CLST - catalystbank.com Long-Term Liabilities to Capital

Catalyst Bancorp Inc. - graphic logo of issuer CLST

IT infrastructure optimization via external contractors has stabilized cash flows, and the current long-term debt-to-equity ratio confirms this resilience for Catalyst Bancorp, Inc. (CLST). The value of 0.13 captures the current state of the debt load. Growth is hindered by strict oversight and the need for a prolonged process of gaining customer trust. Meanwhile, Catalyst Bancorp, Inc. (CLST) relies on a flexible approach to local business to compensate for weak pricing power.

Catalyst Bancorp Inc. (CLST): Long-Term Debt to Capital from 02/21/2024 to 10/28/2026
Signature product of Catalyst Bancorp, Inc.

Catalyst Bancorp, Inc. is expanding its local presence in Louisiana through fintech partnerships and joint loan products. Analyzing the share of long-term loans within the capital structure allows for an assessment of this strategy's sustainability. The current value of 0.13 reflects the ratio of liabilities with a maturity exceeding one year to equity. A decrease in this metric minimizes financial risks but may limit the pace of expansion. This balance determines the efficiency of leveraged capital utilization.

Key competitors

Long-Term Debt to Equity BANF|Third Federal - Long-Term Debt to Equity|Long-Term Liabilities to Capital Community Financial Corp (CBU)|TowneBank - Long-Term Debt to Capital|Long-Term Debt to Equity Ratio nbtbancorp.com NBTB|First Bank - Long-Term Debt to Capital|SYBT: Long-Term Debt to Capital|Dime Community Bancshares Inc (DCOM) - Long-Term Debt to Equity|Long-Term Debt to Equity Bank First Corporation Inc.|CTBI - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient Burke & Herbert Bank & Trust Company|Long-Term Debt to Capital Southside Bank (SBSI)|Long-Term Debt to Equity Equity Bank (EQBK)|Long-Term Debt to Capital CCNE (CNB Financial Corp)|Capital City Financial - Long-Term Debt to Capital|TrustCo Bank Corp NY (TRST) - Long-Term Debt to Equity|HTB: Long-Term Debt to Capital Ratio|MPB: Long-Term Debt to Equity|FSBC (Five Star Bancorp Inc.) - Long-Term Debt to Capital|ORRF: Long-Term Debt to Equity|Ratio of Long-Term Indebtedness to Capital NB Bancorp Corp|Long-Term Debt to Capital FCBC (First Community Bankshares)|Long-Term Debt to Equity Ratio independentbank.com (IBCP)|Long-Term Debt to Capital SPFI (South Plains Financial, Inc.)|NPB - Long-Term Debt to Capital|Long-Term Debt to Equity Ratio Southern Missouri Bancorp Inc SMBC|HTBK - Long-Term Loans to Capital Ratio|HIFS: Long-Term Debt to Capital|HONE (harborone.com) - Long-Term Debt to Capital|Long-Term Debt to Equity Shore Bancshares|Long-Term Debt to Equity Third Coast Bancshares, Inc. (TCBX)|Farmers National Banc Corp - Long-Term Debt to Equity Ratio|Long-Term Liabilities to Capital BHB (barharbor.bank)|Long-Term Debt to Equity UNTY|PFIS - Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity Ratio Peapack-Gladstone Bank PGC|Northfield Bancorp, Inc. (NFBK) - Long-Term Loans to Capital Ratio|Long-Term Debt to Equity Ratio ACNB Corporation Inc. ACNB|Flushing Financial Corp. (FFIC) - Long-Term Debt to Capital Coefficient|Long-Term Debt to Capital Bridgewater Bancshares|Long-Term Debt to Equity bank7.com|Long-Term Debt to Capital COFS|Long-Term Debt to Capital CARE (Carter Bank & Trust)|HBCP - Long-Term Debt to Equity|Long-Term Debt to Capital Ratio Kearny Financial Inc. KRNY|FRBA: Long-Term Debt to Capital|CWBC: Long-Term Debt to Equity Ratio|Long-Term Debt to Equity CIVB|GCBC (Bank of Greene County) - Long-Term Liabilities to Capital|BMRC - Long-Term Debt to Equity|Long-Term Debt to Capital Coefficient BRBS|PDLB - Long-Term Debt to Equity|Long-Term Liabilities to Equity fm.bank FMAO|Long-Term Debt to Equity Ratio Orange County Bancorp|Long-Term Debt to Capital Coefficient West Bank WTBA|Long-Term Debt to Capital PBFS (Pioneer Bancorp Inc)|BCML: Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity Avidia Bancorp Inc|fsbwa.com (FSBW) - Long-Term Debt to Capital Ratio|Long-Term Debt to Capital CZNC|Long-Term Debt to Equity Ratio PCB Bank (PCB)|CBAN (Colony Bankcorp, Inc.) - Long-Term Debt to Equity Ratio|Ratio of Long-Term Indebtedness to Capital plumasbank.com (PLBC)|The First Bancorp, Inc. - Long-Term Debt to Capital|Northeast Community Bancorp, Inc. - Long-Term Debt to Equity Ratio|JMSB - Long-Term Debt to Equity|TSBK: Long-Term Debt to Equity|Waterstone Financial Inc. - Long-Term Debt to Equity|Ratio of Long-Term