evansbank.com (EVBN) Long-Term Liabilities to Capital

Evans Bancorp Inc. - graphic logo of issuer EVBN

The following Evans Bancorp, Inc. (EVBN) quotes demonstrate the financial condition of an organization whose stability in New York relies on loan quality and deposit inflows, with the indicator standing at 0.38. Evans Bancorp, Inc. (EVBN) minimizes risks by combining local business lending with the sale of insurance products. The current strategic trajectory is based on the cautious expansion of its regional presence and the strengthening of long-term client trust.

Long-Term Debt to Capital: Evans Bancorp Inc. (EVBN) for 07/04/2022 - 05/11/2025
Brand item of Evans Bancorp, Inc.

Investors must assess financial leverage stability to determine the fundamental quality of the asset. This metric measures the proportion of borrowed capital with a maturity of over one year relative to equity. By analyzing the long-term debt-to-equity ratio, one can identify the inertia of the debt profile and filter out market noise. The stability of this indicator confirms the solvency of Evans Bancorp, Inc. (EVBN), which is critical for the execution of their expansion strategy within New York's B2B sector.

Key competitors

Long-Term Debt to Equity BANF|Long-Term Debt to Equity Third Federal (TFSL)|CBU - Long-Term Liabilities to Capital|Long-Term Debt to Capital TOWN (TowneBank)|NBTB - Long-Term Debt to Equity Ratio|First Bank - Long-Term Debt to Capital|SYBT - Long-Term Debt to Capital|Dime Community Bancshares Inc (DCOM) - Long-Term Debt to Equity|BFC (Bank First Corporation Inc.) - Long-Term Debt to Equity|Long-Term Debt to Equity Ratio CTBI|BHRB: Long-Term Debt to Capital Coefficient|Long-Term Debt to Capital SBSI|Long-Term Debt to Equity EQBK (Equity Bank)|Long-Term Debt to Capital CCNE (CNB Financial Corp)|Long-Term Debt to Capital Capital City Financial CCBG|TRST - Long-Term Debt to Equity|HTB (htb.com) - Long-Term Debt to Capital Ratio|Mid Penn Bank (MPB) - Long-Term Debt to Equity|Five Star Bancorp Inc. (FSBC) - Long-Term Debt to Capital|Long-Term Debt to Equity Orrstown Financial Corp|NB Bancorp Corp (NBBK) - Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Capital FCBC|IBCP - Long-Term Liabilities to Capital|South Plains Financial, Inc. - Long-Term Debt to Equity Ratio|Northpointe Bancshares Inc. - Long-Term Debt to Equity|Southern Missouri Bancorp Inc - Long-Term Debt to Capital|HTBK - Long-Term Debt to Capital|hinghamsavings.com (HIFS) - Long-Term Debt to Equity|Long-Term Debt to Capital Ratio HONE|Long-Term Debt to Equity Shore Bancshares|Third Coast Bancshares, Inc. (TCBX) - Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity Ratio FMNB (Farmers National Banc Corp)|BHB (barharbor.bank) - Long-Term Debt to Capital Coefficient|Long-Term Debt to Capital UNTY (Unity Bancorp, Inc.)|psbt.com - Long-Term Debt to Equity|Peapack-Gladstone Bank - Long-Term Debt to Capital|NFBK - Long-Term Debt to Capital|ACNB Corporation Inc. (ACNB) - Long-Term Debt to Equity|Long-Term Debt to Capital Ratio FFIC|BWB (Bridgewater Bancshares) - Long-Term Debt to Capital|Long-Term Debt to Equity Ratio bank7.com (BSVN)|Long-Term Debt to Equity ChoiceOne Financial Services, Inc. (COFS)|CARE - Long-Term Liabilities to Capital|Long-Term Debt to Equity Home Bancorp Inc HBCP|Long-Term Debt to Capital Coefficient KRNY|FRBA - Long-Term Debt to Equity|Long-Term Liabilities to Equity CWBC|CIVB (Civista Bancshares, Inc.) - Long-Term Debt to Equity Ratio|Bank of Greene County - Long-Term Debt to Capital Coefficient|BMRC (Bank of Marin Corp) - Long-Term Debt to Capital|Blue Ridge Bankshares, Inc. (BRBS) - Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity Ponce Financial Group (PDLB)|fm.bank - Long-Term Debt to Capital Ratio|Long-Term Debt to Capital OBT (Orange County Bancorp)|WTBA - Long-Term Debt to Equity Ratio|PBFS: Long-Term Debt to Equity Ratio|Ratio of Long-Term Indebtedness to Capital BayCom Financial BCML|AVBC: Long-Term Debt to Capital|Long-Term Liabilities to Capital fsbwa.com (FSBW)|Long-Term Debt to Equity Ratio CZNC|Long-Term Debt to Equity PCB|Long-Term Debt to Capital CBAN|Long-Term Debt to Equity PLBC (plumasbank.com)|Long-Term Debt to Equity The First Bancorp, Inc. FNLC|NECB: Long-Term Debt to Capital Ratio|JMSB - Long-Term Debt to Equity|TSBK: Long-Term Debt to Equity|Waterstone Financial Inc. (WSBF) - Long-Term Debt to Equity|Long-Term