt to Equity Ratio|PGC (Peapack-Gladstone Bank) - Long-Term Debt to Equity|NFBK: Long-Term Liabilities to Capital|Long-Term Debt to Equity ACNB Corporation Inc. ACNB|FFIC (Flushing Financial Corp.) - Long-Term Debt to Capital Coefficient|Long-Term Debt to Equity Bridgewater Bancshares BWB|Long-Term Liabilities to Equity BSVN|ChoiceOne Financial Services, Inc. - Long-Term Debt to Equity|Long-Term Liabilities to Capital CARE (Carter Bank & Trust)|Home Bancorp Inc (HBCP) - Long-Term Debt to Equity|Long-Term Liabilities to Equity Kearny Financial Inc. KRNY|FRBA - Long-Term Debt to Capital|CWBC: Long-Term Debt to Equity|CIVB: Long-Term Debt to Equity|GCBC (Bank of Greene County) - Long-Term Debt to Capital|Long-Term Debt to Equity Bank of Marin Corp|Long-Term Debt to Equity BRBS|Ponce Financial Group - Long-Term Debt to Equity|Long-Term Liabilities to Capital fm.bank (FMAO)|Orange County Bancorp - Long-Term Debt to Capital|Long-Term Debt to Equity Ratio West Bank WTBA|Pioneer Bancorp Inc - Long-Term Debt to Capital|BCML: Long-Term Debt to Capital|Avidia Bancorp Inc (AVBC) - Long-Term Debt to Equity|Long-Term Debt to Equity fsbwa.com|CZNC - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient PCB Bank|Long-Term Debt to Capital Colony Bankcorp, Inc. (CBAN)|Long-Term Debt to Equity plumasbank.com (PLBC)|Long-Term Debt to Capital FNLC (The First Bancorp, Inc.)|Northeast Community Bancorp, Inc. - Long-Term Debt to Capital|John Marshall Bancorp Inc. (JMSB) - Long-Term Debt to Equity|TSBK: Long-Term Debt to Capital Ratio|WSBF: Long-Term Debt to Equity|LNKB (LINKBANK Corp) - Long-Term Debt to Capital|PKBK: Long-Term Debt to Equity|Ratio of Long-Term Indebtedness to Capital FDBC|Middlefield Bank - Long-Term Debt to Equity|Long-Term Liabilities to Capital CHMG (Chemung Financial)|Western New England Bancorp Inc (WNEB) - Long-Term Debt to Equity|NWFL - Long-Term Liabilities to Equity|Long-Term Debt to Equity Ratio FVCBankcorp, Inc. (FVCB)|FBLA - Long-Term Debt to Capital Coefficient|Oak Valley Community Bank (OVLY) - Long-Term Debt to Capital|BankProv (PVBC) - Long-Term Debt to Equity|LCNB (LCNB Corp) - Long-Term Debt to Capital|Long-Term Debt to Capital FCCO|Long-Term Debt to Equity Princeton Bancorp, Inc. BPRN|Long-Term Debt to Capital Ratio hawthornbancshares.com (HWBK)|Franklin Financial Services Corporation - Long-Term Debt to Capital|Virginia National Bank - Long-Term Debt to Equity Ratio|FXNC (First Bank Virginia) - Long-Term Debt to Equity|CBNA: Long-Term Liabilities to Capital|Long-Term Debt to Equity investors.bankofclarke.bank EFSI|BLFY (Blue Foundry Bank) - Long-Term Debt to Capital Coefficient|Long-Term Debt to Equity First Savings Financial Group FSFG|Long-Term Liabilities to Equity ATLO|Peoples Bancorp of North Carolina, Inc. - Long-Term Debt to Equity|Long-Term Liabilities to Capital CBFV (CB Financial Services, Inc)|BV Financial, Inc. (BVFL) - Long-Term Debt to Equity|Long-Term Liabilities to Equity United Security Bancshares, Inc. UBFO|MNSB - Long-Term Debt to Capital|HNVR: