Orrstown Financial Services Inc (ORRF) Long-Term Liabilities to Capital

orrstown.com - graphic logo of issuer ORRF

The primary growth driver for Orrstown Financial Services (ORRF) was the merger with Codorus Valley, which enabled the scaling of banking operations in Maryland and Pennsylvania. This price action chart demonstrates the impact of this synergy and cost reductions, with the indicator standing at 0.70. The company is betting on digital tools and small business lending, leveraging steady demand in these regions and an expanding borrower base.

Long-Term Debt to Capital: Orrstown Financial Services, Inc. (ORRF) for 07/04/2022 - 10/30/2026

Analytical breakdowns for Orrstown Financial Services (ORRF)

- stock quotes and analyst forecast:
Price Chart Orrstown Bank|ORRF - Price Target Chart
- market capitalization details:
Market Value Orrstown Financial Services, Inc.|ORRF - Enterprise Value
- book value of equity indicators:
Accounting Value per Share Orrstown Financial Services|ORRF - Book Capitalization|Market Capitalization to Book Value Ratio orrstown.com|ORRF - Aggregate Company Assets
- debt and solvency information:
Debt to Equity Orrstown Financial Services|ORRF - Long-Term Debt to Equity Ratio|Ratio of Short-Term Indebtedness to Capital orrstown.com|ORRF - Company Aggregate Debts|Debt to Book Capitalization Ratio Orrstown Financial Services, Inc.|ORRF - Company Long-Term Debts|Company Short-Term Debts Orrstown Financial Services|Immediate Liquidity Ratio orrstown.com
- company profitability and valuation multiples indicators:
ORRF - Company Net Income
Summary company analysis:Orrstown Bank
Brand item of orrstown.com

This ratio determines the company's degree of dependence on long-term debt financing by comparing liabilities with a maturity of over one year to total equity. An analysis of the long-term debt-to-equity profile confirms the financial stability of Orrstown Financial Services (ORRF), where low leverage aligns with its flawless reputation as a reliable local bank and high credit trust from clients.