Liabilities to Capital LINKBANK Corp (LNKB)|PKBK (Parke Bancorp, Inc.) - Long-Term Debt to Capital|Long-Term Debt to Equity Ratio bankatfidelity.com (FDBC)|Long-Term Debt to Capital MBCN|Long-Term Debt to Capital Chemung Financial (CHMG)|Long-Term Debt to Equity Western New England Bancorp Inc WNEB|Wayne Bank Corp - Long-Term Debt to Equity|FVCB: Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient FBLA (bankwithfidelity.com)|OVLY: Long-Term Debt to Capital|PVBC (BankProv) - Long-Term Debt to Equity|LCNB (LCNB Corp) - Long-Term Debt to Capital|Long-Term Debt to Capital First Community Corp|Long-Term Debt to Equity Princeton Bancorp, Inc. (BPRN)|hawthornbancshares.com - Long-Term Debt to Capital Ratio|Long-Term Debt to Equity Franklin Financial Services Corporation FRAF|Long-Term Debt to Capital Virginia National Bank VABK|OPBK - Long-Term Debt to Equity|Ratio of Long-Term Indebtedness to Capital First National Corporation FXNC|CBNA: Long-Term Debt to Capital|Long-Term Liabilities to Capital Eagle Financial Services (EFSI)|Long-Term Debt to Equity Ratio BLFY|Long-Term Debt to Equity FSFG|Long-Term Debt to Capital ATLO|Long-Term Debt to Capital Peoples Bancorp of North Carolina Inc. (PEBK)|Long-Term Debt to Equity CB Financial Services CBFV|BVFL: Long-Term Debt to Capital Ratio|UBFO - Long-Term Debt to Equity|Ratio of Long-Term Indebtedness to Capital MainStreet Bancshares Inc. MNSB|HNVR (Hanover Bank) - Long-Term Debt to Equity Ratio|Citizens Community Bancorp, Inc - Long-Term Debt to Capital Coefficient|CFBK (CF Bankshares Inc.) - Long-Term Debt to Capital|Long-Term Debt to Equity RMBI|Long-Term Debt to Capital FCAP|Long-Term Debt to Capital BCB Bancorp Inc. (BCBP)|Long-Term Debt to Equity ECB Bancorp ECBK|EBMT: Long-Term Debt to Capital Ratio|Finward - Long-Term Debt to Capital|Rhinebeck Bancorp Inc (RBKB) - Long-Term Debt to Equity Ratio|ir.yourstatebank.com (SBFG) - Long-Term Debt to Equity|Long-Term Liabilities to Capital Affinity Bank (AFBI)|Long-Term Debt to Equity First Guaranty Bank|SRBK: Long-Term Debt to Capital Coefficient|Long-Term Debt to Equity Bogota Financial (BSBK)|UNB: Long-Term Liabilities to Equity|Sound Financial Bancorp, Inc. - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient MGYR|Riverview Bancorp Inc - Long-Term Debt to Capital|Ratio of Long-Term Indebtedness to Capital Lake Shore Bank LSBK|pathfinderbank.com (PBHC) - Long-Term Debt to Equity|Long-Term Debt to Capital Ratio CFSB|AUBN (Auburn National Bancorporation) - Long-Term Debt to Capital|Long-Term Debt to Equity Ratio IF Bancorp Inc (IROQ)|Long-Term Debt to Equity Ratio UBCP (United Bancorp, Inc.)|Ratio of Long-Term Indebtedness to Capital summitstatebank.com|Long-Term Debt to Capital FDSB (Fifth District Savings Bank)|fusb.com (FUSB) - Long-Term Liabilities to Capital|BOTJ: Long-Term Debt to Equity Ratio|CPBI: Long-Term Debt to Equity|BYFC: Long-Term Debt to Capital|NSTS (NSTS Bancorp) - Long-Term Debt to Equity|Long-Term Debt to Equity Catalyst Bank|Long-Term Debt to Capital Ratio FSEA (First Seacoast Bancorp Inc.)|Long-Term Debt to Equity AmeriServ Financial, Inc. (ASRV)|Long-Term Debt to Equity PBBK (PB Bankshares)|Long-Term Debt to Equity OptimumBank Holdings Inc OPHC|Texas Community Bank (TCBS) - Long-Term Liabilities to Capital|Home Federal Bancorp - Long-Term Debt to Capital|BayFirst Financial Corp. (BAFN) - Long-Term Debt to Equity Ratio|MBBC: Long-Term Debt to Capital|Kentucky First Federal Bancorp Inc. (KFFB) - Long-Term Debt to Capital|Long-Term Debt to Equity Glen Burnie Bancorp Inc|Long-Term Debt to Equity CARV|Long-Term Debt to Equity Ratio BRKL (Brookline Bancorp, Inc.)|EBTC (enterprisebanking.com) - Long-Term Debt to Capital Coefficient|Long-Term Debt to Capital ESSA (ESSA Bank)|The First Bancshares, Inc. - Long-Term Debt to Equity|First of Long Island Corp - Long-Term Debt to Capital|HMNF - Long-Term Debt to Capital|htb.com (HTBI) - Long-Term Debt to Equity|Long-Term Debt to Capital Ratio IBTX|Long-Term Debt to Equity Macatawa Bank Corporation|Long-Term Debt to Capital Old Point National Bank|Long-Term Debt to Equity Jersey Shore State Bank (PWOD)|Ratio of Long-Term Indebtedness to Capital Sandy Spring Bancorp, Inc|Long-Term Debt to Capital TBNK (Territorial Bancorp)|villagebank.com (VBFC) - Long-Term Liabilities to Capital|WMPN: Long-Term Debt to Equity Ratio|BCOW: Long-Term Debt to Equity|SSBK: Long-Term Debt to Capital