Long-Term Debt to Equity|CZWI: Long-Term Debt to Equity|CFBK (CF Bankshares Inc) - Long-Term Debt to Capital|Long-Term Debt to Equity Richmond Mutual Bancorporation|Long-Term Debt to Equity FCAP|BCB Bancorp - Long-Term Debt to Equity|Long-Term Liabilities to Capital everettbank.com (ECBK)|Eagle Bancorp Montana, Inc. - Long-Term Debt to Capital|Long-Term Debt to Equity Ratio Finward Bancorp Inc. FNWD|Rhinebeck Bancorp, Inc. - Long-Term Debt to Capital|SBFG: Long-Term Debt to Capital|myaffinitybank.com (AFBI) - Long-Term Debt to Equity|Long-Term Debt to Equity First Guaranty Bancshares, Inc.|SRBK - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient Bogota Financial Corp|Long-Term Debt to Capital Union Bankshares, Inc. (UNB)|Long-Term Debt to Equity soundcb.com (SFBC)|Long-Term Debt to Capital MGYR (Magyar Bank)|Riverview Bancorp - Long-Term Debt to Capital|Lake Shore Bancorp Inc (LSBK) - Long-Term Debt to Equity|PBHC: Long-Term Debt to Capital Ratio|CFSB: Long-Term Debt to Equity|AUBN (Auburn National Bancorporation, Inc.) - Long-Term Debt to Capital|IROQ: Long-Term Debt to Equity|Ratio of Long-Term Indebtedness to Capital UBCP|Summit State Bank - Long-Term Debt to Equity|Long-Term Liabilities to Capital FDSB (Fifth District)|First US Bancshares, Inc. (FUSB) - Long-Term Debt to Equity|BOTJ - Long-Term Liabilities to Equity|Long-Term Debt to Equity Ratio Central Plains Bancshares, Inc. (CPBI)|BYFC - Long-Term Debt to Capital Coefficient|northshoretrust.com (NSTS) - Long-Term Debt to Capital|Catalyst Bancorp (CLST) - Long-Term Debt to Equity|FSEA (First Seacoast Bancorp, Inc.) - Long-Term Debt to Capital|Long-Term Debt to Capital ASRV|Long-Term Debt to Equity Presence Bank PBBK|Long-Term Debt to Capital Ratio OptimumBank Holdings, Inc. (OPHC)|Texas Community Bancshares, Inc. - Long-Term Debt to Capital|Home Federal Bancorp Corp - Long-Term Debt to Equity Ratio|BAFN (BayFirst Financial Corp) - Long-Term Debt to Equity|MBBC: Long-Term Liabilities to Capital|Long-Term Debt to Equity Kentucky First Federal Bancorp, Inc. KFFB|GLBZ (The Bank of Glen Burnie) - Long-Term Debt to Capital Coefficient|Long-Term Debt to Equity Carver Federal Savings Bank CARV|Long-Term Liabilities to Equity BRKL|Enterprise Bancorp - Long-Term Debt to Equity|Long-Term Liabilities to Capital ESSA (ir.essabank.com)|Evans Bank (EVBN) - Long-Term Debt to Equity|Long-Term Liabilities to Equity The First Bancshares, Inc. FBMS|FLIC - Long-Term Debt to Capital|HMNF: Long-Term Debt to Equity|HTBI: Long-Term Debt to Equity|IBTX (Independent Bank Group) - Long-Term Debt to Capital|Long-Term Debt to Equity Macatawa Bank Corporation|Long-Term Debt to Equity OPOF|Jersey Shore State Bank - Long-Term Debt to Equity|Long-Term Liabilities to Capital Sandy Spring Bancorp, Inc (SASR)|Territorial Bancorp - Long-Term Debt to Capital|Long-Term Debt to Equity Ratio villagebank.com VBFC|William Penn Bancorporation - Long-Term Debt to Capital|BCOW: Long-Term Debt to Capital|Southern States Bancshares, Inc. (SSBK) - Long-Term Debt to Equity