Key competitors

Long-Term Debt to Equity BANF|Long-Term Debt to Equity Third Federal (TFSL)|CBU - Long-Term Liabilities to Capital|Long-Term Debt to Capital TOWN (TowneBank)|NBTB - Long-Term Debt to Equity Ratio|First Bank - Long-Term Debt to Capital|SYBT - Long-Term Debt to Capital|Dime Community Bancshares Inc (DCOM) - Long-Term Debt to Equity|BFC (Bank First Corporation Inc.) - Long-Term Debt to Equity|Long-Term Debt to Equity Ratio CTBI|BHRB: Long-Term Debt to Capital Coefficient|Long-Term Debt to Capital SBSI|Long-Term Debt to Equity EQBK (Equity Bank)|Long-Term Debt to Capital CCNE (CNB Financial Corp)|Long-Term Debt to Capital Capital City Financial CCBG|TRST - Long-Term Debt to Equity|HTB (htb.com) - Long-Term Debt to Capital Ratio|Mid Penn Bank (MPB) - Long-Term Debt to Equity|Five Star Bancorp Inc. (FSBC) - Long-Term Debt to Capital|Long-Term Debt to Equity NB Bancorp Inc|First Community Bankshares Inc (FCBC) - Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity Independent Bank (IBCP)|SPFI - Long-Term Liabilities to Capital|Long-Term Debt to Equity Northpointe Bank NPB|Long-Term Debt to Capital Coefficient SMBC|HTBK - Long-Term Debt to Equity|Long-Term Debt to Capital Coefficient HIFS (Hingham Institution for Saving)|HarborOne Bancorp (HONE) - Long-Term Debt to Equity|SHBI - Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity Ratio TCBX|FMNB (Farmers National Banc Corp.) - Long-Term Loans to Capital Ratio|Long-Term Debt to Equity Bar Harbor Bankshares (BHB)|UNTY - Long-Term Liabilities to Capital|Peoples Financial Services - Long-Term Debt to Equity Ratio|PGC - Long-Term Debt to Equity Ratio|NFBK - Long-Term Debt to Equity|ACNB (ACNB Corp) - Long-Term Debt to Capital Ratio|FFIC (Flushing Financial Corp) - Long-Term Debt to Equity Ratio|Bridgewater Corp - Long-Term Debt to Capital Coefficient|BSVN (Bank7 Corp.) - Long-Term Debt to Capital|choiceone.bank - Long-Term Liabilities to Equity|Long-Term Debt to Capital CARE|Ratio of Long-Term Indebtedness to Capital Home Bank|Long-Term Debt to Equity Kearny Corp KRNY|FRBA: Long-Term Debt to Capital Ratio|Community West Bancshares Inc - Long-Term Debt to Capital|CIVB - Long-Term Debt to Capital|Greene County Bancorp, Inc. (GCBC) - Long-Term Debt to Equity|Long-Term Debt to Capital Ratio BMRC|BRBS (Blue Ridge Bank) - Long-Term Debt to Capital|Long-Term Debt to Equity Ratio Ponce Financial Corp (PDLB)|Long-Term Debt to Capital FMAO|Ratio of Long-Term Indebtedness to Capital orangebanktrust.com|Long-Term Debt to Capital WTBA (West Bancorporation, Inc.)|Long-Term Debt to Capital Pioneer Bank PBFS|BCML - Long-Term Debt to Equity|AVBC: Long-Term Debt to Equity|FSBW (FS Bancorp, Inc.) - Long-Term Debt to Equity Ratio|cnbankpa.com - Long-Term Debt to Capital Coefficient|Long-Term Debt to Equity PCB Bancorp Inc.|Colony Bankcorp Inc. (CBAN) - Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Capital PLBC|FNLC - Long-Term Liabilities to Capital|Long-Term Debt to Equity Northeast Community Bank NECB|Long-Term Debt to Capital Coefficient JMSB|TSBK: Long-Term Debt to Equity Ratio|WSBF: Long-Term Debt to Equity|LNKB: Long-Term Debt to Capital|PKBK - Ratio of Long-Term Indebtedness to Capital|FDBC (Fidelity D & D Bancorp) - Long-Term Debt to Capital|Long-Term Debt to Equity Ratio middlefieldbank.bank (MBCN)|Long-Term Debt to Capital CHMG|WNEB - Long-Term Liabilities to Capital|Long-Term Debt to Equity Norwood Financial Corp NWFL|Ratio of Long-Term Indebtedness to Capital First Virginia Community Bank (FVCB)|FBLA - Long-Term Debt to Equity|Long-Term Liabilities to Capital ovcb.com|bankprov.com (PVBC) - Long-Term Debt to Equity|LCNB National Bank - Long-Term Debt to Capital Coefficient|Long-Term Debt to Equity First Community Bank|BPRN: Long-Term Debt to Capital Coefficient|Long-Term Debt to Capital HWBK|FRAF: Long-Term Liabilities to Equity|Long-Term Debt to Equity Virginia National Bankshares Corporation VABK|OP Bancorp, Inc. - Long-Term Debt to Equity|FXNC - Long-Term Debt to Equity|Long-Term Liabilities to Capital Chain Bridge Bancorp|EFSI: Long-Term Debt to Capital|Long-Term Debt to Equity Ratio Blue Foundry Bank|FSFG (First Savings Financial Group) - Long-Term Debt to Capital|Long-Term Debt to Capital Ames National Corp.