Indebtedness to Capital LINKBANK Corp|Parke Bancorp, Inc. (PKBK) - Long-Term Debt to Equity Ratio|Long-Term Loans to Capital Ratio FDBC|Long-Term Debt to Equity Middlefield Bank (MBCN)|Long-Term Debt to Equity CHMG (Chemung Financial)|WNEB: Long-Term Debt to Equity|Long-Term Liabilities to Capital Wayne Bank Corp NWFL|FVCB: Long-Term Debt to Capital|FBLA - Long-Term Debt to Equity Ratio|OVLY: Long-Term Debt to Capital|PVBC (BankProv) - Long-Term Debt to Capital|Long-Term Debt to Equity LCNB Corp|Long-Term Debt to Equity First Community Corp (FCCO)|Princeton Bancorp, Inc. (BPRN) - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient hawthornbancshares.com (HWBK)|Long-Term Debt to Capital Franklin Financial Services Corporation FRAF|Long-Term Debt to Equity Virginia National Bank VABK|OP Bank - Long-Term Debt to Capital|FXNC: Long-Term Debt to Capital|Long-Term Debt to Equity chainbridgebank.com|EFSI (Eagle Financial Services) - Long-Term Debt to Capital Ratio|BLFY (Blue Foundry) - Long-Term Debt to Equity|Long-Term Debt to Capital FSFG|ATLO (Ames National) - Long-Term Debt to Equity|Ratio of Long-Term Indebtedness to Capital Peoples Bancorp of North Carolina Inc. (PEBK)|CB Financial Services - Long-Term Debt to Capital|Long-Term Debt to Equity Ratio bayvanguard.com BVFL|United Security Bancshares Inc. - Long-Term Debt to Capital|MainStreet Bancshares Inc. (MNSB) - Long-Term Debt to Capital|HNVR - Long-Term Debt to Equity Ratio|Citizens Community Bancorp, Inc (CZWI) - Long-Term Loans to Capital Ratio|CFBK (CF Bankshares Inc.) - Long-Term Debt to Capital|Long-Term Debt to Capital RMBI|Long-Term Debt to Equity First Capital (FCAP)|Long-Term Debt to Equity BCB Bancorp Inc. BCBP|ECBK: Long-Term Debt to Equity Ratio|Eagle Bancorp Montana Inc. - Long-Term Liabilities to Capital|Long-Term Debt to Equity FNWD (Finward)|Rhinebeck Bancorp Inc (RBKB) - Ratio of Long-Term Indebtedness to Capital|SBFG - Long-Term Debt to Equity Ratio|Long-Term Loans to Capital Ratio Affinity Bank|FGBI - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient Somerset Savings Bank|Long-Term Debt to Capital Bogota Financial (BSBK)|Long-Term Debt to Equity ublocal.com (UNB)|Long-Term Debt to Capital SFBC (Sound Financial Bancorp, Inc.)|Magyar Bancorp - Long-Term Debt to Capital|Riverview Bancorp Inc (RVSB) - Long-Term Debt to Equity|LSBK - Long-Term Debt to Capital Ratio|PBHC (pathfinderbank.com) - Long-Term Debt to Capital|CFSB (Colonial Federal Savings Bank) - Long-Term Debt to Equity Ratio|Long-Term Debt to Equity AUBN (Auburn National Bancorporation)|Long-Term Liabilities to Capital IROQ|United Bancorp, Inc. (UBCP) - Long-Term Debt to Equity|Long-Term Debt to Capital Coefficient SSBI (summitstatebank.com)|Fifth District Savings Bank (FDSB) - Long-Term Debt to Equity|FUSB - Long-Term Liabilities to Equity|Long-Term Debt to Equity Ratio Bank of the James Financial Group Inc. (BOTJ)|CPBI - Long-Term Debt to Capital Coefficient|Broadway Federal Bank - Long-Term Debt to Capital|NSTS (NSTS Bancorp) - Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity First Seacoast Bancorp, Inc. (FSEA)|Long-Term Debt to Capital Ratio ameriserv.com|Long-Term Debt to Capital PBBK (Presence Bank)|Long-Term Debt to Equity Ratio OptimumBank Holdings, Inc. OPHC|Long-Term Debt to Equity Ratio TCBS|Ratio of Long-Term Indebtedness to Capital Home Federal Bancorp Corp HFBL|BAFN: Long-Term Debt to Capital|MBBC: Long-Term Debt to Equity Ratio|Kentucky First Federal Bancorp, Inc. (KFFB) - Long-Term Debt to Equity|GLBZ (The Bank of Glen Burnie) - Long-Term Debt to Equity|CARV: Long-Term Debt to Equity|Ratio of Long-Term Indebtedness to Capital Brookline Bancorp, Inc (BRKL)|Long-Term Debt to Equity Ratio Enterprise Bancorp|Long-Term Loans to Capital Ratio ESSA (ir.essabank.com)|Long-Term Debt to Equity Evans Bank EVBN|The First Bancshares, Inc. - Long-Term Debt to Equity|FLIC (First of Long Island Corp) - Long-Term Debt to Equity|HMNF - Long-Term Liabilities to Capital|HTBI (htb.com) - Long-Term Debt to Capital|Independent Bank Group (IBTX) - Long-Term Debt to Equity Ratio|MCBC (Macatawa Bank Corporation) - Long-Term Debt to Capital|Long-Term Debt to Capital OPOF|Long-Term Debt to Equity Jersey Shore State Bank (PWOD)|Long-Term Debt to Equity Sandy Spring Bancorp, Inc SASR|Long-Term Debt to Equity Ratio Territorial Bancorp|Long-Term Debt to Capital Coefficient villagebank.com VBFC|WMPN - Long-Term Debt to Capital|BCOW - Long-Term Debt to Equity|SSBK: Long-Term Debt to Capital