|Long-Term Debt to Equity Peoples Bancorp of North Carolina, Inc. (PEBK)|Long-Term Debt to Equity CBFV (CB Financial Services, Inc)|BV Financial, Inc. - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient UBFO|MainStreet Bancshares, Inc. - Long-Term Debt to Capital|HNVR: Long-Term Debt to Equity|CZWI: Long-Term Debt to Capital|CF Bankshares Inc (CFBK) - Long-Term Debt to Capital|Long-Term Debt to Equity Richmond Mutual Bancorporation|Long-Term Debt to Capital Ratio FCAP (firstharrison.com)|Long-Term Debt to Equity BCB Bancorp (BCBP)|Long-Term Debt to Capital everettbank.com (ECBK)|Long-Term Debt to Equity Eagle Bancorp Montana, Inc. EBMT|Ratio of Long-Term Indebtedness to Capital Finward Bancorp Inc. (FNWD)|RBKB - Long-Term Debt to Equity|Long-Term Liabilities to Capital SB Financial Group|myaffinitybank.com (AFBI) - Long-Term Debt to Equity|First Guaranty Bancshares, Inc. - Long-Term Debt to Capital Coefficient|Long-Term Debt to Equity SR Bancorp Inc.|BSBK: Long-Term Debt to Capital Coefficient|Long-Term Debt to Equity Union Bankshares, Inc. (UNB)|Ratio of Long-Term Indebtedness to Capital soundcb.com|Magyar Bank - Long-Term Debt to Equity Ratio|Long-Term Loans to Capital Ratio RVSB (Riverview Bancorp)|LSBK - Long-Term Debt to Equity|Long-Term Liabilities to Capital Pathfinder Bancorp|CFSB (colonialfed.com) - Long-Term Debt to Equity Ratio|Long-Term Debt to Equity Ratio Auburn National Bancorporation, Inc.|Long-Term Debt to Equity IF Bancorp|Long-Term Debt to Capital Ratio UBCP (United Bancorp Inc)|Long-Term Debt to Equity Ratio SSBI (Summit State Bank)|FDSB (Fifth District) - Long-Term Debt to Capital Coefficient|Long-Term Debt to Capital FUSB (First US Bancshares, Inc.)|BOTJ (Bank of the James Financial Group, Inc.) - Long-Term Liabilities to Equity|Central Plains Bancshares, Inc. - Long-Term Debt to Capital|Ratio of Long-Term Indebtedness to Capital Broadway Financial Corp. BYFC|northshoretrust.com (NSTS) - Long-Term Debt to Equity|Long-Term Debt to Capital Ratio CLST|FSEA (First Seacoast Bancorp, Inc.) - Long-Term Debt to Capital|Long-Term Debt to Capital ameriserv.com|Long-Term Debt to Equity Presence Bank (PBBK)|OptimumBank Holdings, Inc. - Long-Term Debt to Capital Ratio|Long-Term Debt to Capital TCBS (Texas Community Bancshares, Inc.)|HFBL - Long-Term Debt to Equity Ratio|BayFirst Financial Corp - Long-Term Debt to Capital|Ratio of Long-Term Indebtedness to Capital marathonbancorp.com MBBC|KFFB: Long-Term Debt to Capital|The Bank of Glen Burnie (GLBZ) - Long-Term Debt to Capital|Long-Term Debt to Equity Carver Federal Savings Bank|Long-Term Debt to Equity BRKL|Long-Term Debt to Equity Ratio EBTC (Enterprise Bancorp)|ESSA (ir.essabank.com) - Long-Term Debt to Capital Coefficient|Long-Term Debt to Equity Evans Bank EVBN|Ratio of Long-Term Indebtedness to Capital The First Bancshares, Inc. (FBMS)|First of Long Island Corp - Long-Term Debt to Capital|Long-Term Liabilities to Capital Home Federal Bank|htb.com (HTBI) - Long-Term Debt to Equity|Independent Bank Group - Long-Term Debt to Capital Coefficient|Long-Term Debt to Equity Ratio MCBC|Long-Term Debt to Equity OPOF|Long-Term Debt to Capital PWOD|Ratio of Long-Term Indebtedness to Capital Sandy Spring Bancorp, Inc|Long-Term Debt to Capital TBNK (Territorial Bancorp)|VBFC - Long-Term Debt to Equity Ratio|William Penn Bancorporation - Long-Term Debt to Capital|Long-Term Liabilities to Capital 1895 Bancorp of Wisconsin Inc|Southern States Bancshares, Inc. (SSBK) - Long-Term Debt to Equity